Reserve Bank of India [RBI] Complaints & Reviews

Account holder name - bipul kumar chandravanshi
My balance refund in is pending
Account number-[protected]
Amazon shopping transaction date-08/06/2019
Debit card through,
Debit card number last four digit-8262
Refund date-15/07/2019
Refund amount-3950₹
Refund reference number[protected]
Mobile number-[protected]
Mail id-bittukumar[protected]@gmail.com
Bank name-jharkhand rajya gramin bank

I am writing this with regards to my credit card bill payment. I am using credit cards of following banks:- hdfc, axis, rbl, sbi and indusind bank.

This is to inform you that i cannot pay this amount as my family has fallen under hard time in recent months and i am jobless, but we do want to settle this in a fair and just manner so that you can have the money you deserve and we can be relieved of the burden of owing you this debt.

I can able to give 20% to each bank of my debts. If agree to settle with this amount, i shall be clearing their dues within the next 5 business days. More than 20% is not affordable for me in the present situation.

I am ready to settle this as soon as i get the confirmation from your side.

Please know that i have appreciated the patience and professionalism that your staff has given in this process, and that this correspondence has been sent.
Sir please help me. I mailed many time to banks but they are not responding me. I called them but in vain. Sir i never missed my credit cards payments but these days me and my family financially very weak. Bank persons are harassing me via calls and msj.. Recovery agents also threatening me and my family also. Sir i need ur help
I am sincerely obliged to you for your help and corporation. Thank you.

Please reach out my number: [protected].

Thanks,
Ankit

Respected sir,

I need justice.

May i introduce myself as jayesh ukkath who is working abroad at middle east as health & safety supervisor.

I need valuable help and justice.

I had availed a home loan from nri branch, koramangala for about 18.2 lakhs at around 9.5% interest rate about 5 yrs ago. I could not be very regular in my repayments due to other commitments. Finally i had to decide to sell of the apartment that i purchased in bengaluru. I had not registered the apartment in my name. I managed to find buyer, took noc from sbi, entered into an mou with my buyer that he will close my home loan (Sbi informed me it was 18.76 lakhs as of november end) and pay the rest to my account. After we both submitted mou to the builder, the builder assigned the apartment on his name and this assignment agreement and mou was submitted for his home loan with axis bank. The whole process started on nov 2018. Loan processing was bit delayed for my buyer by about 2 months. My buyer's bank prepared a dd dated 6/2/2019 for 19.04 lakhs as informed by sbi.

On 8th of february when i informed sbi that axis bank wish to pay the dd to sbi, they informed me that the closure amount is 19.34 lakhs. They said that in addition to this i have to pay the legal fees as well. I was baffled at the way sbi interest rate was soaring and i expressed my concern in an email to the bank manager and to racpc, nri branch, koramangala. I also requested for a full loan account statement from sbi till date, which they have not provided me on time.

I have applied short leave and am in bangalore to close the loan. Since i was not convinced on the loan closure amount, i logged into net banking and checked my home loan balance. It is attached, herewith. That tells me that my home loan balance as on 18th january is 15.71 lakhs. I am not very familiar with banking area and hence not sure if this is correct or not. But if it is correct i am paying sbi a huge repayment amount of 19.34 lakhs and legal fees as i am told, especially when i am a person who was forced to sell this apartment due to various debts that i am in.

I am sending this email to the prime minister seeking urgent help in the matter. If 19.34 lakhs that sbi is telling me is genuine i assume it is the huge interest part that is making this difference from 15.74 lakhs. It will be very helpful if this interest part can be reduced from my loan closure amount.

Even closing time also sbi nri koramangala manager mr. Sunil yadav make me lot of troubles (His continuous harassment only i sold my flat. Even i call he never answer also. When i sent the sell agreement copy from my buyer after he make case against me and charge lot of fines) as a ordinary person like me were i can get justice?

My home loan number is in the account statement attached. (Loan no. Is
[protected]

Still the legal fees he was forcefully taken from me thirty thousand still he block and keeping in my account no; nro account [protected].

Your kind assistance regarding my matter will be highly appreciated.

Thanking you
Yours faithfully
Jayesh ukkath

My bank branch manger's contact details are as below.

Sunil kumar yadav

Branch manager
State bank of india
Nri branch koramangala
Contact :[protected] fax[protected]
+91 [protected]

Branch code - 14245
Ifsc - sbin0014245
Swift - sbininbbh59

Address ;
Sbi nri branch koramangala
Avs compound near sony signal
80 feet road, 4th block koramangala
Bangalore-560 034

Dear Sir,

I have 3 housing loan accounts with Reliance Home finance Ltd. The accounts numbers are RHAHHUB[protected], RHAHHUB[protected] and RHATHUB[protected].

