[Resolved]  Axis Bank Ltd / Salary Account — Consolidated Charge for account

Same thing happened with me. I have a salary account with Axis Bank from last 5 years. Axis bank also charged me Rs 950 (including service tax) on 30th March 2009 for the quarter[protected] to[protected]. On enquiring, I was also informed that only 3 transactions are Free per month (excluding ATM Cash Withdrawals) and rest are charged @ Rs 50/transaction.

What would be the solution now?

Dear Sir

I have an Axis Bank Salary Account . On 30th of March 2009 Axis Bank had levy a sum of 1050 Rs (with service tax) and debited it from my account with out my concern. After asking the reason from the employee of the axis bank, we came to know that there are some new guidlines pass by the RBI on Salary account that there will be only 3 transaction allowed in a month effective from 1st of January 2009 . After which every additional transaction including the cash withdrawal from the axis atm will be charge Rs 50 per transaction plus a service tax on it.
On enquiry with other bank, we came to know that there are no such guideline given by the RBI.

Please forward the salary account policies to my e mail Id

What would be the solution now?

Dear Friends,

I am also facing the same problem. I asked in mail. i received the reply as below

On scrutiny of your account being a salary account only salary credit on regular basis month on month and the withdrawal of the funds for your personal use is the facility provided. But huge no of credits followed by debits are done in the account apart from salary credit. Hence transaction charges are levied in the account.

if they charge anything, they have to inform their customers before earlier. can we raise complaints in axis bank.

Who will help us.

Yes I have a salary account with them from December 2005. I was charged till date 337+710 (inclusive of service tax of 10.30% in month of Jan 2009 and March 23 2009) on the transactions conducted. When I enquired their officials, they reasoned out that the due to the type of account I hold, they are charging it and said those charges are in effect from October 2008. Do not know if RBI directed them. I am still pursuing the case.

I could succesfully manage to get a reversal of only 337/- till now after 2 months of fighting. I still need to recover the 710/- charge. I will be happy to share how I recovered the remaning charge once it is reversed. On the 337/- one, I asked their officials, they said they sent letters (hard copy) to all customers to which I said I was not aware of. After getting those charges reversed they also said no more consolidated charges and after reversing the initial amount, they again charged 710 (knowingly which is ridiculous).

Same thing happens to me. they have debited Rs. 500 in my account on 4.04.09 for 10 transaction @Rs. 50.00 per transaction
Shame on Axis bank now it is becoming worse then icici

Yes . I also faced this problem . Also I had a long time thought to close this account reason being for poor customer service . Now I decided to go for closure .

I think Icici is better than Axis for 100 % sure ..They know some knowledge about what is going with the Transctions . Better to Close Axis account and to Go for HDFC

i have a salary account with axis bank and i have submitted my salary cheque on 2nd apr. & today is 15th apr but till the time it is not credit in my account when i called up in branch than no one pics -up the phone.
now what should i do?

Mr Bijesh,

Better Go and visit the Bank . I am manage to get my reversal which was deducted on March end . Hope you guys too . But iam going for closure for sure .

Better go and visit the bank i am also got my deducted money

what is the procedure to open salary account.

what is the procedure to open salary account. what are the facilties provided over their.

Dear sir,
I am a SCHENCK ROTEC INDIA LTD COMPANY EMPLOYEE.THIS COMPANY IS IN NOIDA AND AREA OFFICE IN IN AHMEDABAD.I AM WORKING IN AHMEDABAD AREA OFFICE AS A SERVICE ENGINEER AND COMPANY OPEN MY SALARY ACCOUNT A/C NO IS [protected] BRANCH ID IS -00022 MY FULL NAME IS VISHNU ARVINDBHAI VAGHELA.
MY COMPLAIN IS TILL DATE I HAVE NOT RECEIVE MY ATM CARD, PIN NO-OF ATM CARD & CHEQUE BOOK SO PLEASE REQUST TO YOU SEND AT THE EARLIEST.
PLEASE DO THE NEEDFUL.
PLASE REPLY ON URGENT.

VISHNU VAGHELA
SERVICE ENGINEER
SCHENCK ROTEC INDIA LTD AHMEDABAD
M-[protected]

Dear Sir

I have an Axis Bank Salary Account. I was not operating this account for last 2 years.
There was no amount in this bank.3 days back I got mini statement from ATM,
Rs 1700.00(approx) cash have been debited from my account in five transactions.
How can it possible to withdraw cash from that account having zero amounts? I had contact to concerned person, but didn’t got any proper response.
I am not sure is this policy of Axis bank or burglary made by axis bank employee.

