Credit Information Bureau India [CIBIL] Complaints & Reviews

SHOCKED!!
PL GV DETAIL OF DEFAULT OF RS. 34000/-APP.

sir,
my name is mohd kamran siddiqui my d.o.b 13 july 1971 s/o late m.i siddiqui r/o 174 ff street no 38 zakir nagar permanent address 614/37 zakir nagar okhla n.d 110025 my pan no is ABIPS4490B i am having my current accaunt in hdfc bank okhla ph 2 n.d 19 a/c no is [protected] name of firm is ROYAL SOURCE off address T-19 okhla phase 2 n.d
i aplied for car loan of 3 lakhs but i was told that you are blacklisted in cibil aligation is that i have a credet card and did not payed the mony but sir there is no any such card i aplied i don, t have or use any card till date sir pl help me out and tell me what is my fault my tell no is [protected]

kamran siddiqui

Date of birth - 01/01/1981 State Mumbai

why my name si in CIBIL

I have applied for home loan from Gruhfinance bank. After submitting all my documents they replied back saying that my loan has been rejected. The reason being I am a defaulter in the CIBIL.




Name : RUPESH VISHWAS RANE
Pan No. :AIXPR7792R
Mothers Name : VAISHALI RANE
Date of birth : 30TH DEC. 1972

respected sir,
I had applied for housing loan DHFL. I submit all the documents and they rejected due to my name was in cibil wats is the reason.pls kindly show me.
THANKING YOU.

Sir,

I have availed a ICICI credit card in 2006 and all the payments are done on date till 2008 but after that I moved to US and due to prob with my accounts and fight with ICICI bank I stopped all my payments till now, I was never aware of the cibil report till then. Now I m back to India and applied for Home Loan in HSBC but they rejected my case as Write off case.I have already cleared my ICICI credit card due amt till date . Please let me the know if the same will be updated in CIBIL and how long that will take

ARUN THUKRAL(MD)

plz see it on seriously, as ur employees not giving solution
as i have already mail to u many times as My cibil report having "MISMATCH""
Dear Mr,
ARUN THUKRAL(
As mr sathish kumar T R hdfc madurai home loan A?C[protected], got captured in my PAN ID.But data CHECKED by HDFC madurai branch (MR S Kinglsy)that data of sathiesh kumar home loan file is correct and HDFC bank not entered any PAN no
so this mistake is done by CIBIL
so please as early as possible, pl do correct my data

my name-santosh kumar
PAN-AKSPK5207F
DOB[protected]

thanks

I have no credit cards now . More over I have paid all the dues and done a settlements. Even then showing in the statement form the Cibil report Kindly remove all such things.

Thank you

P.Nageswara Rao

PLZ I NEED CBIL REPORT

i was cheated by one ltd company named ACIR WEALTH DEVELOPERS LTD, MUGAPPAIR, CHENNAI.
this company Director Anbalagan, jothi basu and Agustin these peoples are collected more than 15 lacs from madurai, theni, thindukal, sivagangai, tirunelveli, tuticorin and many place in south tamilnadu through 350 recurited graduates. after money collections they are terminated all staffs by false reasons. they are not giving any receipts, bonds to customers, and they are not giving salary of more that 5 lacks to all recurited staffs.

this company is cheated company. the directors are changed their phone nos many times. more than 350 graduates and 1500 customers are cheated by the company

Hello,

I applied for a Personal Loan in HDFC Bank and it got rejected stating that it found a match in CIBIL showing that I getting money from other bank Rs. 67, 000 checked my profile and they said there is Quarry no 40628004 such thing in my account and the profile is very good and they suggested me to contact the CIBIL to resolve the issue.

Axis Bank — cc declined

my credit card application was declined, that to my surprise when i am having platinum cards from citi, stanchart, abn-amro.

moreover, they told me that my name appears in cibil list, again to my utter surprise as in my whole life i have never defaulted with any bank and never incurred any late payment charges and always my payments are ontime.

this is something abnoxious.

