Bajaj Finserv Complaints & Reviews

An amount of rs. 117 is deducted through ecs from my savings account of bank of india bank without any information. I don't have any outstanding amount with this company. I brought a haier company fridge but i paid the ammount . I dont know the reason for the deduction, the message about bajaj finserv card ([protected]) that was send to my phone was never applied nor requested by me still it landed up at my place. I totally don't understand after 2 year they apply these kind of charges which are totally irrelevant

Around 10 years back, i've taken a TV through them and cleared the emi's 9 years ago but they are still charging me a CMP MANDATE DEBIT of 117.
Who gave them the permission to debit my account?
Under what agreement/consent are they debiting my account?
Aren't they are cheating innocent customers from past by still charging a CMP debit?
Isn’t this amounting to Cheating or Fraudulent act by them by robbing their past customers?
How do I report this matter to the ombudsman or their governing body to stop them from Robbing me?
I need a credit of what they debited from my account with a compensation for their mistake.

Please help me by saving from these fraudsters and scammers.

thanks,
Sree

Sir

i have a loan from the past 3 years ago .and i completed perfectly.but 22/12/2020 now you chaged 555.30 in the name of dirdb rtn charges.pls refund immediately my bank idbi, thrissur, kerala, a/c number-[protected].customer id:89495195

This is very disappointing that a large company like Bajaj is deducting money as ECS without any pending Emi or transactions made through my Bajaj card since past 2 years. Please refund the amount as soon as possible.

Hi,
I have received an SMS from bank that Bajaj FINEMI-BF has debited my account for Rs. 117/-, I don't have any ongoing loans with Bajaj, but this comes as a surprise and serious action has to be taken against them.

i did not authorise for any ECS for this transaction. How do we take this forward and avoid such illegal transaction and safety of our hard earned money.
Swapnil
[protected]

I am register flipkart pay later verification debited 150 rs on 8/12/2020 after yesterday one more verification deducted 150 but I am not re- register yesterday 18/12/2020 so kindly deducted 150 rs refund me

Myself a Bajaj finserv cardholder had paid my all emi payment but I got a statement in which rs1000 on 16th Oct 2020 was deducted from my account without my permission and awareness.This is a freaky thing @bajajfinserv is this how you treat your cardholder.please refund my money or I will be taking legal action against this.

Hi,

My father received a call from bajaj finserv and the boy named ranjit said that his loan is approved for 500000 for which he will have to pay 5500 as processing fee and 12000 for tds he took the money and later again asked for money to which my father denied and asked to give his money back.now the person is not responding at all.

An amount of Rs. 117 are being deducted from my Axis bank savings account through ECS for last 6 years. I had taken consumer loan (AC NO: 5770CD[protected], which I had foreclosed in year 2015. After that, I don't have any outstanding amount with this company. I have never applied for EMI card with Bajaj Finserv, nor I have received this card at my address. However, Rs.117 are being debited annually vide ECS from my axis bank amount from year 2016 till now as fee. I really don't understand after 5+ years, they are still deducting these kind of charges, which is totally unethical.
I request Bajaj FInserv to look into this matter and refund (Rs.117*5=Rs.585) to my account immediately and request not to ECS debit from my account in future.
You can contact me on [protected].

Rs 4999 debited from my sbi account on 11/12/2020, without any information or my concent. Kindly refund the same amount immediately else legal intitation will be made.

Hello there

I received sms from Bajaj Finserv that rs-2121/- deducted from my bajaj finserv emi card to Product ECOMMERCE INSURANCE RURAL. I don't even know the emi of my emi card and use of my card by the company is really a criminal act and the co. And who the hell are you to care about me.. I want my money back. Dont dare again to do this.

Please deactivate and refund my money.
Name: VAJARAMBHAI H JOSHI
Date of Agreement: 22/10/2020
Product: ECOMMERCE INSURANCE RURAL
Date Of Due: 02/12/2020 (425/- RS)
Agreement No: 85UCERGI333871
Original Amount Financed: 2121
Loan Type VAP LOAN
Mobile No: [protected]
Email: [protected]@gmail.com

Details
14/12/2020

I have purchased a mobile, loan id:569ECFGL537209. But ecom cpp telebinding has activated, id : 569ETBGM279687. It has been made without my consent. Please deactivate the ecom cpp telebinding before my installment date.
Please resolve the complaint before January 2 of 2021. Because the above mentioned date is emi date.
I hope that you will satisfy me.