I am not sure to close this account we will have to do something or previous employer will intimate corresponding bank.


Please advise.

With Thanks
Ranjeet kumar

Hi,

Queries related to AXIS bank - Salary account ...

1. What would happen with the existing Salary account, incase the account holder has joined a new organization after working in previous company for 1-2 years.

2. Salary account does not require a minimum balance but if the person has joined a new company then what would be the minimum balance in that account to avoid additional charges.

3. What is the procedure to close AXIS bank salaried account.

4. What is the customer care email-id to get above queries resolved.

Thanks!

1) what is the customer care email-id to get the answers about my querries?
2) how u charge taxes on current account and salaries accounts?
3) how many times charge tax on a corporate account/current account?

Axis Bank — A HUGE SUM AMOUNT DEBITED FROM MY ACCOUNT

I have written following letter to the manager about my complain

To
The Manager,
Axis Bank, Barakhamba Branch
New Delhi

I am a customer of Axis Bank, Barakhamba Branch, Statesman House, New Delhi, My Account No. is [protected]. I am a customer of Axis Bank from more than one year. I have already gone through many unsatisfactory act by you to me. But This time , what you people have done to me is shameful & insane. You have deducted a huge sum of money which is Rs. 1150 & Rs.118 service tax. and you have given it a fictitious name CONSOLIDATED charges. This amount has been deducted from my Account on 27th March 2010. Before that I was never informed about any that kind of charge (CONSOLIDATED charges) via phone, sms, letter, or in person. So, You have no right to deduct such a huge amount from my account without giving any prior information. No any other bank deduct any that kind of charge. and Its not even legal under the directive of RESERVE BANK OF INDIA. I am making very humble request to you that please reverse the amount Rs. 1150 & Rs.118 service tax with in three working days to my account. or I am going to sue you in the court for this shameful act and mental shock given to your innocent customer. At least you people must fear god a little. finally there will be a judgment day one day.


Thanks & Regards


Abhijeet Kumar
[protected]
[protected]
[protected]

spycamindia.com — fraud

THIS IS MOHAMMAD YOUSUF ALI,I GOT CHEATED BY SPYCAMINDIA.COM SHOPPING WEBSITE,AND I PURCHASED ON 16GB PEN DRIVE WITH SPYCAM FOR CASH ON DELIVERY.AFTER RECEIVING THIS PRODUCT WHEN I AM TRYING TO USE ITS NOT WORKING,IMMEDIATELY I CALLED THIS WEB SITE GUYS AND THEY MADE IRRITATE AND SPOKE IN A RUDE WAY AND AT LAST THEY PUT THEIR HANDS UP.REALLY WORST WORST SERVICE,I[censored] WANNA TRY PLS SEE THIS REVIEW AND GO FOR BEST ONE.DON'T LOSE UR HARD AND EARNING MONEY.THANK YOU............MY PH: [protected]..

me to agreed with mr. mohammed complaint, so here by requesting everybody not to purchase through online. specially rediff online puchasing is strictly not recomended personally.

Yes I do agree with all of you. They are frauds and big cheaters. We must try to bring them under the hands of law. I also purchased that spy cam pen with bill dated 10/5/2010. The name of web site was SPYCAMINDIA.COM and the bill was issued by HEALTH BIZZ INDIA, DELHI 110007. They assured original japan made pen but the pen i got was duplicate one. The product does not record voice and date display over the video clips cannot be changed. I contacted them over for phone to make complaint over this shortcomings. But the denied to attend complaint over phone and told me to send sms and i was informed that they would accept complaints only through sms. Then i sent sms . But no reply was there. Again i contacted over phone. The call was attended by a fraud person. He told they wont accept complaints over phone and it will be accepted only over emails (the interesting thing is there is no email address available in their web site and the only thing available is a space provided for making orders where a separate column available for give details of orders). I told him about my last call and the sms i sent. But he was very rude on me and told we people should not have directed you to send sms for making complaint. Anyway at last i send email by using the space provide for submitting orders in the web site SPYCAMINDIA.COM. And immediately on sending the email i contacted the person over phone and i was told that he was going through the mail and necessary actions would be taken within 2 days and i would be contacted over phone in this regard. But no one contacted me. Again i gave email to them to get the problems rectified. But all went vain. They are well planed cheaters.

Pradeep PR
Alappuzha