Bajaj Finserv Complaints & Reviews

Why my amount was deducted under this following statements. Novermber 30th 590 * 3 times, Why i am getting all charges from my account? I asked about bajaj finserve and told me they authorized to deduct only loan amount, not any other charges. So, i move to call customer care number icici bank. The ivr wanted me to enter my details so fast and then after a few seconds, it's automatically hang up.
I need to know about the charges please help. And why you will charges like these under the name of "nach_ad_rtn_chrg~bajajfin".

Please stop all these.

Someone used my mobile number to create an account with Bajaj Finserv,
This was happened on Dec-05-2020, i was getting to many messages from Bajaj Finserv.

Even i sent mail to their customer support by asking de-register my mobile number form that account but they asked me to register email id too.

I don't know what to do?.

I have taken personal loan on 09/06/2017 and my loan agreement No.403PMT41714751 and I paid properly the repayment and on 28/02/2020 I foreclosed the loan and made payment of Rs.12939.64 for foreclosing purpose and also I had the NO DUES CERTIFICATE from Bajaj Finserv on the same date.(28/02/2020)

But last 25/11/2020 was Rs.295/- two times and 26/11/2020 was Rs.295/- one time debited from my union bank of India, bank account overall Rs.885/- wrongly debited from my bank account as illegally.

The payment transaction Id is S69634214 for Rs.295/- and S71431684 on 25/11/2020 for Rs.295/- and S76149440 on 26/11/2020 for Rs.295/-

And also I had one more complaint made on 04/12/2020. But no action has to be taken still now

And I have upload now My NO DUES CERTIFICATE, receipt of foreclosure payment and statement of my savings bank account statement

Bajaj has not reponded to me from the day one they granted me personal loan. They extra benifits to my loan account which i had requested to cancel. but still there is no update on cancellation. Very pathetic service I recommend you not to choose bajaj fiserv.

Loan Account Number - 402SPFEX530460

I was sold this product with false commitments and the salesman did not inform me of the yearly maintenance charges and Foreclosure charges for the same. I had even told the sales man I do not need this loan he said sir please take this loan keep it active for 1 year and then you can foreclose it without any charges.

In order to sell the product to me knowing the customer will not accept this loan by understanding the terms and conditions he gave me false commitments verbally on the call asked me to send an email to bajaj finserv accepting the offer where no terms and conditions were written and the Sales man signed the physical loan agreement copy himself and submitted it to bajaj fineserv.

After completion of 1 year tenure I was charged around 2400 Rs as maintenance charges. when I enquired to foreclose, I was informed to pay 38, 000 Rs as foreclosure charges. then I got to know the exact plot. I was misled by Bajaj finserv sales representatives by using illegal ways by signing the agreement themselves. I even called the Bajaj customer care yeasterday and raised a formal complaint with Bajaj however the service request was closed without even contacting me and trying to understand the fraud intentions of the Sales executives involved in selling me this product. Now I would like to inform Bajaj finserv by consumer complaints forum. if they do not act and allow me to foreclose the loan without any charges, i would go ahead and lodge and FIR and legal complaint against Bajaj finserv by trying to impersonating me and signing themselves the legal agreement copy to be signed by me physicals without even informing me.

If you want to verify my signatures. I even had my home loan with bajajfinserv that I closed recently. the signatures of mine can be validated from there to the document attached for this salaried personal flexi loan they tried to sign exactly like me but we can easily note down the difference between the original & duplicate.

Please check the repayment schedule, I have not used this loan and have to unnecessarily pay charges for fraud activities done by BajajFinserv sales representatives.

Ecom cpp telebinding has been activated for me without my consent. my loan id is LAN-444ETBGM431756...I want to cancel this...i dont want this...please cancel it as soon as possible...

I have purchased a mobail on EMI from bajaj finance(I paid some amount on downpayment), my EMI Rupees 1099/- Per month for 7 months.
But now received msg from bajaj finance that ur EMI is Rupees 1379/-, after that i checked my loan details the digital cpp telebinding activated without my permission.5UIDIDGk105185
My loan no is
It's totally fraud, I do not agree to pay these CPP charges.
Please take action as soon as possible.
ADVERTISEMENT

I bought an iphone 12 white using Bajaj site. Bajaj site says they will deliver the product in 24 hours. Now its more than a week from the time i placed the order. After following up multiple times with the seller, seller confirmed that they dont have iphone 12 in white color in mentioned internal storage. When i asked seller to cancel the order they say they dont have that option to cancel the order and they asked me to reach out to Bajaj and when i dropped email to Bajaj with req id SR45457595, customer supports says i have to deal directly with the seller. When there is no product with the seller, how can Bajaj sell it in its site and later wash its hands from responsibilities???

I payed my emi as advanced payment on dec1 2020 but i got a message on dec 6 your emi is bounced. What is this??...

I had ordered an IPhone 11 64 GB Black from Bajaj Finserv EMI Network Card online on Bajaj Market app on 4 December 4:58 pm. My order ID is [protected] and registered mobile number is [protected].I checked with the store after 24 hours since I placed the order and the product is out of stock. So the order is still not confirmed and I want the order to be cancelled and reset the credit limit of my EMI Network Card.
I request you to please cancel the order.

