Bajaj Finserv Complaints & Reviews

An amount of Rs. 117 is deducted through ecs from my savings account of Bank of Canara without any information. I don't have any outstanding amount with this company. Although i did not taken any loan from bajaj finance. I dont know the reason for the deduction. I totally don't understand after long time they apply these kind of charges which are totally irrelevant.

Kindly refund my amount of Rs. 117 at the earliest. You can contact me on [protected]@gmail.com & my Contact No [protected]/[protected]

Dear Customer care,

I would like to inform you that, without my concern you deducted amount of Rs 117/- on dated 13/11/2020 from my Canara Bank Account No[protected] against ECSTPACHBAJAJFINREP, please refund my wrongly deduction amount.

Regards
Rajat Sharma
Mobile No [protected]
Branch Code 349
Date & Time 13/11/2020 & 02:19:34
Reference No :[protected]

They activated it without my concern. I don't want to take it, remove my loan. My loan no is
LAN-457DTBGj911800

This is in reference to an OD Facility I have availed from Bajaj Finserv.
Reference No - 401SPF86750129.

Bajaj Finserv is a huge organization and should not have taken more than few attempts to resolve my concern(s). I have been following up for many months and there has been no resolution or even a useful attempt with a mind-set to resolve the problems I have been facing.

I availed this OD Facility in Sep’ 2018 and since, there has been one or the other issue pertaining to wrong commitments coming across. I’m putting across my concerns here, please note that I have been following on mails and calls with the concerned department of Bajaj Finserv and have not been able to get a solution for the problems, which are:

1. I have sincerely requested earlier to not deduct any amount from my account, until the issue of "Wrong Commitment & Fraudulent Practices" gets resolved from your end. But to my surprise there has been a continuous amount deducted every month.

2. It's not an OD facility. (Wrong Commitment)
I agreed to opt for the OD facility only when sales rep. confirmed that whether I use up the whole amount or a part of it, I only have to pay the interest amount.

3. Conversion of OD facility to Loan and EMI system, (Never agreed on this, instead i have repeatedly requesting on mails but my request has not been answered)

4. Insurance added while I denied it in the beginning (Against my will) Their representative tried to hide the HDFC Insurance document which i saw and objected on. Thus he left in a hurry leaving the blank document with me. (still insurance was added / activated and amount was charged)

5. The Form they showed was never signed and agreed on (their copy does not carry my remarks, as I still have the blank form with me which their rep left with me) - I guess this being the most extreme case of fraudulent activity. They did not even had my PAN Card copy to match my signatures. Their department later asked for the PAN card on email.

6. Total amount I have availed using the facility is Rs - 3, 69, 000/- and the amount paid so far is Rs. 2, 03, 139/-. I have no clue on how you calculate your EMI as there is very less amount left to be paid.

I don't understand why do I have to pay an amount for reinstating the services which was the basic term for availing the services. If I have to avail a loan it would have been taken on a much lower interest rate.

I'm escalating the below concerns to, first Consumer platforms / court and then will initiate legal activity against yourself.

Unless I'm being clarified I will not allow any deductions from my account. Any such activity will be seen as against my will and I will be forced to take up legal help.

Thanks & Regards
Mayank
Mobile - [protected]

There is a charge of Rs.117 with below transaction reference "ECS DEBIT PAID Paid to BAJAJ C4030CD1858:1000009:TECH PROCESS Refno:4030CD1858 -KEB Hana Bank". Not sure why & how this charge is made of

I applied for 5 lakhs loan
I received a call from
[protected]

Firstly they asked me for processing fee

I transferred amount of 3500
Then they asked for gst
Then i transferred 8500
Then i tansferres 12500
Then they asked for insurance i didnt transferred any amount i got to knw it is fraud

I just want refund amount 12500
Please enquire about it
Send my money back

I have disconnected my relationship with Bajaj finserve 4 yeras ago and didn't take any LOAN even consumer LOANs.since I was fed-up with their stupid and ### services.Today I received a message that Rs.117 has been debited from my account as emi mandate charges without any information. When I tried reaching the CUSTOMER service I'm unable to connect only able to follow ivr. ### service. If you guys want to EARN money do some other other than stealing Money from accounts.I'm not sure whether you guys are eating only food or some thing else.

I am addressing the issue of frequent harassment calls from Bajaj finserv.
I am frequently threatened by the Bajaj company to pay the loan bills even though I have been mentioning that I lost my job lately and I never said that I would not pay the bills but they conditioned me that if not payed the bill within an hour or so, they are going to take illegal actions and they use very abusive language against me.
I and my family are being under constant pressure due to these abusive frequent calls and also I am under depression from the abusive language the agent uses with me.
I sometimes feel that I have to take my own life in order to protect myself from these abusive calls and threatens, and I am under a constant mental illness.
They use language that is inappropriate and I have emailed, called and messaged Bajaj Finance and also spoke with the manager,
But all of them seems to be the same.
So, please help me from this constant harassment and help me get a refund or repair money for all the trauma caused.

295Rs. Wrongly deducted from my account as we have not availing any type of loan from bajaj fiannace since last 2018. How they can deduct amount from my account. Pls treat it urgent I think this is a fraud done by bajaj finance. Pls refund the amount immediately.

