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Bajaj Finance Complaints & Reviews

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Updated: Jul 17, 2025
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P
Pavan Arya
from Ahmedabad, Gujarat
Jan 27, 2018
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Address: Gandhinagar, Gujarat, 382424
Website: www.bajajfinserv.in

I have bought an ac from vijay sales motera branch. I have all my dues in time. I have not availed any other services of bajaj card etc.
Still my account is deducted with rs.118/- with following message.

15 jan '18 bajajfin_mndtvrfchgs_dec17 - 118.00

My customer id is 58961288.

Kindly resolve my complaint as soon as possible. I am having my first emi in the next month.
+1 photos
I am already closed the consumer products loan closed in last year 2017 itself. But today i.e.23.01.2018 Rs.117/- deducted in my IOB A/c.
Let me know recovery made for what purpose.

Regards,

C.S.PRAKASH
[protected]
Email:[protected]@gmail.com
I have not got any status i have given all information my application no is BFLC[protected] so please reply my status
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    kolkata123
    from Kolkata, West Bengal
    Jan 27, 2018
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    Address: Kolkata, West Bengal, 700156

    The customer care executive named "bhavna" is calling me again, even i told her that i am not interested in the overdraft service, then i enquired that how did she got my number, she started screaming at me and told from data, i told if i have not enquired how can my number be recorded in the database, then she told that data is stored in the computer. Then i told when i have told her again & again not to call, why is she calling me. To this, she replied, "put your number into dnd".

    Can someone explain to her that without feeding the number in a database, computer cannot store anything of its own? And how can anyone tell me to do what?

    Have bajaj finserve stared new advise expertise as well?
    Hi I Got Bajaj Gold emi Card But I am unable to generate PIN No. for that kindly guide me ASAP
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      S
      Sudarshan Hire
      from Savantvadi, Maharashtra
      Jan 27, 2018
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      Address: Nashik, Maharashtra, 422209

      My bank problem issue has been resolved done. Kindly request for unblock my emi card. Please do the needful. My reg. Mob. No [protected]
      My bank account problem chenghe my salary account so not possible diposit emi amount sarswat bank (Puna) now i louve ion nashik that's ressun bounce my cheque i solved thise problem i request plz unblocked my emi card. Next time i cear full plzzzzz unblocked my card
      Sudarshan hire
      [protected]
      Thank u
      Jan 24, 2018
      sandip nawale's response
      Dear Sir,

      my first EMI has been Deducted so please refund my money. After this please tack care for not to deduct my next EMI.

      Loan no - 417GIP59116585

      Complet no[protected]

      Please complete my request as soon as possible.

      Regards,

      Sandip B. Navale
      Dear Sir,

      my first EMI has been Deducted so please refund my money. After this please tack care for not to deduct my next EMI.

      Loan no - 417GIP59116585

      Complet no[protected]

      Please complete my request as soon as possible.

      Regards,

      Sandip B. Navale
      Mob no [protected]
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        T
        Tukun Mallick
        from Dahod, Gujarat
        Jan 26, 2018
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        Bajaj finserv — cancellation of bajaj emi card

        Complaint
        In sudden rs.117 debited from my account which is making me highly irritation and i will not going to use this card anymore.

        I am highly demotivated because of this action from bajaj finance and will never go to such finance option no more.

        Take action to revert back to my amount and cancel my card immediately.

        If no action, then this will be treated as illegal and will be informed to others to avoid to go for bajaj finance.
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          V
          vinay2025
          from Rudarpur, Uttar Pradesh
          Jan 26, 2018
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          Address: Lucknow, Uttar Pradesh, 226008
          Website: bajaj finserv.com

