Credit Information Bureau India [CIBIL] Complaints & Reviews

1. I am Harpreet Singh from Kharagpur, West Begal. Recently I applied for auto loan from AXIS Bank , however my loan application was rejected citing the reason that I have an overdue of Rs 12,64807 as shown on my CIBIL credit information report. I have been told that overdues are due to two in number credit cards on my name, which actually I am not holding. Now, as per the CIBIL, these two cards have been issued by CITY BANK.
...

I Jagdish M, S/O late MP Muddappa, PAN card no AGIPM5767G, is an Army Offr residing at #22, Type 3, NSG campus, Samalkha, Newdelhi-37, DOB 05 Mar 1968, Mob No [protected], I had applied for online Citibank credit card and recieved reply that i does not meet minimum credit criteria of CIBIL. whereas till date I have not taken a single credit card from any bank, and the only home loan which i have taken from IDBI bank , i have not missed a single...

Dear Concerned,

I have sent a CIBIL report request through Indian Post in the last week of January 2010 along with filled form, ID & address proofs.

Payment details -

DD No. 873656 of Rs. 142 /-, drawn on The Bank of Rajasthan Ltd. payable at Mumbai


Till now I have not received my Credit report and on approaching them. I am told that there is a spelling difference in...

sir
i am ponpandian from chennai, last year i appled for home loan in sbi, sbi issue a cibil report i am a defaulter in consumer loan, and the report give i am a gurantor, this is wrong information i am not gurante to anybody, now i want details of who give complaint against me.

control number; 40,78,87,168...

Dear Sir,

This is to bring to the notice of your august office that I,Rajeev Bajaj has been corrosponding with CIBIL since last february ref no 151465 regarding the report on my creditibility as I have been shown as a defaulter on my credit card payment(which has already been settled with the respective banks as well as the banks have issued the letters of no dues).
I have requested CIBIL to just send me the information...

I am Tanaji Namdeo Chavan s/o Namdeo Dyanu Chavan PAN No. ACJPC5711F residing at B-202 Neel Srushti Sector-4 New Panvel (E) Navi Mumbai 410206. I have applied for home loan from IDBI Bank. Idbi has not processed my application stating that some default is indicated in CIBIL report under address A/p Reda Tal Indapur Dist Pune. This address is not all concerned with me. It is understood from CIBIL that ICICI bank has reported the default in...

Dear sir,

My self Rishipal sharma , residence of D-33, Delta-1 greater noida.
used the credit card of ICICi bank , CITI Bank, & Two wheeler loan with HDFC bank. Due to bank miss comnucation between bank excautive not paid amount to bank.
Now, I have diposited the money which mmautuly aggred by bank.
I have all NOC which recived from all bank which mention above.

Kindly request you to...

Reminder 3


Wrong statement of accounts in my cibil report

Please refer my earlier complaint dated 6-3-2010 and dated[protected] on above subject . It is regretted first you created ERRONEOUS report which resulted in unnecessary delay in processing my home loan and then You have failed to respond to my complaint so far not even the acknowledgement has...

I applied for a loan,the bank told me that I have some default in my report.Itold them that it is impossible..They told me about one home loan which I never taken.The bank gave me one control number and told me to go to cibil office to correct my report.When I reached cibil office ,I was surprised by the office luxury and wonder that where they are getting this money to run a office in Nariman point.Anyway I met with the executive and told...

Dear Sir/Madam,

I have applied for Housing loan LIC, during the process i recd an information that my CIBIL report reflects some unknown credit card with huge outstanding. So the Loan was stopped.

I requested CIBIL to give me the Fresh report, wherein i have recd with the same discrepancy as reported by LIC.

I Enquired the 2 banks which has wrongly updated my account in CIBIL.

HSBC...

CIR required for DD No.: 553860

Dear Sir/Madam,

I had enclosed a duly filled application for along with DD payable in Mumbai worth Rs 142 to get my CIR and posted along with Registered A.D from Bangalore on dated:17-Feb-2010.

