Credit Information Bureau India [CIBIL] Complaints & Reviews

Hello

I'd filled out a credit report request and made an online payment (Reference [protected]). I'd printed out the form and sent it via courier to the address mentioned on the website on Aug 9th.

I got an email from CIBIL advising me that my address on the credit report from a certain institution does not match and asked me to get an address confirmation letter of latest address from Credit institution....

Dear All

CIBIL comes under RTI as the share holding of CIBIL is 51% by govt. banks. Format of RTI is as under

Information under the Right to Information Act 2005

To,
Director & CPIO
Ministry of Company Affairs,
R.No.534, 5th Floor, A- Wing,
Shastri Bhavan,
Dr. Rajendra Prasad Road
New Delhi- 110 001.


1)...

Hi,

I just wanted to know reason behind why CIBIL reduces the score on the number of enquiries done to the individual CIBIL accounts. I have rights to check my CIBIL score as many time I want as I may keep on checking if CIBIL/Banks not doing any reporting in error.

This is totally unacceptable. Want detail explaination with valid reason and justification.

regards,
Nitin...

CIBIL is sending out a credit report in my name with a Rs 6 lakh loan -- that I have never taken.
I have written to them several times but they simply do not respond. Even the telephone is unanswered.
How can I make them rectify the credit report? This is very worrisome, and the report may include more errors in it....

Good day Sir,
This is Ram from Chennai. i have little clarification about
CIBIL Report. Five years back, my brother had HSBC Credit card. He applied and
gave me an add-on-card on my name. After an year, since i got HDFC Credit card
with good Credit limit, I asked him to Cancel the credit card by releasing the
payment. He canceled both, main card and Add-on-card by settled the payment....

Hi, I am Dwarakanatha Vinayaka,

My Date of Birth is 26.6.1978, I had applied for personal loan in Citibank, the citibank is rejecting because CIBIL report has give some base less false report which is affecting my credibility.

Can any one help me with this issue.


Regards,
Dwarakanatha
[protected]...

I applied online with net banking fees payment for CIR to CIBIL
they are not sending report correctly, there is no time limit to get the CIR or not mention in the website
" I unable to know my credit status but the unknown persons easily get my credit status for some money " " My personal sold by some body with out knowing me"

what the RBI / Indian Govt doing

they sold out...

Hi this is tamilselvan.n.... I had credit cards from multiple banks... and I was defaulter... Last year I closed all my credit cards after bargaining with representatives.. They assured me once settlement was done and in after 3 to 6 months my details will be removed from defaulter list... Now before a month i applied for another credit card to check whether my details were removed from defaulters list... and now it is still there... can...

hi, my name is Dr.Ravi Kumar T V,i have applied a car loan on name in HDFC bank. the bank fellows want to confirm the credit status on my account/Name. a person by name Ravi K with customer ID no[protected] and control no[protected] as taken a loan which matches with my date of birth in *CIBIL report. .my Pan Card no is ASJPR1285K.please tellme how to solve this as this is important for me as i have never applied loan before and i am honest...

My Credit information report from CIBIL is denied on the grounds that
my latest address proof provided does not match with the address with CIBIL.
This information is not mentioned in CIBIL website.

Moreever CIBIL has asked me to getting address confirmation letter of latest address from Credit institution. I banked with HDFC CC , SBI CC , and HSBC
CC (Cancelled in 2006/2007).
CIBIL is not answering...

Hello Sir/Madam,

PLS HELP ME OUT..

I had used a couple of credit cards until 2008.Later I had gone for settlement with ICICI,Barclays and Deutsche Bank.I had collected a No Objection and No due letter from the respective banks and on the letters, it is mentioned that "Payment towards full & final settlement".Inspite of me having those letters,but still Iam not able to apply for a new credit card...

Hello Sir/Madam,

HELP ME OUT PLEASE !!!

I had used a couple of credit cards until 2007.Later I had gone for settlement with ICICI,SBI and CITIBANK.I had collected a No Objection and No due letter from the respective banks and on the letters, it is mentioned that "Payment towards full & final settlement".Inspite of me having those letters,but still Iam not able to apply for a new credit card now.(...

After settling the dues in full & final against my HDFC used car loan no.11677288, my name is not getting removed from the CIBIL Defaulter's list resulting in unnecessary humiliation & harrasment in obtaining fresh credit cards fromStandard Chartered Bank inspite of my a reasnable sufficient bank balancewhich is required urgently on account of the following reason :-"CIBIL/Credit Bureau history--Does not meet bank credit...

I am having 2 personal loans, one from CitiFinancial and another from ICICI Bank. The EMIs I am paying for these 2 loans are INR 2,625 and INR 2,760 respectively. In addition to these loans, I am having 2 credit cards, one from ICICI Bank and another from RBS. The total outstandings for these are INR 18,000 and INR 25,000. I am paying only the minimum amount due that comes to around INR 3,000 and INR 2,000 respectively. So, total amount I...

I had taken a sum of Rs.50,000/- as personal loan only once on 30.8.2005 from Bank of Baroda, K.G. Marg and the same was repaid/closed in Oct.2008. After that I have not taken any loan of Rs.50000/- from any bank.

But I am surprised to know from my CIBIL report that 2 loans are still pending amounting to Rs.3929/- against Rs.50000/- as Business Loan – General and another one amounting to Rs.44102/- against Rs.50000/- as Personal...

can you please give me your email address because i have see my personal record on CIBIL. my memberid is-BSOOO11014 or if you can contact me then please call on this number [protected]. and please send me my credit information report on this id with full detail of bank name,credit card's name and which loan i have or had .... my email id is [protected]@yahoo.com
please this question's answer is must important for me and...

In order to check my CIBIL Credit Report I registered in CIBIL's website on June 2010, and made the payment through online mode, the transaction was successful, but the next step failed with an error message.

I followed up with '[protected]@cibil.com', several times, but haven't received any replies tilldate(August 2010).

I have lost my money, beware before making any transaction with...

Dear Sir/Madam,

I am not sure how Cibel works and give points to a person.

Four years back , my financial position was not good and i had taken two credit card. I agree at that time my credit position was not good, thus i had defaulted for my payments. Subsiquently i have made all the payment and have cleared my due for all.

Four years back i had taken a car loan from Maurti Country wide. I have...

I needed Credit information Report from CIBIL for which i paid 142 Rs by netbanking VIA cibil.com on 19 July 2010 and also sent required self attested document by courier to thier Mumbai address but till date i have not provided any info. I tried to reach them by thier CC number but no body replying also nobody replying on emails also. Email ids,number and address where i tried to contact are given below.

CC number[protected]br...

Hello Sir/Madam,

My name is Rajesh Sigamani. My credit report carries incorrect personal details like Date of Birth, PAN, Passport information.

Adding fire to that the report shows two irrelevant loan and 6 credit card accounts where i hold only one loan which was preclosed and a credit card with the two banking institutions.

When contacted CIBIL, responding lately, they said that the information...