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TATA Capital Complaints & Reviews

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Updated: Dec 31, 2025
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A
A$hi$h93
Aug 3, 2023
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Respected sir/madam,

I am writing this complaint with reference to my personal loan application bearing ID:[protected]. I had applied for the loan on 31 st of July 2023 and by yesterday and day before yesterday all the document verification was completed and I was assured that the amount would be disbursed by yesterday around the time between (7PM & 9PM), but the amount is still not disbursed and despite calling and texting several times I am not getting any status update on my application.
I was waiting with a hope that the loan amount will be credited in my account, as promised but till now the amount is not credited. I am not even able to call the customer care number provided in your website because every time I try to call that number they say that my number is not registered with Tata Capital for any loan service. I feel like I have been cheated upon. It's been almost 3 days. Is it some kind of joke for you people to play with people's sentiments, because the loan was approved by Tata Capital and they promised me that the loan will be disbursed yesterday, so I didn't apply for a loan in other banks.
I request for a transparency in status update and quick disbursal for my loan amount as soon as possible, as promised.

Yours sincerely,
Ashish George
TATA Capital customer support has been notified about the posted complaint.
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    vinu1023
    from Mumbai, Maharashtra
    Aug 3, 2023
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    From last 7 days my personal loan application status is showing post approval data entry. Can you or your team provide me an update on the issue
    TATA Capital customer support has been notified about the posted complaint.
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      irshad.ilyas.k
      Jul 28, 2023
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      Address: Mumbai

      Dear Team,

      Loan Application ID.[protected]
      Loan Application No. APPL13752280

      Please note that I have applied for a pre-approved personal loan of 40K from Tata Capital on 21st Jul 2023 and it got sanctioned on 25th July 2023.

      I have completed my e-mandate and all procedures and despite telling me that loan will.be disbursed within 6 to 12 working hours my loan is not been disbursed till now.

      I have replied and sent an email to Sachin4 Sharma and Pritimaya pratyush Mishra seeking the timeline for a disbursement however there is no revert from them.

      Please look into it and disbursed the loan about at the earliest.

      Regards,
      Irshad Khan
      [protected]
      TATA Capital customer support has been notified about the posted complaint.
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        rajsah2593
        Jul 27, 2023
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        Hi, I am receiving a bare minimum 20 calls each day from Tata capital. For the first few days I politely told them not to ring back and I am not interested in any such loan offer but they just don’t stop. It has reached a stage where I my call log is just filled with multiple calls from them and I have started to ignore all unknown numbers since they keep on calling from different numbers. This lead to me missing an important confirmation call for my credit card which was a fraudulent transaction and the bank was trying to reach me to take my confirmation on my debit.
        This NEEDS to stop. Tata capital needs to stop any further calls and I wish to raise a complaint for my monetary loss as well incurred due to them. I can share all my call logs for proofs.

        Mobile - [protected]
        Name - Rajkumar Sah
        TATA Capital customer support has been notified about the posted complaint.
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          R
          Jul 27, 2023
          Jul 29, 2023
          This thread was updated on Jul 29, 2023
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          All verification of loan app submitted by me is done.
          They took all my bank details to automatically debit the loan repayment from the account.
          After that, the loan amount has not been credited to the account till now.
          There is no response from Tata Capitals.
          It was a very bad experience.
          This issue should be resolved as soon as possible
          TATA Capital customer support has been notified about the posted complaint.
          My issue not resolved yet
          I think its big scam...
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            A
            Ank0099
            Jul 25, 2023
            Jul 27, 2023
            This thread was updated on Jul 27, 2023
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            Dear Team

            I have completed all formalities on 21st July but till now i have not received my loan Amount into my bank account.

            Application ID[protected]

            I have tried customer care team but there no response from them .
            TATA Capital customer support has been notified about the posted complaint.
            I am still waiting for the responses
            Ank0099's [Complaint's author] reply, Jul 29, 2023
            Worst service By Tata financial services. no actions
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              V
              vinothraj Natarajan
              Jul 19, 2023
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              I have applied for BLR INSTA PERSONAL LOAN, I have completed all the process and received loan aggrement document but amount not yet credited. Got message from HDFC bank for emandate process.

