I am presanna kumar k. P., a retired police officer of central government. While i was in service and posted at thiruvananthapuram i had purchased one note book (Laptop) by availing finance of rs, 34, 190/- from your company vide customer id no.37326214 and loan no. 14cdd28829627 dated 19/10/2016 from m/s qrs, thiruvananthapuram (Kerala). I have fully repaid the said loan without any default and the loan account has been closed. Though i had not requested for any emi card, yet your company had despatched me an emi card to my last address. During sep/oct 2017, i contacted m/s attinkara, changanacherry (Kerala) to purchase an inverter. When i contacted bajaj finsery staff available at the above said firm during the said period the staff refused to accept the emi card on the plea that the card is having thiruvananthapuram jurisdiction and which can not be used outside thiruvananthapuram. Accordingly, i made up my mind not to use the said emi card for my entire life and purchased an inverter from other source. Surprisingly i noticed that a sum of rs. 117/- (Rupees one hundred and seventeen) only has been debited from bank account on account of annual inactive fees. A message has also been received from your company on 2.2.2018 at1726 hours in my registered mobile number.
From the above, it may please be seen that i have not used the card due to any fault of me. It is, therefore, requested that a sum of rs. 117/-debited from my back account may be re-credited to my account at the earliest possible. Otherwise i may be issued with new emi card having all kerala/india jurisdiction free of cost.
An early reply/action shall be highly appreciated please. Reply may be given in the email address given below.
Feb 22, 2018
Updated by kpp Kumar No message received in my email address quoted above.
I have taken a consumer loan from you . In return, am getting 5-6 calls from different numbers offering loans daily. I am not interest in loans anymore and please stop calling me for this. My no: [protected]