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PACL India Complaints & Reviews

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Updated: Jan 19, 2025
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PACL India reviews & complaints page 62

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G
Gautham Amin
from Mumbai, Maharashtra
May 3, 2018
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Address: Jaipur, Rajasthan, 302004
Website: www.paclltd.com

Dear sir / madam,

My name is sumangala tej
Below are the details of the pacl limited
Plot registration no is : u[protected].
Date of commencement and expiry : 17.09.2009 and 17.03.2015.
My contact no is [protected].
Monthly payment: 480

I have not received my payment till date. Please refund my money since the tenure of the scheme expired on 17.03.2015..
PACL India customer support has been notified about the posted complaint.
Rifand

money refund from pacl limited - Comment #3086230 - Image #0
Name-mal chand mundhra
f/h lt bhagwani ram
bigga bass
w no-13 sri dungargarh
dist-bikaner, rajsthan-331803
my policy end but ten thousand rupees not recived...
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    P
    Poovarasan sp
    from Madurai, Tamil Nadu
    May 1, 2018
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    Address: Erode, Tamil Nadu, 638107

    Sir / madam, my name is selvi and my husband name is m. Sakthivel. My register no is : u[protected]. My installment amount is rs. 2165. Policy commencement date is 12.12.2007. Please return of my amount sir.. My contact no is [protected]. And i have the last receipt are enclosed as follows.. Please take any possible movement sir.. Thank you sir/madam..
    +1 photos
    PACL India customer support has been notified about the posted complaint.
    Sir, my policy is complete on09/12/2014 so please give me my rupees
    I'm investing the money 8year back and they give me a cheque in 2012 but it was bounc by bank
    Dear sar maydam. I am Rita Tiwari. I am a castamar PACL INDIA LIMITED. ragistar no. U[protected] date 30/06/2007 First receipt no-F0627391 amunt .10000 agency code. [protected] agent no. [protected]

    for return of my amount - Comment #3086274 - Image #0
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      K
      klohith
      from Mysore, Karnataka
      Apr 30, 2018
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      Address: Kodagu, Karnataka, 571232

      Respected sir
      i have a policy no:u[protected] dated 29/09/2010 reciept no: f4448970.Name :mrs savitha d p w/o sridhara m s sum assured rs:625000 we are a very poor family.
      My bank account no:[protected].Ifsc code:cnrb0000455 hebbale .Kushalnagar, kodagu branch.Please credit amount to this account.My adhar card no:[protected] .Mobile:[protected].
      Please refund and oblige
      manajur village
      shirangala post
      kushalnagar
      somwarpet tq
      kodagu dist
      571232
      +2 photos
      PACL India customer support has been notified about the posted complaint.
      Apr 30, 2018
      Updated by klohith
      my adhar and voter id

      Apr 30, 2018
      Updated by klohith
      MY BANK PASS BOOK.PLEASE PAY OUR AMOUNT.

      May 02, 2018
      Updated by klohith
      Respected sir
      i have a policy no:u[protected] rs 30000/- dated 14/04/2011.Reciept no: f5083438.Name :mrs chandrakala w/o s a poovaiah and second one deposit bond no is u[protected] dated 26/03/2013 .Sum assured rs:20000/- both is in my name .We are a very poor family.
      My bank account no: [protected] state bank of india kushalnagar branch.Ifsc code:sbin 13342kushalnagar, kodagu branch.Please credit amount to this account.My adhar card no:[protected] .Mobile:[protected]
      please refund and oblige
      from
      adishankaracharya layout
      kushalnagar
      somwarpet tq
      kodagu dist
      571234
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        S
        Satyander Khurcha
        from Rania, Haryana
        Apr 29, 2018
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        My name is munesh khurcha has band name satyander kumar khurcha, registration no. U[protected] dated 09.03.2012 payment plan i 8-054, 6 years
        First instalment rs 10420 dated 09.03.2012 receipt no. F0680590 yamuna nagar dated 09.03.2012. Expiry date 09.03.2018. You are requested to return back our money at the earliest possible. Waiting your positive response.
        PACL India customer support has been notified about the posted complaint.
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          S
          silihk
          from Umarkot, Chhattisgarh
          Apr 25, 2018
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          Address: 754141
          Website: [email protected]