I have applied for Education Loan in SBI for my son who got a seat in Hindusthan Institute of Technology they told me that my name appears in cibil list, blindly without checking the actual facts.
how will the CIBIL make our statement. there are 3 accounts showing in my statements:
1. Rs.40, 000/- showing overdue - This is WRONG, the open date 27/10/2006 (citifinancial), closed on 14/03/2007, i have the original receipt of this .
2. Rs.20, 000/- showing Balance Zero. This is CORRECT, the open date 10/03/2007(cholamandalam DBS), closed on 12/12/2007, i have the original receipt of this
3.Rs.25, 000/- showing WRITTEN OFF - This is WRONG, open date 22/03/2007(Prim Financial) how is that this can be written off, when the finance bank keep on changing the address where will i go & settle the account, Than i have written a letter & sent a cheque to Head Office Mumbai, theCEO PRime Financial . still i have not get any reply from them i have the copy of letter, cheque & courier bills with me how will you show my name in your list. This is affectedmy sons education.

So i personally saying please try to collect the correct infomation from the banks.

Now i request you to sent NOC to SBI, St.Marks Road Branch, Bangalore.
Already my sons college stated .
i have never / will defaulted with any bank.

THIS IS MY 2nd REMINDER, KINDLY REPLY THIS IMMEDIATELY.

Name: T USHA RANI
PAN ID : AASPU3603P
Ph (Res) :[protected]

My name appears in cibil list for Rs.40, 000/- showing overdue - This is WRONG, the open date 27/10/2006 (citifinancial), closed on 14/03/2007, i have the original receipt- ref.no 9917581. how did this has happened, if there is a wrong updation in CIBIL then banks have to pay up to 1 lakh even after our complaints are ignored.

Secondary, I need suggestion what should i do when a bank keep on changing the branch address? Simultaneously my change of office happened. Should I stop the communication till they trace me or should i directly have touch with head office?
i did ...
I have directly written a letter to Head office( Jan 2008) regarding the change of address, given mobile number & about my monthly repay of EMI. I I did not get any reply & again i have sent a cheque of Rs.10, 000/- to Head Office Mumbai, theCEO Prime Financial by courier 3/5/2008- no reply.

Now (sept 2009)I found the office but no sign board of Prime Financial, approched informed how is that my name appeared in cibil list for and got a reply stated that I am the defaulter (Written Off)..told me to contact customer care . ri have sent received a email as below..

From: Customer Care <Customer.[protected]@primefinancial.co.in>View Contact
To: my email id

Dear Ms. Rani,

Thank you for writing into us.
This is to inform you that we sympathize with your predicament. However this is to inform you that any crisis suffered by you do not entitle you to stop the repayment of the loan amount. Please note that we had sent letters to all customer's regarding relocation of our branches and regarding the start of Centralized Customer Service Unit with effect from 02/04/2008.

Your letter states that you had sent a cheque for part payment, Please be informed that we do not accept any part payment.

Incase you want to preclose your loan, you are requested to contact our collections team at the below mentioned address.

PRIME FINANCIAL

DIVISION OF STANDARD CHARTERED INVESTMENTS AND LOANS (INDIA ) LTD
STANDARD CHARTERED BANK
RAHEJA TOWER, 26 GROUND FLOOR, EAST WING,
MG ROAD, BANGALORE -560001

PH :[protected] / [protected]

KINDLY give me a SUGGESTION to answer the above. Waiting for your reply soon.
Thanks & regards,

Name: T USHA RANI
PAN ID : AASPU3603P
Ph (Res) :[protected]

I am Rahul Deshmukh DOB:[protected]. I have applied for credit card which was denied. I am thus suspecting problem in CIBIL report, though I am having good repayment track record. I have sent multiple requests to CIBIL to provide me with my credit report but they don't seem to be interested. Please help me, I am not getting any loans.

I am not able to get loan in any of the banks. I am suspecting that I have become defaulter in CIBIL.
I had taken a loan in MAr-2006. But now It is cleared fully. But in between I have missed 12-EMI's and I payed Directly Cash after the EMI date. This is causing me problem. Please help me to come up with this issue

how can i search my name in cibil defaulter list

pl verify the cibil report for defalt

sir i requested for a personal loan and i gave all the requried documents they said that my name is in defaluters list they told me there was default in credit card and homeloans then i got nodues for the creditcard and also my home loan was perfect paid till date but cibil told i had default in homelaons.
sir please i want knowwhat deault i have done.Plese send me the raply for the mail


M.kumaran rajesh

Please give to the cibil report.