Since past one year they are increasing my interest from 8.9% to 10.25% in spite of the REPO rates reduced by RBI.

TO my many requests they are denying to reduce the rate.

I need your help

On 5/08/19 i have withdrawn 2000 rupees from punjab national bank g. T road etah and returned back with my atm card. From 09/08/19 to 11/08/19 someone has withdrawn 90000 rupees though the atm card and checque book is with me. I got to know about this fraud on 11/08/19 when i checked the message on my phone. I instantly filed an f. I. R and submitted the copy to the canara bank as my account is associated with it. I lodged a complaint in natkional consumer helpline and they have given me a grievance number which is 1511535 but today i received a message that the status of that complaint is closed. I dont know whether any actions are being taken or will be taken because i want my money back any how. Please do the needful and try to refund my money asap.

Respected sir/ma'am

I would like to complain against rbi for sending me a fake and fraud mail. Mail is sent as follow -

From: nmjilp cdrfilp
Reply-to: [protected]@walla.co. Il
To: [protected]@yahoo. Fr
Date: 10 aug 2019, 01:04
Subject: tgc
Mailed-by: walla.co. Il
Security: standard encryption (Tls) learn more
: important according to google magic.

Mail having the attachment of a document and its carry the massage below -
The reserve bank of india

Electronic transfer dept, 6, sansad marg
Janpath, new delhi, h. O. 110001,

New delhi

Our ref: cub/hog/oxd1/2014
Payment file: rbi/id1033/2018/2019
Payment amount: 4. Crore, 75. Lakhs = 500, 000 gbps
Reserve bank of india official compensation payment notification
Dear beneficiary:
The foreign exchange transfer department (Rbi) hereby bring to your attention of the
Payment of your deposited fund here in the rbi, you were listed as a beneficiary in the recent
Schedule for payment of the past edition email/sms award incurred by the british
Government, which is yet unclaimed up-till date due to some circumstance.
According to your file record; your payment is categorized as: contract type:
Lottery/inheritance/undelivered lottery fund/
The reserve bank of india (Rbi) governor, dr shaktikanta das and ban kin-moon
Secretary-general of the united nations met with the tax committee on finance rbi
Mumbai/delhi branch. Regarding unclaimed funds which have been due for a long run, at the end
Of the meeting (Rbi) governor, dr shaktikanta das mandate all unclaimed funds to be
Released back to the beneficiary stating that it is an unfair practice to withhold funds for
Government basket for one reason or the other for tax accumulations. Therefore, we are writing
This email to inform you that (4croer 75lakhs india rupees) will be release to you in your
Name, as it was committed by (Rbi) governor.
To credit your account immediately you will have to send copy of your pan/voter card, and one
Picture of your passport size for file record, this is according to law assigned and the security
Covering your fund from the source the assigned transfer department don’t have any right to
Deduct from your fund because it’s made to reach your account in complete value. We decline
For 5 working days after date of receiving this mail.
Also reconfirm your details - for crediting. Please you are advised to fill the form below and
Send it immediately to our transfer department through email below for verification and prompt
Collection. Contact transfer manager in charges of foreign exchange transfer department contact
Person: mrs. Sonia sharma
Fill the verification form below for prompt collection of your fund.
1. Full names:
2. Residential address:
3. Mobile number:
4. Occupation:
5. Sex:
6. Age:
7. Country:
Reply to email: rbionline. [protected]@hotmail.com
8. Marital status:
9. Passport size photo: / scan copy id proof /
10. E-mail id:
11. Bank name:
12. A/c no:
13. A/c holders name:
14. Bank branch:
15. Bank swift or ifsc code;
Note: (4croer 75 lakhs india rupees) will be transfer directly to your bank account
Immediately we receive your filled details. Also be informed that the assigned british
Representative to supervise the transfer of your fund from the reserve bank is in the person of:
(Britishdiplomat) mr collins joe he will supervise the transfer and all the documents will
Be sent to you by courier immediately the transfer of your fund is completed to your bank

Account.

Reserve bank of india (Central bank).
Contact transfer depalink below

http://www.financialexpress.com/news/find-whereabouts-of-unclaimed-deposit-holde...⇄

Hyperlink "http://www.financialexpress.com/news/find-whereabouts-of-unclaimed-deposit-hold...⇄
Tells-banks/909041"909041

Accept my hearty congratulations once again! And make sure you reply to this email:

Reply to email: rbionline. [protected]@hotmail.com

Rtment
Email: rbionline. [protected]@hotmail.com

For more details, visit the

Please look forward in this and help me.

