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Bajaj Finance Complaints & Reviews

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Updated: Nov 4, 2025
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S
Sandeep2283
Oct 17, 2020
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My account was debited for 117/- on 16102020, eventhough I have no live loan or pending loan amount with Bajaj finance.
Pls refund the debited amount ASAP
Regards
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    dilipjee69
    Oct 16, 2020
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    Sir,
    I took a television with EMI of Bajaj finance. Which was cleared in August 2019.
    And today there was a deduction of ₹117/- from my account balance with the name of BAJAJ CMP MANDATE DEBIT BAJAJ FINANCE LTD. I don't know why the money was deducted. We give NACH details not to let companies deduct amount from an account as they want. Even there was no prior notification about the deduction.

    The money was deducted with no clarification. Bajaj Finance should understand that people already are suffering from financial problems due to covid-19 and they are this irresponsible to deduct as they want?

    I want the deducted amount to be reimbursed as soon as possible. We don't have money to give away or distribute. Bajaj finance should take immediate action regarding this issue and should reimburse my my as soon as possible.
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      Chamu Suresh
      Oct 16, 2020
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      Dear Sir,
      On 16 October 2020 a CMP Mandate Charge of Rs. 707/- has been debited from my account without any intimation or message. Kindly explain the reason for the deduction of the amount or refund it back to my account. I have recently purchased a mobile phone through bajaj finserve emi card. Please do not let your customers down
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        Ankitsonk333
        Oct 16, 2020
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        I haven't Used my Emi card For so long time
        and I haven't took any loan from bajaj Finance But The deducted Emp mandate charges of 707 from my account with any confirmation . Forr what an amount of rs 707?- has been deducted from my account yesterday and i had raised a complaint to them as well. It is not right we are struggling with jobs due to lock down no salaries or may be half salary with which it is not possible to run a family and these people are deducting as they wish without even informing to the customer. Nach mandate given by a customer is not your private property that when you feel you can deduct amount. Please refund the amount back at any cost. Single penny is very important for us at this time.

        Name Ankit soni
        mobile number [protected]
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          asiabanu
          Oct 16, 2020
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          FrDears,

          I noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj . I settling all the emi s which i had. Last 3 years
          I have no transactions with bajaj.then how to debit from my account without my knowledge. Again bajaj finance deducted the amount of rs 117/-with any information. Because of loan we provide you all our bank details its doesn't mean that when ever you want you can make online transaction. So i request with bajaj team not make such type of transaction .Now i feel that bajaj finance also not secure for providing bank details.

          My humble request with bajaj finance customer keep hopes and faith in you. So kindly dont loose your customer for this kind of mistakes.

          Regards,
          S.asia banu
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            Ashutosh Sapalya
            Oct 16, 2020
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            My name us Ashutosh sapalya


            Cell number [protected]
            Bajaj deducted cmp mandate without informing me. And for what they are charging me this. I want my refund of Rs 117. How can your deduct amount from my account when I don't have any dues from you Bajan Finance. I want my refund.
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              amitthapa1979
              Oct 16, 2020
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              Today I received a msg from bank that Rs117 is deducted from your account in the name of CMP Mandate Debit Bajaj Finance Ltd. I think I didnt purchased any product through Bajaj Finance since last two year and also there is no question of EMI. Then in which bases amount is deducted from account without any intimation. I want my deducted money back to my account.
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                Aaparna Saha
                Oct 16, 2020
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                Dear sir/ madam,
                I have no due loan in bajal finance. I have purchased one music system in 2018 but all the instalment already paid still the have deducted CMP MANDATE DABIT of Rs. 117 on 16/10/20 without any notification.
                I want my money back to me account as soon as possible. It will be difficult to share account details to bajaj finance if this kind of thing happens.
                Please see this matter!
                Thanks!
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                  K
                  Oct 12, 2020
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                  Hello Customer care of Bajaj Finance Team,

                  I'm so frustrated to receive bajaj finance calls when i'm not interested for any type of additional loan.