Hello I bought the phone in November 2019 at vasanth&co on a monthly installment basis. I paid the instalment correctly last April. but I could not pay the remaining two installments to my bank account due to the corona curfew. any amount pay in to my bank account has been disabled to make it a favourite as a penalty. thus I have become very depressed so please ask them to make way for me settled the debt account by paying only my instalment amount without any penalty.

Why my amount was deducted under this following statements. Novermber 30th 590 * 3 times, Why i am getting all charges from my account? I asked about bajaj finserve and told me they authorized to deduct only loan amount, not any other charges. So, i move to call customer care number icici bank. The ivr wanted me to enter my details so fast and then after a few seconds, it's automatically hang up.
I need to know about the charges please help. And why you will charges like these under the name of "nach_ad_rtn_chrg~bajajfin".

Please stop all these.

Someone used my mobile number to create an account with Bajaj Finserv,
This was happened on Dec-05-2020, i was getting to many messages from Bajaj Finserv.

Even i sent mail to their customer support by asking de-register my mobile number form that account but they asked me to register email id too.

I don't know what to do?.

I have taken personal loan on 09/06/2017 and my loan agreement No.403PMT41714751 and I paid properly the repayment and on 28/02/2020 I foreclosed the loan and made payment of Rs.12939.64 for foreclosing purpose and also I had the NO DUES CERTIFICATE from Bajaj Finserv on the same date.(28/02/2020)

But last 25/11/2020 was Rs.295/- two times and 26/11/2020 was Rs.295/- one time debited from my union bank of India, bank account overall Rs.885/- wrongly debited from my bank account as illegally.

The payment transaction Id is S69634214 for Rs.295/- and S71431684 on 25/11/2020 for Rs.295/- and S76149440 on 26/11/2020 for Rs.295/-

And also I had one more complaint made on 04/12/2020. But no action has to be taken still now

And I have upload now My NO DUES CERTIFICATE, receipt of foreclosure payment and statement of my savings bank account statement

Bajaj has not reponded to me from the day one they granted me personal loan. They extra benifits to my loan account which i had requested to cancel. but still there is no update on cancellation. Very pathetic service I recommend you not to choose bajaj fiserv.

Loan Account Number - 402SPFEX530460

I was sold this product with false commitments and the salesman did not inform me of the yearly maintenance charges and Foreclosure charges for the same. I had even told the sales man I do not need this loan he said sir please take this loan keep it active for 1 year and then you can foreclose it without any charges.

In order to sell the product to me knowing the customer will not accept this loan by understanding the terms and conditions he gave me false commitments verbally on the call asked me to send an email to bajaj finserv accepting the offer where no terms and conditions were written and the Sales man signed the physical loan agreement copy himself and submitted it to bajaj fineserv.

After completion of 1 year tenure I was charged around 2400 Rs as maintenance charges. when I enquired to foreclose, I was informed to pay 38, 000 Rs as foreclosure charges. then I got to know the exact plot. I was misled by Bajaj finserv sales representatives by using illegal ways by signing the agreement themselves. I even called the Bajaj customer care yeasterday and raised a formal complaint with Bajaj however the service request was closed without even contacting me and trying to understand the fraud intentions of the Sales executives involved in selling me this product. Now I would like to inform Bajaj finserv by consumer complaints forum. if they do not act and allow me to foreclose the loan without any charges, i would go ahead and lodge and FIR and legal complaint against Bajaj finserv by trying to impersonating me and signing themselves the legal agreement copy to be signed by me physicals without even informing me.

If you want to verify my signatures. I even had my home loan with bajajfinserv that I closed recently. the signatures of mine can be validated from there to the document attached for this salaried personal flexi loan they tried to sign exactly like me but we can easily note down the difference between the original & duplicate.

Please check the repayment schedule, I have not used this loan and have to unnecessarily pay charges for fraud activities done by BajajFinserv sales representatives.

Ecom cpp telebinding has been activated for me without my consent. my loan id is LAN-444ETBGM431756...I want to cancel this...i dont want this...please cancel it as soon as possible...

I have purchased a mobail on EMI from bajaj finance(I paid some amount on downpayment), my EMI Rupees 1099/- Per month for 7 months.
But now received msg from bajaj finance that ur EMI is Rupees 1379/-, after that i checked my loan details the digital cpp telebinding activated without my permission.5UIDIDGk105185
My loan no is
It's totally fraud, I do not agree to pay these CPP charges.
Please take action as soon as possible.
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