Bajaj Finance Complaints & Reviews

Dears,

I noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance. I would like to inform that on april-2018 i purchase a/c under 6 months emi scheme and and i paid last emi in october-2019 after 6 months of settling the emis and all. Again bajaj finance deducted the amount of rs 117/-with out any information. Because of loan we provide you all our bank details its doesn't mean that when ever you want you can make online transaction. So i request with bajaj team not make such type of transaction with informing to customer by call or email. Now i feel that bajaj finance also not secure for providing bank details.
At the time of loan processing your representative need to inform all the details and they deducted the money for bajaj emi card also almost a year completed still i didn't get the emi card also.
My humble request with bajaj finance customer keep hopes and faith in you. So kindly dont loose your customer for this kind of mistakes.

Regards,
Bala gopal

I bought an air conditioner 3 years before on EMI from Bajaj fin serv. Now I don't understand why am amount of 117/-was debited from my account showing in the statement Debit CMP mandate Debit Bajaj finance Ltd. Without informing the CUSTOMER why these deductions are done and I am feeling it is not safe even to take LOAN from Bajaj finance also. Agents will say some ### and get the CUSTOMER signed on different documents without informing anything about these type of issues. It is not at all fair to do like these lootings from CUSTOMER. I want to get this mandate cancelled and there should be no more deductions in the name of this. Do the needful

A message has came from SBI like this
Dear Customer, Your A/C has a debit by transfer of Rs 117.00 on 14/06/21. Its not less than a roberry by Bajaj finance as I have closed my loan took for purchase of mobile phone, 1 year ago.
If not credited back the amount within 48 hours next, I will approach court for justice and share maximum the kind of shameless banking practice of Bajaj Finance Ltd.
SUDHISH KUMAR C M
KANNUR

I just received a message that Rs 117 has been debited from my account by Bajaj Finance on 14/06/21. I don't have any outstanding amount with this company .I don't know why they have applied these kind of charges which are totally irrerelevant. If they do not refund my amount back I will complain in the court against them. I am a lawyer in supreme court.

Regards
Mujahid Ali Khan
You can contact me at [protected]@gmail.com

Dear Team,

I am not sure for which loan this CMP mandate transaction is done on my account - I noticed today 117/- rs have been deducted from my SBI savings account.

I took 2 products on Bajaj finance and have No dues certificate for both the loan accounts.

Please refund my money I am attaching a screenshot of my net backing statement.

Dear sir,

I noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance. I would like to inform that on May 2019 i purchase mobile and TV under 8 months and 11 month emi scheme and i paid last emi in April-2020 after 8 and 11 months of settling the emis and all. Again bajaj finance deducted the amount of rs 117/-with any information. Because of loan we provide you all our bank details its doesn't mean that when ever you want you can make online transaction. So i request with bajaj team not make such type of transaction with informing to customer by call or email. Now i feel that bajaj finance also not secure for providing bank details.
At the time of loan processing your representative need to inform all the details and they deducted the money for bajaj emi card also almost a year completed still i didn't get the emi card also.
My humble request with bajaj finance customer keep hopes and faith in you. So kindly dont loose your customer for this kind of mistakes.

Regards,
Vinish Vijayan

On 10th a lady called that im from BFL Legal dept. and directed to remit the balance due amount. Next day she send a bank account details as
NAME OF BANK - HDFC BANK LTD885, BHANDARKAR ROAD, PUNE 411004, ACCOUNT NO. [protected], BAJAJ FINANCE LTD. and i have sent Rs. 3438/- to that account. After a man called me to send the payment details to their Whatsapp. and sent the same. after that no response or no amount credited in my loan account

I have already cleared my loan by pre-closing long time back . But few days ago they charged me Rs.295 for no reason as MANDATE FAIL CHARGE TXN