          I want to see my current status. My name is lovha rani pasayat. Husband name : bholanath pasayat. Issue on : 08/06/2017. Sr no. :yg - a 6056119.
          Registration no. : u[protected].
          Date of commencement : 08/06/2007
          Payment plan no. & term: c4/10y-00m
          Consideration /plot (S) size: 10000
          Amount of instalment received:10000 rs
          Expiry date of agreement : 08/06/2017
          First receipt no. : f0153812
          Agency code: [protected]
          Agency unit code: [protected]
          PACL India customer support has been notified about the posted complaint.
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            M
            mysairam
            from Bengaluru, Karnataka
            Apr 23, 2018
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            Address: 560056
            Website: www.consumercomplaints.in

            Pacl india limited — check my total amount & registration status

            Dear sir/mam, i am narendra kumar sharma and my wife anuradha sharma is a customer pacl india limited,
            Name : narendra kumar sharma
            Registration no : u[protected]
            Date of commencement 23/06/2012
            S. No. : yka9498381,
            First receipt no. F7615257 and date:- 23/06/2013
            Amount of very month instalment is rs.480
            Wife name: anuradha sharma
            Regostration no. U[protected]
            Date of commencement 23/06/2012
            S. No. : yka9498382,
            First receipt no. F7615323 and date:- 23/06/2013
            Amount of very month instalment is rs.480
            Agency code is [protected]
            Agency unith code is[protected]
            Pacl india ltd in 30/1, 5th floor, leemans complex, cuningham road, bangalore_560052,
            Corporte office-7th floor gopaldas bhawan, 28, barakhamba road, new delhi_110001 check this registration no. Total amount & status. How to check the internet? Please let i know the status and send the statement on my mail id my e-mail — [protected]@yahoo.co.in
            Address - flat no.207, ds max sanvil apartment, 50ft main road, rto road, balajinagar, mallathahalli extn., bangalore:-560056
            PACL India customer support has been notified about the posted complaint.
            Apr 23, 2018
            Updated by mysairam
            I paid policy for more then 3 years put now i want withdraw my police. I paid 480. I don't know how withdraw my money.
            Hi I want to refund please.

            how to get the pacl policy money or how to check the status of my policy account - Comment #3077016 - Image #0
            Did any one get any response
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              B
              begum shamshad
              from Agra, Uttar Pradesh
              Apr 22, 2018
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              Address: New Delhi, Delhi, 110025
              Website: www.paclltd.com

              Dear sir/madam,

              I have invested amount of rs. 10, 000 fixed and rs. 3300 quarterly for 3 years. I have not received my amount back neither got any confirmation from them. Kindly help as my daughter's marriage is fixed in month of june 2018. I am working in a private school as a peon. My contact no is [protected]. Registration number is u[protected], u[protected]
              Shamshad begum
              PACL India customer support has been notified about the posted complaint.
              Gameti rameshbhai s
              f/h gameti surjibhai m
              at-himmatpura po-vagapur
              ta bhiloda
              di-sabarkantha, gujarat
              pin code 383355

              invested amount for my daughter's marriage - Comment #3078737 - Image #0
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                K
                klohith
                from Mysore, Karnataka
                Apr 21, 2018
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                Address: Kodagu, Karnataka, 571234

                Respected sir
                I have a policy no:u[protected] dated 27/02/2015 reciept no: name :mrs h p chethana w/o prasanna h s sum assured rs:15000. We are a very poor family.
                My bank account no: [protected]. Ifsc code:sbin 0013342 sbi kushalnagar, kodagu branch. Please credit amount to this account. My adhar card no:[protected]. Mobile:[protected]
                Please refund and oblige.

                Boluru village
                Guddehosuru post
                Baichanahalli
                Kushalnagar
                Somwarpet tq
                Kodagu dist
                +3 photos
                PACL India customer support has been notified about the posted complaint.
                Apr 21, 2018
                Updated by klohith
                my bank pass book