          Sir/mam,
          I had taken consumer loan from bajaj finserv on dec 16. My emi start from feb 17. I had paid 2 emi. After that my accident took place. I was in bed for 3 months. I lost my job. Without any information i get a call from delhi police recovery that a warrant has been issued on my name. I asked the bajaj employee to make my payment in parts that i will pay with penalty. But no response from them.
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            G
            Gp210668
            from Mandal, Gujarat
            Jan 25, 2018
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            My preapproved emi card was blocked without any intimation to me. This i came to know when i tried transaction with the help of card. It was quite uncomfortable situation for me.
            Secondly i had written a mail yesterday and i have not received any acknowlegement of the same.
            Can i please know the reason for blocking the card?
            Also i tried your ivr's and there is no option to talk to customer care support representatiove. Also tried to contact number of pune office but no one was responding.
            Please unblock the cars as soon as possible under an intimation to me.
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              S
              saurav 67
              from Kolkata, West Bengal
              Jan 25, 2018
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              Address: Kolkata, West Bengal, 700016

              I purchased few furnitures from estillo furnitures few month back under the emi scheme of bajaj finance.

              The seller took 30% advance and the balance was financed by bajaj finance in 8 equated emi.

              The amount of emi was mentioned by the seller in the invoice copy and the document is with me. But when the first emi hit my bank it was noticed that the amount was not matching with the emi amount written in the invoice. Rs.385/- was deducted more as insurance amount, insurance company being life style max.

              The insurance was done without my consent which was communicated to bajaj officials. They assured that the insurance will be diffused and the amount deducted till now will be refunded in my account.

              Till now no action has been taken by bajaj officials and they have stopped receiving my phone. I feel cheated and await advice from the forum. Regards, saurav bose,
              Daily 5 to 6 times phone calls from bajaj finserv end [[protected] etc] comes regarding to take loan. I am not at all interested to take loans . So please stop the same if not than I shall move to consumer court. My mobile no is .[[protected]].
              I purchased a dinning table from Royal oak furnitures few month back under the emi scheme of bajaj finance.

              The seller took Rs.15000 advance and the balance Rs. 10000 was financed by bajaj finance in to emis.

              The amount of emi was mentioned by the seller in the invoice copy and the document is with me. But when the first emi hit my bank it was noticed that the amount was not matching with the emi amount written in the invoice. Rs.440/- was deducted more as insurance amount, insurance company being life style max.

              The insurance was done without my consent which was communicated to bajaj officials.

              Till now no action has been taken by bajaj officials and they have stopped receiving my phone. I feel cheated and await advice from the forum. Regards, Jeevan
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                G
                G Paulin
                from Mannargudi, Tamil Nadu
                Jan 25, 2018
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                Address: 600063

                I have taken bajaj loan for buying products. Since i have lost my job i was struggling to pay my emi. Eventhough i have paid the emi in delay but ur collation agent from chennai is torchering me and my mom to the death and abusing us in bad language. If we die coz of you people will you all be happy? Will you get the money out of our death?

                I have informed this collection agent vettri that i will pay when u get my salary but he keeps on coming home early morning and torchering my mom to the core by bad words.

                Even we pay the due in delay i am paying with interest only. But why these people are torchering us like this.
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                  R
                  Rajesh Kumar Ben
                  from Bhopal, Madhya Pradesh
                  Jan 23, 2018
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                  Address: 462023

                  Various persons from various numbers are calling on behalf of bajaj finance . Every day i m receiving 2 3 calls from them since last 6 -7 months . I have refused many times that i dont want any loan and please do not disturb but they are repeatedly calling from different unknown numbers . This is a kind of harassment. I feel fear to pick a phone from unknown number thinking that it may be some caller from bajaj finance . But because i m a doctor its my obligation to pick the phone and in turn i get an unwanted call from bajaj finance caller. PLEASE STOP CALLING ME.
                  Jan 23, 2018
                  Updated by Rajesh Kumar Ben
                  Please delete my no. From ur caller list
                  I dont need any finance .
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                    V
                    VASEEM basha
                    from Madanapalle, Andhra Pradesh
                    Jan 23, 2018
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                    Address: Chennai, Tamil Nadu, 600003

