Bajaj Finserv Complaints & Reviews

I, Ujjwal Kumar Bhattacharyya, Customer Id[protected], Registered mobile number [protected], and this is my registered mail id. I have taken a consumer loan (Buying Mobile) from Bajaj Finserv, Kharagpur Branch, Loan Account Number- 487DPFEM905895, Amount Rupees 18490/=. Checking the statement I shocked seeing the debited amounts towards emi as excess (12 times×3082 = 36984/=). But product cost was 18490/= rupees. 4 to 5 executives of collection department collected emi amount from me rupees 3082 many times. Company executives names are Mr. Bivash Samanta, Prince and another one person I don't know his name who are working at Bajaj Finserv in collection department. Kindly check the statement which I collected from Bajaj Finserv company. I have mailed again and again to company but problem not resolved. I request you kindly take any legal action against the company or Company executives for taken excess amount from me. I have attached statement of account which I have got from Bajaj Finserv Company.

I have recently purchased an Air conditioner and a cpp tele binding was activated for my account without my knowledge before authentication.
The cpp telebinding loan account is 456CTBGV04598.
I want to cancel this. Please resolve the issue as soon as possible.

As I ask to leave from company due to company's cost control, so I am requested to this finance company to stop deducted emi from my account from april 1st, 2021 till further order.

I can not give the payment to any bank or finance sector till i get job.

My company's verify request name & number :
nidhi keni [protected]

31/03/2021 NACH_AD_RTN_CHRG~Of Bnk BFLs~10FEB21~169a512~10628 590
31/03/2021 NACH_AD_RTN_CHRG~Of Bnk BFLs~17MAR21~5ada2b6~10628 194.7
23/03/2021 NACH_AD_RTN_CHRG~Of Bnk BFLs~17MAR21~5ada2b6~10628 395.36

The above transactions were made without any prior notice to me which are as Un-authorized / Fraud transactions. Bajaj Finserv is only authorized to collect the EMI amount directly from my bank account and nothing else.
So please, Refund all the amount back or else I will reach out to Consumer Court. To Flag this issue.

Bajaj finserv is not refducing interest rate on my personal loan since last year and charging continually i requsted various staf of bajaj finserve but all disconnect phone and insist for new loan only so kindly file complain against this and sort the same

My name is sonika aggarwal and i have taken personal loan from bajaj finserv and requested to reduce the interest rate as per government notified for covid but they didnt reduce and charge the same

My name is Dr Madhu C, customer of bajaj xperia personal doctors loan, my number is [protected].
I am a valuable customer of your company, check my loan and repayments history of the past.
This is the second time I had applied for the loan and got the loan in 10 to 15 days, the manager who spoke to me was Mr Chinaswamy, and the executive allotted to me was Mr Milind,
Both are useless in their own way, they had told me that they will waive off the insurance amount which was 13k, I took the loan in November 2020, so far they couldn't do it.
On repeated call and request, they literally ignoring it, purposefully.
I have sent a mail also to Milind regarding this and called to Mr mchinswamy several times, but they are not responding to me at all.
What should I do now?
Never thought bajaj would keep employees like this, kindly do the needful.
I am mentioning the phone numbers of those men.
Mr chinswamy [protected]
MILIND [protected]

Hi Sir
Company Not Adjusting My Amount After Get the Amount
Company Employee come to me and the pick amount as we discussed on call Recording and whats aap chat . he promised that pay the amount and we will give you NOC Letter But Amount is extra Amount Showing in my loan My Loan No is 401CDDFS260003.
my Mobile No Is [protected].
Name Waseem.

I have purchased a product worth Rs.19500 using Bajaj Finserv. when I discussed with the agent and Seller they have informed me that ROI will be 8% and I agreed to that.

Then the agent forced me to buy wallet care worth Rs.599 to get approval for my above-mentioned loan. unfortunately, I had to do this.

When I received a Receipt from Bajaj Finserv there ROI is 0%. They have added 8% of the amount in Captial Amount Rs.19500. In Recepit it is showing 21000 is the loan amount.

When I called that seller and discussed it, he is said it's a commission. Why should I pay commission?
This is a complete SCAM.

I have purchased a product worth Rs.19500 using Bajaj Finserv. When I discussed with the seller and agent they said ROI will be 8% and I agreed to that. When I received a statement from Bajaj Finserv it shows ROI is 0% and My loan amount 21000.

I called the seller and asked about this he is saying this is the commission for bajaj finserv. and one more thing is they are forcing us to buy wallet care to approve this loan.

I have been told that about Overdraft Loan, agents told me about only one statement no need to pay anything until I utilize the amount. But they haven't mentioned about deduction charges.
During disbursement, they have deducted 24000 rupees as deductions.
Literally Bajaj Finserv guys has cheated me. Being a common man I am unable to fight with them. Feeling lot stress and depressed and as I was cheated.
Chandni, Anand, Vikas these are the Bajaj Finserv agents reporting to Nandan and Mohit.
These guys has cheated me. I am about to die because of these guys. NEVER EVER TRUST

I bought a mobile through their card and they added a product named as CPP LIV ASSIST TB URBAN dated on 20/11/2020. I have never authorized this transaction. this product cost is ₹2999 which is deducted along the EMI of a mobile which i purchased. Now when I am trying to reach their costumer care no one is responding towards this. I have also seen that I am not the only victim of this kind of fraud there are many others with same issue. Please take some strict action against this fraud.
Kindly do the needful and return my money as soon as possible.

