Bajaj Finance Complaints & Reviews

Recently on 07/05/2018, i received message on my mobile that my emi was bounced from my account. And request to pay immediately to avoid late payment charges.

I was surprised, as i have not avail any consumer loan from bajaj finance recently.
I have also try to contact bajaj finance service but they are asking for fir for further process.

I have also approached to our police station for fir against same.
The police official have inform me that it will take some time as they first investigate about it before filling fir.

However, i am very much concern with this as it is monetary fraud that has been taken place with me. Which also effect my credit score.

The bajaj finance was not active for resolving fraud of money and loan.

Abhisikta sengupta, most probably a telephone caller of bajaj finance. I felt very insulted by her rude behaviour. I have recorded audio of her rude behaviour with me. I can produce this recorded audio if needed. If any steps will not take against her it is the last deal with bajaj finance.

Date & time - 09/05/2018 (6.51 p. M.) and 10/05/2018 (3.00 p. M.)..

Yor mobile point
Hello, my name is mehul. I started showroom in ahmedabad. I want to start a bajaj finance mobile service for my customers. I do have all the documents. But there is no one who collect that.
I tried several of time on of your bajaj agent but there is no positive response.
Aman. [protected]@bajajfinserv.in
[protected].

My info
Name : mehul parmar
Mob : [protected]
Business name : yor mobile point
Gst no. :-24bmypp6507j1zd
Pan no. :-bmypp6507j
Address : shop no 16, savita park, govind vadi, isanpur, ahmedabad
Pin code: 382443
Email : [protected]@gmail.com

Please contact me as soon as possible. So i can provide bajaj finance services to the my customers.

I have availed flexi loan from Bajaj Finance. There is no clear procedure for closing this loan. This is OD account and I am not using any amount from this. Still Bajaj Finance is putting 70000/- foreclosure charges. How this is possible? If I have not availed any loan, why to pay foreclosure? This is fraud from a client. They are capable of closing this account but not closing intentionally. Can someone look into it please and escalate further.

I am your customer very long time and used your card very so many time but our payment condition is very regular.
Last month we have taken loan from your of rs.4.0 lacs and made the 3.84 lac payment. But balance payment of rs.5800/- is pending.
We made the payment rs.5800/- on dt.5.5.18 at the same time 1157/- deducted through ecs.
So excess deducted my 1157/-
Pl. Return the same.

Hi team,

I spoke to ashish pal (Sales personal) on 27th & 28th of april. I also spoke to his advisor mr rahul. I have all recorded conversations which i have already forwarded to bajaj customer care email address.

I have requested for flexi loan, however they have issued me personal loan. It has already been informed by ashish pal that it is the mistake by there operation team. He also mentioned that he would...

I have requested deactivation of my emi card as its lost.
Also i do not want any calls or messages from bajaj finance. It is really irritating to receive daily 9-10 calls from company.
Also its deducting amount from my hdfc bank account without any reason.
I need answer of everything as why amount of 99 rs deducted from my account.
I want deactivate my account/number from bajaj finance record.

Sir, my EMI date is 2nd of every month. I give Axis bank cheque for ECS. Axis bank is my old salary account. in this situation my account is freezed by axis bank for changing to saving account from salary account. so i go to tirunelveli branch (Tamilnadu) bajaj finance office. They said today is your due date, i[censored] r not paid u get penalty for that SO U COME AFTER 10DAYS AND PAID UR DUE WITH PENALTY. so i asked, give any other mode of payment for today due. They said NO OTHER WAYS.

TODAY[protected] ONE O[censored]R EMPLOYEE CALLED ME AND SAID GO TO VODAFONE SHOWROOM AND PAY THE DUE WITH PENALTY.

SIR THIS IS MY QUESTION FOR YOU..

UR BRANCH EMPLOYEE TOLD ME THAT NO OTHER WAY ON (2-5-18)..

