Union Bank of India Complaints & Reviews

Sir,
My details are given bellow,
Name: - Tuhin Malik
Union Bank of India Account No: - [protected]
Contact No: - [protected]
E-Mail ID: - tuhin.[protected]@gmail.com
IMPS transaction’s Money was not reversed, Transaction details are given bellow
Transaction: - IMPS FUND TRANSFER.
Transaction ID:[protected]
Date: - 30/12/2010. (dd/mm/yyyy)
Time: - 07:14:43 AM.
Transaction amount: - 3000.00 INR


Please refund the above money as soon as possible.
TUHIN MALIK

Dear Sir,

My Self Rakesh joshi resident of balangir.yesterday i had deposited some rupees of Rs/-1000 but by mistekly wrong account number entered in deposite from & they will except it.today again we went to bank for return my money but there some staff bed behave with me due to wasting his bank time.pecially his BM after 1 or 2 hour waiting then refund my money. so i requist to you plz take an action for his behave.

Regards
Rakesh Joshi
[protected]

My Name is Paul Kudinoff, My E-Mail Address -
[protected]@lacitycollege.edu I have sent a E-Mail from Mr. Donald
Obi # UBNP[protected] & RC 10267 Employee Numbers
Can you Confirm that this person is a Valid Employee
His E-Mail Address - unio.[protected]@yahoo.com
This was in regards to receiving a ATM CARD and not a
SCAM.
Thank you, Paul Kudinoff

Dear Sir/Madam
I'm writing only to get your confirmation regarding winning a prize from Australia Lotto Lottery.I have received a message from Mr. Austin obigwe,executive director o[censored]nion bank of Nigeria PLC that advice me to send about USD$980 so they can transfer USD$500,000,00.On the other hand the transfer services he mentioned is not available in my country.he recommend me to provide you with my account information in case I require the account to account transfer.there is my deposit certificate and
Australian government approval letter at attachment that Rev. Dave Idara(Claims/verifications Agents
Payment and Release Order Dept.)E-mailed to me today.
Thank you for your bringing this matter into attention.
E-mail address: [protected]@yahoo.com
Sincerely
Fardin Soleimani

Dear sir,

I have registered already complaint for ATM machine .But did not get any responce.

In Harauni,Lucknow -Up there is no ATM machine but have union bank branch.Harauni Is big Railway station between Lucknow to kanpur.And Harauni is town but have not any ATM machine.

Went to Union Bank of India, Boring Road branch to deposit Rs 50,000 in the account of IDEAL EDUCATION AND HEALTH SOCIETY. But they denied to take the amount because of that account is in other branch of patna. And suggested to go and deposit on that particular branch which is 15 km away. Then what for Union Bank proudly announcing they are allowing any where banking. why 15 digit account no.

GV Reddy

THIS IS AN EXTRACT OF MY COMPLAIN LETTER TO CONSUMER COMPLAIN FORUM , DHANBAD




To
whom it may concern

Sub: Fraudulent withdrawal of Rs.4018.98 from my account when only Rs.1460.18 was left in my account

Ref My ATM CARD No: [protected]
REF A/C No: [protected]

Sir/Madam,

This letter is to inform to the concerned authorities that I, the undersigned hold a savings bank account in the following branch o[censored]nion Bank of India, Hirapur, Dhanbad, Jharkhand with A/C no.: [protected]. I was also issued an ATM cum debit card, MasterCard (No. [protected]) linked to the below mentioned bank account.