                  Daily they called me from different numbers, I have blocked lot of numbers but still getting calls always from new number.

                  I confirm not to have any kind of Service Calls. Please block my number for any service calls in future.

                  Please help and do the needful.
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                    B
                    Balachandran.V
                    Oct 5, 2020
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                    Bajaj Finance Ltd debited Rs.117/- from my SBI account without any reason. I have no existing relationship with this company. Please do credit this amount back to my account as soon as possible.
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                      Abhi9807
                      Oct 5, 2020
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                      CMP mandate charge

                      Address: Lakhpera bagh colony barabanki uttar pradesh

                      Dears,

                      I noticed that in my sbi account statement rs 1825/- was debited towards cmp mandate bajaj finance. I would like to inform that on dec-2018 i purchase mobile under 12 months emi scheme and and i paid last emi in September2020 after 12 months of settling the emis and all. Again bajaj finance deducted the amount of rs 1825/-with any information. Because of loan we provide you all our bank details its doesn't mean that...
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                      sajeerk06
                      Oct 5, 2020
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                      Address: A& P complex, sultanpet,palakkad, kerala, india

                      Dear Sir/Madam,
                      I was purchased lg air condition for EMI facilities. and it was finished all EMI on 2018. But Bajaj finance company has deducted my account rs117 on 16th July 2020 as the reason " CMP Mandate Bajaj finanace". I dont what is the reason
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                        Sonica Jagyasi
                        Oct 4, 2020
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                        Hello sir
                        I have account in SBI bank And Bajaj finance company has debited 295 rupees on dated 04/10/2020 unnecessary as I haven't not taken any loan or product from Bajaj finance.my account number is [protected].please refund my money as soon as possible.
                        Oct 04, 2020
                        Updated by Sonica Jagyasi
                        Bajaj Finance — Bajaj finance has debited 295 from my SBI account
                        Sonica Jagyasi on Oct 4, 2020
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                        Hello sir
                        I have account in SBI bank And Bajaj finance company has debited 295 rupees on dated 04/10/2020 unnecessary as I haven't not taken any loan or product from Bajaj finance.my account number is [protected].please refund my money as soon as possible.

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                          sukumaran V
                          Oct 3, 2020
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                          Resolved

                          Address: pondicherry

                          Membership number:AC2518593
                          extended warranty start date:14 may 2020
                          extended warranty end date:13 may 2021
                          though repeated request made by us over telephonically from 10th september 2020 through bajaj representative who has given the warranty, the managers located at pondicherry and chennai denied my complaints in telling many things.
                          it is clearly mentioned in the asset secure advantage that "extended warranty for 12 months post the expiry of manufacturer's warranty includes coverage(as covered in manufacturer's warranty)for repair/replacement cost upto the invoice value.
                          Aug 5, 2021
                          Complaint marked as Resolved 
                          Dear Customer,

                          We hope your query related to CPP has been successfully resolved

                          Regards
                          CPP Team
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                            Rana2020
                            Oct 2, 2020
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                            Address: Mumbai- Pune Road, Akurdi- 411035, Maharashtra, India

                            Loan Account Number : 5770CDFZ216186, Purchased date:[protected], 1st EMI:[protected]