Sir,
Please Cancel My loan.
loan type- CPP LIV ASSIST IN ECOM TB URBAN
Account- 405ULAGK530521
Amount- 2999
Name- Rajesh Gupta
I am not interested in this unknown loan.
Please, I request to you cancel this loan as soon as possible & refund the amount which debited by you ASAP.

Have been charged 4999/- as credit vidya fees. Which was never informed or i am aware of.

I dont want any credit vidya report or never i was informed about this. As per my email while sending ok the only charge mentioned is od activation charges which is flexi fee.

Need the repayment of same at the earliest. If not will go to consumer and rbi for hidden charges leveraging on customer and false promised before transaction.

I placed an order on 22nd March 2021. As there was an issue on the address, I called the customer service within 24 hours to cancel the order.

The agent I spoke to confirmed that the order has been cancelled now and that I would receive a confirmation within 48 hours. (I have the entire call recording to proof).

I did not receive any confirmation, then I emailed them several time but all I received is automated responses. Then yesterday I received a confirmation that My order have been confirmed and will be processed. I call the customer service again and to my surprise when I asked if the order have been cancelled or not, they said there is no cancellation request placed.(again I have the entire call recording)

She gave me the bajaj estore customer care number and said they would cancel it, I called the number the agent gave, but it is promting that the number doesnt exist. I tried searching that number in the entire website but no where the number can be found.

This is a complete harrasment and the balance from my emi card has also been deducted.

Bajaj Finserv Team,

I am literally not being informed about the hidden charges of credit Vidya Fees of Rs.4999/- while applied overdraft loan.Similarly Rs.4999/- Flexi loan charges this is also not being told by any representative of Bajaj Finserv.
This is not appreciable at all.Dont cheat anybody like this.Cancellation of my Loan appl no [protected].

Either wave of my charges of Credit Vidya Fees of Rs.4999/- and Flexi loan Rs.4999/-which I am unaware.

My loan
Machhindranath Kadam
Mob-[protected]

Dear Sir/Madam,
I don't need insurance policy IL2401991 against LAN - 427ULAGT819670. Please deactivate it.
Thank you
Sandeep Patil

Dear Concern,

I have taken A person loan from Bajaj Finserv. But they deducted Rs. 2999 for CPP Liv Assist And 844 for Max Bupa Health Insurance.

I don't need any Insurance. So, request you to please cancel all insurance.

Regards,
Sandeep Jyotriwal,
[protected]

Hello,

I would like to bring to your notice that even though I didn't required any loan but due to the continuous calls from sales team of BajaFinserv I was compelled to take an OD loan saying that I will not have to pay anything and that this money will stay in some other account and whenever I need I can take it out. But now that the money was transferred to my bank account I can see I have been charged some 21k amount which I was not told about just the processing fees was told to be 1% and that too when I take the money out, Plus now some 11k has been shown as Insurance which was never mentioned and also the ROI was told to me as 14% which is there but the EMI payment was not explained to me, Now that I can see first 24 months I will only be paying interest and after 24 months the principle will be deducted. So all these policies are not acceptable to me, So Kindly cancel the loan no. P404DHP2440091. I have already reversed the amount that was deposited in my bank account using the part payment flexi hybrid option in bajajfinserv portal.
I approached bajajfinserv the same day they deposited the amount in my account and they are continuously denying to cancel this loan.

Sir, I have taken a loan from Bajaj Finserv, that is 7200 Rupees . There is there 3 EMI and I have cleared my all due payments but still they are charging 177 or 295 Trf charge from my account. please sir help me.

Hello sir/medum am chandrashekhar in mysore.bajaj Finserv walene mere pass total 18.550rupees fraud kardale.unks nam amith kr sing finance Maneger corPorate offence kalkata.pehale amount legal charges karke 2550 diya aur uske bare me Bank gst charge karko 9000 puchhe ame nahi bole.ajest karo 5min me account me pure amount bejthavu karke bola.obi 3din ke bad aste karke bejdhiya.5min weit karo bole bad fir cal karke amare sir hi bath karthaye karko bollo cal our ek admi ke dhiya une cal.thume late kardiya amount isliye thume, 10600 fine denapathaye.uskr bad thumna 5min me loan Muktha hai karke bole ame amar pass nahi paise bole tho nahi suna bad acha ek kam karo ab kyatha hi hotha beja bachith ame dethaho karke amith bole ame fir 4000 bejdale.fir une cal karne amere cheke hotha na thu me ajest karo kal thak.boldale.ame nahi mera pass katho fir 3000 thume ajest karo ame 3600ame dethaho kar bole.3000ajest karke bejko ab amere chek hatha nahi kathe 3600 ajest karke bejo 5min me loan hotha hai karko bale.amare pass paise nahi.ab loan hathai karne sabke pass magane ko psise bejiho ab une amount nahi diya.ame athmathya karshaktha ho.plz helme.uska no yes bazzar finace [protected] whatsup no [protected].