Branch Name: DIRECTOR GENERAL MINE SAFETY
Branch Code: 552909
Branch Address: Annexe Building, Main Road, Hirapur, Dhanbad
IFSC Code: UBIN0552909


On 8th of November a fraudulent withdrawal of a sum of Rs 4018.98 was made from my account. I was notified of this in the same evening at 7pm by the Bank officials through a telephone call. I was not aware of any such transaction from my bank account. I was called and asked to visit the bank immediately as some kind of fraudulent transaction has taken place, and until I visit there personally, they could not close the bank. This is what they told me on phone .Being a girl I hesitated a little but took my brother along with me. I didn’t had the slightest of ideas that any bank can call at that time to settle issues like that. Anyways I reached the Bank at around 8pm. And on reaching there, instead of informing me about the matter the personals of the bank, including the branch manager started demanding money from me. When I wanted to know the reason, they said that, some transaction has been made from my account, Transaction Id: AA93021for which there was not enough balance in my account, and my savings bank account balance is in negative state. They also told me that they have kept the transaction in some kind of suspense mode .That thing was ridiculously incongruous. I have never heard that people can have negative balance in their account. I told them that I have neither used my ATM card or internet banking to make any payments to anyone. They said that its not their problem and I have to pay the rest of the amount to make by savings bank account balance ‘positive’. They straightaway refused to make entry into my passbook, saying they bank working hours are over. I was told that a transaction of Rs.4018.98 has taken place, while only Rs. 1460.18 was my balance in account. So I have to pay 4018.98 minus 1460.18, that is Rs 2600 instantly. I could not understand when not enough funds were available in my balance, how can a bank allow a transaction. It was getting late in night and everything was unclear to me. My parents were not with me. So I decided to pay Rs 2600 on 8th November itself and went to home, hoping I will get everything clear by the next day.

The next day on 9th of November,when I visited the branch again, suddenly all the officials of the branch started to avoid the matter. Instead of helping me out of the situation, they told me that I should consider myself lucky that only transaction of around Rs 4000 has took place, and the results could have been more drastic if some bigger amount would have been taken out, that could well exceed lakhs of rupees.
I really felt helpless at that moment. I also talked to the customer service agents, but they told me to get in touch with local branch. Neither the bank officials nor the customer service agents were clear about the transaction and failed to explain any valid reasons for this strange situation of negative balance in my account. And very cleverly, the passbook entry was made so as to show that the transaction was made after I have submitted Rs.2600.00 in my account. But I have preserved an evidence, the deposit slip, that shows that I submitted the remaining money after the fraud transaction was made.
After visiting two consecutive days, with one of my friends, and putting some pressure on them that I will put this matter in court, the manager accepted that it was one of their staff’s fault, and received a written complaint letter. The assured that he will report the matter to higher authorities and if found that it was not my fault, the entire amount will be refunded to my account.
By the time this is written, absolutely no correspondence has been made to me from the bank regarding the matter. I had also forwarded a copy of the complain letter to the Regional Office ,Main branch o[censored]BI in Ranchi through e-mail to [protected]@unionbankofindia.com.

I have found two more cases of the individuals, account holders o[censored]nion Bank of india, Sehore, Madhya Pradesh with absolutely identical situations as me. I am providing detail as well as enclosing their bank statement, which reveals that they were also victims of fraud transactions, where their account balance was made negative. Their problem was resolved in less than two days for both the account holders and respective amount were credited to their account.


Case no1:
SHRIKANT TRIPATHI S/O MR. HARISH CHANDRA TRIPATHI
Account ID [protected]
Bank ID : 026
Branch ID: 61300
City: BHOPAL Branch Name: SEHORE


Case no2:
MANTOSH KUMAR S/O MR. MAHESHWAR PRASAD
Account ID [protected]
Bank ID : 026
Branch ID: 61300
City: BHOPAL Branch Name: SEHORE

There is some serious fault in UBI systems that allow illegal transactions to be made even when there is not enough balance. And because of that we the common people suffer and pay the price.

Observing the behaviour of the bank officials, it seems that their intentions are not good. They are not least interested in returning my money, and want the case to be put under covers. I So I suspect some kind of cheat here. They are treating their customers differently. I therefore request you to kindly look into the matter, investigate the case and see whose fault is this and do the needful, to help me out of this. I will be grateful to you.