sir
I Surinder Kumar Chopra my pan card no is AHYPK8397F. i applyed a lone in PNB but he says you are received a loan approx 5 lakh but i am not received any loan accept city bank home loan, so please conform
whose bank is show my phone no is [protected]

i need my cibil report

AS I HAVE APPLIED EDUCATIONAL LOAN FOR MY DAUGHTER IN IDBI BANK, THEY HAVE CHECKED WITH CIBIL REPORT ABD CAME BACK SAYING THAT THERE IS SOME LOW AMOUNT PENDING . BUT TO MY KNOWLEDGE THERE IS NO PENDING FROM MY SIDE, PLEASE FURNISH THE DETAILS OF MY PENDING PERSONEL LOAN AS OF NOW PAN CARD NO. AGBPP4734H

It seems, to the customers, that the RBI had given a very cruel tool in the hands of these bank officials to deny the genunie needs of the customers despite they had cleared all the dues, errors on the part of banks had no chesk whatsoever and ultimately the peoples are made to suffer for no reason of any sort.The RBI must had given a good option to get the name deleted of the person having solid proofs of clearing all the dues to the respective banks otherwise it seems to be a real DICTOTORIAL attitude of the banks to deny the basic needs of the deserving and having a good paying capacity.The banks must be allowed to give due watage to the deserving cases.May suggest the other options to get the better life opportunities regarding the loans sanctions in such cases...

dear sir, i have status my cibil report . how can i get in my cebil report .

I need Cibil report

regards
Bhimsingh
date of birth 05/05/1979
Contact number is [protected]
Hyderabad

Hi,

I think this cibil report is just a dictatorship for banks and customer's are suffering because of inefficiencies of banks. Banks are putting names of consumers without any investigation which highly unethical and unprofessional. Now, the bank executives are demanding anything and if you refuse to pay them their unnecessary dues, they threaten to put your name on cibil. I think RBI has given banks a tool which they are misusing to conceal their inefficencies. There should be a credit history but it should not be maintained by banks but rather by a neutral party. Executives in banks know that whatever wrong things they do only customer is going to suffer and pay.

This system should be scraped as soon as possible if we want a healthy and consumer friendly envionment around.

dear sir, i have status my cibil report.

Hi,

My name has been updated in CIBIL by HSBC for no reasons. To revert back my name from there HSBC people are asking my CIBIL report. I don't know how to get the CIBIL report.

Please help me in getting my CIBIL report.

Thanks.

Mayank Jain
DOB: 26/10/1984

I would like to avail an housing loan from IDBI, and as per the CIBIL report, some outstanding is shown in the statement of Rs. 87057/- and last payment done on 04/2007 and my control no. is[protected],
but according to my knowledge and understanding, there is no such outstanding. I have cleared all the dues. Kindly let me know which bank is this, as I can approach the bank for N.O.C.

Secondly, it also shows that, I have enquired of Rs. 1.0 crore from some credit card on 31/05/2007, 1.0 crore is a such a huge amount for me as a salaried person, which will not even appear in my dream. The thought is also very scary for me.


Thank You,
Sushil Kotwal
[protected]

Dear Sir/Madam,
being my current loan status normal. my cibil report isnegative. the loan stated default in cibil report is not part of my loan profile. kindly provide me the details as soon as possible as one of my loan proposal is pending for it..

My name is Mohammad Firdous, pan no-AABPF5707A, DOB 29/09/1973. Pl send my CIBIL Report. Thanks

Hi,

My name has been updated in CIBIL by HSBC for no reasons. To revert back my name from there HSBC people are asking my CIBIL report. I don't know how to get the CIBIL report.

Please help me in getting my CIBIL report.

Thanks.
matlushaikh
dob[protected]

Hi,

My name has been updated in CIBIL by HSBC for no reasons. To revert back my name from there HSBC people are asking my CIBIL report. I don't know how to get the CIBIL report.

Please help me in getting my CIBIL report.

Thanks.
matlushaikh
dob[protected]

Dear sir,

I would like to view my cibil report to know my credit/rating history

Kindly provide the same

Hi,

My name has been updated in CIBIL by HSBC for no reasons. To revert back my name from there HSBC people are asking my CIBIL report. I don't know how to get the CIBIL report.

Please help me in getting my CIBIL report.

Thanks.
Paloli Lajith
20/04/1969

PLEASE SEND MY CIBIL REPORT

my nane is SATISH KUMAR MATLANI, PAN AKLPM2375D, DOB:[protected], please send my CIBIL REPORT.

My Name Is Dipak Ashokbhai sakare i need my cibil reports my pan card no. is BMYPS6818M.

Hi,
my name is narpat chauhan i want to know about my cibil report.
so plz sent the report.

