StashFin Complaints & Reviews

I have paid all the dues but still active loans are showing of stashfin (Akara Capital advisors private limited) in my CIBIL and its my effecting my CIBIL score.

Registered Mobile- [protected]
Mail id- [protected]@gmail.com

I am harrassed continuously by a company called Stashfin. They are saying that I have taken a loan from them in 2021 and emailed me as they have registered the complaint also regarding the same.
These loan app recovery agency frequently call me and threatened me with name of legal action. They calmed they send money on my account. But when I used this app, my phone was hack by that app. The loan status was failed and then my phone was switch off. They send money without any further discussion about it and without any further noticed. I request you to kindly look at this matter and solve this asap. I tried to email them and contacting them but they never said about it.

I am writing to formally want to file a complaint against a loan app, [stashfin loan app ], for subjecting me to severe mental harassment. I am deeply disturbed by the behaviour of that company recovery agency, which have caused me significant distress and anxiety.

I would like to provide the following details regarding the incidents of mental harassment:

1. Dates of Harassment: [2021 to till date. These dates...

Have already closed my loan I need Noc as soon as possible.
Registered number [protected]

On September 2nd 2023, I completed the full payment and obtained a No Objection Certificate (NOC). However, my current balance still reflects as 31, 400, and my CIBIL Report displays a remark of "Wilful default SUIT filed." I kindly request that you remove the "Wilful default SUIT filed" remark and promptly update my outstanding balance to zero on my CIBIL report. For your reference, I have attached the NOC as proof.

In my stashfin app that i am not eligible for loand and they still send me msgs toi pay the loansd and it showning no creit line code erroe LOC_001...

Whan I am try transfer fund in account showing error code l101 and l301

Hi.. This company is harassing me mentally now… in 2020 i have taken a loan that was of 5k which is already closed and i have the noc also for the same. I don’t know when they have provided me a loan of 66k which is not visible anywhere but they are telling they have given in the year 2021. I have checked for the same everywhere but nothing like that is visible.in 2020 also, 2 days before due date they called and were using foul languages and were saying if i don’t pay the amount at that time they will rape me and told bad things about my mother also. At that time also i tried reaching out to their customer care but no response. If they have provided me the loan of 66k i need the transaction details … this is not acceptable at all…request you to help me at the earliest on the same.

TO
AKARA CAPITAL Customer Service Team,

Dear Sir
I am ROHIT RAJ SHARMA

SUB : Request to Remove "Suit filed" from Credit Report

I have taken a Personal Loan from Akara Capital
Loan A/c : 2465156
Register Mobile No: [protected]
I Paid the pending amount but suit filed flag not removed from my account
now i request you to kindly update my account has closed and remove suit filed flag from my account.

Sincerely,
ROHIT RAJ SHARMA
[protected]
PAN: JTCPS4008A

Sir,
With regard to above courted subject matter it is required you that I have borrowed rs 3400 rupees from stashfin company before three months but unfortunately after the next month i have meet with an accedent and got Many injuries but the company has filed suit filed case towards my cibil i have requested many times this company to remove my suit filed case form cibil but that are forced me and make 100% penelty charges on my loan in this connection it is required you look into this matter.

Yours faithfully
Ummer saleem
[protected]

Hi the application show available limit is 25000 bit still i am not able to use my credit limit and its showing 050 error kindly solve my issue.

I applied for a credit line with Stashfin, seeking a loan of ₹95, 000 to meet some urgent financial needs. I went into this arrangement with the belief that I would be treated fairly and transparently, as any responsible lender should. However, the events that have unfolded since then have been far from fair or transparent.

To date, I have made payments totaling ₹1, 35, 000 – an amount that exceeds the original loan principal by a significant margin. Despite this, Stashfin is now demanding an additional ₹40, 000. This demand not only defies logic but also plunges into the realm o[censored]sury, where exorbitant interest rates and hidden charges are employed to exploit vulnerable consumers.

I implore all of you to be cautious and vigilant when dealing with institutions like Stashfin. As consumers, we deserve ethical treatment and transparency from lenders. It is my sincere hope that by sharing my experience, others can be informed and protected from falling into a similar trap.

My experience with Stashfin has exposed several alarming issues:

Hidden Terms and Conditions: Stashfin deliberately obfuscates critical terms and conditions, leaving borrowers in the dark about the full extent of their financial commitment. This lack of transparency is not just unfair; it is a breach of trust that preys on those who are in need.

Unjust Interest Rates: The interest rates applied by Stashfin are beyond reasonable comprehension. They have taken advantage of my situation to the point where I am essentially paying double the original loan amount. This practice is morally reprehensible and should have no place in a fair lending environment.

Harassment and Intimidation: Stashfin's pursuit of an additional ₹40, 000 has not been backed by any credible explanation. Instead, they have resorted to harassment and intimidation tactics, causing me immense mental and emotional distress. This is a clear violation of ethical conduct.

Today morning I have paid my bill amount via NEFT. But still they not updated my bill amount and tomorrow is bill date. I have already paid before bill date . please update my amount as soon as possible.

TO
AKARACAPL Team

My name is rohit kumar I have taken an Personal Loan in AKARACAPL/STASHFIN
Customer ID: 4046047
sanctioned Amount Rs.3, 000 Date Opened 21/08/2021
I have paid all the loan amount and loan has closed on 01/08/2022 and also received No dues Certificate for Loan reference ID : SER[protected] . from Stashfin.
But now its still reflecting overdue amount of Rs.13, 946 in my CIBIL Reports.
and its specially status mentioned suit filed in my CIBIL Report even though there is no due against this loan.
So, please take the possible steps and update the status ASAP

A customer representative named Arthi called me and offered to close the loan and get me the N.O.C if I pay minimum amount Rs.1850 .She said that N.O.C will be issued in 48 hours but I still have not received it yet.

Respected Sir,
My self Amit. I have paid the Statshfin 2nd installment today on 15th Aug 2023 of Amount 4895.52Rs. has been deducted but hasn't been updated yet. Please Sir, Help me as soon as possible. For That, I shall always be thankful to you.

I apply a loan from stashfin but the status was failed.They calling me frequently for repay. They threatened me frequently and tell we call your contact number. For a long time they threatened and harrassing me anytime.

Loan amount was not successfully disbursed from stashfin app and it didn't credited in my account. I emailed and infrom it many times, it has been many day but I didn't get any satisfied reply from the company. They harrassing me by message or call. I don't want this pathetic and Fraud service anymore. Very worst app. This app carried too much bugs. Also This app control my devices function. Cheating and harassing me and demand high amount...

I've paid my loan with stashfin. But it's still showing unpaid. I'm unable to download the noc because I don't have the registered mobile number with me

Loan Number - 1696132
Akara capital advisors pvt ltd
I have paid loan amount with charges. But till now I haven't received NOC for closing this loan. I have tried many times requesting from last 3 days. All I am getting is message saying "As per your raised request, your closed loan NOC will be send to your registered email id within 24 hours." But nothing happens. and i am getting harrased by sending mails regarding the loan which i had paied already
my mail id :- [protected]@gmail.com