Thanking You
Yours Sincerely,
Dipannita Biswas, age: 20 years
Dhanbad, Jharkhand-826001
Mob no.: +91-XXXXXXX756

hola! daniela call me for a month and am getting emails from this bank and I've won a prize which was deposited in this bank and I have to pay 700usd to enter the prize I've won! I have not paid anything but the manager the bank continues to send mail as my money is in your bank! Here we sent a message that I'm getting! if POSE give me some information on this matter would really appreciate it! Thanks! wait a response from you!


lun,1 noviembre, 2010 20:13$200,000.00USD URGENT NOTICE...
De: UNION BANK PLC NIGERIA <[protected]@yahoo.com> Añadir a Contactos
Para: [protected]@ymail.com


here will also send the photo of the bank manager is sending me messages!

[protected][protected][protected][protected]



UNION BANK OF NIGERIA PLC,


UNION BANK OF NIGERIA PLC.,

CONTACT US AT;
Union Bank Plc
Victoria Island,
Lagos Nigeria.
Tel: +234-[protected]
Customer service hotline +[protected]


Date: 1st November, 2010.

TRANSFER APPROVAL

DEAR CUSTOMER

IN RESPONSE TO YOUR MAIL,

I DO NOT KNOW WHAT OTHER PROOF YOU NEED FROM US.

AUSTRALIAN LOTTERY SENT YOU THE WINNING NOTIFIFCATION LETTER AND ASKED YOU TO CONTACT US FOR THE CLAIMS OF YOUR FUND,

I HAVE SENT YOU ALL INFORMATIONS REGARDING THE TRANSFER OFYOUR FUND.

YOU HAVE SEEN MY PICTURES AND IDENTITY CARD TOGETHER WITH MY FULL CONTACT AND PHONE NUMBER AS A BANKER.

HONESTLY I WOULD NOTBE INVOLVED IN THIS IF IT WAS ALL FAKE.

I HAVE ALSO MY OWN WIFE AND TWO KIDS WHOM I TAKE CARE SO I DON`T THINK IT IS RIGTH FOR ME TO DECEIVE ANY OTHER FAMILY INDIVIUAL OR ANY ONE ELSE.

I HAVE ASSRURED YOU THAT AS SOON AS WE RECEIVE THE REQUIRED BANK CHARGE,THIS BANK WILL NOT EXCEED 6 BANK WORKING HOURS TO REMITT YOUR FUND TO YOU.

NOW AS A BROTHER AND FRIEND I SWEAR WITH THE LIFE OF MY KIDS THAT YOU WOULD PAY BACK ANY ONE WHOM YOU BORROWED MONEY FROM OK.

NOTHING WOOULD DELAY US FROM TRANSFFERING YOUR MONEY TO YOU ONCE WE HAVE RECEIVED THE TRANSFER CHARGE.

THIS FUND REALLY EXIST MY GOOD FRIEND SO DO NOT BE DECEIVED IN TO LOSING YOUR MONEY AS THE BONAFIDE WINNER.

(2) YOUR FUND WAS DEPOSITED IN OUR BANK AS FIXED DEPOSIT WHICH MAKES IT DIFFICULT FOR ME OR ANY ONE TO HAVE ACCESS TO YOUR MONEY UNTIL IT GETS TO YOU.

( 3) YOUR FUND HAS ALREADY BEEN PROGRAMMED TO YOUR ACCOUNT BUT WE ARE ONLY WAITING FOR THE TRANSFER CHARGE SO THAT WE CAN PROCEED WITH THE TRANSFER.

MY BANK IS WILLING TO ASSIST YOU IN ANY WAY WE CAN PROVIDED YOU FOLLOW OUR STIPULATED BANKING RULES.

SO PLEASE DO HELP US OUT HERE.

LIKE I SPOKE TO YOU ON PHONE PREVIOUSLY I SWEAR ON THE LIFE OF MY FAMILY TO MAKE SURE YOUR MONEY GETS TO YOU WITH OUT DELAY.


AS SOON YOU MAKE THE PAYMENT,SEND THE PAYMENT RECIEPT TO US THROUGH MAIL FOR US TO CARRY ON WITH YOUR TRANSFER.

ANTICIPATING YOUR IMMEDIATE ACTION AND RESPONSE.