I want my money back . They have no right to auto debit without my consent

My details :
Arnab Kumar Das
Account no. [protected]
Ifsc : SBIN0004420

Kindly help me resolve..Thanks in advance

Yours Sincerely
Arnab Kumar Das

Refer to the subject matter. A Bajaj executive has fooled me. That lady name Ms Rashmi during March end repeatedly called me to enrol for flexi loan cum OD facility from Bajaj Finserv. At first instant I refrained it and did not entertain. However the lady repeatedly kept calling and literally begged to enroll. So I allowed her to explain me the scheme. At some point I liked it as i had to keep the OD for seven straight years and need not pay any emi unless utilise the OD amount as usual how it goes. However I asked the lady what is Bajaj gain in this. Incase I get the OD and keep it in virtual account as per the scheme, what is that Bajaj going to gain. She nicely replied that we are doing bulk amount transaction that’s it. She also mentioned that from sanctioned amount some twenty thousand plus wud be deducted initially and after that no deduction. At this instance I immediately told her I do not want to enroll as I will not accept any deduction unless I use the loan amount. So she clarified that this deduction will be from the sanctioned amount only and no separate charges will be levied on me. So I agreed. The amount got transferred which ultimately I transferred back in Bajaj virtual account using my login.
To my surprise in end May in received text msg from my bank saying that 1065 rupees have been deducted from my account which is linked to Bajaj OD account. So I took up the matter with customer care. However I did not received any reply. Further in end May I again received one more text saying 334 rupees deducted as emi for the referred loan.

Again i wrote to custome care but no reply. So I approached my city Bajaj branch for help. They provide me three email customer service, grievance cell and we care.
I communicated the entire case to these three IDs. Only customer service replied. Other two there was no reply till date. Nevertheless, I communicated all details to customer service and request them to cancel my OD loan without any cost implications.
I even informed them the lady (Bajaj agent) who begged to me to help her meet her target and enrol for the OD now do not even pick up my calls and reply to my texts. however the customer service replied that all these emi are entitled and cannot be refunded. Further the customer service also said that the deduction from sanction amount was communicated thru online agreement which I had acknowledged. my basis question is that why would an agent not mention to me the major charges applicable such as Vidya fee, emi card fee and some life insurance policy which fall in additional facility. There was not a single mention about these option and amount for deduction
Moreover, Rs 27000 plus deducted from sanctioned amount. How that can be taken as utilised amount for deduction of interest as EMI

I would like to register complain about the procedure for enrolment and the agent Ms Rashmi for a fraudulent approach and to keep things under the carpet abs misinformed the customer to achieve her targets.

This has caused tremendous trauma and harassment to me. I am sure there must be many such cases.
I request this forum to look into it and make me justice and get me rid off from this unprecedented situation and horrible experience with Bajaj Finserv. In case you need more info I would provide watsapp chat history with the agent Ms Rashmi who was instrumental in all this. And not to mention this lady has now blocked me and not even replying when I used to call n text her to get clarification on this matter
Kindly look into the matter. Thanking you in anticipation regards
Viraj Sawant

Dear sir,

I am Mr, .Jibinraj k, I have applied for a personal loan of Rs. 50, 000, I got a call from Mr. Rajesh Kumar Dakota, who is a customer relationship, saying that u have applied for the and it has been approved and u have to 2000 as processing fee, he told and I transfer the amount, and after that he ask for 4200 towards loan charges and Rs. 5200 towards TDS charges will will be refunded along with the loan Amt and I transfer that also, after that he again ask for 2000 Rs that also I transfer, like this I have transferred Rs. 18750 and again he is asking for 9000 towards loan disbersment, and I said OK u please cancel, I don't want to get a loan, and for that he is asking for 6200 towards cancellation charges and saying that, it will refund to u, and I am sending his ID, and panties card, so I request u to kindly look into the matter and pls refund the amount

Sir, bajaj finance balo ne online lone ke liye kai charge Or fees ke nam par sirf 150000/- ke lone ke liye 3, 18000/- jama karwa liya. na hi lone diya or na mera paisa bapis kar rahe h. Abhi or paisa jama karne ko bol rahe h. Mera mansik utpidan kar rahe h. Bar bar call kar ke preshan kar rakha h. Pls bataye mai kya karu. Inke mo. no [protected], [protected] h.

