Union Bank of India Complaints & Reviews

I had education loan with union bank of india. They asked me to open life insurance policy against loan account and took original insurance papers from me. In 2009-10 I repaid entire loan amount- bank provided certificate saying loan amount has been repaid., but bank is not returning insurance papers. I have contacted them multiple times in last 4 years, still i haven't got insurance papers.

Dear Sir/Madam,

I wish to inform you that I am Amit Kumar My A/c no.[protected] for the UNION BANK OF INDIA. Sir Still I dont have Recvd Pass Book to Cheque Book from the Union Bank. I have open account before one month. but I dont have any response from the bank. several times I had went to visit to bank. they are saying that you can get the courier . but still I dont have.kindly check and give me positive reply to me.

I WANT TO COURIER BRING ON THE ADDRESS AS MENTIONED ON THE FORM.
MR. AMIT KUMAR
E-57A, VISHWAKARMA COLONY LAL KUAN
M.B.ROAD. NEAR JAITPUR, BADARPUR.
NEW DELHI -110044
Thanks & Regards
Amit Kumar

I am holding union bank of India 400 shares since 2002. But since 2008 I am not getting any dividend for those shares. Pls let me know as to why bank is not dispatching my cheque of the dividend amount. Name: Gopal Singh Riyat Registered folio no. 00117734 Certificate no. 862167, 862168, 862169, 862170 Distinctive no.[protected] Regards Gopal Singh riyat Mobile no. [protected]

My home loan sanctioned 7 months after submitting the documents that's also after raising complaint.

As a first part of home loan, amount of Rs.5Lakh released.

Now manager is not releasing next part of loan amount.

He spent 1 month in getting second legal opinion but still not responding properly. Complaint also raised with case ID: 5404735 and 5517335

For both complaints, resolution time over but till now no response.

Dear Sir. I am the employes of private company..my monthly salary is 10000Rs. without my knowledge union bank persons transfer the money of 2.5 Lakh Ruppes from other account to my account, For this period no message and no call. when my salary come after a 11 days then I saw my account. I deeply surpised such a huse amount. I make a plan for some shoping and other activicty like donate the money in GOD, s temple. and spent the money near by 1 lack ruppes. and FD by 1.5 lack ruppes. after 62 days bank officer call me that you did not tell us about 2.5 lack ruppes.and they told us you give the money soon but I am enable to return the all money due to no business u. So I am request and wants to know about the further procedure for same my cell no. [protected] Thanks and regard Azad Singh

I am Mr. Viveksingh Bhadouria is a bonafide citizen of Maharashtra having an account in Union Bank Of India Kapurbawdi Thane Branch. Account No: [protected]. On 17th on June 2013 there had been five fraudulent transactions from by account using a debit card swipe by some Mr. Vinod Mittal despite of my debit card being with me. The total amounting to around 46, 000/- rupees. I have registered a complaint in the Bank about the same and also tried lodging an FIR of the same but could not Lodge the Police denied. Even after so many months I haven't received any refund nor received any reply from the bank. I need to lodge a complaint against the bank for there negligence towards an account holder and need to get the money credited back into my account

sir my name is Nalla.Prasad i hold an savings account in kakinada branch of andhrapradesh since 02/08 with account number which ends with 11431 and i had applied for cheque book in written form addressed to the branch manager and as on the day of application the branch doesnot have any cheque books in the branch they asked for time its been more than 3months and still i didnt receive my cheque book. kindly send me the cheque book

Dear sir, I am K.R Chandra sekaran government employee i maintain my account in past 10 years in union bank only, Now i apply education loan for my son(C.Chinraj, 2nd year ECE, Adhiyamaan engg college ) on 12 th august and that day also i submitted all orginal documents related education loan in union bank, thalavaipuram-chettiyarpatti branch, virudhunager dist, Branch IFS code is UBI533572 and my son education loan account also opened. my son ac no is [protected].Our loan amount around 2.8 lac, but still they do nothing.more than 3 months are gone i visit every week twice but they didn’t response .now my son reached sem exam.but still we r not paying fees due some problems.so please take this letter as complaint letter and take reaction as soon as possible...pls arrange our loan amount early.for my son.MY ID ([protected]@gmail.com) Thanking you Your faithfully, k.r.chandra sekaran(conductor) [protected]

i am Mustafijur rahman choudhury a customer of the said bank applied for the cheque book on 3-9-2013 against my A/C no- [protected] but till today i have not recieved the cheque book.From my point of view it is very much unjustice do that job with any customer.
so, i am praying before you to kindly look after the matter and process a immediate result for the said matter.