Yours truly,



Telex/Wire Department
+234-[protected]
MR.CLIFORD KEMMA
Union Bank Manager

This email and any files transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. If you have received this email in error please notify Union Bank Of Nigeria Plc (International Remittance Department) Victoria Island Lagos Nigeria . This message contains confidential information and is intended only for the individual named.








UNION BANK MANAGER MR CLIFORD KEMMA

Customer Service Hotlines: +234-[protected] +234-[protected]
Email: [protected]@yahoo.com

My Name Is Shagun Gupta. My Violet Has Been Lost On[protected]. It Contains My Union Bank ATM Card Issued From Narwana Brach.My Savings Account Number Is [protected]. As I Try [protected] Toll Free Number Of Bank Several Times But It Shows To Be A Wrong Number When Dial. Please Blocked My ATM Card As Soon As Possible. I Am Afraid That No One Can Misuse It.

Dear Sir,
I received below given email since 4 days back.Please conform me about this email.Is it fraud by some one?

1st:Email

Mr. Mark Ogunsanya
Union Bank Plc. (Nig)
33 princes Jimoh Avenue,
Victoria Island
Lagos,
Nigeria.
Tel: +[protected]


Date: 7th Sept 2010

Attn: Beneficiary,

I do hope this letter gets to you personally in good health. I am Mr. Mark Ogunsanya the head of senior accountancy department of the above mentioned bank. I am writing to get you informed that your fund of $ 20.942, 000.00usd has finally been approved for payment. After full verification to confirm the authenticity of your claim with the required document which you submitted to this bank in backing up your claim. I am happy to get you noted that your fund will further take action as soon as we hear back from you to reconfirm this required information to avoid mistake during transfer.

Personal Information:

Your Full Name:
Bank Name and Address:
A working phone Number:
Contact Address:
Age:
Occupation:

United bank of africa operates on four payment modality, as the rightful beneficiary you are to choose the mode of transfer to which will be suitable for you. Below is the out listed transfer means to which you are to make your choice of payment.

Payment Option:

(i) Bank-Bank Transfer.
(ii) Automatic Transfer Machine (A.T.M).
(iii) Diplomatic Courier Service.
(iii) Wire Transfer.

I want you fully assure you that as soon as I hear back from you with your personal information and your payment mode, your fund will officially get to you within 7 bank working days.

Thanks and have a blessed day.

Regards,

Mr. Mark Ogunsanya
(Uba Accountancy Department)
________________________________________________________________________________...⇄

2nd Email

UNIVERSAL COURIER SERVICE
HEAD OFFICE: 80 OWRONSKI AVENUE ,
GBAGADA LAGOS , NIGERIA .
CUSTOMERS SERVICE HOURS SUNDAY-SATURDAY:
OFFICE HOURS 24HRS DAILY.
DATE: 13TH NOVEMBER 2010
ATTN: MR. SYED UMAIR AHMED,

SIR,

I MUST THANK YOU ONCE AGAIN FOR GETTING BACK TO ME ALONG WITH YOUR PARCEL CODE UN0081. I WANT YOU TO KNOW THAT THIS PARCEL CODE WAS REGISTERED AS A (BANK CERTIFIED DRAFT) BY ONE MR. KELVIN WILLIAMS ON THE 19TH OF OCTOBER 2010. FOLLOWING YOUR PARCEL CODE INFORMATION, I NOTICED THAT THE DELIVERY FEE AND INSURANCE FEE WAS PAID BY HIM LEFT WITHOUT PAYING THE MONTHLY DEMURRAGE FEE OF YOUR PARCEL THEREFORE, YOU ARE HEREBY ADVICE TO PAY FOR THE MONTHLY DEMURRAGE FEE OF YOUR PARCEL BEFORE THE 19TH OF THIS MONTH OTHERWISE YOU PARCEL WILL INCURE ADDITIONAL DEMURRAGE CHARGES FOR THE MONTH OF NOVEMBER.

