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Bank Of India Complaints & Reviews

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Updated: Nov 20, 2025
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Bank Of India reviews & complaints page 14

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D
Dip K Datta
Apr 23, 2022
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I returned a product to Amazon on 10.04.22. The refund value is Rs.999.00. According to Amazon they issued a return of Rs.999.00 on 10.04 itself. Refund Reference # 30005120942094112944238
But till today (23.04.22) the amount is not credited to my Rupay debit card (original payment method).
Bank Of India customer support has been notified about the posted complaint.
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    smile_buddy
    from Bhind, Madhya Pradesh
    Apr 20, 2022
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    Dear Sir/Mam,

    I am an account holder in your Bank of India - Bhind Branch since 2013. My account number is [protected].

    I booked a train ticket on 8 march and cancelled it with in an hour. But the amount has still not been credited to my account yet. And it's more than 10 days now, since I am waiting for the refund amount INR 2055.

    I have contacted IRCTC & paytm both and the details & reference number about refund of money to my bank account.

    Attaching image for your reference for the same that I got from IRCTC & PAYTM.

    I have called and sent many mails to various email id's provided by various customer support executives but didn't get any satisfactory response. Nor the money has been refunded yet.

    Kindly have a look at the details and do the needful and revert back to me accordingly.
    +2 photos
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      vbabani
      from Jaipur, Rajasthan
      Apr 19, 2022
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      My refund of rupees 29566 from Policy Bazaar was initiated on the date 20.02.2022, but still not credited in my bank account. In this regard Policy Bazaar has provided me a refund refrence number (Bank ARN No.): WBI[protected]. I Have talked to the bank but they didn't appropriately solve my problem.
      Bank Of India customer support has been notified about the posted complaint.
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        2
        2705
        Apr 14, 2022
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        HM.COM has initiated my refund of Rs. 5997/- on 4th April and said it was credited on same day to my Debit Card Saving Ac. However I have not received it yet. Refund Reference No is 6487560430976038706101
        Bank Of India customer support has been notified about the posted complaint.
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          Manideep Paidipelly
          Apr 13, 2022
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          Sir my name is Rajendra Prasad Paidipelly, i have account in Bank Of India sir on[protected] my online transaction was gone unsuccessful, but money debited from my account, amount RS 783, i have contacted bank many times, and also filled POS reversal .Its more than 25 days, my money is not refunded to me.is there any other alternative. Please respond to my complaint.

          Hi sir/madam, I Wanted To Add Money In Paytm In The Procces I Entered The OTP Given by Bank of India Later It Shown Your Bank Declined Money Didn't Credited To My Paytm So I Left It and After 20-30min My Money Is Debited From My Bank Account but Money not credited to paytm money wallet now My Money Is lost in not getting refund from past 14days!
          .

          My Details:
          Account holder name: Paidipally Rajendra Prasad
          Account no: [protected]
          IFSC Code: BKID0008684
          Transaction amount: 782/-
          Transaction date: 21-March-2022
          Time: 6:03 PM
          Time Money Deducted: 6:24 PM
          Transaction/reference no.: [protected]
          External Serial Number: 220220321292504225710
          Mode of Transaction: Debit Card
          Bank Of India customer support has been notified about the posted complaint.
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            M
            megha081
            from Indore, Madhya Pradesh
            Apr 12, 2022
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            I do not have any account in BOI but still getting following messages . Please help me here and removed my number from there database

            Rs 5000 has been Debited to Your Account XXXXXXXXXXX1118 By BC On[protected].Available Balance 88.00

            Rs 5000 has been Credited in Your Account XXXXXXXXXXX1118 By BC On[protected]
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              A
              Ashok Konanki
              Apr 8, 2022
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              Hi I tried to IMPS transactions online. But the transactions failed and money is deducted.
              Bank Of India customer support has been notified about the posted complaint.
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                N
                Nishantchotu
                Apr 2, 2022
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                Resolved

                My refund of rupees 2159 from Amazon was initiated on the date 25.03.2022, but still not credited in my bank account. In this regard Amazon has provided me a refund refrence number:75503722085014403949789. I Have talked to the bank but they didn't appropriately solve my problem
                +2 photos
                Apr 6, 2022
                Complaint marked as Resolved 
                Amount is credited
                Bank Of India customer support has been notified about the posted complaint.
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                  S
                  Suresh1190
                  from BALRAMPUR, Uttar Pradesh
                  Mar 31, 2022
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                  Dear
                  Sir I have no account with bank of india
                  But comming massage Regarding Transaction as mentioned below

                  BOI - Rs 2100.00 has been Credited (NACH) in your account XXXX3724 - APBS CR INW - Pre Mat Schsp SCStu on[protected].Avl Bal 4443.39
                  Bank Of India customer support has been notified about the posted complaint.
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                    A
                    Animes Karmakar
                    Mar 30, 2022
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                    Address: Fatepur, Hooghly

