Credit Information Bureau India [CIBIL] Complaints & Reviews

I just applied for Kotak cards and they came back rejecting my application stating my CIBIL report is negative. I dont know even know what the hec is that. The least I expect is someone informing me about any thing like this.

My current status, ZERO default on my credit card, loan..and car loan.

I closed two credit cards in the past (ICICI and SBI)---8 years ago...why? worst service and highly unprofessional....

Hi,

I had applied for an ICICI bank credit card. They rejected it due to a CIBIL case. When I inquired with CIBIL, they told me that I am due to SCB bank credit card.

I do not have any SCB bank credit card.
What should I do in this regards?

Thanks and regards,
Sandeep...

I had applied for a personnel loan recently.

I was shocked to hear from the Banks (ICICI Bank, TATA Finance, HDFC & Citibank) that my name was listed in the Defaulter List of CIBIL.

I have paid and settled all my dues till date and have the settlement letters from the concerned financial Institutions & Bank on their letter head that the full & final settlement has been done and there are no dues pending...

Hello Sir/Madam,

I just want to know if there is any chance or way to make my name out of the defaulters list in CIBIL.I made 2 settlements as I could not repay my credit card bills in Jan 2007 due to bad financial position.

After that settlement there is no more remark about my credit card payments or my credit history in your terms, but the problem arised when I applied for a personal loan for my Sister's...

Ref No. As Per CIBIL Control No.[protected] & My PAN No. AEMPM9652C

Dear Sir,
I already repaid the Two Wheeler Loan from ICICI Bank A/c No. LTAUR[protected] & no outstanding balance is there. I also obtained the NOC from the ICICI Bank but due to outstanding balance at CIBIL A/c My Home Loan propsal is pending and Officials of ICICI Bank said that Information at CIBIL Center is not their responsibility. I also...

Dear / Respected Sir,
i had availed vehicle loan (Maruti Wagon R) from CHOLAMANDALAM DBS FINANCE Ltd on March 2008, There was two occasions on which i failed to remit the EMI.But i repayed the entire loan as a one time settlement on september 2008.I am having the loan settlement documents as the bills received when i payed the entire loan amount. But now when i went for a person loan at AXIS bank, i found out that my name is in the...

Dear Sir,
For reference: Control id :[protected].

I have applied for a loan against from Property from AXIS bank Ltd.The same has been declined by the bank with the following reasons

1.There is an an Auto Loan in my name which has been written off and a suit has been filled in this regard.

I wish to say that I had an Auto loan from ICICI Bank which was repaid in 2001 and NOC was also obtained....

I had applied for a credit card from Axis Bank. The application was declined. On enquiry for reasons for decline of application I was told that my application has been declined due to "negative CIBIL record on other banks product as per CIBIL credit report". I have used other credit cards and have never defaulted in any payment. Further I have never taken any loan from any bank. I am not able to understand the reason for a negative...

To
Shri A. Sreekumaran
Department of Banking Operations and Development
Reserve Bank of India
Dept. of Banking Operations and Development,
World Trade Centre, Centre 1
Mumbai 400 005

Subject : Action against CIBIL for functioning as Credit Information Company without the registration from RBI.

Dear Sir

Kindly take action against CIBIL for functioning...

Information under the Right to Information Act 2005

To,
The Public Information Officer,
Shri A. Sreekumaran
Department of Banking Operations and Development
Reserve Bank of India
Dept. of Banking Operations and Development,
World Trade Centre, Centre 1
Mumbai 400 005


1) Full Name of the Applicant:

2) Address:

3) Particulars...

Dear Sir,

I have informed by the HDFC Bank people that my name is in CIBIL's defaulters list. I don't have any defaulted payment in my name. Just i want to know who made this complaint to CIBIL so as to contact the person to rectify the same

with regards

SEnthil...

Hi,

This is RameshBabu Challagundla from bangalore india, I have applied for HDFC personal loan on last week in their verification they found my name in the CIBIL from Deutsche Bank.(credit card defaulter).

I never had any card or any account with deutsche bank. I don't know how they put my name in CIBIL.I request you please help me on this .

Name-----RameshBabu Challagundla
br...

Sub: serious complaint for cibil and bank's‏
From: manubhai mehta ([protected]@hotmail.com)
Sent: 07 march 2009 15:18pm
To: [protected]@gmail.com; [protected]@gmail.com; ashvin.N.[protected]@ril.com; [protected]@gmail.com; [protected]@yahoo.Co.In; [protected]@thinkpeople.In; sandeep.Y.[protected]@accenture.com; [protected]@cura.In; [protected]@gmail.com; [protected]@gmail.com; [protected]@gmail.com; p som ([protected]@lntecc.com); [protected]@hotmail.com;...

I HAD AVAILED AN EDUCATIONAL LOAN FROM SBI.THERE WAS A DELAY IN PAYMENT AS A MATER OF FACT SBI HAS FORWARDE MY NAME AND MY FATHERS NAME-MOHAMMED SALY IN CIBIL DATA LIST.

LOAN A/C NO: [protected]
NAME : SHOAIB NASAFI
DOB:17/1/86

LOAN AMOUNT OF Rs 91000.

EVEN AFTER CONTACTING THE BANK I GET HUMILIATED WHEN THE CREDIT CARD COMPANIED DECLINE MY APPLICATION DUE TO CIBIL STATUS.
br...

I have apllied for a credit card with Axis Bank after much persuation by their sales staff. Axis Bank rejected issuance of the card citing the reason being negative feedback by CIBIL and asked to enquire with CIBIL with control number as reference.

I have contacted CIBIL on why they have issued negative feedback. A chain of letters followed first asking the details, residence address and account numbers etc. Finally, they said...

Dear Sir/Madam,

I have cleared all my dues and loans with all financial institutions. Still i am not able to apply or get any finance approved due to CIBIL report where all my loans are still reflected as overdue. We have innumerable times submitted the settlement letters copies to various financial loan institutions still there are problems in loan transactions.I request you to help me in this regards at the earliest. On...

Hello,

I had applied for a home loan from HDFC bank which was approved and sanctioned by the bank without any issues. But the builder had some technical problems with the bank which did not resolve so I was requested by the builder to apply for a home loan in some other bank. Accordingly I applied for a home loan in Bank of Baroda(they claim to process home loans in just 6 days). It took over month for them to come to a conclusion...

It appears that my name is on the Negative list of CIBIL, as has been reported to me by some credit card companies, while rejecting my application.

I have tried to communicate with them but in vain.

I do not know how my name figures in their list and for what reason? It is a very frustrating experience for me specially because I have been extremely conscious and have always tried my best to maintain an impeccable...

Dear Sir, REQUEST TO CONSIDER MY CASE FAVOURABLY AND IMMEDIATELY

Pls.find below the Letter I have addressed to CIBIL, Mumbai and the Reply received from CIBIL..
Kindly request ICICI to issue me the 9 Digit Control Number of my CreditReport so that CIBIL could modify the report in my database and help me to avail Personal Loans.

Thanks and Kind Regards,


D P SURESH
________________________________________________________________________________...⇄br...

Dear Sir / Madam

In the end of 2007 and in the begining of 2008, due to some of my personal problems and financial crisis, I had a discussion with the credit card providers (SBI, ICICI, Citi) and have settled my total due amount in one single payment to them and I am having all the supporting documents for this settlement (settlement letter from bank and the receipt). Even though now in 2008 last and now in 2009, my name is...