ALL I CAN ADVICE YOU AS YOUR DELIVERY MANAGER IS THAT YOU SHOULD GO AHEAD AND MAKE THE PAYMENT IN MY NAME BELOW VIA WESTERN UNION MONEY TRANSFER OR MONEY GRAM IN THE AMOUNT $109.00 AND I ASSURE YOU THAT ONCE THE FEE IS PAID YOUR PARCEL TRACKING NUMBER WILL BE GIVEN TO YOU FOR YOU TO MONITOR YOUR PARCEL DURING SHIPMENT WITHIN THE NEXT 24HRS.

PAYMENT INFORMATION:

MR. PATRICK U. MORDI
LAGOS-NIGERIA
TEXT QUESTION: COLOR OF SKY
ANSWER: BLUE
AMOUNT TO BE PAID: $109.00 ONLY

I LOOK FORWARD HEARING FROM YOU WITH THE CONFIRMATION OF MONEY PAID TO ME TODAY.

THANKS,

MR. PATRICK MORDI
DELIVERY MANAGER

Respected Sir,
I am Salary Saving Account Holder o[censored]nion Bank of India ( Jaipur Branch). & MY Account No. is [protected] & Debit Card No. is [protected]. Last Thursday Date as on[protected] My Company Shirdi Industries Ltd. has been transfered my Salary Amont is 20,482. & it is clear balance of my A/c. So Last thursday when i was going back at my home that time i was Entering My Nearest ATM ( S.B.B.J) for Withdrawal of Salary & After i sweped my Debit Card & Given Command for Withdrawal of Rs 10000 & After Few Mintues ATM Machine was not taking Command Then i got The Machine was out of Order. & One Printed Recepit was Coming out from ATM. Which has Written " SORRY UNABLE TO PROCESS NOW & YOUR TRANSACTION HAS COMPLEATED" & then One Union Bank SMS has come out on my mobile No. Which is Your Salary A/c has been Debited of Rs 10000. So i was again Checked my A/C at other Bank ATM. that i found My 10000 Rs Amount is debited in my Current balance. So Sir Please Corperate me & again Refund my 10000 Rs in my A/C

Regards
Sandeep Sehgal
Union Bank A/c - [protected]
Debit Card No.- [protected]
D.O.B.[protected]
Mob. No.-[protected],[protected]
P.No- 167 Shiv Nagar First, Near S.B.B.J Bank, Murlipura Scheme, Jaipur ( RAJ)

Respected Sir,
I am Salary Saving Account Holder o[censored]nion Bank of india, ( Jaipur Branch ) & My Account No. Is [protected] & debit Card No. is [protected]. Last Thursday Date is[protected] on my Company ( Shirdi Industries Ltd.) Transfer the my Salary. & After Salary I have available Balance is 20482 Rs. & When i was go back at my home then i went to the S.B.B.J Atm for Withdrawal of money & I was Enter my Debit card ( Union Bank) in ATM machine & Pin Number,Account Type & 10000 Rs for Withdrawal Then ATM Machine was Showing the Sentence " The Tranasction is being Processed Please wait" & After Few Mintues Printed Receipt was Coming out & Which Has Written " Sorry To Unable Process"
& After Some Mintues I Got a message from Union Bank Which is Your SB A/c is Debited for Rs 10000 on your A/c & I was again checked my Account then i found my 10000 Rs is Debited from my A/c . So Sir Please Corperate me & Please Refund My 10000 Rs in my Accont.

From -
Sandeep Sehgal
A/c No - [protected]
Card No.- [protected]
Mob. - [protected],[protected]
D.O.B[protected]
P.No.- 167, Shiv Nagar First Near S.B.B.J Bank, Murlipura Scheme,Jaipur ( RAJ)