                    295 rupees has been deducted from my account only 5 times but why ??
                    Feedbac
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                      H
                      Mar 29, 2022
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                      I ordered IFB ac on 21 March 2022 and due to some reason, I cancelled my order on 22 March 2022, the refund of 11943 was to be credited to my BOI account [protected] on 28 March 2022, but till today no amount has been refunded. Reference number 74056632082208153201312
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                        Y
                        Ygopal
                        Mar 28, 2022
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                        I have a Personal Loan from bajaj finance and the EMI deducted 2nd of every month. In march 2022 I have sufficient balance in my Account at given EMI date But bank didn't deducted EMI at same day. After that Bank of India deducted NACH RTN charges Rs 295 at 26th March. Why Bank deducted these Charges while my account has sufficient balance on time? Please sort it out.
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                          J
                          Jitu Gosai
                          Mar 26, 2022
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                          Address: 3 Elder Close, LEICESTER, LE3 (QU

                          Jamnagar Branch - Customer No:[protected]

                          I request a reference to my earlier emails to Jamnagar Branch. The mail has been copied to other Gujarat regional offices too but there has been no reply from any office hence a direct approach for assistance, please. Your Complaints department mails always bounce and expect this may reach.

                          Our deposit was matured in February and due to Jamnagar branch incompetency or negligence was dealt with after 14 days and no interest has been paid on deposit over Rs. 10 lacks. The branch is ignoring our emails and the same has been done by Ahmedabad NRI Branch and Rajkot Zonal Office.

                          I shall appreciate your intervention to conclude this matter asap as we have now been so frustrated and have decided to transfer all our deposits to other Institutions. Being with Bank of India for over 43 years as a customer and employee for over 45 years this letter will portray dissatisfaction towards certain BOI branches.

                          Awaiting your reply and assistance, please.

                          J Gosai
                          (Ex-Officer Leicester Branch)
                          Bank Of India customer support has been notified about the posted complaint.
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                            A
                            Ahmad Naseer
                            Mar 26, 2022
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                            Address: vasco

                            ACC NO = [protected]
                            IFFC CODE - BKID0001000
                            BRANCH- VASCO DA GAMA
                            DEAR SIR/MADAM
                            Me naseer ahmad war i am bank account holder in boi
                            my complaint is that from last 8 months amount dedected from my account
                            without my knowledge and i dont have take any type of loan atleast 8000
                            dedected now i wnt my money back i also visit branch manager but he can not solve my problem plz refund my money
                            Bank Of India customer support has been notified about the posted complaint.
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                              Ahmad Naseer
                              Mar 25, 2022
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                              Address: vasco

                              Acc no .[protected]
                              iffc . BKID0001000
                              BRANCH .. VASCO DA GAMA
                              DEAR SIR/MADAM
                              my amount deduct from last 8 months dont know why and i dont take any loan fron any bank or Emi atleast 8000 decduct amount from my account i
                              want my money back plz refund me
                              Bank Of India customer support has been notified about the posted complaint.
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                                C
                                chou123@
                                Mar 24, 2022
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                                Address: New Delhi

                                Sir, I was having Housing Loan account with Bank of India Connaught Circus Branch. The Housing loan has been repaid. Now I am seeking statement of closed Housing loan which the branch/bank has not yet provided after constant follow up.

                                Deepak Bhargava
                                Bank Of India customer support has been notified about the posted complaint.
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                                  Vishnu Mulik
                                  Mar 22, 2022
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                                  Address: Bank of India, Sakinaka

                                  My loan account with PNB BANK is linked to my BANK OF INDIA ACC. After having sufficient balance still they have deducted NACH RTN CHARGE ₹295 for no reason. This is illegal. They have till now deducted atleast 4k to 5k rupees. This is illegal and are being fraud as well as khule aam robbery.
                                  Bank Of India customer support has been notified about the posted complaint.
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                                    Vishal Devakate
                                    Mar 19, 2022
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                                    Address: At post surdi taluka barshi dist solapur ...bank of inadia ...branch pangaon

                                    BOI - Rs 295.00 Debited(TRF) BJFIN10012022 in your Ac XX0009 on[protected].

                                    What is this sir...how to use the bank of india acount ... block the my acount ...no need to me this bank of india account...my TRF is all amount cutting ..1770 ..who can give me this amount
                                    Bank Of India customer support has been notified about the posted complaint.
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                                      Mali Harshit
                                      from Burhanpur, Madhya Pradesh
                                      Mar 17, 2022
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                                      Address: Ganesh nagar

                                      My name is Harshit Mali and I had order a product sneakers from amazone on 5-1-2022 and after 8-1-2022 i return my product because of my personal reason. And on[protected] amazone initiate my refund but refund is not credited in my account yet. Amazone sent this reference number[protected] of refund.
                                      Refund amount is 998. Please kindly request you to respond this complaint.
                                      Thank you.
                                      Bank Of India customer support has been notified about the posted complaint.
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                                        S
                                        Shubham Kushmakar
                                        Mar 16, 2022
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                                        Hi team,

                                        I am an account holder of bank of india. My account number is [protected]. I want to raise a complaint regarding a charge dispute. I have placed an order through mastercard on 04/03/2022 of amount INR 27549 and cancelled on 6/03/2022 for which Amazon refunded it to bank. Also got the Refund Reference Number which is 75503722066013978621719 but the amount has not been reflected in my account yet. It have been more than 10 days. Also, attached the mail which I recieved from Amazon regarding refund confirmation

                                        Kindly take my complaint forward and do the needful required.

                                        Regards
                                        Subham kushmakar
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