Sir, i sunil borude from village kolhar bk tal rahata dist ahmadnager maharastra maine home loan subham housing finance se 2 lakh liya hai sir uska interest 23.50% hai muze loan lene se pahle 12% bataya gaya tha to rbi ka repo rate jada ho gaya batake 23.50% le rahe hai prosses fees 23000 rs le li hai aur check 1lakh 87 thousand ka diya hai maine 13 emi diye hai 4228rs se fir bhi mera principal amount 2lakh 3000 bata rahe hai aur tener 10 year ka hai to sir aap se request hai ki ye interest bhahut jada hai maine abtak 54934 rs emi diya hai to sir aap se request hai ki muze nyay do mera interest home loan jaisa kar do sir bahut maherbani hogi sir mera chota reparing shop hai

I have been send so many Complain through your side. I have send so many also send to Mr. Sameer Singh Head Customer Consumer Forum through RBI.[protected]@clerk.com but he has not yet cleared my case . Now he is showing Dadagiri that what ever you like do it, from my side you are free to do. Please take action immediately. Thank you. [protected] Benoy Kumar Chattapadhyaya Pune Maharashtra.

सर
मेरा नाम किंशू मंडोलिया (चौधरी) मैने अमेजन से 16/07/2019 ko ek watch मँगाया था जो कि डेफक्टिवहोने के कारण retuern कर दिया Amazon dwara bank of Baroda ke account me Refund ker dya gya lekin account me paise nhi aane ke karan problem ho rhi kafi time ho gya h
- आपका amazon order id[protected] धनवापसी संदर्भ

लेन-देन के लिए रिफंड संदर्भ संख्या[protected] है।
बैंक खाता संख्या। -[protected]

Respected hon. Prime minister, hon. Finance minister, hon. Governor of rbi, chairman sbi, mr. A j parikh general manager rbi, mr. R k mahana general manager rbi, all all senior authorizes of sbi from new delhi & mumbai.

I have received email from sbi - dgm aurangabad. As i already mentioned in my earlier mail it was expected that no senior authority of sbi is going t take care of the email. Hence i was very clearly written that if no proper answer is received from sbi, i don, t have option to send the email copy to hon. High court, aurangabad, mumbai branch & consumer forum aurangabad & if i won the case i will request the court to recover all my legal expenses from the salary of the employees who refused to understand the facts of person's life on humanity. It is very common principle that rules are made for person & not person is made for relue. What ever dgm-sbi has written & the answers to his mail were already given in my earlier email itself & i have already written that i was not able to pay the regularly but as & when possible i have paid the amounts. Dgm - sbi has not mentioning anything new, being all senior & expertise, you have already knows that it has happened. So what new dgm-sbi has written. The dgm - sbi taken almost a week to check an email & reply.

The mail which i have received from dgm-sbi that too from aurangabad regional office & not from any senior office from head office. Dgm-sbi is silent on the following facts which are as below point wise.