TODAY[protected] UR CUSTOMER CARE EMPLOYEE SAID GO TO VODAFONE SHOWROOM AND PAY UR DUE WITH PENALTY.

I[censored]R BRANCH EMPLOYEE SAID OTHER(other payment mode) WAY TO ME ON 2-5-18 then i GO TO VODAFONE SHOWROOM AND PAID MY DUE WITHOUT PENALTY.

IN THIS WHAT IS MY FAULT??? KINDLY CONSIDERED MY COMPLAINT.

NOW I PAID MY DUE WITH PENALTY WITHOUT MY ERROR.

THIS IS UR ERROR (UR EMPLOYEE ERROR).

Kindly advice me what i do in this situation.

NOTE : 446sce50371659 is my account number.

my mobile number is [protected].

i[censored] feel this is my fault, pls advice me to go and paid my due with penalty.

Thanks & regards
Dinesh A
Tirunelveli.

Dear sir,

Rs.6422/- has been deducted from my saving account as on 02.05.2018.

02-may-2018 to transfer
P[protected]tr for ddr bajaj-auto 6, 442.00

Eariler also it has happened without any intimation so please deactivate this service as we don't need it.

Above mentioned deduction detail may kindly be credited back to my account immediately.

Thanks,

Regards,
Laxmi ravva
[protected]

From: Shyorotra, Neeraj Singh
Sent: Monday, May 07, 2018 6:37 PM
To: [protected]@rbi.org.in; [protected]@rbi.org.in; [protected]@nic.in
Cc: sandeep.[protected]@bizsupportad.com; lakshaykumar.[protected]@bizsupportad.com; deepak.[protected]@bizsupportad.com; deepak.[protected]@bizsupportad.com; rohit.[protected]@bajajfinserv.in; ramesh.[protected]@bajajfinserv.in; jitender.[protected]@bajajfinserv.in; sanjay.[protected]@bajajfinserv.in; vijay.[protected]@bajajfinserv.in; 'Uday Kumar' ; 'Naim Haider' ; deviprasad.[protected]@bajajfinserv.in; 'Mukesh Kumar' ; shiv.[protected]@bizsupportad.com; Vinod Pathania ; [protected]@yahoo.co.in
Subject: RE: Request for Disbursal confirmation of your personal loan from Bajaj Finance Ltd MR. NEERAJ SINGH SHYOROTRA[protected]

Dear Sir,

I am suffering a lot due the banking and financial system of India. I need your kind help and support in taking the immediate action on these type of banks or financial institutions in India like Bajaj Finserv.

I was not interested in taking this loan but bajaj Finserv persons (Mukesh, Puneet, Sandeep and Pooja in cc ) called me continuously and after my denial they transferred the loan directly into my salary account.

They told me that they will put this amount into their Virtual Account and will provide me the user name and password for the same but they transferred this amount into my salary account without my confirmation and till now they have not provided me any Virtual account credentials just because to charge the interest of per day.

They transferred this personal loan amount just because to complete their target of the year and charging the interest from me.

I hope that I will get the kind help and support from you and also request you to take the strict action on these institutions in India.

I just want to ask why these people are doing such inappropriate things and why they want to create pressure and tention on our mind. They have given a big tention for me since last 2 days and I am alone suffering from this action.

Neeraj S. Shyorotra
System Admin - CyberSecurity
DXC.technology
A-44/45, DLF IT Park, Sec-62, Noida – 201 301, INDIA
Work: +[protected], [protected]
[protected]@csc.com | www.csc.com