I am still waiting for my CIR to be delivered and didn't get any acknowledgement of delivery so far.

My details are as under:

Name: Sandeep...

Hopefully, Finally some relief to Credit cards holders who did the settlement on their dues with the bank.
It's good decision by RBI.

Please follow the below link to Times of India (e-paper) for 24th Feb 2010.

http://epaper.timesofindia.com/Default/Client.asp?Daily=TOIBG&showST=true&am...⇄

Go to...

Sir,
I , Ashok Kumar Koul S/O Sh Janki Nath Koul R/o 360,Lower Laxmi-Nagar,Sarwal Jammu(J&K) having PAN CARD No. ADKPK3206H have applied for the housing loan to Punjab National Bank but same was rejected on the gorunds that I have been declared as defaulter on the reports of CIBIL. The CIBIL has told them that the official as mentioned herein has already taken personal loan and housing loan in 2001 & 2003 respectively...

Dear Sir,

I am working as teacher in Govt. school; I have applied for loan with SBI badli branch. They rejected my case due to some cibil problem, according to them there is one loan is running with one of the financier but that loan doesn't belong to me. For confirmation of that loan I have approach to the cibil by mail, they demand some charges accordingly I have made the DD and courier that DD to them. They confirmed...

SIR.
I MR. WAMAN MAHADEV SANGLE HAVING PAN NO. ADRPS7954F AND HAVING MEMBER ID HF63071057. HAD APPLIED FOR HOME LOAN AT HDFC BANK AND HAVE GOT THE CIBIL REPORT OF MINE FROM THEM SHOWING SOME INFORMATION THAT IS INCORRECT AND UNKNOWN TO ME.

1. GUARANTOR FOR LOAN OF 50000/- TAKEN ON[protected], AND SHOWING OVERDUE IN THE SAME. OF RS 34058/-

2. GUARANTOR FOR ANOTHER LOAN OF RS 50000/- TAKEN ON 31.03.2003....

RESPECTED SIR,
THIS IS WITH REFERENCE TO MY PAN NO AAUPS9002L DOB 12.04.1952.

IN THE CIBIL REPORT GENERATED BY YOU IT IS COMING UNDER THE HEADING SCORING FACTORS THERE IS WRITTEN PRESENCE OF A TRADE LINE WITH WORST STATUS IN THE PAST 6 MONTH, LOW PROPORTION OF SATISFACTORY TRADERS,OVER DUE AMOUNT TOO HIGH.

PLEASE LET ME KNOW THAT WHICH SERVICE PROVIDER/BANK/CREDIT CARD ACCOUNT HAS PUBLISHED THESE STATEMENTS....

Dear Sir,

I applied for a Home Loan in State Bank of India. SBI did a CIBIL report enquiry, and they said that there an overdue of Rs. 4,293 shown in my account and hence the loan cannot be processed.

When I checked the report, the Date of Birth, Phone numbers, Pan card and Passport details are mentioned wrong in that. So, I told SBI that the report is not mine but they asked me to contact CIBIL.

Then,...

Dear Sir/Ma'am,
I came to know about you when I was going thru consumercomplaints.com.

My problem is related to CIBIL. 10 days before i have applied for home loan. During processing, bank verified my CIBIL report.My CIBIL report mentioned Rs.16000 due on my name. I enquired and came to know that this due is on ICICI credit card which is not related to me and issued on Apr 2007 but i got my PAN card on May 2007....

Hello Sir,

I had few disputes earlier as I took Personal Loans but I have settled all of them and also have the settlement letters from the banks. Recently I applied for Car Loan but it has been rejected because of my bad credit score. Please let me know that how will I get out of this CIBIL and when can I apply for the car loan next.

Thanks,
Raktim Sengupta...

I was shocked to hear from the bank that my name is in the defaulters list of CBIL. I hv paid and settled all my dues till date with concern financial institutions and bank.
On top of that I do not hv any clu to know which bank has put my name in this list and why

Pls advice the way to solve this issue..........................