| Address: Dhule, Maharashtra, 424304 |
Dear sir/madam,
Mr. Jagganath tikaram patil and mr. Suni jagganath patil, resident of village bhadane, tal. Sakri, dist. Dhule, have availed tractor loan of rs. 5.50 lacs from your bank of maharashtra bhadane branch on 08.12.2009 with account no. [protected]. They have also deposited rs. 1.55 lacs till the year 2012. But because of continuous drought for three years, they have unable to repay the loan on time. Mr. Jagganath patil is senior citizen and having age more than 80 years and he is deeply hurt by this situation.
Now we came to know that the outstanding of the loan has crossed rs. 12.00 lacs. We must understand here that, they don’t have income source now. Because of recent droughts, no additional income from agriculture. Tractor is damaged beyond repair and cant utilized now. At this moment they have collected money from relatives to close that account. They have approached the bank/branch on 26.10.2017 for one time settlement seeking complete interest waiver and partial waiver in principle amount. Since then they are not getting any positive reply from branch. Branch manager shown finger towards you regional office jalgaon saying that he doesn’t have the authority. When we have contacted jalagaon ro, every other person there given excuses avoiding their responsibility.
Sir/madam,
Following questions remains unresolved.
1. Why bank is still applying interest when account is eligible as npa?
2. Why bank has not classified the account as npa?
3. Loan amount is rs. 5.50 lacs and outstanding is more than rs. 12.00 lacs. How bank is allowed to accumulate the outstanding double than loan availed?
4. Why borrowers are not intimated through recovery letter etc?
5. When borrowers are ready for one time settlement, why bank is not responding positively?
6. What should be the one point of contact for borrowers, when co-operation is completely declined by branch as well as ro?
7. What exact mechanism designed by bank of maharashtra, addressing such issues?
8. Can bank will respond only after honest borrowers will take their own life because of harassment?
Please note that, here in this case borrowers are ready for repayment seeking settlement, because both are honest persons and not seeking complete waiver. Situation of farmer’s community is very grim and pathetic now and suicides are common amongst them, still in such difficult time they are ready for repayment and bank is completely ignoring its responsibility.
Bank of Maharashtra customer support has been notified about the posted complaint.
i want new fd resipt because
1 one resipt cant read due to low quality print
2 one resipt r changes in word and date
3 one resipt also changes date in 2 time plz tell me is it13/12/2016 plz check see photo
plz check and give me new
thank you sir
1 one resipt cant read due to low quality print
2 one resipt r changes in word and date
3 one resipt also changes date in 2 time plz tell me is it13/12/2016 plz check see photo