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Bajaj Finance Complaints & Reviews

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U
utkarshharplani
Dec 29, 2020
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Address: Malviya Nagar Jaipur

Dear Sir/Ma'am,

Is It True Bajaj Have Providing A Loan Against Bhartiya Axa New Policy?

Warm Regards,
Utkarsh Harplani
Mob:[protected]
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    Lenindra Jambhulkar
    from Satara, Maharashtra
    Dec 28, 2020
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    Dear Sir,

    This is with regards to the grievance I want to bring to your notice faced by me due to the pressure and stress created by Bajaj Finance Ltd.

    I would like to explain the complete issue in detail in chronological order.

    I have taken personal as well as home loan from Bajaj Finance Ltd. and was paying my EMI appropriately till the month of March 2020 until the lockdown was announced.

    Post lockdown, my employer had reduced the salary and due to few other issues, I had to face severe financial crisis during the lockdown period.

    As per guidelines issued by RBI, I had applied for a moratorium to my personal as well as home loan and the moratorium was granted for the first 3 months.
    Post that, inspired by requesting extension no. of times, my request was rejected.

    Also, I had requested for loan restructuring in which I do not have to pay EMI for 6 months and then start paying the dues on a regular basis. This too was rejected by Bajaj Team.

    At present, I have started repaying my dues since the month of October.
    My salary issue date is the 10th of every month and I had requested the Bajaj team to change my EMI date between 11th to 15th, and this request was also not considered.

    Also, they have already deducted around Rs. 40, 000 to Rs. 50, 000 bounce charges couple of months before. Attaching Bank statement which deducted bounce charges.

    In Spite of the earlier bounce charges deducted, Now, as mentioned earlier.. The team is claiming approximately Rs. 40, 000 as bounce charges at present in addition to the earlier charges paid.

    Now, the team is calling me every 2 hours on mobile..on whatsApp and torturing me to the maximum extent where I am provoked to self harm myself in a way where I cannot live.

    They are also very frequently visiting my place which is disturbing me mentally and stressing me to extreme conditions.

    Kindly help me and look into this matter so that I can at least be alive if not happily.

    Regards,
    Lenindra Jambhulkar
    [protected]
    Dec 28, 2020
    Updated by Lenindra Jambhulkar
    Dear Sir,

    This is with regards to the grievance I want to bring to your notice faced by me due to the pressure and stress created by Bajaj Finance Ltd.

    I would like to explain the complete issue in detail in chronological order.

    I have taken personal as well as home loan from Bajaj Finance Ltd. and was paying my EMI appropriately till the month of March 2020 until the lockdown was announced.

    Post lockdown, my employer had reduced the salary and due to few other issues, I had to face severe financial crisis during the lockdown period.

    As per guidelines issued by RBI, I had applied for a moratorium to my personal as well as home loan and the moratorium was granted for the first 3 months.
    Post that, inspired by requesting extension no. of times, my request was rejected.

    Also, I had requested for loan restructuring in which I do not have to pay EMI for 6 months and then start paying the dues on a regular basis. This too was rejected by Bajaj Team.

    At present, I have started repaying my dues since the month of October.
    My salary issue date is the 10th of every month and I had requested the Bajaj team to change my EMI date between 11th to 15th, and this request was also not considered.

    Also, they have already deducted around Rs. 40, 000 to Rs. 50, 000 bounce charges couple of months before. Attaching Bank statement which deducted bounce charges.

    In Spite of the earlier bounce charges deducted, Now, as mentioned earlier.. The team is claiming approximately Rs. 40, 000 as bounce charges at present in addition to the earlier charges paid.

    Now, the team is calling me every 2 hours on mobile..on whatsApp and torturing me to the maximum extent where I am provoked to self harm myself in a way where I cannot live.

    They are also very frequently visiting my place which is disturbing me mentally and stressing me to extreme conditions.

    Kindly help me and look into this matter so that I can at least be alive if not happily.



    Regards,
    Lenindra Jambhulkar
    [protected]
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      R
      rajaatmacp
      Dec 27, 2020
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      Address: Guntur

      I noticed that in my sbi account statement Rs 117/- was debited towards cmp mandate bajaj finance ltd Dt:[protected]. i purchase Refrigerator emi scheme and and i paid last three years and above. Again bajaj finance deducted the amount of Rs 117/-with any information. So i request with bajaj team not make such type of transaction with informing to customer by call or email. Now i feel that bajaj finance also not secure for providing bank details.
      At the time of loan processing your representative need to inform all the details and they deducted the money for bajaj emi card also almost a year completed still i didn't get the emi card also.
      My humble request with bajaj finance customer keep hopes and faith in you.