From: Shyorotra, Neeraj Singh
Sent: Monday, May 07, 2018 3:57 PM
To: 'Vinod Pathania' ; '[protected]@yahoo.co.in' ; 'sandeep.[protected]@bizsupportad.com' ; 'lakshaykumar.[protected]@bizsupportad.com' ; 'deepak.[protected]@bizsupportad.com' ; 'deepak.[protected]@bizsupportad.com' ; 'rohit.[protected]@bajajfinserv.in' ; 'ramesh.[protected]@bajajfinserv.in' ; 'jitender.[protected]@bajajfinserv.in' ; 'sanjay.[protected]@bajajfinserv.in' ; 'vijay.[protected]@bajajfinserv.in' ; 'Uday Kumar' ; 'Naim Haider' ; 'deviprasad.[protected]@bajajfinserv.in' ; 'Mukesh Kumar' ; 'shiv.[protected]@bizsupportad.com'
Cc: 'sandeep.[protected]@bizsupportad.com' ; 'lakshaykumar.[protected]@bizsupportad.com' ; 'deepak.[protected]@bizsupportad.com' ; 'deepak.[protected]@bizsupportad.com' ; 'rohit.[protected]@bajajfinserv.in' ; 'ramesh.[protected]@bajajfinserv.in' ; 'jitender.[protected]@bajajfinserv.in' ; 'sanjay.[protected]@bajajfinserv.in' ; 'vijay.[protected]@bajajfinserv.in' ; 'Uday Kumar' ; 'Naim Haider' ; 'deviprasad.[protected]@bajajfinserv.in' ; 'Mukesh Kumar' ; 'shiv.[protected]@bizsupportad.com'
Subject: RE: Request for Disbursal confirmation of your personal loan from Bajaj Finance Ltd MR. NEERAJ SINGH SHYOROTRA[protected]

Hello All,

Can you please give me the explanation that how the amount of Rs. 6297 has been deducted from total loan amount of Rs. 2 Lacs????

As per my understanding and discussion with you it should be as………………

Flexi Fee= Rs. 1999
Processing Fee= 1.25% i.e. Rs. 2500

Total Deduction= Rs. 4499

Secondly, I still did not receive the virtual ID and password so that the amount could be transferred back to your account. And please bear in mind that I will not give any interest charge till the time when I will transfer it back.

Thirdly, I am getting continuous call from bajaj Finserv to get the Credit card so please stop this as I never asked or approved for the same. The first impression of Bajaj Finserv is very bad.

Neeraj.

DEAR SIR /MAM
DEAR SIR /MAM
I received a phone call dated 07/05/2018 at 07:18 pm from [protected] no. by a lady and she said directly to me that pay your due loan emi (related to printer) otherwise you will have to pay 14000/- rs as penalty i was asking to her that you have already send me text massage in my mobile no [protected] that( your lan594dpf62314981 has an outstanding of rs. 1800.00) is included penalty of payment delay then what you say about 14000/-, how could you do that. then she asking some thing me and disconnect the phone.
then my query is that- is there any staff of bajaj finserve having right to misbehave with customers or not please reply me soon

Emi not deducted

Dear sir/madam,

Would like to bring to your notice that i “leon amin ahmed” has purchased a lg washing machine and samsung led tv on 21 march 2018the month of march from “reliance digital”, jorhat-785001.

I got it financed by “bajaj finance”. It was told to me that the first installments would be deducted as per ecs on 02 may 2018. I have submitted my cancelled signed check & filled all the required documents. I have given my address proof also.

I received an sms on 30 april 2018 by saying that my ecs amount would be deducted on 02 may 2018. So, i need to maintained my amount in my account.

I got an sms saying my emi has bounced and that i should fund my account whereas my bank account have suficient balance. When i approached bajaj finserv office n asked abt d delay they said the emi has been deducted as per their records but the amount has not been deducted from my account & i have maintained the amount in the account. Request to kindly deduct the amount.

