Bajaj Finance Complaints & Reviews

I have not availed any personal loan of any amount but my cibil report says an amount of rs.4.36 lakhs of personal loan is availed on 11/12/2015. Please clarify how and when such thing happened. Now the current balance is worth rs. 2, 36, 597/- against a/c no-4040pl18537314. Date opened / disbursed
30/12/2015, date of last payment-05/12/2017, date reported and certified-31/12/2017.

Further there is another consumer loan which is showing with these details-
Member name-bajaj fin ltd, account type - consumer loan, account number-4040cd23316041, ownership-individual. Please clarify as i dont know about all these loans.

Loan a/c. No. 4100CD28983637

Customer ID 36862919

That in purchase bill :
Goods Sold by the dealer : Rs.16, 000/-
Paid by me in cash that day : Rs. 5, 500/-
Therefore, due Rs.10, 550/- which was showing in bill. (Bill enclosed) and financed by you.

You have financed in product Rs.10, 550/-.

But you have deducted EMI through bank (Rs.1425/- x 8 = Rs.11, 400/-)

If the dealer has taken the payment, the cost of goods arose Rs.16, 000/- + 850/- = Rs.16, 850/-

but in the statement of account sung by wrong claim with magical calculation and I am now looser for your foolish/thumping statement which is against the terms of Rules and Regulations.

Request you issue the refund Rs.850/-, otherwise further action will be taken

I have purchased a phone from vivo v7 from vivo store in madhapur hyderabad which was finance by bajaj finance - lan400dpf61931102. At the time of purchase i have provided icici bank details including my cheque for loan amount however my details were not updated correctly and the the ecs was presented to hsbc account which is no more operational by me. I am now asked to pay the the charges. I have spoken to the area manager mr. Samba siva and he confirmed me that loan will get debited starting from next month, however i am still getting calls from bajaj finance to pay the charges and the loan amount due for this month. Kindly resolve the issue at the earliest to avoid legal proceedings by consumer forum.

Respected sir,
My name is dharmender. Margani. My bajaj gold emi card no-[protected] (Valid frm-06/13 to 06/23). I am customer since 2013 my cibil score is also good. Till date no cheque bounse. I don't know why my card was blocked.
So, i would like u to unblock my bajaj finance gold emi card as early as possible. I hope u do needfull

Tnq.

Mera naam sumit bansal hai i am living in agra mene bajaj finserv se ek lap liya hua hai jiske ke saath bajaj ne meri ek tata ki house hold policy kar di premium amount value 1 lac
Jisko mene tata ke office me surrender kar diya lekin tata wale mere se noc maang rahe hai bajaj finserv mere ko noc nhi de rahe use one lac ke amount ke refund ke liye bajaj 7 month se chakkar laga raha hu pls help me my contact no is [protected]

Ear bajaj finserve,

I had written to you on this i'd a week back and there has been no reply on it.

I had purchased a voltas ac last year from dwarka-delhi shop, the cost of which was some rs.21000/-. Approx
I had paid rs.10000/- from my credit card upfront and the rest some rs.10000/- was financed thru you for an emi of 6 months.
To my surprise when i checked my back account last week and noted that you have consistently been charging me for over 8 months of emi and amount showing as loan is of full rs.21000/- while it was only for some rs.10000/-.
Pls check and let me know how have you made a loan for full rs.21000/- when it was only for rs.10000/- and which you have revived long back and have over charged my account for another over rs.8000/- till feb18.

Pls check this immdly and let me have the refund of all amount charged extra till now with an immediate revert on above, else shall be forced to raise a complain both in media and with police on same.

Your loan a/c no. For sf62985558 is 4010cd39770880. Click here http://bfin.in/?0422B0 to view loan details. Details sent on registered email id. Regards, bajaj finserv

Regds..

Dilip sharma
[protected]

Sent from my iphone

I got a call from bajaj finance stating that they will provide me a loan against an insurance policy and they said they are tied up with some insurance company (Hdfc, excide life, etc). They are providing loan on 0% interest for 10 years for premium of 10% of loan amount, now i was in need for cash i borrow the money and paid through online gateway of of excide life insurance with the proposal number they have given me (Dated[protected], now i am confused after reading all the complaints of such cases, are all such type of calls are fake or there is also some genuine cases too. Please help me with this, before i got into futher documentation.

Hi,

Good evening.

This is with reference of my bajaj finance personal loan account no. 5800pl07519898 dated 27th jan 2015 of rs. 1 lacs in the name of pritam kumar gaur and the disbursement amount was rs. 0.92 lacs after deducting the amount of processing fee and other charges.

As per agreed terms i have paid 19 emis of rs. 3291 totalling of rs. 62529 but unfortunately my father was hospitalized and doctors informed that he is suffering from intestine cancer in oct’15. I continued my emis for more few months but suddenly i was jobless and then i was not being able to continue my emis as i am only an earning member in my family also.

I have borrowed approx. Rs. 16-17 lacs from my relationships, friends and from another sources as much as i can serve for my father.

This case is handled by mr. Amar shakti, mobile no. [protected], your legal manager as per he introduced to me.