              No money credited to my account, could you prioritize the application and update the application status or withdraw the application. No response from customer care, unable to reach via toll free number

              Application no[protected]
              Application Status: Post Approval Data Entry
              TATA Capital customer support has been notified about the posted complaint.
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                S
                Jul 19, 2023
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                Address: Agar Bazaar N. M Kale Marg Dadar

                Hello, I have applied for pre-approved personal loan all the process has been done now in status it is showing post approval data entry from last 1 week I m confused what is the status. And I have also mailed. But not received any response from them.please help me out I m in need that's why I applied for this but now I m loosing hope and trust in tata capital.
                TATA Capital customer support has been notified about the posted complaint.
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                  M
                  musthafaking
                  from Tirupur, Tamil Nadu
                  Jul 18, 2023
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                  From last 4 days my personal loan application status is showing post approval data entry don’t know what’s going on I have whatsaap multiple times and called to customer care serval time but still no proper response loan stage is showing Disbursal but don’t know how much time will take to disbursed did not received any call from concern team.

                  my number : [protected]
                  registered email : [protected]@gmail.com
                  TATA Capital customer support has been notified about the posted complaint.
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                    S
                    Saurabh Mukhija
                    Jul 17, 2023
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                    I received daily 15 calls from diffrent number of tata capital. have sent numerous emails to stop calling me .
                    I have blocked more than 100 landline tata capital number.
                    TATA Capital customer support has been notified about the posted complaint.
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                      H
                      Harsha999999
                      Jul 14, 2023
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                      Have received a msg from my bank stating that
                      ALERT! HDFC Bank Mandate reference no. Issues to TATA CAPITAL FINANCIAL SERVICE LTD with value Rs. 1000000.00 and Frequency MNTH is received today for processing.

                      What is happening???!????????!

                      Very tensed, please help

                      No point of contact, customer service number not working
                      TATA Capital customer support has been notified about the posted complaint.
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                        S
                        sush_p
                        from Gurgaon, Haryana
                        Jul 13, 2023
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                        I wanted to close loan with Tata and called them on 1st July. They informed me that they will only be able to let me know the amount I need to pay if I pay 500rs plus gst. I was shocked to hear this and called them again sometime later and the other executive mentioned that I should pay 4% extra to close account. This was another shocker and so I asked them to share this in email. They cleverly just shared the link to their website and asked me to refer the link for charges and they have not clearly mentioned about this anywhere in website. So I called back again and asked them for a link to make payment. They provided me with details but I could not make payment because of technical issue. So I went to their branch taking all the pain and they didn't even let me inside. Forget about the support. Hence I came back and called customer care again and took info from them and initiated money transfer. They Even confirmed receipt of payment; however it was redeposited back into my account without any intimation. When I called them again, they asked me to talk to my bank. I then spoke to my bank only to know this has nothing to do with them. Had to again call Tata and executive now tells me, they never received money and argues no email was sent as payment receipt. All this just looks like an attempt to discourage customers from closing the loan amount. No financial institution should charge customer for pre payment as per RBI rules. This is pathetic. Even after half a months efforts, I am clueless on how to prepay. I was just intending to make a part payment. After looking at the dirty tactics used by you, now I want to close my account and stay away from Tata capital for my life. request number where they sent me payment confirmation on email 27836873.
                        home loan account number. 9877302
                        My phone number- [protected]
                        TATA Capital customer support has been notified about the posted complaint.
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                          MaheshKammari
                          Jul 12, 2023
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                          I have the same issue with Tata Capital - Loan sanctioned letter also released but amount is not yet disbursed. They have taken all the documents and took cancelled cheque leaf for amount disbursal two days back, but the amount is not credited. I would have tried for other banks for loan. Its frustrating when we are in urgent need of money.

                          I am not able to connect either customer care and the person who took the documents through email is not responding to my emails.

                          It is still showing post approval data entry from the day of application.