SIR, I REQUESTED FOR CAR LOAN AND I GAVE ALL THE REQUIRED DOCUMENTS THEY SAID THAT MY NAME IS IN CIBIL DEFAULTER LIST THEY TOLD ME THERE WAS DEFAULT IN CREDIT CARD AND PERSONAL LOAN THAN I GOT NO DUES FOR THE CREDIT CARD AND ALSO PERSONAL LOAN WAS FULLY PAID TILL DATE I HAVE N.O.C. ALSO FOR THE SAME BUT CIBIL TOLD I HAD DEFAULT IN BOTH LOANS . SIR PLEASE REMOVE MY NAME FROM CIBIL DEFAULT LIST AS SOON AS POSSIBLE AND PLEASE SEND ME REPLY FOR THE MAIL I WANTED FULLY CLEANED PERSON IN CIBIL LIST PLEASE ALSO GUIDE US WHAT TO BE DONE


MANOJ KUMAR

Sir,
Sub: My name in cibil list, ICICI Credit card No-[protected]
Sir, I requested for a personal loan and i gave all the requried documents they said that my name is in defaluters list, they told me there was default in credit card and i paid settlement basis, but cibil told i had default in creditcard.
sir please kindly remove in my name in defaulters list.



M.Sudhakar

Sir,
Sub: My name in cibil list, ICICI Credit card No[protected]
Sir, I requested for a home loan and i gave all the requried documents they said that my name is in defaluters list, they told me there was default in credit card and i will paid tomorrow, so pls remove my name from cibil list.
sir please kindly remove in my name in defaulters list.
do the needful
thanking you
Pramod

SIR,
I applied for home loan from LIC HFL and they got my CIBIL Report which shows personal loan of Rs.50000=00 dtd 17th.April 2006.But i am not taken any loan from BANKS.Which will spoils the impression of innocent individuals.And also which will delay of sanction of home loan.please lookinto it and clear the CIBIL Report.My details as follows.
Name:K.Prakash., Father Name;N.Puttappa,Date of birth ; 1stjune 1970,Mother Name:N.Lakshmidevi, and permanant resident address;s/o late.N.Puttappa,maruthi road,ramanagar,Hagaribommanahalli.
Communication address:no.67,3rd.mn.road,maruthinagar,nagarbhavi main road.banagalore 560072

iam want cibil report my account bank of india branch cheyur code 02209 pls cibilreport me by r.shanmugam coimbator

cibil rep

My name is k.SASIKUMAR, pan no-AWBPS6711P, DOB 21/06/1976. Pl send my CIBIL Report. Thanks

My Name is Suneesh Pathak, PAN NO. - APPPP7520Q, DOB[protected], Please send my CIBIL REPORT.

Thanks
Suneesh

I had applied for Home Loan from LIC HFL and they got my CIBIL REPORT which shows Personal Loan of Rs.50,000=00. But I am not taking any personal loan from Bank.which will spoils the financial status of individuals.kindly clear my name from CIBIL Report

Hello Mr Ashish,

I understand that wrongly your name mention on CIBIL defaulter list.There will be some procedure to Remove the name in the cibil defaulter list firstly you have to apply for the cibil report then you have to look where your name is been mentioned. If you want to discuss more or finding difficulties call on [protected].

regards,
Durga

Dear Sir,

I was having a SCB card no. [protected], which was never used by me. The amount if any was settel with SCB bank on 15/05/10 but till date it is not setteled. everytime if I apply for any loan the same case come iinto picture.

Kindly confirm how I can resolve this issue which was setteled long back..
thanks

Dinesh

Dear client,

Your Credit Information Bureau (Cibil) credit information report (CIR), other than your income, is the single most important tool used by a lender to evaluate your application for any loan or credit card application. Naturally, it's important that you understand your Cibil CIR and what it takes to maintain a credit history, so that it is viewed favorably by lenders.

We provide assistance on behalf of the client to get CIBIL report.

Please note we neither working on behalf of CIBIL nor any other government department.
We are Independent financial advisors.

Our services includes
1. Assisting for applying CIBIL reports
2. Helping for CIBIL report correction
3. Assisting getting loans from nationalized or private banks or NBFCs
4. Representing CIBIL issues and other matters to client's bank
5. Fighting for getting NOC or NO DUE CERTIFICATE from banks on behalf of client after settling account
6. Liasioning between Bank and Client to sort out the matter of credit cards or loans
Or more information please visit at https://www.cibil.com

NOTE: CIBIL REPORT IS STRICTLY PRIVATE AND CONFIDENTIAL DOCUMENT NEVER DISCLOSE TO ANY ONE

We are not providing any free services but advising professionally and result oriented.