                Apr 21, 2018
                Updated by klohith
                MY ADHAR

                Apr 23, 2018
                Updated by klohith
                Respected sir
                i have a policy no:u[protected] dated 31/01/2012 reciept no: f6038143.Name :mrs lingaraj s/oabhi pradan .Sum assured rs:62500.We are a very poor family.
                My bank account no: [protected] .Ifsc code:sbin0010912 chikiti odiisa, branch.Please credit amount to this account.My adhar card no:[protected] .Mobile:[protected]
                please refund and oblige
                kharriguda village and post
                ganjam tq
                odisha
                761209
                Apr 23, 2018
                Updated by klohith
                Respected sir
                i have a policy no:u[protected] and other one is u[protected] dated 25/02/2012.Reciept no: f6107534 name :mr c r bharath s/o c k ramaiah .Sum assured rs:15000.We are a very poor family.
                My bank account no:[protected]-0.Ifsc codesbmy0rrckgb.Guuddehosuru kushalnagar, kodagu branch.Please credit amount to this account.My adhar card no:[protected].Mobile:[protected]
                please refund and oblige
                from

                guddehosuru village
                basavanahalli
                kushalnagar
                somwarpet tq
                kodagu dist
                I had invested in Pacl whose registration no is U[protected] now how i will get my payment it was completed in 2011 but till now i had not get my payment

                bond no u149260730. name h p chethana. please pay our amount and oblige - Comment #3076048 - Image #0
                bond no u149260730. name h p chethana. please pay our amount and oblige - Comment #3076048 - Image #1
                bond no u149260730. name h p chethana. please pay our amount and oblige - Comment #3076048 - Image #2
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                  B
                  basantkumar5658
                  Apr 16, 2018
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                  Dear sir/madam,
                  Kindly find attached pacl india ltd receipt where i invest rs. 10000 but now the company have closed and i did not get back my money.
                  Please help me to get back my 10000 rupees.

                  Thanks & regards

                  Basanta kumar jena
                  Vill - badachandra sekhar pur
                  Post - ramachandrapur
                  Dist - jajpur
                  Odisha
                  Pin code - 755003
                  Mobile no : [protected]
                  PACL India customer support has been notified about the posted complaint.
                  Oct 02, 2018
                  Updated by basantkumar5658
                  Sir, please let me know when I will get my money ? After complain on April 16 2018 to till date I did not get any reply. Please reply me.
                  Oct 02, 2018
                  Updated by basantkumar5658
                  Sir, This is PACL receipt which I had given 10000 rupees. Please return my money.

                  I am customer in PACL Indoa limited my registration no U[protected] Date 15/12/2011 SL number 2786620 please let i know the state
                  My mail id jaya.[protected]@gmail.com
                  Ph [protected]

                  pacl cheating - Comment #3070161 - Image #0
                  Sir I have an issue U[protected] named Sukhveer singh i had opened it and exipry date was 09/12/2011 due to some problem i cant when it matured so now what how will i get my refund

                  pacl cheating - Comment #3073789 - Image #0
                  pacl cheating - Comment #3073789 - Image #1
                  pacl cheating - Comment #3073789 - Image #2
                  Sweta Singh
                  D/o Kesh Bahadur Singh
                  Naini
                  Sir / Mam
                  Plz Help Me ...
                  Maine Pacl Companey Me 100000 Ka Invest Kiya hai jo ki 7 year ka tha ab iska time puar ho gya hai or mujhe abhi tak koi bhi msg ya Call nhi aya hai ...
                  Plz Mera Invest kiya Paisa Vapas Kar dijiye ...

                  [protected]

                  pacl cheating - Comment #3073813 - Image #0
                  Hi,

                  have made investment in PACl, and have not received any amount in return after maturity .
                  Mine three policies are running under this company.
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                    I
                    imran240597
                    from Surandai, Tamil Nadu
                    Apr 13, 2018
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                    Address: 608601

                    S subaitha began
                    F/h sathakdhulla
                    5 thellai nagar, keelpuvanagiri
                    Chidambaram tk
                    Cuddalore dt, tamil nadu

                    Registration no is u[protected]
                    Date of commencement 29/01/2011
                    Expand date of agreement 29/07/2016

                    I have paid my policy but still didn't refund the amount. Pls send the amount.

                    Contact no [protected]
                    Email id [protected]@gmail.com
                    +1 photos
                    PACL India customer support has been notified about the posted complaint.
                    4 month only I pay money now ten years ready I want take my money how?
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                      S
                      Sharbuteen
                      Apr 13, 2018
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                      Dear pacl

                      I'm a policy holder in your reputed company.
                      My policy numbers are u[protected] & u[protected]

                      The above policy agreement has been expired on 17/08/2014 but yet i have not received my maturity amount.