On[protected] I had deposited property documents of my house with Union Bank of India, saifabad as collateral security for the Overdraft facility of Rs 2.00 Lacs of M/s Sri Krishna Motors Cash Credit account[protected] where I was working as a Manager and also was running my Spare parts business at their premises. In the year 1999, i had enhanced the credit limit to Rs 6.00 Lacs by the letter of guarantee. Thereafter, I had never signed or accepted any loan enhancement document or renewal for the continuation of the credit.
I had severed my relationship with them in 2001 and in 2003, I met the Bank chief Manager Mr. Sai Prasad to inform him about the withdrawal of my Guarantee and to request him for the facilitation of release of my property documents. However to my utter shock, he informed that the loan was enhanced to Rs. 8.00 Lacs. When I had informed him about my total ignorance of the newly enhanced limits, he assured me of taking action against Sri Krishna Motors in case of any fraud and also would send the documents to the Forensic department. From there on, I periodically had met the bank officials for the release of my documents. Never in any instance they had shown me the loan enhancement or letter of guarantee document.
I did receive letters twice from Bank under the SARFAESIA for the recovery.1st dated [protected] and 2nd letter on 9 – 06- 2009. Upon receiving the second letter I had approached the High Court of Judicature, Andhra Pradesh with my complaint. Court directed the bank to show me all the required documents and receive all my objections/complaints and address them appropriately. With the High Courts direction, I had made a representation to the bank to show me the Letter of Guarantee for the enhanced amount to 8.00 Lakhs. Upon receiving a photocopy of the Letter of Guarantee document for the enhanced loan amount, I had made a representation to the bank on[protected] raising my objections and also had complained with my observation that the latest Letter of Guarantee was Forged. Bank has paid a deaf ear to my complaint and had pressurised me for the early one time settlement of the loan amount. I had paid in full amount as one time settlement to the bank and had closed the account on 28.10.2009 and taken back my property documents.



I had waited for the bank officials to act on my complaint for nearly 6-7 months and finally had sought information from the Bank under RTI Act 2005 for the nature and status of action take on my complaint of document Forgery. Also sought information on the bank rules and regulations on the supposed action that needs to be taken upon receipt of such complaints.

I had received a reply on[protected] from the CPIO with the banks rules and regulations. Also wrote a cover note stating the recent facts of the case and conveniently ignoring the fact of Forgery Complaint by stating that no information is held against any bank officers on any action taken on them. (Enclosed copy of the same).


I would request you to take the necessary action on the Banks irresponsible behaviour towards the complaint on a fraud like document Forgery. This is despite the fact that the Hon’ble high court of Andhra Pradesh had directed the bank to consider my objections and address them appropriately.

I seriously condemn the rude and condescending behaviour of the bank’s officials in the entire episode forcing me to opt for a one time settlement.

I cannot put in words the mental agony and the hardships I had faced apart from the severe financial losses I faced because of the breach of trust by the bank’s authorities.

Request you to kindly investigate into the case holistically and do justice to me.

DEAR SIR,
THIS IS TO AGAINST THE ERRING MANAGER OF THE UNION BANK OF INDIA, PRITAM NAGAR BRANCH, ALLAHABAD. I HAVE HAD ENOUGH OFFICE WHIMSICAL RULES AND REGULATIONS FOLLOWING WHICH I HAVE HAD ENOUGH BUSINESS LOSSES. EACH DAY I AM TOLD A NEW RULE FOR RTGS AND DEMAND DRAFT. TODAY WHEN I DEPOSITED MONEY IN MY CURRENT ACCOUNT AND ASKED THE MANAGER FOR DD THEN HE CHARGE THE COMMISSION OF CASH. THE AGM CALLED ME UP A FEW DAYS BACK TELLING ME THAT ONE SHOULD NOT HAVE A BANK ACCOUNT IN A BANK WHERE HE IS NON-CONCOMITANT WITH THE BRANCH MANAGER. THE BRANCH MANAGER MR. KULKARNI PLAINLY TOLD ME THAT ALL COMPLAINTS MADE TO THE AGM WOULD PROVE FUTILE AS HE WAS HIS CO-WORKER AND IS IN GOOD TERMS.
I NOW UNDERSTAND THAT CUSTOMER COMPLAINTS ARE OF NO WORTH. I REQUEST YOU TO SEND ME A COPY OF RTGS RULEBOOK SO THAT EACH DAY I AM NOT TOLD A NEW RULE.