I requested mr. Amar to settle the same in a minimal amount of rs. 30000 and 3-4 installments so that i will be able to settle this loan. But denied for 3-4 installments and asking for 1 shot of payment of rs. 38000/- to settle this loan and to withdraw from legal also and told me he have the trick to insult anybody as much as he paid the money.

Today mr. Amar shakti came to my residential address and shouting to collect the money. My all neighbours are now known that i will not be able to repay the bank emis and i insulted by him in front to my neighbours. He also announced that we have the power to arrest pritam kumar gaur in front of my neighbours.

Regards,

Pritam gaur

I spoke to an agent named abhiskta sengupta regarding a payment from bajaj finance emi on 09/02/2018 around 5:00 pm and got a very rude response from her when i asked her a couple of questions. She was not at providing any helpline number to me and did not even transfer the call to her manager. I wanted to lodge a complaint against her. Worst behaviour. She behaved as if she is the owner of the company and literally shouted. This was the first time the cheque had bounced and she was on top of her horse to make the payment and did not even let me speak.

Everyday i have been receiving 4-5 times call from ivr machine with initials 1409 etc. Now they have also restored by giving calls from landline.
Despite blocking the calls
Kindly stop calling me all times as you have no idea where the person is.

If a person is interested, they will contact you.

Your calls are mentally harassing and it is bad bad way of marketing.

I have buy many things last year... But when i have to buy a product i saw my emi card has been permanently blocked i dont know why... What should i do now? Plz reopen it i have to buy something right now... I am a old customer of your company i have buy many electronics by your card... [protected] this is my registered mobile no... Plz open my card... Thank you...

Mahabharata battle lasted for long 18 days.

If some one has a dispute with Bajaj there is no time frame when will it end. Will not get proper resolution. Customer has to compromise because of no choice. Customer will lose patience and trust and will accept whatever resolution provided.

Reason being inaccurate information and irresponsible people from Sales department or even from Service department.

So where is the hope? can't approach sales to resolve the issue and service is also the same.

When customer report any dispute, Bajaj staff will not even hesitate to make fun of customer. So all in all it is a fun game for Bajaj and for customer it is a pain.

We can fight with people who know their responsibility, but fighting against irresponsible people would be equal to bumping our head to Stone.

I will never forget my experience with Bajaj and would definitely think twice before taking any decisions when it comes to any product of Bajaj.

I am one of a customer so might not make any difference to Bajaj, but what if every customer think this way.

Bank are always good.

Continuously i am getting marketing call from bajaj finance personal loan.
Usually i get automatic marketing call. Where they call and describe about the product and then ask if interest press 1 that's all.
There is no option if you are not interested. If you cut the call, you will again get the call after 2-3 days.
If you press 1 and wait for the executive to call and then tell them you are not interested you still get automatic call after 4-5 days.
Its really frustrating.
There should be strict law in india to handle such tele caller to disturb public.

Helllo sir I requested by add my new number

Bajaj finance customer care is such a worst thing I could rather trusted some other small scale loan disbursing agents

issue is that they called me and said I was eligible for elite emi card and I was also interested with their mesmerizing vouchers (which did not happen anyways) and immediately agreed to that and paid an amount of 4777/-
but till now I did not get any intimation nor any response from them,
upon that I have called to their so called elite membership customer care many but till today to my surprise ie:7th feb 2018 call center people did not take my 100 calls each has an estimated holding time of 30 minutes

Bajaj finance team respond to this irresponsible service you are providing
I want this issue to be resolved immediately ASAP

I have was told for pre approved - home loan i will get eligibility confimation after 1 to 2 day maximum.

However after sharing all the legal documents with bajaj i have received no responce from them they are not responding to calls and nor they acknowledge the documents and there customer service is pathetic they dont answer the calls.

Not sure how to get in touch with them i am afraid if i will get any trouble because i shared mt data with bajaj agent subhash (Subhash. [protected]@bajajfinserv.in)

Hello,

I have been getting calls for loans from Bajaj Finance daily more than 3 times, at odd hours and during busy times.

They keep changing numbers, so blocking them is also not a option.

I am not interested in taking any loans as of now. Even after mentioning this again and again on calls, they keep calling me and harassing during busy hours.

Please make them stop calling me at [protected].

Dear sir,

With due respect I just want to said that I am purchase a Mobile oppo vs from Krishna mobile store, Deoghar and I am submit loan of time apart from that one more loan show in my account for business loan and I am witnesses there but I am not sign. for witness of others loan.
So, please I request you to don't do such kind o[censored]ses trick to submit document of any individual. I am too much frustrated over it and I also trustless this type of work.
So, Please take necessary steps over it.

Thank you
Ajay Kumar

The regular phone calls which goes up to 3-4 calls per day is so irritating. I wish i had no association with a company like this you doesn’t understand that constant calls will not increase there business at all. If no loan is required by a customer at 10:00 am what would change at 1:00pm or in a day. They don’t have a clear dnd policy as well, the system generated calls should be stopped.

Dear sir,

I am jatin vaish. I had apply for bajaj finance emi card from croma on 13.11.2017 by paying 412 rs. My invoice number is sla[protected]. But till today i had not received my emi card. I request you to plese file a complaint aganst them as they are the cheaters. They always take payment against emi card but never send to any customer.

Thanking you

With regards
Jatin vaish
[protected]