Office:

Ph:[protected]
SMS: [protected]
Mail: veritastheteam.[protected]@gmail.com
Facebook:http://www.facebook.com/profile.php?id=[protected]

i have not taken any personal loan but my cibil report shows that i have taken three loans

Dear sir,

my name is laxman b magar, i dont remember about any loan i have taken in 2007,

but in your cibil status are showing. Due to this i requested you to please provide me which bank has given me loan .

In this regard i am sending cibil report copy for your further reference.

So i can verify from that bank.

Kindly help me.

Thanks and regards

CONSUMER LOAN — my name is wrongly updated in cibil list

my name is umesh maurya i have a compalaint that i have not taken any consumer loan from any bank but my name is listed in cibil list and i m facing a problem so i want my name is deleted from the cibil list
my address is A1489/7 indira nagar lucknow

When I asked SCB bank customer care, they seem to be blank on this issue. They are unable to trace credit card number.

WRONG INFO BY CIBIL AGAINST MY NAME.
ON WHAT BASIS CIBIL TRUST BANKS INFO, WHICH CAN RUIN SOMEONES LIFE.
PL CLERIFY

Hi
My name is Mushtaq Ahmed, Their seems to be a CIBIL Complaint against me.I would like know the whole history in CIBIL Database.I got to know that i have 2 credit cards and 1 personal loan and 1 vehicle loan is pending against me.As per my knowledge I dont have any.please send details to my mail.My DOB is[protected]dd-mm-yyyy)format.
Thanks & Regards

Mushtaq Ahmed

hii

My name is Rajender Gulati..i would like to regect my name from the civil list. My card number is [protected] with reference to Deutsche bank.

My Ref No is DE095590 dated on 30/07/2009.I have made the payment of Rs6000 full and with no dues.

hii

My name is Rajender Gulati..i would like to regect my name from the civil list. My card number is [protected] with reference to icici bank.

My ref no is APP[protected] dated on 22/08/2009.i have made full and final payment of Rs8000 with no dues remaining.

Respected sir,

My name is Rajendra Gulati.My previous address is Qu-223 A, ground floor, pitampura, new delhi-88 and now i shifted to Qu -125 B, 1st floor pitampura near power house, new delhi-88.

Iam hereby requesting you to give my NOC for credit card.My credit card no is [protected] and i have made full and final payement with no dues remaining.

Iam also mentioning my reference no which is APP[protected] .plz send my NOC on my new mentioned address as soon as posible..

thanking you...

hii

My name is Rajender Gulati..i would like to regect my name from the civil list. My card number is [protected] with reference to icici bank

My Ref No is APP[protected] dated on 11/08/2009.I have made the payment of Rs5000 full and with no dues.

hiii..

My name is Rajender Gulati..i would like to regect my name from the civil list. My card number is [protected] with reference to icici bank

My Ref No is APP[protected] dated on 22/08/2009.I have made the payment of Rs8000 full and with no dues.

My name is Rajender Gulati..i would like to regect my name from the civil list. My loan account number is RNDP00010727 with reference to GE Money

My Ref No is DEL/0213786/OFF/24?42 dated on 22/05/2009.I have made the payment of Rs19000 full and with no dues.

sir,
my name is mohd kamran siddiqui my d.o.b 13 july 1971 s/o late m.i siddiqui r/o 174 ff street no 38 zakir nagar permanent address 614/37 zakir nagar okhla n.d 110025 my pan no is ABIPS4490B i am having my current accaunt in hdfc bank okhla ph 2 n.d 19 a/c no is [protected] name of firm is ROYAL SOURCE off address T-19 okhla phase 2 n.d
i aplied for car loan of 3 lakhs but i was told that you are blacklisted in cibil aligation is that i have a credet card and did not payed the mony but sir there is no any such card i aplied i don, t have or use any card till date sir pl help me out and tell me what is my fault my tell no is [protected]

kamran siddiqui

I am R.Rajagopal and my PAN no.is AACPR0559FWhen I approached LIC for a Housing loan they informed me that I have an outstanding of a personal loan from a bank.I have no such personal loan outstanding in2005.Iwish to know the details so that I can take up the matter further.My date of birth is 10.02.1952. Kindly respond.