                    1 cancelled and 2 blank cheques were given to mr. Arun working for personal loan application. Howerver application was rejected but mr. Arun is not returning the blank cheques. Past more than 4 moth i'm contly. Following them but they are disconnecting the call and not replying mail either. And i have give 4 cheque indian bank name of mohamed vaseem basha to arun and I trying to contact Arun he's avoiding my call n mess too after tat I came to know Arun left the job n another executive name Joseph he's in contact and Joseph also nt proper reply from him too . I went to bajaj finserv to ask cheques they given 2 cheques oly balance 2cheque pending from bajaj finance . Anna salai branch raheja towers Chennai. Contact no myself vaseem [protected]
                    Jan 23, 2018
                    Updated by VASEEM basha
                    Contact no is bajaj executive person [protected] 1st Arun and 2nd joseph [protected] irregular duty
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                      J
                      Jayant Pathak
                      from Indore, Madhya Pradesh
                      Jan 23, 2018
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                      Address: Gwalior, Madhya Pradesh, 474003

                      Dear sir/ma'am
                      I purchased c9 pro mobile through instalments service provided by you. Some of the reasons i was unable to deposit ammount in my account. You cut 4 time money from my account without any information or call. This act was too much irresponsible done by you. I make so many call to your help line but it was getting busy. Your app was not updated and obviously lie. I have information that i have to deposit money in february not that time. If you will not short out my problem than i will see you on court. Contect me asap. Take care
                      Jayant pathak
                      [protected]
                      [protected]@gmail.com
                      Every day These guys call me for loan, inspite of telling that i am not interested, they activated the automated call. my number is +91-[protected]. please remove the spam calls.
                      Plz unblock my emi card
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                        S
                        S.M.Raghavendra Reddy
                        from Delhi, Delhi
                        Jan 22, 2018
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                        Address: Kurnool, Andhra Pradesh, 518001

                        Dear team,

                        This is bring to your notice that my emi card permanently suspended. I am agreeing that i didnt pay that amount of 5 emis in time you people didnt called up and not aked the reason. The reason was i paid 1 emi amount to your executive he said i will give receipt eveing due to some server problem. I called up several times its not working. After that i relocated to kurnool and i visited kurnool bajaj office for the payment the amount rs12220/-. I asked them waiver they said send email. I did same thing. I received call they informed pay rs6200. I informed same thing to back end team. They said we cannot do any thing make payment of rs6250. I did payment and asked to them about bajaj card they said ask in branch. I asked in branch also they said it will activate after 45days. I checked in experia its showing permanently disconnected the card. What is this i paid extra amount of rs1250 and card also permently disconnected. Its very worst service by u people. My contact numebr:[protected] call after 10am to 2pm. I want my card activation. Last few days back i received sms you purchased mobile and the emi will be rs2122. And i got otp also. What happened in bajaj i never expect this type of service from you and i hope every one will suffer like that only
                        Jan 22, 2018
                        Updated by S.M.Raghavendra Reddy
                        After giving complaint i received call from this number[protected]. He used unparliamentary language. Bajaj is stupid company and the staff also like that every time they never change and if i raise complaint they can speak like unparliamentary words in call and i am insisting that to take necessary action that fellow who spoke that lunguage and the same mail i am sending to we care bajaj and i wont leave that stupid. How can he speak like that with customer.
                        As per the promotopal e-mail received on my registered e-mail from bajaj finserve, i have applied and paid an amount of rs. 4777=00 online through my bajaj experia user account on[protected] for subscription of bajaj finserve digital lounge lifelong membership & bajaj finserve ellite card.

                        emi card suspended but i received sms regarding buying new mobile - Comment #2981652 - Image #0
                        My name is sivaraman .i finish two loan value 75000 i complete, but iemi cart block. but i all complete my emi loan in correct time plese remove my emi cart bock my customer it 37273746 name sivaraman from karur
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                          V
                          victorvinodraj
                          from Pune, Maharashtra
                          Jan 22, 2018
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                          Address: 560085

                          Disappointing customer loyalty by Bajaj for 100% repayment history.