      So kindly dont loose your customer for this kind of mistakes and please return my debited amount to my Savings account no:[protected]
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        A
        anurag0309
        Dec 25, 2020
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        Address: Patna

        I am getting 5-6 calls from Bajaj Finance daily. This is sheer nonsense and it’s not stopping. Due to this I will never ever become a Bajaj Finance customer coz I hate this company for torturing me like anything. Plz delete my no. and stop calling me immediately or I will have to complaint to consumer authorities for this.

        Anurag Choudhary
        [protected]@gmail.com
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          Praveen Kumbar
          Dec 25, 2020
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          Bajaj finance deducted the amount of rs 117/-without any information. Because of we took a loan from you, we provided you all our bank details it doesn't mean that whenever you want you can make an online transaction.

          Name: Praveen S Kumbar
          Bank: SBI
          Mob:[protected]
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            R
            Rohini Sri
            Dec 24, 2020
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            Bajaj Finance deducted Rs.117 on Dec 18th 2020 from my account without any permission. I need to know why the amount was deducted and who gave the permission.
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              R
              rankasantosh
              from Jodhpur, Rajasthan
              Dec 22, 2020
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              Address: HOUSE NUMBER 33 SECTOR 10 CHOPASNI HOUSING BOARD JODHPUR

              Dear Sir,
              This is to inform you that i have taken TV loan since 4 year ago but sorry to inform you that still Rs.117/- deduct from my sbi account no.[protected] every year after completing my loan .
              This is my humble request to you kindly remove auto debit from my bank account, always on 18th December every year it going to debit.
              Please close this with immediate effect otherwise i will go to consumer form for this unwanted debit. my mobile number is registered [protected].
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                N
                nitin kortikar
                Dec 22, 2020
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                Address: Shreyash apartment b wing flat no.21 mali gali

                117 Rupees debited from my account as I clear all my purchase so why it's debited again.
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                  R
                  Ritesh Singh Sarniha
                  from Delhi, Delhi
                  Dec 19, 2020
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                  Address: c/o , R.P.SINGH, P.NO- 213 2ND FLOOR CO-OPERATIVE COLONY, PO-BS CITY, JHARKHAND-827001

                  RITESH KUMAR

                  Dears,

                  I noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance. I would like to inform that in 2018 i have settled the all emis. Again bajaj finance deducted the amount of rs 117/ dated 18.12.2020-without any information. Because of loan we provide you all our bank details its doesn't mean that when ever you want you can make online transaction. So i request with bajaj team not make such type of transaction with informing to customer by call or email. Now i feel that bajaj finance also not secure for providing bank details.
                  At the time of loan processing your representative need to inform all the details and they deducted the money for bajaj emi card also almost a year completed still i didn't get the emi card also.
                  My humble request with bajaj finance customer keep hopes and faith in you. So kindly dont loose your customer for this kind of mistakes.

                  mob no.- [protected]
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                    N
                    Nazimuddin Ahmed
                    from Delhi, Delhi
                    Dec 18, 2020
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                    Address: Dibrugarh, Assam

                    Bajaj Finance — debit cmp mandate debit bajaj finance ltd.

                    I noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance in last two years. I would like to inform that on I have cleared the loan two years ago and I don't have any debit card of Bajaj finance Ltd. So,
                    My humble request to Bajaj finance Ltd to remove my account and stop all such debit