Dear All,

REF: Control no[protected]

I have applied for a loan in AXIS bank and was informed that I have a CIBIL complaint (Complaint was for Credit card write-off Not sure what exactly that is, as per your records i have over due of Rs. 44610 for the credit card from 03/10/2005 ) for which my loan is not approved.

Please be informed informed that I had no credit card during that time. For the cards that I currently have, I made my payments regulary with out delays.

Request you to look into this and clear my name from the CIBIL list.

Thanks in advance for your cooperation.

Best Regards,
V U Chandru
(Venkatesh Umamaheswari Chandru)

Hi,

With reference to control number 42, 17, 95, 970 I find incorrect write offs against my pan number.
Please let me know how can we get it corrected. Its unfair that the consumer is not informed while banks following unfair practice just report to CIBIL whatever they feel.

Regards
Mayank

tamil nadu state government — personal loan no dues certificate

I have avail personal loan(agreement no. LPCBT[protected]) and i have closed the full amount .but still i have not received NO DUES CERTIFICATE. kindly send this to my mail address

Dear SIR,

REF: Control no[protected] / Pan Card no. AIPPR0381N

I have applied for a home loan in DHFL and they have informed that I have a CIBIL complaint (Complaint was for Credit card payment over due, Not sure what exactly that is and which bank?, kindly forward the details as per your records ) for which my loan is not approved.

I'have paid the all the credit cards dues in time without any delay., so please verify and correct the same.

I'have purchase one small flot, that's purpose I'have applied the home loan but they DHFL authorities rejected file due to the CIBIL., Once again we request you to look into this and clear my name from the CIBIL list and save my family.

Thanks in advance for your cooperation.

Best Regards,
M.SRINIVASULU REDDY

Dear SIR,

REF: Control no[protected] / Pan Card no. AIPPR0381N M.SRINIVASULU REDDY

I have applied for a home loan in DHFL and they have informed that I have a CIBIL complaint (Complaint was for Credit card payment over due, Not sure what exactly that is and which bank?, kindly forward the details as per your records ) for which my loan is not approved.

I'have paid the all the credit cards dues in time without any delay., so please verify and correct the same.

I'have purchase one small flot, that's purpose I'have applied the home loan but they DHFL authorities rejected file due to the CIBIL., Once again we request you to look into this and clear my name from the CIBIL list and save my family.

Thanks in advance for your cooperation.

Best Regards,
M.SRINIVASULU REDDY

dear sir. my name is dhanraj s morajkar pan card no .aqbpm6021g i have paid my axis bank credit card and india bulls personal loan without any settlement before six and one months so please can you tell me in how many days my name will be removed from cibil report because i am not a defaulter

Dear SIR,

Pan Card no. APQPP6440J Name : Rajesh Kumar Pandey, DOB : 03/01/1971
I have applied for a Personal loan in HDFC and they have informed that I have a CIBIL complaint (Complaint was for Credit card payment over due, Not sure what exactly that is and which bank?, kindly forward the details as per your records ) for which my loan is not approved.

I'have paid the all the credit cards dues in time without any delay., so please verify and correct the same.

Thanks & Regards
Rajesh Kumar Pandey
email : [protected]@gmail.com
Mob No : [protected]

Dear Sir,

My name is K G MAGESH, I took a Personal Loan from State Bank of India MKB Nagar Bank, Chennai on 7th Feb 2006 and I preclosed the loan on 9th Oct 2009 and got the no due certificate (loan clearance letter) from the branch, but to my shock the bank has not updated the CIBIL on my closure of the loan due to which the CIBIL report was reflected with an over due of Rs. 8433.00. Due to this I was not able to get my Personal Loan processed with another bank.

I logged in a complaint to the SBI through the website and also faxed a complaint on 9th March 2010. Nothing happened till i met the SBI DGM (Nodal officer) K Subramaniam on 16th April 2010. Finally, with the DGM's pressure the Branch manager of MKB Nagar Branch sent the CIBIL correction report to CIBIL. But till date nothing has happened.

I wish to login a complaint against the bank for their delayed response and not doing their basic duty.