                      We have submitted our bank account details to which the amount needs to be deposited by your good company. So far there is no any progress. This makes me worrying about my future, because i'm going to retire and spend my remaining life in my hometown by starting some small business.

                      I deliberately in need of my money i saved with pacl in this situation.

                      Kindly do the needful without further delay and make your customer happy..

                      Customer name: m. Sharbuteen, s/o mohamed ibrahim
                      Csc name: trichy
                      Csc code: 209
                      Agency code: [protected]
                      Agency unit code: [protected]
                      PACL India customer support has been notified about the posted complaint.
                      Respected sir

                      I have a policy no:U[protected] with PACL India Limited, with expiry date of agreement 21.09.2014. Sum assured Rs: 62563/-.

                      Please help me in refund and oblige.

                      From
                      Ms.D.Parimalam
                      No. 2/232-2 Sri Ram Nagar
                      Kurudampalayam Panchayat
                      NSN Palayam Coimbatore - 641031
                      Ph: [protected]
                      I have refund to my amount. I have to my poor family. my policy no.[protected] and my bank account no.[protected] adc bank gangad .ifsc code GSCB0ADC001. my adhar no.[protected].

                      hemubhai gagjibhai chauhan
                      at-gangad
                      ta-bavla
                      dist-ahmedabad
                      pin-382240
                      Dear sir/madam.

                      I am Sulochana i having in PACL insurance .Please guide me how to claim my bond is U[protected].12/09/2011
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                        P
                        pradeep polaveni
                        from Karimnagar, Telangana
                        Apr 12, 2018
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                        Address: 505467

                        Respected sir
                        I have a policy no: u[protected] expiry dated 08/03/2018. Reciept no: f1109177. Name ; mr; p ravi s/o venkataiah sum assured rs:13500*4 times sir. We are a very poor family.
                        My bank account no: [protected] ifsc code:andb0001113 branch ; husnabad account. My adhar card no:[protected]. Mobile:[protected]
                        Please refund and oblige
                        Thotapally
                        Husnabad
                        Karimnagar
                        Telangana
                        505467
                        PACL India customer support has been notified about the posted complaint.
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                          A
                          ananthakishan
                          from Mumbai, Maharashtra
                          Apr 11, 2018
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                          Pacl co is not refunding me my invested amount even after the supreme court order given on 02.202.16 also not giving any satisfactory reason for not refuding my investd amoutn. Due to which i am facing financial problems because i had made durutre plannings on this invested amount so i requested you to take needful actions on pacl ltd and see in this matter to help me to get the rund amout from pacl ltd as early as possible
                          PACL India customer support has been notified about the posted complaint.
                          Apr 11, 2018
                          Updated by ananthakishan
                          i have invested inpacl ltd through andheri branch rs, 114035/- have registed no u[protected]. but pacl is not refudngiin me invested amount even after the supreme court order given on 02.02.16 also not giving any satisfactory reason for not refunding my investred amount. due to which i am facing final problem hencve request to get my refund amount from pacl as early as possible my mobile noi. [protected]
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                            J
                            JIMSONJOHNY1
                            from Chittur, Kerala
                            Apr 10, 2018
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                            Address: Thrissur, Kerala, 680655

                            Sij jimson
                            Letter (Document) no 4961454, csc 145 date 23/12/2010, account no 89096, ifsc code cnrb0000862 letter (Document) no 0583281, csc 145 date 28/04/2011, aadhaar no.[protected]
                            Jimson johny
                            Letter (Document) no 7214427, csc 145 date 16/08/2011, account no[protected], ifsc code cnrb0000720, aadhaar no.[protected], mobile no [protected]
                            PACL India customer support has been notified about the posted complaint.
                            Apr 10, 2018
                            Updated by JIMSONJOHNY1
                            i sending bond dtls

                            Apr 10, 2018
                            Updated by JIMSONJOHNY1
                            Dear sir

                            i need pacl address for pacl bond dtls sending

                            my email id: [protected]@gmail.com
                            Sir,
                            Myself, Munna Shah S/O Abdul Gani has deposited 15000 in on fixed deposit scheme in PACL India Ltd. The same is now mature. But PACL is not giving my money.

                            Plaese help me in getting back my money.