                            I purchased washing machine on 15th March, 2020 worth 10400 and paid 4430 down payment. Remaining amount I converted into EMI with an expectation that EMI will be debited from April, where as EMI debited in July for which I haven't received any confirmation. Since there was no debit, I sent multiple email starting from May, where I got initial confirmation from Grievance redressal team that I have not made any transaction with Bajaj finserv. Customer service was not reachable. After some days they suddenly come up saying I have loan which I also agreed and considering the delay I asked them that I will close the loan where they have mentioned after 1st EMI I can close the loan. And suddenly they started debiting the EMI from July for which I haven't received confirmation. And due to insufficient balance in Sep(I was not aware that EMI will be debited) cheque has been produce multiple times which not only impacted my CIBIL but I also charged 2490 in traches. I sent multiple emails to remove CIBIL impact all the charges associated with cheque bounce as there was no proper communication of the EMI. Neither I got any confirmation after 1st debit of EMI in July and 2nd one in Aug. I received threatening calls from Bajaj collection team, for which I write multiple emails but didn't get any proper response. Sunil Pandey from Goregaon branch threatening me to send executive forcefully to collect amount and his behavior in the call was like some terrorist. I need apologize letter from Sunil, remove impact from CIBIL score, reimburse 2490 which was charged due to cheque bounce and forclosure this loan and closing all existing relationship with Bajaj Finserv.

                            For more details please reach out to me on [protected]
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                              sandeshdeshpande
                              from Pune, Maharashtra
                              Oct 1, 2020
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                              I am not purchased any products on January 2020 to till date on bajaj finserv card. But bajaj finserv team have call or msg me for payment.
                              If i am not purchased any products then how bajaj company say pay pending EMI
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                              Oct 01, 2020
                              Updated by sandeshdeshpande
                              Bajaj have close complaint with call to user.
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                                akshaypatil247
                                Sep 25, 2020
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                                I have purchased a flexi personal loan from bajaj finance customer id[protected], account 528gdfgg056100. I haven't informed about credit vidya fees. And the executive agrued in a bad manner once loan passed and i asked about deductions. I haven't informed and i also don't need credit vidya report & insurance also. But no positive response from bajaj.

                                I got deductions of rs. 4999/- for credit vidya fees and rs.5001/- for insurance. I need this maney back. As these 2 facilities are not required to me. I need refund for the amount of rs.10, 000/-

                                Please help me to resolve this issue and get money back.
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                                  sajan modedara
                                  Sep 23, 2020
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                                  Address: Pune,maharashtra.

                                  Maine 26 jan 2020.ko babaj finance ki scheme me samsung mobile liya tha, aur mujhe bataya gaya tha ki aapko 2 EMI bharne ke baad 6000 rupe cashback milega, Laikin aaj 5-6 mahine ke baad bhi mujhe wo cashback nahi mila, ye to sara sar fraud huva na, mujhe nyay chahiye bus.
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                                    Sharonyo Banerjee
                                    Sep 21, 2020
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                                    Hello

                                    I have noticed that in my sbi account statement rs 117/- was debited towards cmp mandate bajaj finance. I would like to inform that I didn't take any loan from the said company recently, not to my knowledge but bajaj finance deducted the amount of rs 117/-without any information or notice / email on 15th September, 2020 . Due to loan or business we may provide you all our bank details but that doesn't mean any person or company can make online transaction without contacting me. So I request the bajaj team not to make such type of transaction without informing the consumer by call or email. Now i feel that bajaj finance also not secure for providing bank details.

                                    It is my humble request to bajaj finance to refund my money or to provide me the details why it has been deducted . I won't be tolerating any further un-informed or unauthorised charges and may take legal steps if it happens .

                                    Regards

                                    Sharonyo Banerjee
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                                      Amity
                                      Sep 21, 2020
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                                      Address: Bajaj Finance Limited 4th Floor, Survey # 208/1- B, Viman Nagar, Pune - 411014, India www.bajajfinservlending.in

                                      Rs.117/- has been wrongly deducted on 15 September 2020 through ECS from my ICICI bank Account vide CMS/**************/BAJAJ-AUTO-CD/4020CD08.

                                      As I have made full payment against loan for purchasing home appliances and for closure Bajaj Finance issued NOC on the same in 2015 only.

                                      Now Bajaj Finance has no right to deduct amount through ECS from ICICI Bank.

                                      Kindly refund the amount wrongly debited through ECS from ICICI Bank and cancel old ECS mandates.

                                      Regards,
                                      Amit Chaudhari
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