1. My financial position was very poor from 2009 to 2019 june there was lots o[censored]ps & downs financially & personally in my life and due to that i was not able to pay the installments monthly, but if you check the entries for the entire period i paid as and when i receives the intimation from bank by bank orally or the recovery person comes to home immediately.
2. I wrote in my earlier email that everything can not be measured on rules there has to be a humanity ground which i would appreciates banks with which i am connected like deogiri nagari sahakari bank ttd, idbi. They & their senior team understood the customers situation & if found reality they really on facts & helps. As much as possible personally.
3. I already wrote in my earlier email that lots of times (Means 3 or 4 times) in last 10 years came to my home for money & has done lots of tamasha & given threats also in front my spouse who is a house wife & my small daughter who were scared various times. Even as and when bank officers came they never suggested me to do the applications or pay the charges & change the rate of interest. Here i would like rbi official to interfere & request to send the circular regarding the same.
4. I have not received any written communication from sbi that they have any such process which has been mentioned by dgm - sbi in his/her email that i need to do the formalities to make the change in rates on which dgm-sbi is silent. I would like to ask senior officer of rbi is it true? Since when you make any changes in rate of interest it should get automatically applicable to each & every loan account. Rbi is requested to confirm the same with circular as i am not believing on sbi officials of aurangabad.
5.in my earlier email i have mentioned that even the one month was not completed of death of my mother as she was hospitalized for two months in private hospital (You can understand the daily expenses for private hospital) they have published advertisement for auction of my flat along with me & my spouse name in local. Respected prime minister & respected finance minister, you can personally think how was our situation after looking the news since all aurangabad industry knows me as i was hr head in different companies. The death of my mother was published in all local news papers on front page as she was ex - class one officer in education department govt. Of maharashtra & lots employees working in sbi was aware it. On this my point dgm - sbi is silent.
6. I think two years back i have received a letter from sbi that they will seal my home but while issuing that have not taken care to check the account, i was paid the amount before issuing the notice before 2 to 3 days. On which the dgm - sbi is silent.
7. Dgm-sbi is silent for the effect to be given on account due to rate of interest changed from 2008 to till date. Hon rbi governor, kindly suggest to me line of action since i do not trust on sbi also i request you to guide& help me to change the loan account from sbi to any other government undertaking bank. As from jan 2008 to aug 2019 i. E. 11 years 8 months sbi has taken from me only interest of more then 10 lacs where as loan taken in jan 2008 was 8.49 lacs. Is this a justice to a person who has faced lots of troubles in all respect and aspects in past 10 years which is very easy me to prove & sbi has nothing to do it, whatever dgm - sbi replied only on monitory & tried to show that they only follow rules. What about the rate change affect which was not intimated to me even the requirements to do from 2008 dgm - sbi is silent.
5. As i mentioned above i request to hon. Governor rbi, to personally help me to change the loan account with another government undertaking any bank, as now financial is stable & also i will try to improve my cibil score.
6. Hon. Prime minister, hon. Finance minister, hon. Governor rbi, as now i am in different field in i am in need of top up loan on current housing loan of rs. 2 lacs fo which you all are humbly requesting you to personally help me as my current market cost of the flat is more then 50 lacs. Also guide me 10 lacs as a interest paid against the loan amount of rs.8.49 lacs at todays balance is 7.96 lacs.- this also i have written to chairman sbi but the dgm-sbi is silent.

Looking to all of this you will also feel amazing that how much time the dgm - sbi has taken to give reply which shows efficiency of sbi officials. And how they care & treated common people. (Since we are honest & from middle class & not a businessman's who are taken crs. Of loans from sbi and absconded from india). They have not even shown affection to speak to me personally by head regional office aurangabadon mobile as my mobile number is with them.

Whatever reply has given by dgm - sbi of only of monitory lacuna's from my side & not on the facts which i suffered, it shows the attitude of the officials of sbi & culture & humanity towards a common man.

Hon. Prime minister, hon. Finance minister, hon. Governor rb, chairman sbi, the branch from where the loan has taken or the regional officer aurangaba maharashtra shows courtesy to call personally & try to understand my mind state towards the loss which i got of rs. 10 lacs against the loan amount of rs. 8.49 lacs.

Now i humbly request hon. Prime minister, hon. Finance minister, hon. Governor rb, chairman sbi to look in to it personally which i am sure the current government is very different of the last 70 years of governments.

Awaiting for a positive response at the earliest as it has already gone lots of years i am suffering a loss & paying the amount told by the sbi officers & also suffered a lot not only me but also my family members mentally & financially.

With warm regards

Sujit mirkhelkar
Home loan account with
State bank of india
Dashemsh nagar branch, aurangabad.

I got a message on my mobile recently on my mobile number which i used for what's up number.in this message i won a prize from whatsapp global award.
Message : your mobile has won rs 3, 50, 00, 000.00 in the ongoing whatsapp global award 2019. For claims, send your name; address; mob no, to [protected]@e-rbi.co.in
Is this mentioned message true or false. Please help me out could these messages appears in future again an again.

Hello sir, my self sarla devi and i am so, glade that i am talking to you. Actually sir one day i went to the (Idbi) bank for checking the money balance of my husband salary. Which he had transfer in 31 june/2019 in my account and my husband is a army man and still he is in layh ladakh.
So, that after entered in the idbi, atm then i set my atm card inside the card place in atm machine, then normally i hade choosed saving option after according to the atm machine instruction i hade entered my atm code number. Then the total balaned slipe were come out.
So, what picked that with my atm card after pressing the clear button.
Just after few minutes later when i was just gonn toward my house route suddenly one messge was came on my phone number that yours transaction of 10, 000 rupes is successfully complete.
But i did not feed money balance for transaction they automatically removed and i hade tried many times costumer care service but they told me that ma’am we have already send your complainet documents in your city branch of sbi and on the other hand bankers told me that please ma’am contact to sbi help center.
Please sir, help us because you are the my last expectation and i have complete trust on you that you will help me

I have no idea about the message appears on my mobile recently that is : your mobile has won rs 3, 50, 00, 000.00 in the ongoing whatsapp global award 2019. For claims, send your name; address; mob no, to [protected]@e-rbi.co.in
I want to know about this message whether is true or fake. Unnecessary messages appears on mobile phone now a days.