                          Schoked again to see an SMS "Your EMI Card is temporarily blocked" reason?????????????????????

                          Reached Customer Service? They have no clue!! Don't know what they are talking about.

                          Shocked to see my credit limit from 1.5 lakhs to 60k without a reason. "Bajaj, " says its a system process... For me, it's a joke for paying on time.
                          As of Today Cibil score is 773

                          Very disappointing service by Bajaj. This has to lead me to dropped Bajaj investment plans to avoid future SMS from Bajaj saying " your investment is blocked or "0" ...Its bajaj system process :)

                          Check your records for references

                          My Customer ID 24579267

                          Loan history from 2015 to till date

                          CONSUMER DURABLE
                          Ongoing- Loan Account No 4040CD[protected]% Repaid on Time
                          On going-Loan Account No 4040CD[protected]% Repaid Repaid on Time
                          Closed Loan Account No 4040CD[protected] Total Amount Repaid Rs.21, 900/100% Repaid On Time.
                          Closed Loan Account No 4040CD[protected] Total Amount Repaid Rs.34, 000/-100% Repaid On Time.
                          Closed Loan Account No 4040CD[protected]Total Amount Repaid Rs.13, 900/100% Repaid On Time.

                          CONSUMER DURABLE DIGITAL
                          Closed Loan Account No 404CDD[protected]% Repaid on Time
                          Closed Loan Account No 404CDD[protected]% Repaid on Time
                          Closed Loan Account No 404CDD[protected]% Repaid on Time

                          DIGITAL PRODUCT FINANCE
                          On going- Loan Account No 404DPF[protected]% Repaid on Time
                          Closed Loan Account No 404DPF[protected]% Repaid on Time

                          Retail Loan-
                          Closed Loan Account No 404REM[protected]% Repaid on Time.
                          Your recovery agent mr.manohar pandurang kokate(mo-[protected]) is very roud and misbehaviour with family .and unpleasant to me for cash payment.
                          he is coming late night without calling and demanding payment .when I told them, I will done payment by online after that he is abusing me.
                          Not correct information, first inform to me interest rate 15%, after that collect interest 18%.my name is narasimharao .my mobile [protected].
                          My card is blocked i have purchse new mobil so pls unblock my card
                          Rs 117 was debited from my sbi account by ddr Bajaj auto without my consent i don't known the reason of that please explain the reason or else refund my money contact number [protected]

                          disappointing customer loyalty by bajaj for 100% repayment history. - Comment #2983390 - Image #0
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                            R
                            ravipalak
                            from Yaval, Maharashtra
                            Jan 22, 2018
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                            Address: Buldhana, Maharashtra, 443302

                            मेरा नाम रवींद्र प्रल्हाद आढाव है.मै लोणार जिला बुलढाणा महाराष्ट्र से हुं.मेरा मोबाईल नंबर [protected] है.मुझे 2 महिने पहले पायल का कॉल आया लोन के लिये.मुझे 50000 हर साल के हिसाब से 10 साल पैसे भरणे थे.बदले मे मुझे बिना किसी ब्याज से 500000 लोन मिलनेवाला था.इसके लिये मुझे Hdfc policy निकलने के लिये कहा गया.और अब कोई लोन नही मिला. फोन लगाने पर जवाब नही देते.
                            Field manager payal-[protected]
                            Manager Kunal-[protected]
                            Sir my name is G Prasanthivishu I forgot my username and password plz fetch me these details as early as possible
                            Thank you sir
                            My name is hitesh i applied for the personal loan as per the discussion with sales executive of documet collection i do ready with 24 emis bt they done 36 emis without my confirmation nd they cut my 1000 rs from the loan in disbursment without any declaration to me no anw by the branch mo [protected]
                            Cust id 42758771
                            Dear sir
                            my name is anil sharma and my mobile number [protected]
                            i am use my emi card 38 day later but this time is not working so please help my mere phone me massage aaya ki aap 30 day baad purches kar jab ki 38 day ho gye h
                            I am so irritated with your phone calls that it pisses me off as i see ur numbers. my no is [protected]. I am determined that if this doesn't stop, i will complain to the consumer court. Take this as a warning!! I'm already harrassed a lot by your callers.
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                              C
                              cbrbe09
                              from Kayankulam, Kerala
                              Jan 22, 2018
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                              Address: Chennai, Tamil Nadu, 600059

                              Hi,

                              We have applied to transfer our home loan from lic since they have raised our interest rate.