Sir,
My account is in Union Bank of India(SVSD College Bhatoli branch, Una,Himachal Pradesh). My account no. is [protected]. I am the employee of National Fertilizers limited, nangal Dam. I require a personal loan of Rs. 200000 for my daughter's marriage. I met the manager(Shalesh Kaushik) on 5 april

, he required all the documents like voter card, i card, pan card, salary slip and photos. We gave him all the documents he required but he doesn't dealt with us in a right manner. He called me everyday in the branch and always created new conditions like 'The bank requires 4
guaranters and after the sanctioning of loan your installment be deposited by the NFL ( accounts Dept.)
From 5 months I daily rushed towards the bank branch but the manager harassed me a lot. He doesn't dealt with the customer in a right manner. The customer wants to discuss about the scheme to the manager but manager doesn't take interest with the customer and tells him ' sit outside on the sofa , i will call you later' , but after elapsing hours he doesn't respond or says contact madam ji ( Sunita) , I haven't even the knowledge of general banking, and if the customer irritates then manager says 'you can withdraw your amount , I have no requirement of your account, you can deposit it in any other banks '.

Sir, P R Bhati hold the above numbered ATM debit card with your bank. I have S/B account number [protected] with JN Vyas Colony Branch, Bikaner. My customer ID as per statement on pass book is[protected]. With respect to the complaint of the debit card, I have to state that as of now, the withdrawal of the amount by debit card is possible and I have not encountered any difficulty in this regard. However, the CVV number of the card is blocked ever since the card was issued to me for the reasons unknown to me. As a result, I cannot make online payment of various utility bills. I made complaint through the customer care of the bank. The registered ID number of the complaint is 4783406 dated 11.Sept., 2013. I am sorry to state that I have not been benefitted with any reply whatsoever. May I seek your indulgence to get suitable reply at the earliest possible? Yours sincerely, P R Bhati Acount holder.

Using the card provided UBI bank, it sometimes work and sometimes it doesnt. Once it didnt work and deducted 5000 amount. When asked for this failed transaction, they said , they would complete request in 7 working days. After 7 days when you call they say it will take 7- 45 days. They dont even give consistent answers to consumer. Please take a point on this and dont be a part of this bank

Respected sir/ma'm
i m custmor o[censored]nion bank of india(UBI) main branch auranagabad paithan gate my account no is - [protected] .i have my account in auarangabad branch (maharashtra)..i withdraw 10000/- Rs. from Akola ATM on 14/08/2013.but i don't get 10,000/- due to some techncal error.i sent complaint on their costmor care office also on Aurangabad branch they suggest me to complaint on Akola branch o[censored]BI. i same do in akola branch but even after 14 days no reply given from UBI. i know i'll got this money but i have urgent requirmrnt of money & UBI doesn't help plz help me...n take action against UBI...
my name is Sunit Suryabhana Dongare
my account no is - [protected]

Request for refund of wrong NEFT transaction.
I have made the NEFT transfer 500 rupees on 22 Jul 2013 through my standard chartered bank account (Acc No.[protected]) to RBS BANK account (Acc No.1354729) but unfortunately I entered wrong account number that is 1354279 instead of 1354729 & money credited to unknown account now. I have requested to customer care on dated 23/07/2013 continually but no one to give me any positive response and still the amount has not been reversed in my Standard chartered bank account.
Also I have talked to customer care (NEFT department) many times but amount has not been refunded. If anyone by mistake make wrong transaction, then as per RBI rules amount should be refunded. About more than one week has been passed for this issue I requested to you please take some urgent action as soon as possible.

With best regards,

Rajesh Niwane
MBL No:-[protected]
Sr.... Accounts Officer (Account Payable)
(O) Email :[protected]@southalltravel.com
(P) Email :[protected]@yahoo.co.in

Dear Sir,

I had taken housing loan from Union Bank in October 2005 for a flat in Blue Diamond, Mulund West.

Union Bank was financing loan on this project. Union bank had even charged us for verifying the land verification records. As a consumer, we were satisfied that since this nationalised bank was official financer for this project and done due verification, we went ahead for disbursement of entire loan amount of 37 lacs.

But to our surprise, Bank was granting loan on a property which was under litigation since 2002, and from Jan 2006 court has given stay on any construction deeeming the property on Forest Land.

In this entire episode, Bank had nexus with Builder to cheat the buyers. Even builder went ahead in alloting us a flat on a land which was under PIL. Both of them have cheated me and I have lost on many grounds as even after 8 years, I dont have my house. And today the same house costs me 2 cr.

I have written to bank officials, spoken to them, spoken to builder but none has replied.