                          Contact: [protected]

                          Loan 9963890
                          TATA Capital customer support has been notified about the posted complaint.
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                            S
                            Suraj Dave527
                            Jun 22, 2023
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                            Tata capital i have on going parsonal loan from you my loan id is TCFPL[protected] my loan is due only by just 10 days and i have a reason why my loan is delayed because i am from kutch recently on 15th and 16th june we faced cyclone in that situation i got so many expanse i failed to arrange a my due amount money i was late for just 10 days and i am getting a calls from name of virdipsinh jadeja and Dharmendra sinh jadega he is forcing me to arrange a money and pay otherwise he will come to my home please i am requesting you to give me some time to arrange and don't harrass me with this agent otherwise i have to go to RBI and file a case against you please check screenshot i attached his number
                            TATA Capital customer support has been notified about the posted complaint.
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                              satishv9323
                              Jun 20, 2023
                              Jun 22, 2023
                              This thread was updated on Jun 22, 2023
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                              Resolved

                              Tata Capital Loan Disbursal

                              I received a call from Tata Capital, and everything was verified the same day(13 June 2023).The same provided the necessary paperwork and received a response from Tata Capital. They assured me that the money will be disbursed in 24 hours. I ask them to proceed with the process if the loan has been confirmed provided; else, they can leave it alone as they had discussed sanctioning the loan with me.

                              Case ID 27303204 is what I...
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                              satishv9323
                              Jun 20, 2023
                              Jun 22, 2023
                              This thread was updated on Jun 22, 2023
                              Resolved
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                              Resolved

                              I received a call from Tata Capital, and everything was verified the same day.The same provided the necessary paperwork and received a response from Tata Capital. They assured me that the money will be disbursed in 24 hours. I ask them to proceed with the process if the loan has been confirmed provided; else, they can leave it alone as they had discussed sanctioning the loan with me.

                              Case ID 27303204 is what I saw when I opened the Tata Capital Issue Tracker.

                              Still my application process as Application Status: Post Approval Data Entry.

                              They met with me again to update the emi date and reprocess the identical application, but the money is still on hold and has not been issued.

                              Why should you tamper with the customers?
                              It's not fair to play with a customer's emotional state.
                              Please take action, Consumer Department.

                              My Name: Satish Vadlapatla
                              application number- APPL13583427.
                              Jun 20, 2023
                              Complaint marked as Resolved 
                              Still the issue opened
                              TATA Capital customer support has been notified about the posted complaint.
                              Verified Support
                              Jun 22, 2023
                              TATA Capital Customer Care's response
                              Hi Satish, we apologize for this unfavourable experience and would like to investigate it further. Please share your registered contact number, email ID, loan account/application number and type of loan, along with the details of your concern via a direct message on our Facebook page: https://cutt.ly/8nQrrFQ. These details are essential for our team to identify your case and assist you with the same. Thank you.
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                                satishv9323
                                Jun 20, 2023
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                                Resolved

                                Still my issue not yet resolved, may i know the reason it's showing as resolved.

                                Here the my complaint details
                                TATA Capital Complaint Status Update [ID: 3443370]
                                Jun 20, 2023
                                Complaint marked as Resolved 
                                My Issue still the same, Not yet resolved
                                TATA Capital customer support has been notified about the posted complaint.
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                                  satishv9323
                                  Jun 19, 2023
                                  Jun 20, 2023
                                  This thread was updated on Jun 20, 2023
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                                  Resolved

                                  I received a call from Tata Capital, and everything was verified the same day.The same provided the necessary paperwork and received a response from Tata Capital. They assured me that the money will be disbursed in 24 hours. I ask them to proceed with the process if the loan has been confirmed provided; else, they can leave it alone as they had discussed sanctioning the loan with me.

                                  Case ID 27303204 is what I saw when I opened the Tata Capital Issue Tracker.

                                  Still my application process as Application Status: Post Approval Data Entry
                                  My Name: Satish Vadlapatla
                                  application number- APPL13583427.
                                  Jun 20, 2023
                                  Complaint marked as Resolved 
                                  Still the issue not resolved.
                                  TATA Capital customer support has been notified about the posted complaint.
                                  Please see the attached proof of email confirmation from Tata Capital; thereafter, no response was even emailed to me.
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                                    Guddu0987
                                    Jun 14, 2023
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                                    Loan roi reduction, playing dirty game frequently calling with multiple offers for roi reduction and denying for their previously less offered roi .
                                    Harrasment from customer care representative who keeps on offering high roi and saying previous offer invalid in same day.
                                    TATA Capital customer support has been notified about the posted complaint.
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                                      Gnanaseka
                                      Jun 12, 2023
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                                      4 days ago i applied applications for loan.but still now i did not received my loan amount. What happened tata capital loan employees is worst.my mail I'd:[protected]@gmail.com
                                      TATA Capital customer support has been notified about the posted complaint.
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