Today i received an sms that ECS failed of amount Rs.117/- due to insufficient fund. I searched and came to know that this ecs was laid by bajaj finserv. There was no intimation through phone done for this deduction. Now it was untolerable such kind of activities. i havn't used this card for years and some staff from that company called me and told that my card was blocked and i need to submit some documents. Now this is unfair to collect the fee for blocked card. Kindly do the needful and permanently stop relation between bajaj finserv and me

Hi,

today, irs.117/ has been debited without any authorization from my j&k saving account.

I am shocked to see this, please reverse and credit it back to my bank account.

Please let me know why and by whose authorization have you debited this amount.

I have nothing pending with bajaj finserv. I don't have any loans with you.

I expect the amount to be credited to my j&k account immediately with proper explanation from your end.

Transaction detail is shared below:
Transaction date: [protected]
Transaction amount: 117 rupees
Transaction type: debited
Transaction description: paid to nach-tpcf bajaj finance:

Waiting your earliest and positive response.

Thanks & regards,
Bua Ditta Sharma
CELL NO.: [protected]

One mg my wts app and email no your loan approval 2300000 by Bajaj finserv processing charge payment 6000 rs paid than ur loan transfer your acct . I m pay than email new mg Rbi hold payment due to 2 % GST and tax pay total laon. Paying amount is 46000 . Than further process also new mail payment hold by government NOC charge 9 % total 2, 70000 paid for acct. But amount is higher than I m she not pay this amount. He she 50 percentage amount pay . I m pay 48000 pay amount is 1.35000. but my per day phone pay and bank account limit is 1 lac rs . Complete 1 lac rs going to online fraud. All mail and this send bank details and fake id and adhar. Pan card photo attached

An amount of rs. 117 is deducted through ecs from my father’s savings account of axis bank without any information. We don't have any outstanding amount with this company. Although i dont taken any loan from bajaj finance.card expiry date is 02/27 . I dont know the reason for the deduction.I totally don't understand after 3+ year they apply these kind of charges which are totally irrelevant.

Kindly refund my amount of rs. 117 at the earliest. You can contact me on prerna.[protected]@yahoo.in.

It unauthorized money cut 117 rupees from a closed loan account in 2018...
Check my top line of bank statement

Debited my account for Rs. 117
Hi,
I have received an SMS from bank that Bajaj FINEMI-BF has debited my account for Rs. 117/-, I don't have any ongoing loans with Bajaj, but this comes as a surprise and serious action has to be taken against them.

i did not authorise for any ECS for this transaction. How do we take this forward and avoid such illegal transaction and safety of our hard earned money.

kindly refund my amount ASAP.

Thanks
Saurabh Parikh

An amount of rs. 117 is deducted through ecs from my savings account of Bank of Maharashtra without any information. I don't have any outstanding amount with this company. Although i dont taken any loan from bajaj finance. I dont know the reason for the deduction, the bajaj finserv card ([protected]) that was. I totally don't understand after 1+ year they apply these kind of charges which are totally irrelevant.

Kindly refund my amount of rs. 117 at the earliest. You can contact me on [protected]@gmail.com

An amount of rs. 117 is deducted through ecs from my savings account o[censored]CO bank without any information. I don't have any outstanding amount with this company. Although i dont taken any loan from bajaj finance. I dont know the reason for the deduction, the bajaj finserv card .I totally don't understand after 3+ year they apply these kind of charges which are totally irrelevant.

Kindly refund my amount of rs. 117 at the earliest. You can contact me on

Please note had purchased a mobile in Nov 2019 through 6 month Emi option given by Bajaj Finserv and my last emi was deducted from my bank account in May 2020.
After completion of my emi in May they have deducted 117 from my account in Nov that too without my authorization.How can anyone deduct money from the account without proper authorisation.I had been purchasing house hold appliances using Bajaj since years and this practise has really broken my trust in Bajaj.I would want my money to be refunded asap as this is clear case of cheating.

I had taken two loan in Bajaj finserve . Those 2 loans were completed in August 2020. After that they charged 295 Rs consecutively for 4 TIMES as Mandate fail charge txn with some dates. So totally they charged 1180 RS.

Regarding this I enquired with Bajaj finserve. They said your amount was deducted due to late payment of Emi dues.

But I knew I made late payment one or two dues .. But they charged 4 times..

Anyhow, I left that matter..
After all dues completed in August 2020. Now they charged 850 Rs as CMP MANDATE DEBIT BAJAJ FINANCE LTD in November

I don't know why they are taking money frequently in my bank account.

Sofar I am not using that account for any transactions. My mother get 1000 Rs monthly from government as widow pension. But they are looting all the money in the bank. Totally for three months my mother got 3000 as pension. But, when I calculated we got only 970 Rs .

I don't know whether this amount will remain in account.

I request the appropriate person to resolve the issue.
Thanks

Hi

An amount of RS 707 was deducted from my bank account by Bajaj finserv with out any reason. I have recently purchased mobile phone using emi of Bajaj finserv and paid this month emi on time. Please take immediate action to refund the amount. PFA for the bank statement

From Aparna