I seek justice . I have ended up paying close to 80 lacs, with no house, lost rental opportunity, interest benefit......All this because bank and builder cheated me


Please let me know the recourse

Regards
Manisha

I have a Saving Account opened in Pashan Branch Pune. I got it opened as a Student Account, as one of the representative from the branch came to our college and told us that the account will be a zero balance account. Initially it was a zero balance account, but after some time it automatically changed into General account and I have been charged fine for not maintaining the balance. I would like to know by whose confirmation the account...

My ATM card was lost on dated 6.4.2013 in kurukshetra at 8.30 pm. After that ,I Iodged my F.I.R. in the near police staion and start trying to lock my ATM through customer care of the bank. But , their customer care officer was not connected for 12 hours.Therefore, some one has swiped my card, and take out Rs 5000.My card was blocked by the
customer care at 8.15am on 7.4.2013. Now bank is not responding appropriately.
Help me.
thanks
sandeep chawla (mob-[protected] )

Dear Sir,
Subject –ATM cord Renew

I Have inform you that My Name is Brikesh Chauhan Saving account 3445 Branch Khari Distt- Ballia (UP) My ATM Cord Expired valid 02/08 to expire 02/13 so union bank of India ATM card No- [protected] so please Renew it ASAP.
Regards,
Brikesh chauhan
[protected]
[protected]@gmail.com

I requested for a personalized ATM Card on helpline no they told me in next 7 working days card will be received on Branch but still after 50 days card is not received on the branch. I do not know where to complain for this because customer care did not gave me any docket no and branch have no clue about this. How to resolve this problem.

My name is lalit kumar meena from ahmedabad. I have a union bank of india credit card that i have been issued some three years back from credit card department, Mumbai. I generally used that for railway e-ticketing and sometimes in some stores. In 2012 i did’t use my credit card for atleast 6-7 months because i have to gone for my studies at jaipur and credit card remains at ahmedabad at my safe. In oct 2012 when i came back i used it for one transaction and that for railway e-ticket of Rs.1300 something, but when next month bill came it was of Rs9500/- showing many invalid(wrong) transactions and all transactions were from foreign countries i.e international transaction seems like my card was hacked by some IT expert and used it. That time i immediately called up union bank of india customer care and told them about all this wrong happening. Customer care executive suggested me to block credit card immediately i followed him and instruct him to please block my card. Next day i mail to credit card department and told them about all this wrong happening. They told me to sent a written complaint duly signed by me. On the very next day i draft a complaint letter duly signed by me and mail the same to credit card cell. They replied next day that they will taken up the matter to visa authorities and settle the matter very soon. After few days bank sent a letter to me and instruct me to pay all the money. I replied back to them that why should i pay the money even though i did’t use a single rupee from that amount .it’s your system failure that somebody hacked your system and used customers credit card and its your responsibility to give full security to customers account so that no body used that for unfair mean. From that day i repeadetly mail to credit card department and cheif grievances officer but no result come so far. They don’t even replied to my mails. Few days back when i mail to chief grievances officer about all this he replied and sought new complaint letter from me. Once again i sent a letter through e-mail but nothing results come so far.
Evermonth union bank of india issues a new statement and and charge service charge and intrest on that disputed amount that i did’t use. I told them please don’t sent me those statement because i am not liable to pay that money but they do not listen.
Sir, its very IRRITATING,FRUSTATING AND CAUSED MENTAL DISTURBANCE. As a good customer i did what i can do i.e.block card, lodge complaint, follow up my matter. But thet linger my matter from last 4 months. Recently i got to know about my CIBIL REPORT and that showed me defaulter. I don’t understand till now what i have done wrong so that i have to face this bad situation. In future i have to face bad circumstances in dealing with banks for getting credit from them . I told them many times to please delete those entries from my credit card statement also service charge and interest charged on those invalid transactions but they are not interested in solving the issue. NOW ON 9/3/2013 I PAID ALL THE MONEY WITH INTREST AND SERVICE CHARGE THEY CHARGED TO ME FROM NOV2012 TILL NOW BECAUSE THEY ALREADY PUT MY DETAILS ON CIBIL THAT SHOWS ME IN DEFAULTERS LIST.
What is my fault?? I do not understand why they do not solve my matter i called them many times but not a positive response i get from them. I mail atleast 40 times but they are not ready to solve the issue. Please help me out sir.
I attached all the relevant documents(e-mails) that i sent to union bank of india below.
Please find the attachment below.

I hope i will get justice from this forum. Please instruct union bank of india to remove all this invalid transactions from my credit card statement also interest and service charge they charged on those invalid transactions from nov2012 till now.



NAME: LALIT KUMAR MEENA
CREDIT CARD NUMBER: [protected]
MOBILE: [protected], [protected]