Even after having nothing to do with Bajaj Finance and their terrible service anymore, I'm seeing 117Rs debited in March 2020 and March 2021 and bank statement says it's 'CMP mandate debit charges'. No other notification from the service

Sir i have paid my emi amount properly on 02/06/2021. But unnecessary debit for Rs.699 on 11/06/2021.So pls refund money for Rs.699
Name:Arunkumar
A/c no:[protected]
Bank :SBI
Ifsc:SBIN0000807

Dear sir/mam
I attached my account statement.
My account has been debited Rs454/- on 9/06/21with out my permission
Kindly help to refund the same.

Thanks

I paid my emi through app but it's not reflecting and money is also debited

I am getting 8-10 calls everyday for LOAN. I am really frustrated. Would be better for you to stop this ### thing. Please stop this.
My contact no is: nine zero five six one two three zero four zero

Your instalment dishonour charges of Rs.458 are outstanding in your LAN 436WLTFW523050 & will be presented in next 1-3 business days. Bajaj Finance Limited.(on June 8 2021)

Your instalment dishonour charges of Rs. 700 are still outstanding in your LAN 436WLTFW523050 & will be presented in next 1-3 business days. BFL
(December-2020)
Your installment dishonor charges of Rs.500 are still outstanding in your LAN436WLTFW523050 & will be presented in next 1-3 business days. BFL
Your installment dishonor charges of Rs.500 are still outstanding in your LAN436WLTFW523050 & will be presented in next 1-3 business days. BFL
(November-2021)
Your instalment dishonour charges of Rs. 800 are still outstanding in your LAN 436WLTFW523050 & will be presented in next 1-3 business days. BFL

Above shown messages are I recived from the bajaj finance.Last month(May-2021)they did not sent such message and again this month they sent the message and debited the amount from my account.It is utter robbery from us as we are not enough salary and job due to covid pandemic situation .The loan has lareday paid and no pending dues are remain.They charges for same Loan Account number.
Kindly take necessary steps to get the all amount which they debited from my account as Instalment dishonour charges.

Dear Sir/ Mam,

I have registered through online for the Personal Loan. After that there is message that Bajaj Finance will call for the same. I received the call from your team. The Name of the Person Paritosh Contact No- [protected].

First he tell me that you have to pay 3500/- for Insurance. After then I receive a mail to Pay for TDS then i pay 7350/- for TDS. Then I received mail that you have to pay the GST then i pay GST 15141/-. Then after that I receive a mail to pay for two month EMI 15130/-. Then after that I receive a mail to pay for Challan RBI i pay 16746/-. Then after i receive a mail to pay for NOC I pay 11867/- Totally i Pay- 69743 that much amount I paid. But till now i havent received a loan amount. Please find all attachment file of the payment and mail communication. After the registration i receive call from Bajaj Finance and dont know this is fraud or what. Please take a necessary action. So i can File and FIR and Cyber Crime both. Kindly do the needful as soon as possible as it is critical Problem. Now I am going to File a complain for Bajaj Finance also that after Register through your portal if I can get call from other how it is possible. Kindly look into this Matter.

मेरे बैंक अकाउंट नंबर [protected] IFSC कोड SBIN0007501 WITH NAME OF गजेंद्र सिंह राठौर में 12 -मई-2021 को 117 रुपये डेबिट हो गए है। जिसके NARRATION में सिर्फ " DEBIT CMP MANDATE DEBIT Bajaj Finance Ltd."
लिखा है | इस कंपनी के साथ मेरा कोई रिलेशन नहीं है। यदि कोई DOCUMENT नंबर या कोई और दस्तावेज हो तो हमें दिलाने की कृपा करे। इस कंपनी ने मेरे साथ धोका करके 117 रूपये वसूल किये है।

I am using my Bajaj finance EMI card for online purchase of smartphone through mi.com website. While choosing Bajaj EMI card option during checkout the payment is getting declined, I have no dues pending with Bajaj finance and also my purchase is within the limits. Kindly Bajaj finance pls check into this matter....