                    Regard
                    Dr. Nazimuddin Ahmed
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                      N
                      Navy Aneeth
                      Dec 18, 2020
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                      Bajan finserv has deducted INR 117 without my approval this is highly unacceptable. I am not interested in any of Bajaj's product since they are a cheat. I had experience in the past and hence I closed my Loan as well and do no want to have any future contacts. Tried a lot contacting the costumer care but of no use. Please suggest me a better way to keep these thieves away. If I this gone money can't be recovered fine but in future these guys should not auto deduct any amount from my account. Please suggest.
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                        K
                        kpl2190
                        from Delhi, Delhi
                        Dec 18, 2020
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                        Deduction of Rs 117 from my SBI bank account on Dec 18, 2020
                        Babaj finance has deducted 117 Rs on 18/12/2020 without my permission which is illegal and I never approve this transaction.Its really not acceptable. Please refund this amount in my bank account Asap.
                        My name.. Kishor Lambhate
                        mobile : [protected]
                        [protected]@gmail.com
                        Please let me know the status of my complaint.
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                          Abhijeet Dawane
                          Dec 15, 2020
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                          Respected Sir, Regards. I am one loan taker person who borrowed personal loan of 2.5 lacs from Bajaj Finance. They helped me in my needful time and must say thanks to them, however due to CORONA and at home parents are older and suffering from diabetes and BP could not make payments of installment from the last two months. (last month and current month) . We are bound with repayment of loan however having debt of other bank, private lenders along with medical and family responsibility on me hence couldn't make possible to cover all at present with my salary. I requested the bank representative to allow me time and at first he spoke in roar words but then allowed me time till 15th means today. I tried to get money by asking beg from friends, relatives but no one helped, we lost our money by kept trust on newspaper add for getting loan. Due to need and this continuous calls and demand from the bank representatives with their physical visit we lost our mental satablity. We have a huge stress and now means yesterday when I called that guy to not make arrangement of money and wait for more days, he used hard words and said he needs the amount at any cost and don't care of my old parents health issue. IF after visiting of these guys at home and standing at door demanded with louder voice for money then who will responsible if something happens to my parents. If I would end my life then from whom will they collect the money. This guys' never listened anything and said that they will not leave unless and until get the money. From whom shall we borrow? I already sent my grievance to PM Portal for having huge debt hence requesting you to please advise them to either deduct the amount of installment or allowed time for making payment, I am not sure when will I get the money as no one gives the money and we do not have any property or investment. I really do not have money and the fact is we hardly meet two times bead and butter. Sometime bad thoughts comes in mind but who will take care of my family if I do something wrong with myself. Please requesting you to do help at once. I will never ever forget your valuable help. Please help one needful family. Asking excuse for my incorrect words. Please help.
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                            I
                            Indrani Sanyal
                            from Powai, Maharashtra
                            Dec 14, 2020
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                            I am extremely surprised to find Bajaj Financial Ltd has debited from my bank account Rs.. 117 without my knowledge and permission. I am very much worried also by this behavior of Bajaj Financial Ltd. Long back back I had taken loans from Bajaj Financial Lltd and all those dues were paid from my account. Suddenly after 5/6 years they have deducted money from my account without stating any specific reason.
                            I request Bajaj Finance ltd to look into the matter immediately and resolve the issue.
                            Indrani Sanyal
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                              M
                              mandalrajesh2003
                              Dec 14, 2020
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                              As CIBIL appears the wrong dispute entry and they mentioned that "Please get in touch with BAJAJFINLTD and 422SCE26212353 for the required correction"

                              So requesting you, kindly remove the wrong data which appears in your database.

                              Dispute details : CIBIL report dated 16/10/2018 via Dispute ID CDS[protected] .

                              Apart from that, I don't have any other info for this. This case/ transaction does not belong to me.

                              Please resolve this since it persists long back.
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                                Y
                                YogeshKumar Gautam
                                from Powai, Maharashtra
                                Dec 7, 2020
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                                Address: KOLKATA

                                From my saving bank account Rozor Pay Brokerage four times deducted amounting to Rs 290/-. Kindly clarify.
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                                  L
                                  Loka sasikumar
                                  from Powai, Maharashtra
                                  Dec 7, 2020
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                                  Address: anantapur

                                  I'm writing more than 3 times but bajaj customer care not refunded my debit extra amount. I'm attache full details my lone amount was 6EMIs months but I'm paid a total of 7 EMIs within the period, please find the attachment file
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                                    N
                                    Naveena Kirubakaran
                                    Dec 7, 2020
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                                    Hi
                                    I bought a mobile in 2015 and I purchased the mobile through bajaj finance. I am done with all the payments. After 5 yrs they have deducted Rs.117 from my SBI account. I need my money refunded. Thank you.
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                                      Kumarsharma rakesh
                                      from Bengaluru, Karnataka
                                      Dec 6, 2020
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                                      Address: Quarter no -711, street-36, sector-9/d,, Bokaro steel city

                                      I m totally fed up of this company every month I paid my emi on time 2moth ago I got extra money added in my emi when I consulted the branch he said some other services is activated to your account then I requested him to stop the services he did it later on again I received the same new bill but in my account I have kept the old deductible money but as I received new added money so they charged late fine on it and when I again consulted the branch they said I have stopped the new service from my end though I paid the money there but again I m getting msg of dishonour charges I m totally fed up with this nonsense organized company
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                                        Naveen Kumar H E
                                        from Powai, Maharashtra
                                        Dec 6, 2020
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                                        CMP- mandate charges

                                        Address: Mysore

                                        In my account amount of Rs 699 has debited towards CMP mandate debit on date 4th Dec 2020 without any information and also debited previously 21st aug 2020 of Rs 295+ 295 twice in a same day, total RS 590 + 699 Rs = 1289 Rs amount has debited towards mandate fail chrg txn by Bajaj finance ltd. That is also with out any intimation or massage. I have cleared all the emis before deducting this amount and I don't have your Bajaj card also. I...
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