My registered mobile number [protected]
Customer id[protected]

Kindly look into the matter

I am a (Customer id[protected] a customer of bajaj finance. On 9 march, 2018, i submitted my application form for 2 fds to mr. Abhijit mukherjee (Mobile - [protected]), asst manager fd department of bajaj finance, sec 5, kolkata branch.
The fd amount was rs. (1, 00, 000 * 2)= rs. 2, 00, 000/ (Rs. Two lac only)
On 9 march, 2018, i have sent the money from my axis bank to the bajaj finance (A/c -[protected]) through neft.
Neft ids are - id:[protected] and id:[protected]
I got sms on 14 march for the application number[protected]
Another on 27 march,[protected]Mail confirmation is there too)
Still today (7/05/2018) i have received only one fd receipt of i lakh
According to them, they have no information about my second investment

We had purchased washing machine from dynamic distribution, pimpri in mar end. As per agreement/ decided first emi should deduct 2913 in this month. But 2943 have deducted. Hence please refund 30 to my account & henceforth please deduct only 2913 from my account. (M) [protected] shankar nadhe

We have highlighted this issue to dynamic distributor also. But no precaution taken. Please revert to my complaint.

I had Taken a loan for refrigerator but I was failed to pay its second last EMI
so they charged me with 300 rs and was no update in profile for pending EMI
and after few days they again charged me with 300 rs for not paying the EMI and when I wanted to pay the loan amount is also increased accordingly. They also charged me for cheque bound and that costs 450 rs. And for how long i ahould pay for no reeasons. What the hell is wrong with these guyss

My mother purchased micromax led tv in bajaj finance, chennai, tamilnadu. She paid amount via ecs through her bank account monthly, every month ecs have been cleared properly, but bajaj after clearing all ecs properly, they doesnt give us noc and we approach the company asked them the noc, but unnecessarily they put late charges and delay charges monthly and argued with us to pay the amount, and also after clearing ecs, bajaj auto credited ecs every month and makes unnecessary returns to my mother bank account, we approach the company but no executive responded us properly, but now recently last week a person call to my number and said as he is speaking from madras high court, chennai, he was an advocate, bajaj has filed case against on you and your mother for late charges, by today evening you have to pay rs.10000 or else we both will get arrested and remand for 15 days by your area local police, and the person spoke very vulgarly and indecently to us, my mother was a diabetic and pressure patient. Due to her age factor and illness of her health she is in under treatment, my father left us before 7 years, through my one icome only i was running family and looking my mother.in this situation that bajaj advocate/ collection agent threatened me and my mother and she was got mental torture and depression and stress. Now my mother has hospitalised. We have given complaint about bajaj finance in our local police station. Also kindly please take neccessary action against the bajaj chennai branch and collection agent / advocate who threatened us legally. And resolve our issue and do the needful

My name is shrikant vasant kamble. My asset care membership number is ac1155722 i have bought washing machine with bajaj finance limited. I want to cancel asset care policy emi start date is 2nd may 2018. I don't need asset care policy so my request to you please cancel my asset care policy at the earliest.
My register mobile number is [protected]
My mail id is [protected]@gmail.com
Once you cancel my asset care policy please let me know on my mail id.

My name is sumati devi. I had offered with a lone amount of 182000 with an intrest rate of 11% by one of the executive and his manager in bajaj finance, the filled the documents and and convinced me to take the lone. The amount credited was 169000 and when i saw the process was done at 16.98%intrest rate. When i asked them they are not responding. They are froders and cheaters. The conveyed wrong message to customers and cheating customers for their targets. They are training their executives for business but not for morals. Please help me my customer id is38457211. Froders should be punished.

Good evening sir
I am balasubramani. My customer id : 49995849. I am purchase sonty tv on dec 2017 and safety produxt packaage also done every 5 th date of the month is my due till now no late payment in my history check it.
But today 5th am also have sufficient balance in my account for your due payment. Then your takeing fail charges in my account in rs 295
I need a reason for debit that amount in my account for what purpose

I am getting daily calls from bajaj finance, raised concern to the higher authorities too, but it doesnt stop at all.

Even the people at higher level do not commit to their statements, who else you can ask the commitment from? I am getting mentally harassed by these daily calls and not able to dedicate my time efficiently.

How do i ensure that i dont get these calls again?