My Loan A/c details :[protected]
Name: K.G.MAGESH
PAN: ALDPM7493B

Bank details:
STATE BANK OF INDIA
MAHAKAVI BHARATHI
NAGAR BRANCH
10-A/4 FIRST CROSS RD
MAHAKAVI BHARATHI
NAGAR,
CHENNAI-600 039
TAMIL NADU

PERSONAL LOAN AVAILED ON 07/02/2006 FOR RS.1, 50, 000 WAS FULLY CLOSED ON 09/10/2009 (9TH OCT 2009)

Regards,

K G MAGESH

WE HAVE TAKEN OUT CIBIL REPORT OF MRS. NIRUPMA GUPTA ON 03.08.2010 . THE REPORT IS SHOWING OVERDUE AMOUNT OF RS.223784/- . HOWEVER THE ACCOUNT IS WITH US AND IS IN ORDER WITH TIMELY DEPOSIT OF INSTALMENTS. HER PAN NO. IS AALPG8659E. DATE OF BIRTH-08.10.1967 AND ADD IS C-8/3, SECTOR -8, ROHINI, DELHI-110085. PLEASE DO THE NEEDFUL AT YOUR END. THEIR LOAN APPLICATION IS UNDER CONSIDERATION WITH HDFC BANK . THE BORROWER HAS REQESTED FOR THE CLEARIFICATION AT OUR END.
BANK OF INDIA, ROHINI BRANCH.

hi my application for a car loan is under considerartion with hdfc bank. i have been informed that ur account is showing a written off loan of 75000/- taken on[protected] and paid on[protected] whereas i have not availed of such a loan. kindly get it cleared. my conrol number is[protected]

Sub:- Wrong CIBIL info
Ref:- Control No.[protected]

Hi,

I had applied education loan to State Bank of India. In this connection the Bank is not processing my application due to a CIBIL case. Therefore you are requested to remove my name from wrong cibil info.

Thanks and regards,
T R CHHETRI

Dear sir/madam,

i mr suryanarayana indraganti was recently applied for a personal loan in HDFC Bank visakhapatnam.when i ask for updated information they told me that my loan application got rejected due to some Wrong CIBIL information.they told me that i am having car loan and consumer loan in some other banks.but the furnished information was totally wrong in my knowledge.i dont have any loans in any other banks(car, consumer).so plz kindly suggest me exactly what i have to do for getting loan.

Dear Sir,

I have applied for a personal loan in DHFL and they have informed that I have a CIBIL complaint (Complaint was for 21000 rupees payment over due, Not sure what exactly that is and which bank?, kindly forward the details as per your records ) for which my loan is not approved.My DOB Is[protected].



Best Regards

Tarun Das

go to hell

dear sir my name is samson and my credit card no is [protected] and my pan card no is AGEPS4532L... i hav settled my payments without any due...so plz remove my name from cibil...if any fault inform me to this mail address...[protected]@gmail.com...

Hi,

I had applied for an BOB for a Housing loan. They ask me amount my current loan I Say presently I have a 1 Housing Loan from Bank of Baroda, But they said 2 loan currently due on cibil, they a loan was taken from[protected] Rs.120000/- out Standing Rs. 117000/- but I said loan was not taken by Me .

What should I do in this regards?

Pls do the help me

Thanks and regards,
TEJ PRAKASH VIJAYVARGIYA
PAN NO. AEEPV6039G

I am Rekha Dixit I am ICICI Bank customer & as per my Master credit card no- [protected] and ICICI Bank EMI Card no- [protected] in ICICI Bank which has been fully paid by me. But then also my name in coming on [protected]@cibil.com . So I request you to please remove my name from there, I request you to please fulfill my requirements as soon as possible.

Rekha dixit
B-3, Lal khoti shopping centre
Near HDFC Bank
Tonk Road Jaipur
pin 302015

Subject :- Remove my name in CIBIL list.

Dear sir,
My name is Saunak Ashokbhai Bhagat date of birth is 12/01/1978 credit card holder of ICICI Bank card no – [protected] & outstanding dues of Rs. 34, 872.81 ICICI Bank credit card but I have paid Rs. 26, 400 settlement of ICICI Bank settlement . I have no outstanding dues of my account of ICICI Bank credit, my account dues is zeroing, but my name enter in info.cibil.com. I request you please remove my name from there so i had (six month back) applied for Home Loan.
I requested you to please fulfil my requirement as soon as possible. My Email : [protected]@rediffmail.com.

Regards

Saunak A. Bhagat

Mo. [protected]

I Want Check My Name NARAYAN PRATAP SINGH & PAN no. AQNPS5335F in Diffalter List.

