[Resolved]  Bank of Baroda Indrapuram Ghaziabad — not providing education loan.

Dear Sir,

With reference to subject we would like to draw your attention on this matter. We have applied education loan in 3rd week of October 2008 at Bank of Baroda branch Indira puram Ghaziabad (U.P). At the time of filling application I was assured that this loan will be cleared immediately after getting verification of residence at your working place that is H.No. B-771 Sector B&C colony Dudhichua Post Dudhichua, Disst Singrauli M P, Pin 486888.

But pre-sanction inspection done by Bank of Baroda Branch Anpara Disst - Sonbhadra (U.P.) in 2nd week of January 2009 and report received by BOB Indirapuram Ghaziabad UP in last week of January 2009. I received information over my mobile phone No. [protected] on 27th January 2009 that your pre-sanction inspection report has been received by us please come over here for completion of balance other formalities so we can complete the file for final approval.

With this information I reached Delhi with all documents on 10/02/09. After reaching Delhi I made call to Manager BOB, branch Indirapuram Ghaziabad during the conversation I was told that we will inform you after discussion with A.G.M.

Next day (today) when I make a call at around 11.30 regarding for further course of action then during conversation he told as per guide line of AGM this case can not be complete here. We will send these documents to your nearest branch of BOB. That is Branch Anpara Disst - Sonbhadra (U.P.) where you are living. Then I request to the manager please for help you just inform the bank manager of Anpara branch for clearing the loan at the earliest because due date of depositing fee is already gone. With my request for help call made by him during discussion the new thing came out that loan can be sanction from that place also that can be from nearest branch of my permanent address only.

With all conversation I am totally confused & mentally disturb that how I will deposit my daughter Anita Kumari fee. She is the student of MBA SEM-I Cosmic business school plot H-1 opposite Amity International School, Sector 6, Vasundhara, Ghaziabad (U.P.) because still I am not clear that loan will be sanction from where. Already applied or where I am working or from the nearest bank of my permanent address. Distance between permanent address & working address in approx 500 km.

Please advice how I should proceed so loan can be grant me immediately.

Yours truly,

Ganesh Prashad Singh
Foreman Incharge Dudhichua Project
Northern Coal Field Limited
Singrauli (M.P.)

Residence:

B-771, Sector B & C
Colony Dudhichua
Post Dudhichua
Disst. Sidhi (M.P.)
Pin – 486888

Ph.[protected]
Mob. 0 [protected]
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Aug 14, 2020
Complaint marked as Resolved 
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BANKS — not providing education loan

i apply in first in bank of baroda for education loan but they not provide then i apply in state bank of india but heare they not responding well and the other way my friens who are poor in coprision of marks to me they get the loan why am i not
please reply
iit is pity to see that govtt.has introduced education loan schemes for needy one for higher education of children, more publicity is being done but none of the bank officer seen me sincere to implement schemes in full swing, at the first when we had contact them to acquire edu.loan they will say u come after a day or two, on next meeting they will enquire in such a way thinking we as beggars, will show unwanted so much formalities that person before him will find his way with head down, some bank officers will say that we have completed our target, now no provision is left.to say that they will treat in such away that needy parents or student will be compelled to leave idea of higher and either they will sell their property or borrow money from local market.i my self had contact with central bank of india branch sati vidisha, uco bank, union bank of india, state bank of india, state bank of indore.in few banks as we appear before officer and ask them about edu.loan they will not raise their head, allowing we to feel insulted.really this treand should immeadiately be rectified, monitering sell should see and watch all such things.
This attitude of indian banking is very bad and must be addressed to by the concerned authority.

I don t know why some banks are doing like that :
I was a bit luckey that i got educationloan in time by UCO BANK by their Online System but earlier when i gone to branch they simply refused without citing any reason.

I suggest you to apply online at www.ucobank.com

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