                            pacl amount refund - Comment #3063963 - Image #0
                            I deposit fd year 2008
                            Company is not returned
                            S. No:EL60B 0067809
                            Registration No-U[protected]
                            We give 1200rs per month. We paid upto 22 month. The expiry date of the agreement was over in 23/07/2017.still you are not giving money.
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                              K
                              klohith
                              from Mysore, Karnataka
                              Apr 9, 2018
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                              Address: Kodagu, Karnataka, 571234

                              Respected sir
                              I have a policy no:u[protected] dated 29/09/2010. Reciept no: f4448670. Name :mrs chondamma w/o nanjunda. Sum assured rs:15000. We are a very poor family.
                              My bank account no: [protected]. Ifsc code:sbin0040388 to this account. My adhar card no:[protected]. Mobile:[protected]
                              Please refund and oblige
                              Madapatana village
                              Gandadakote
                              Kushalnagar
                              Somwarpet tq
                              Kodagu dist
                              571234
                              +2 photos
                              PACL India customer support has been notified about the posted complaint.
                              Apr 09, 2018
                              Updated by klohith
                              my adhar
                              Apr 09, 2018
                              Updated by klohith
                              MY BANK PASS BOOK

                              Apr 09, 2018
                              Updated by klohith
                              MY PAN CARD .PLEASE PAY MY AMOUNT AND OBLIGE.

                              Apr 09, 2018
                              Updated by klohith
                              MY BOND

                              Apr 09, 2018
                              Updated by klohith
                              MY ADHAR

                              Apr 09, 2018
                              Updated by klohith
                              Respected sir
                              I have a policy no:u[protected] dated 28/12/2010. Reciept no: ff4729340. Name :mrsk m jeevan w/o k g madappa. Sum assured rs:37500. We are a very poor family.
                              My bank account no: [protected]. Ifsc code:karb 0000386. Kushalnagar, kodagu branch. Please credit amount to this account. My adhar card no:[protected]. Mobile:[protected]
                              Please refund and oblige

                              Door no 619 venkateshwara nilaya
                              Nagegowada extension
                              Mullusoge village
                              Kushalnagar
                              Somwarpe3t tq
                              Kodagu dist
                              571234
                              Apr 09, 2018
                              Updated by klohith
                              Respected sir
                              I have a policy no:u[protected]vdated 15/02/2011. Reciept no: f4890792. Name :mr thammaiah s/o ninge gowda. Sum assured rs:15000. We are a very poor family.
                              My bank account no:[protected] ifsc code:karb0000386 karntaka bank. Kushalnagar, kodagu branch. Please credit amount to this account. My adhar card no:[protected]. Mobile:[protected]
                              Please refund and oblige

                              From
                              1st block
                              Baichanahalli
                              Kushalnagar
                              Somwarpet tq
                              Kodagu dist
                              571234
                              IuDocument No 0583281 CSC 145 Date 28/04/2011
                              Name SIJI JIMSON, ACCOUNT NO 89096
                              IFSC Code CNRB0000862, CANARA BANK
                              Respected sir
                              I am Narendra Kumar Sharma and my wife Anuradha Sharma is a customer of PACL INDIA LIMITED,
                              Name : Narendra Kumar Sharma
                              Registration No : U[protected]
                              Date of Commencement 23/06/2012
                              S.No. : YKA9498381,
                              First Receipt No. F7615257 and Date:- 23/06/2013
                              Amount of very month Instalment is Rs.480
                              Wife Name: Anuradha Sharma
                              Regostration No.U[protected]
                              Date of Commencement 23/06/2012
                              S.No. : YKA9498382,
                              First Receipt No. F7615323 and Date:- 23/06/2013
                              Amount of very month Instalment is Rs.480
                              Agency Code is [protected]
                              Agency Unith Code is[protected]
                              We are a very poor family.
                              My bank account no:[protected]. Ifsc code:SBIN0006706 to this account. My adhar card no:[[protected]]. Mobile:[[protected]]
                              Please refund and oblige.
                              Flat No.207, DS Max Sanvil Apartment,
                              50ft Main Road, Balajinagar, Mallathahalli Extn.,
                              Bangalore:-560056
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                                V
                                vijisathu
                                from Suchindram, Tamil Nadu
                                Apr 7, 2018
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                                Address: 629004