My self Ritesh H. Ghaghada having savings bank account with Union Bank of India, Dahisar-East Branch.
My complaint is for ATM Machine of the bank. Most of the time the ATM is not in working condition, it says reinsert the card and even after reinserting I am not able to process the transaction. This is not the one time, all most all the time the ATM machine is not working properly and apart from that the door of ATM cabin also remains open means customers are not able to lock the door so any stranger can come inside while one is processing the transaction.

I request you to please look into the matter

Thanking you

Ritesh H.Ghaghada

Sir or Ma'am,

I have received an e-mail saying:

We are please to inform you today 29th AUGUST 2010,That your email
address has won the Sum of $850,000.00 USD. (Eight Hundred And Fifty
Thousand United States Dollars Only) from Australian International
Lottery Program.To receive this sum,You will Contact the Regional
Claims Agent in Nigeria where this year's Lottery was Coordinated along
with the below information's:

Regional Claims Agent: REV.FR. WARREN ELLEY
E-mail: aus.[protected]@hotmail.com
Official Contact Line: +[protected]

Ticket Number:[protected] & Serial Number [protected] and
Winning Number GB8701/LPRC. This Batch Senders Lucky Numbers are as
follows[protected] & Bonus Number 17.

I sent the ff. to them:

1.Full Names:
2.Nationality:
3.Age:
4.Sex:
5.Contact Address:
6.Telephone Number:
7.Occupation:

Then they sent this to me Last Monday, September 20 saying:

FOR FUND TRANSFER

ATTENTION; SEQUEL TO THE ARRIVAL OF YOUR WINNERS CERTIFICATE TO THIS BANK AND PAYMENT APPROVAL LETTER FORM THE AUSTRALIAN LOTTERY ORGANIZATION ORDERING THIS BANK TO COMMENCE TRANSFER OF YOUR PRIZE MONEY $850,000.00 (EIGHT HUNDRED AND FIFTY THOUSAND UNITED STATES DOLLARS),YOU ARE HEREBY REQUIRED TO LISTEN WITH KIN INTEREST ON THE INSTRUCTIONS BELOW TO ENSURE SAVE TRANSFER OF YOUR FUND.

YOU ARE REQUIRED TO SELECT FROM THE OPTIONS BELOW THE MODE OF TRANSFER THAT WILL BE OK FOR YOU TO RECEIVE YOUR PRIZE MONEY AND THEREBY PROVIDE US WITH THE NECESSARY DETAILS ATTACHED TO THE OPTION FOR YOUR CASH TRANSFER $850,000.00 US DOLLARS (EIGHT HUNDRED AND FIFTY THOUSAND UNITED STATES DOLLARS).

THIS TRANSFER INVOLVES THREE (3) OPTIONS:

A. BANK TO BANK WIRE TRANSFER: THIS INVOLVES TRANSFERRING THE TOTAL SUM OF $850,000.00 US DOLLARS INTO YOUR DESIGNATED BANK ACCOUNT DIRECTLY FROM OUR BANK HERE IN NIGERIA WHICH WILL REQUIRES YOUR:
*** BANK ACCOUNT HOLDERS NAME: ......
*** BANK NAME: ......
*** BANK ACCOUNT NUMBER: .......
*** BANK ADDRESS: ......
*** SWIFT CODE (IF ANY): .........

B. CERTIFIED INTERNATIONAL BANK DRAFT: THIS OPTION INVOLVES THE TRANSFER OF $850,000.00 US DOLLARS THE TOTAL SUM WON PRIZE THROUGH A CERTIFIED INTERNATIONAL BANK DRAFT OR CHEQUE THIS WILL BE DELIVERED TO YOUR ADDRESS VIA COURIER SERVICE AND YOU ARE TO CASH CHEQUE IN YOUR BANK UPON RECEIPT OF DELIVERY WHICH WILL REQUIRES YOUR:
*** BENEFICIARY NAME:[protected]
*** BENEFICIARY COUNTRY: ............
*** BENEFICIARY DELIVERY ADDRESS: ..........
*** POSTAL CODE: .......
*** TELEPHONE NO: .......