Thank you

This fraud against bajaj finserv online home loan fraud. 14 nov 2020 around 10 am calling for [protected] no for home loan related. Send wts app detail in [protected] no for loan approved in low interest. send document to respective person. 10.43 am mail in your loan approved plz pay the processing fee 6000 rs. For bajaj Finserv pvt.ltd. ac.no is [protected] act is bank of baroda . pay amount 6000. After 11 pm around second mail your loan 23 lac hold RBI due to GST & Tax purpose. Pay amount 2% is 46000 rs after pay all amount will be refunded. I m pay this amount phone pay no is [protected]. After 15 mins 3rd mail your amount hold by NOC verification pay 9% of loan amount. total amount is 2, 07, 000 after she tell half amount pay 1, 35000 rs. But I m pay 48000 rs after 48000 not more amount transfer. Per day limit is 1 lac. After 3 pm I m watch your video against this new type of fraud. That’s I can realize that this this online fraud. I m compliant my bank customer care, after fill the dispute amount for in my acct Brach. Also compliant in khadeshwer police stn . bank manager says report in cyber crime cell. After fraud person wts apps and calling no is on she tell in pay remains amount & ur all money refund. I m tell him to I m not send any money compliant in cyber cell. No any satisfied replay in my bank, phone pay & UPI, cyber crime cell, bajaj finserv company, RBI also not responded. Plz help me

Sir my mobile number is [protected].please cancel my CPP LIV ASSIST IN ECOM TB URBAN as fast as possible.

Loan Account Number:571ULAGJ517976

Total Loan Amount: 2999

EMI Amount: 600

Deducted Amount: 600 (on 02/12/2020)

I have purchased a mobile phone by bajaj emi card with 6 month emi, but at the time of purchase I clearly checked that I do not need of extended warranty, and after few days when I checked the bajaj app I saw loan of mobile phone and its details and NOT found any extended...

Dear Sir
I have taken personal loan from bajaj finservice Loan agreement No.403PMT41714751 dt 09/06/2017 and I had paid fully and closing the account foreclosure basis on 28/02/2020 my payment transaction reference No.[protected] Rs.12939.64.

I had received no due certificate by mail the same on 28/02/2020 but last 26/11/2020 and 27/11/2020 Rs. 295/- each totally Rs. 590/- debited from bank account by illegibly.

So, I request you to kindly take action as early as possible
Thanks and regards
Kumaran

I have taken personal loan from bajaj finserv but some of personal issued that time i have missed the EMI. But after that bajaj finserv employee call me and said me Sir pay your principal amount that is 13953 And your penalty will be waiver so don't worry first pay the amount, So I have paid that much amount 13960. Bajaj finserv employee Mr. Ajay and Muskan told when you do the payment you can get letterhead AND NOC from our side and your penalty be waiver. After payment they not receiving my calls and not provide me and documents from bajaj finserv. They people cheating with me and not pick my calls also and I have recording also. so i have request to please waiver the penalty and give me the letterhead and NOC.

Mr, Ajay & Muskan (DELHI)
mobile : [protected]

My number: [protected]

Dear Bajaj,
i have purchased a phone worth 11, 799 and sanction it with otp of the same amount. but now while paying the emi, i got to know that the CPP LIV ASSIST IN ECOM TB URBAN on Rs.2999 with loan account number 402ULAGJ387522.

kindly cancel the insurance which has been frauded added in my purchase. i don't want it. Cancel it as soon as possible, so that i can pay my regular emi of phone on time.
Due to covid, i am not at all interested in any such frauded insurance which i have not opted.

To
Bajaj Finserv,
Dear Sir,
Subject: Amount showing in CIBIL REPORT as outstanding in respect of Digital Product Finance vide Loan A/c Number 498DPF75338087 to the tune of Rs 5, 555/- whereas the entire amount have been repaid in full
With reference to the captioned subject the undesigned most humbly and respectfully would like to bring into your kind consideration and necessary perusal that an amount to the tune of Rs 5, 555/- is showing as pending towards Digital Product Finance vide Loan A/c Number 498DPF75338087. The aforesaid loan was to the tune of Rs 9, 723/- payable in 7 EMI to the tune of Rs 1, 389/- On perusal of the CIBIL Report it is apparent that only 3 EMI are showing as paid i.e EMI paid on 02/07/2018, 02/08/2018 and 02/09/2018 whereas the undersigned have cleared all the EMI’s ending on 02/01/2019.
The SOA Statement downloaded from Bajaj Finserv are enclosed herewith for your kind perusal.
You are requested to update MY CIBIL showing no dues pending in connection with the aforesaid loan and issue a no dues certificate to the undersigned.
It is pertaining to note that the undersigned have been regular in repayment of all the loans taken from Bajaj since 2014. Even the undersigned have not taken EMI Monitoroum during the COVID period.
The error in reporting in CIBIL have caused hardship to the undersigned
You are earnestly requested to do the needful in respect of the aforesaid subject.
Thanking You,
Yours faithfully

SANJIBAN DASGUPTA
Date: 03/12/2020

The loan was activated on 13-Nov-2020 on telephonic call despite of my rejection, an unauthorised loan was activated without my permission, active Loan account number is -4L6ULAGK435024 .I want this loan should be cancel any how immediately and refund for the same deducted amount to be credit in the respective account, for this i also processed offline request.I also don't want such types of call on my number regarding any such policy.

Sir, Most respectfully i beg to state that if you would kindly please tell us The Agreement No. in which the EMI Rs.4922 is deducted on 2/12/2020 from my bank account. The EMI amount of Rs.4922 is not included in the repayment schedule. So, if you can kindly tell us the Agreement No. of this EMI amount, I would be really happy. My personal details are below:-
Customer name : MUNSONG THANG GUITE
Phone no. [protected]
Agreement No/Loan No ?

I was buy a mobile phone from vijay sales by bajaj finserv emi card. No one was informed about LSF INSURANCE TELE BINDING scheme and activate this scheme and take amount.
Without my confirmation this scheme activate by bajaj finserv. This scheme is totaly useless and cheat to customers by bajaj finserv.

As soon as early deactivate this scheme and refund my amount regarding this you had get.