                                I'm the policy holder Mr.S.Vijayakumar .My claim is not in prosses .My resiteration number: U[protected].My last payment date 13/11/2016. My contact number[protected]. Please relase my claim amount. My bank details: corporation bank, marthandam branch, a/c no: [protected] ifsc code:corp0001263, MICRcode:[protected], a/c name: G.Sathya. Please consider my complaint.
                                +1 photos
                                PACL India customer support has been notified about the posted complaint.
                                Letter (Document) No 4961454
                                CSC 145 Date 23/12/2010
                                Name SIJI JIMSON, ACCOUNT NO 89096,
                                IFSC Code CNRB0000862, CANARA BANK
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                                  Ashwinraj123
                                  from Lucknow, Uttar Pradesh
                                  Apr 6, 2018
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                                  Address: Azamgarh, Uttar Pradesh, 276301

                                  Name anupam rajbhar
                                  Monthly investment amount 1300
                                  Date of commencement 31/07/2007
                                  Expiry date of agreement 31/07/2013
                                  S. No. 3552822.
                                  Dear sir,
                                  I have done all the installment as per the agreement. I followed your terms and conditions. It is already so much delayed from your side. When i will get the money? And how?
                                  I hope i will get my money back.
                                  Thankyou
                                  PACL India customer support has been notified about the posted complaint.
                                  Hi, my name is kinjal vasani from bhuj, and i had started invested of 550rs per month in 2008 and i paid up to 2015, now i want my money refund but not getting any response from agent as well as company. pls help me out as i need it urgent.
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                                    Zain Abdulla
                                    from Lucknow, Uttar Pradesh
                                    Apr 6, 2018
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                                    Address: 271830

                                    Please approve my file cash down payment / first instalment receipt cum acceptance letter sir plz refund my cash back sr no, 4165070 receipt no. F0200447 issue on 29/03/2014 my a/c no. Is [protected] & aadhar card no.[protected] name - pappu s/o ram khelawan vill jugrajpurwa po patraaahiya tehsil nanpara distt. Bahraich 271830 mobile [protected]
                                    PACL India customer support has been notified about the posted complaint.
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                                      rajan0709
                                      from Bengaluru, Karnataka
                                      Apr 5, 2018
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                                      Address: Chennai, Tamil Nadu, 600091
                                      Website: consumer

                                      Dear sir i have put 2 policy in ur company in my dad and mom name regitation no : u[protected] date of commencement : 23/8/2011 payment plan : 11/syr-6m policy nome : r revathisl no : 2514530 my dad policy regation no u[protected] sl no : 2514532 policy name mr. A rajan so pl send our policy amount back to our account my mail id : rajan. [protected]@gmail.com my mobile no [protected] / [protected]
                                      +2 photos
                                      PACL India customer support has been notified about the posted complaint.
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                                        klohith
                                        from Mysore, Karnataka
                                        Apr 3, 2018
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                                        Address: Kodagu, Karnataka, 571234

                                        Respected sir
                                        i have a policy no:[protected] dated 27/07/2011 reciept no: f3278655.Name :mrs victori s pais w/o gabriel pais sum assured rs: 15000 we are a very poor family.
                                        My bank account no: [protected].Ifsc code:corp0000201.Corporation bank valnoor kushalnagar, kodagu branch.Please credit amount to this account.My adhar card no:[protected].Mobile:[protected]
                                        please refund and oblige
                                        rangasamudra vilage and post
                                        kushalnagar
                                        somwarpet tq
                                        kodagu dist
                                        571234
                                        +3 photos
                                        PACL India customer support has been notified about the posted complaint.
                                        Apr 02, 2018
                                        Updated by klohith
                                        Respected sir
                                        I have a policy no:u[protected] dated 27/10/2011. Reciept no: f5712757. Name :mrs s p raju s/o late bosu sum assured rs:37500 we are a very poor family.
                                        My bank account no: [protected]. Ifsc code:fdrl0001931. Kushalnagar, kodagu branch. Please credit amount to this account. My adhar card no:[protected]. Mobile:[protected]
                                        Please refund and oblige
                                        From
                                        Janatha colony
                                        Mullusoge
                                        Kushalnagar
                                        Somwarpet tq
                                        Kodagu dist
                                        Apr 03, 2018
                                        Updated by klohith
                                        MY ADJHAR

                                        Apr 03, 2018
                                        Updated by klohith
                                        MY BANK PASS BOOK AND PLEASE PAY MY AMOUNT AND OBLIGE

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