I kavaskar applied a personal loan of rs 200000. A person from reliance finance limited side send me a loan approval letter on 26.7.19. After that he told me that i have to send rs.5500 for loan process fee than only they can proceed the loan processing next step. I have send the amount through paytm. After that he call me and ask to send rs.9999 for rbi security fee. I told that person that i can't send the amount. Please stop the process and refund the amount back to me. He switched off his mobile number [protected].

Please do the needful to refund my loan processing amount as soon as possible.

Hereby i attached the loan approval letter for your reference.

प्रिय सर,
मैंने रिलायंस फायनांस मे लोंन के लिए एप्लाय किया था मैंने सब कागज जमा किये थे लेकिन उन्होंने मुझसे पहले 5500 रुपये प्रोसेस फि लि और बाद मे मुझे पैसे भेजे है ऐसे कहा गया परंतु मैंने जब मेरा बैंक अकॉउंट चेक किया तो कुछ भी पैसा नही आया था बाद मे मैंने फोन किया तो उन्होंने कहा की लोन सिक्युरिटी फि जमा करनेको कहा मैंने 9999 रुपये भर दिये और कपनि के तरफ से ए कहा गया की आपका लोण अमाउंट आपके खाते पर जमा कर दिया है लेकिन फिर भी पैसे नही मिले बाद मे मैंने फोन किया तो उन्होंने मुजे कहा की लोंन स्टाम्प फि रु 14000 जमा करनी पड़ेगी, सर ए लोग 100 रु के स्टाम्प का फि इतना मांग रहे है मैंने उनसे कहा की मुझे मेरा पैसे वापस करदो तो उन्होंने फोन बंद करदिया मेरी ए शिकायत है की मुझे इस कंपनी की तरफ से फसाया गया है

— forwarded message —

I am having account with hdfc bank and fraud happened with me. My account number is [protected]. No otp no call directly account was debited there were two transactions 9989.73 that debited my account at mycys.com and the second transactions was declined due to insufficient fund that amounted 44634.95 from long time there is no transactions in my account and how can such transactions be done what kind of security do i have from my bank i request bank to look into the matter and get my money back or refund my amount of 9989.73 please help me to get out of this matter how can i expect such security issue from a reputed bank like hdfc my complain no 10012871 i have also attached the form wich i have submitted to my nearest branch.

Sir/ Mam,
I have received one message in the afternoon of 06.08.2019 as that i have won the whatsapp global award as 2.75 crores. To check i sent same details like name, age, and my whatsapp number. Now around 10 o clock i received another message that they have sent me a mail through RBI. They are asking me to send my account details and bank details and all. Whether it is a fake one or real one. Kindly, Let me know.

Somebody calling me you have won 3.5crore and you will send me 18, 900to transfer fees it's true...! Iam confused
This is the a/c no.BOI. Name: Deepak Thapa. A/c no: [protected]. Ifsc Code: BKID0006029. Branch: Delhi. Amount to deposit: 18, 900 Rs. Her mobile no.[protected]. help me...and tell me .this is fake or what.so, kindly help me...
Please

I have send a mail to mr. Sameer singh head customer consumer forum rbi new through rbi. [protected]@clerk.com on 5th aug 2019 and talk to with him through contact no - [protected] regarding refund of my money but he has given reply that i have to maintain rules and regulations of rbi, i have to send money rs. 1, 24, 300 or 18, 200 other wise they will digest my money. I have send so many complain from your side but no action has been taken still to day. Please enquire and take action immediately. I am an retired pensioner sr. Citizen. Thank you. [protected] benoy kumar chattapadhyaya pune maharashtra.

Yesterday i logged a complaint regarding my fund and today in the morning a phone call came frm a person named rahul sharma saying tht he is a officer regarding this issue and he told me to deposit 14400 in my account regarding 149000 and gave assurity abt my transcation and asked my debit card detail and thenafter he debited 5000 frm my account and said me tht the amt is on hold for remaining transcation and thenafter all the numbers frm which they contacted r going switched off so pls i want to knw wht is going on and why people r fooling genuine person my friend send the money to me for my problem but it is till now not reached me and for tht payment i have already deposited 80000 so please help me regarding this phone numbers are [protected], [protected]