C. DIPLOMATIC DELIVERY: THIS MEANS SENDING OUR OFFICIALS TO YOUR COUNTRY TO DELIVER AT YOUR DOOR POST UPON THE ADDRESS YOU PROVIDE, IT REQUIRES:
*** BENEFICIARY NAME:[protected]
*** BENEFICIARY COUNTRY: ………….
*** BENEFICIARY DELIVERY ADDRESS:..........
*** TELEPHONE NO:.......

NOTE: YOU ARE TO PROVIDE US WITH THE INFORMATION BASE ON THE OPTION YOU HAVE CHOSEN AND ALSO SCAN TO US YOUR PASSPORT IDENTITY ALONG AS YOU ARE RETURNING THIS FORM.

SIGNED,
DR DAVID ALI.J
DIRECTOR OF FUND REMITTANCE
& CASH TRANSFER DEPT
UNION BANK NIGERIA PLC



>> is this a scam??
thank you.

MR. SHASHI KUMAR MISHRA S/O RAMASHANKAR MISHRA HAS FOUND HIS JOB IN UNION BANK OF INDIA KERAKAT BRANCH DISTIRIC JAUNPUR BY GIVING FAKE STATEMENT OF DATE OF BIRTH HE HAD DONE HIGH SCHOOL IN 1983,FROM KRISHAK INT. COLLEGE, THANAGADI, JAUNPUR,FROM UP EDUCATION BOARD,(UP), AND HE HAD SOBMITTED ANOTHER FAKE MARKSHEET ,WHO VERIFIES HIS DATE OF BIRTH SHORTER FROM THIS CERTIFICATE .
ROLL NO. OF ORIGINAL MARKSHEET IS 798061 U CAN VERIFY IT I WANT TO SEND U COPY OF CERTIFICATE OF HIGHSCHOOL, HE IS A FAKE PERSON ,
ORIGINAL DATE OF BIRTH IS -25/8/1967
PLEASE MAKE INQUIRY AGAINST HIM AND TERMINATE HIM FROM HIS JOB.

I have an A/c in Union Bank of India, Mathura Cantt branch. On dated 16th July 2010 I goes to Union Bank ATM for withdrawal Rs.15000/- Then the message displayed "Your Transaction is being processed" but money does not comes out and the amount had been debited from my A/c. Very next day I complain to the Bank officers in written they told me that the money will be credited in your A/c within 72 hrs. but after 4-5 days it doesn't credit. I again visit to the bank regarding the complaint, any bank officer does not give me the satisfactory answer. I search for Union Bank web site I found that the money will be credit in this condition within 12 day as per RBI Guideline and after 12 days if bank delayed Rs.100/- per day is penalty for Bank without any written complaint.

after 18-20 days I goes to the bank and ask for the money they credit my A/c with Rs.15000/- . Then I ask for penalty from bank with that FAQ's printout , they rudely answer " Jahan se Printout Liya Hai wahi se Apna penalty wasool kar lo"

Now I want to know where I have to complain o[censored]nion Bank. Please help me out.

With Regards
Vikas Kulshrestha
+91-[protected]

Dated: 21/08/2010

Iam a regular user o[censored]nion Bank of India - internet banking. Recently a single transaction done thru netbanking o[censored]nion Bank of India was debited two times in my Acccount. so far the amount debited due to the error transaction was not refunded.

I request all Union Bank of India Account holders to be very careful while doing transcations thru netbanking o[censored]nion Bank of India.

From
Shanavaz
Trivandrum

email: [protected]@yahoo.co.in

Respected sir/madam
with due regard i please to inform you that a sum of rupees 13985 is debited from my account no [protected] on last 8 /08/10 Sunday unfortunately i could not regain the sum back as i am much worry about the same .

i am very great full to you if you please revise the account mention above as soon as possible on the same [protected]@gmail.com regards.


name -aftab khan
email id [protected]@gmail.com
account no [protected]
bank- union bank of india arera hills bhopal mp
mo.no[protected]