[Resolved]  CIBIL — CIBIL not responding and playing role of inspector who never listen to public

ICICI Bank Credit Card — CHEQUE NOT PRESENTED BY COMPANY AND LATER SURCHARGES IMPOSED

I AM USING ICICI CREDIT CARD NO [protected] FROM WHICH I DID A TRANSACTION ON SHAADI.COM FOR WHICH I PAID THE COMPANY VIA CHEQUE NO:130808 DRAWAN ON ICICI BANK,GURGAON(AT PAR CHEQUE)(A/C NO[protected] WHICH I DEPOSITED IN SULTANPUR BRANCH OF ICICI BANK IN THERE DROP DOWN BOX.I RECIVED NO STATEMENT
OF OUTSTANDING FOR LAST FIVE MONTHS AND ALL OF A SUDDEN I RECIVE A STSTEMENT
SHOWING OUTSTANDING OF Rs 5023 for A TRANSACTION OF MERE Rs 1700 and FOR WHICH
I HAVE ALREADY DEPOSITED CHEQUE WITH ADEQUATE BALANCE IN MY ACCOUNT.
KINDLY HELP AND RESOVLE.
REGARDS,
PRAVEEN

Hi, sorry to hear about your experience. We will call you and work to address your issues at the earliest. Warm regards.

CIBIL is having nexus with Banks and Credit cards people. They never listen to people.

Best Regards

Naottam

Sir, recently i got my cir report through syndicate bank.in the report there is mentioned Personal loan .I was surprised i never aproached to anybody for the same .My PAN no AEYPC5650C,
NAME NEERAJ CHAUDHARY
ADDRESS 100/4 SHASTRI NAGAR MEERUT.
PLEASE PROVIDE THE FULL DETAILS OF THIS PERSONAL LOAN.
Kindly give me the best solution.I mailed twice at [protected]@cibil.com
but no response from cibil

Kindly help me to overcome this situation

Dear Sir/Madam,

I am working with an MNC. With my ten years of work experience I have changed four MNCs. AEvery MNC has got their own salary credit account with their own banker. After leaving that company they generaly close the account or take market rates (not Zero Balance). I had a loan from ICICI and my salary credit account was with ICICI so auto debit facility was activated and out of 48 months loan 30-36 EMI's cleared properly without ECS bounce. I have left the company but my ICICI account was running only for EMI purpose.I used to diposit cheques in ICICI bank a/c and ecs hits generaly on 7th of every month and gets cleared. Some times due to my fault ecs got bounced and they tokk cash payments for the same in same month. I had diposited one cheque on 4th Oct 2007 of Rs. 3072/- and cheque got cleared probably on 7th Oct as per my HSBC Bank statement but not credited to my ICICI Bank account. So the ecs of Rs.1024/- got bounced.I have got credit of that particular amount of Rs.3072/- on december 2008 after so many letters and verbal communications. In between person came to my house and took cash payment.

Certainly I found in the receipt that my ICICI loan account is not mentioned. After long discussion I stoped paying the EMI for that 3 months (1024/- * 3=3072/-) and told ICIC Bank to search the amount with cheque number and credit the amount to my bank account.

I have met Mr. Shreyas Surya Dasgupta ( Assistant Manager-Collection Department) at 2, upper wood steert, kolkata-20 and he searched the amount and confirmed that one emi was credited to other persons account with seperate loan a/c number and he assured to reverse the amount to my loan account and I promissed him that I will pay last 3 emi's due to ICICI Bank. I went to him last June 2009 and then called up several times for credit that particular amount. In betweek I had received several collection calls, residence visit and mental harrasment.

Certainly got letter from ICIC Bank that we are closing that ICIC Bank account for non transaction. I don't know the status of my last 4 emi's due. Nobody from ICICI Bank bothers to call me for payment and moreover they have shifted their office from 2 upperwood street to some where else.

I don't know what kind of report is showing to CIBIL for this incedent. I have every proof for this fault of ICIC Bank and I can produce anytime.

I want an answer for my mental harrasment from ICICI Bank and why the amount diposited of Rs3072/- to my ICICI bank account not credited for 14 months???

After 14 months they realised and credited the amount to my account???

Money receipt given blank (without loan a/c number) and the same amount is credited to other customers loan a/c but they chrged my that I had not pay the amount to ICICI bank for that particular month. Who's fault it is???

Requesting you to justify the same.

WIth warm regards,

Pratyush.
[protected]

ICICI bank is out to harass customers, even though I have filed an FIR with the police and a Banking Ombundsen Complaint with the RBI, they still have the nerve to threaten me with negative credit reports with CIBIL. Dont think CIBIL is a properly run organization. RBI should pull them up.

Vidhi

WANT MEMBERSHIP

DEAR SIR, I AM PREPARE HOUSING LOAN AND PERSONAL DOCUMENT AND I AM VERIFY CLIENT CIBIL RATING. PLEASE ADVICE THANKING YOU, E.MURALI