                              Bajaj guys have processed it in their own wish.

                              1. We asked for 15 years of tenure and they processed it for 20 years.
                              2. Top-up loan was promised for 8.75% r. A but processed for 9%.
                              3. Initially they told flexi loan + 3 months emi holiday can be availed but after processing they are telling any one can be give.
                              4. We have asked for 45 lakhs and they processed for 50 lakhs and forcing us to get this amount.
                              5. Our original receipt for the loan closed in lic for lost by them and replied very lethagically. No responsibility at all.
                              6. Initially they told we have a voucher for 15, 000 and dont know here it gone.
                              7. Asking us to submit our original documents now.

                              No mod has been put yet!
                              No response for calls!!
                              No response for e-mails!!!

                              One of the worst financial institute i have ever seen in my life.

                              Now we don't know what to do, even i asked for outstanding letter to transfer my loan to some other bank but they are not giving that too.

                              Very worst people.
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                                Pavithradevi.Palani
                                from Chennai, Tamil Nadu
                                Jan 19, 2018
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                                Address: Chennai, Tamil Nadu, 600029

                                Hi,

                                I have taken EMI for LED TV using Bajaj Finserv EMI process in a shop.Now I have forgotten my username and password, and my bajaj card is not received but your employee said 3 months after your card in your hand.5 EMI's are finished my loan number which the amount is debited for EMI in my account is BF130717_105-409 but card not received yet. Please reward this answer by mail ASAP.([protected]@gmail.com) Kindly check out my old username and password otherwise, kindly send me new username and password. Regards Pavithradevi.
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                                  sandeep.arora02
                                  from Visakhapatnam, Andhra Pradesh
                                  Jan 19, 2018
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                                  I am already registered for dnd service. I get calls daily 10 to 12 times phone calls from bajaj finserv. Stop these calls immediately, else, i shall move to consumer court, by the end of this month. I m constantly being bothered, despite of my repeated request not to call me. I have even blocked your numbers, but i still keep getting calls from bajaj finserv. My number is +91-[protected].
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                                    vijayraj2018
                                    from Hyderabad, Telangana
                                    Jan 19, 2018
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                                    The sales people are such senseless people that all they are interested is to fool people into applying for loans inspite of telling them there is no need; they promise that the loan will be approved, confirm and once you submit the documents, they care a foot about you and do not have basic manners to answer your calls and update; their grievance department is another horror story who are just trained on one word' sorry Sir' that's it and they cannot do anything.

                                    I have been played around twice by these guys (Saritha 2017, Amit 2018) and today I promise that I am never going to get into a relationship with this Senseless, Pathetic Kabadi ki dukaan also known as BajajFinserv...disgusting...
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                                      arpita maiti
                                      from Ingraj Bazar, West Bengal
                                      Jan 19, 2018
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                                      It was told to my father that emi card from bajaj finance is free of cost and it will never charge money, but it is deducting rs 117 annually from his bank account without his permission and he does not have any pending in that card. So he wants to cancel the card as the company is cheating on the customers by providing misleading information. So please help.
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                                        N
                                        NeerajKSharma
                                        Jan 18, 2018
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                                        Bajaj finance should not spoil relationship with existing customers. Its irritating to get call from daily.

                                        I swear i made mistake to take loan from bajaj finance in 2014.

                                        I don't need loan/product/scheme from bajaj any more as it is not my requirement.

                                        I have already registered dnd on their site. Please bajaj stop calling.

                                        Thanks
                                        Neeraj
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