Dear Sir/Madam,
My name is Arun Kumar D .My Pan Card No is AWIPA2848L, As i applied for a personal Loan @HDFC, and i got my loan reject due to Cibil low score .. i dont know why i got low scoring as i never applied for any loan.nor i got any loan from any bank .. can any one help me to remove my name from defaulter list .
Regards,
Arun

Hi

I have applied for personal loan in HDFC bank. My loan apllication number is 23205166. While checking my 'CIBIL' account, HDFC bank guys told me that I have taken 2-Wheeler Loan with current outstanding amount to be Rs 21000. But for your information I have never taken any bike loan till date. I have purchased all my bikes in full cash. I am not sure from where this loan came.Kinldy make the required corrections in the CIBIL database, as its creating undue delay in the Personal Loan Processing.

Regards
Rajeev

hi.
I APPLY LOAN HDFC BANK FATEHABAD HARYANA on dated 15.12.12 BUT MY CIBIL REPORT IS WRONG DUE TO I HAHE ANY LOAN BUT I HAVE NOT RECEIVED ANY other bank LOAN MY PAN AMXPP0479K .MY MAIL ID. [protected]@YAHOO.COM KINDLY GET IT CLEARED

hii

My name isP.Thiyagarajan.i would like to regect my name from the civil list. My PAN CARD NUMBER is AEFPT1000E

My ref no is 24720012 dated on 11.06.13 HDFC BANK

My name is Archana surya, PAN NO.BJGPS1191C Ph.[protected]&lt;?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /&gt;
I have a complaint that i have not taken any housing loan from any bank only i signed as gaurantor to my friend L.SRINIVAS(Applicant), M.PADAMAJA(Co-Applicant), LOANAC No. [protected](from bank of baroda kothapet branch, Hyderabad). But my name is listed in cibil list as i have taken loan as INDIVIDUAL(frombank of baroda kothapet branch Hyderabad). Iam facing so much problem, so I want to delete my namefrom cbil list, kindly notice this blunder and please don, trepeat this type of mistakes as our lifes will ruin unnecessarliy.

Thank you sir,

Hi sir,

I am veena here from debt doctor mangement services, We will help you to rectify your issues in cibil call me to [protected]

Thanks & Regards,
Veena

Dear sir
ple help me my reset password not work ple check
mukesh kumar
[protected]

Dear Sir

I am R.JOHNY ALBERT CLIVE from Chennai, i had a previous dues on credit cards & due to my health problem i was not able to pay that but after few days i was asked to settel my due in order to remove my name from defaulters list.

I have paid and settled all our dues till date and have the settlement letters from the concerned financial Institutions & Bank on their letter head that the full & final settlement has been done and there are no dues pending from our end.

I do not know which bank has reported my name in the defaulter list.

This is utmost unfair for a customer who is sincere and has settled all the dues and has never defaulted in any way.

I have never received any information from CIBIL asking for a confirmation if the name of a customer is listed in defaulter list whether is it correct?

I seek justice to get my name removed from the defaulter list with an immediate effect.I am ready to give all the proof and settlement letters issued by the concerned banks provided they are giving the details of the same.

Please help us.

Looking forward to a suitable action at the earliest form your end.

Regards

R.Johny Albert Clive

Dear Mr. Rao,

We will be glad to help you. Kindly write to us at [protected]@icicibank.com with ‘Customer Service issue - personal loan’ as the subject line. Request you to provide the relevant details of your account along with your full name and contact details.

Regards,

Nazia Sayeed
Office of the Nodal Officer
ICICI Bank

I information about my name is there or not in cibil list.Because i have already sattelled my all acoount with banks and i have a letter also.

credit cards — why my name is reflecting in defaulters list at www.cibil.com

I am shocked to see my name in above list, would like to know who has filled it against me & why.??

Credit Card — name in the default list

Hi,
My name is Anish Soman, In the past due to some billing discripancy i had settled my credit cards with SBI and ABN AMRO bank, its been almost one year and iam unable to get a credit card from any Bank which I belive is because of the name in the defaulters list.
When i had already settled my account with both the banks can't understand why my name is still in the defaulters list.
I do have a very gud relationship with HSBC and Standard Charted bank but both the banks are unable to provide me a credit card, they keep on rejecting my application.

I would request you to please look into this matter and help me out.

ICICI Credit cards — my my name is reflecting on cibil report

i have 3 credit cards with icici i paying all dues properly but my name is reflecting on cibil report . it showes i haveing overdue up to 3330, hence i did not get a personal loan from other bank rectify my problem.

bill problem — I Cant receive my bill statment

Hello Sir, MY self Anshu Chaudhary, My No. is [protected], this no. is my father name Mr. Y. K. Chaudhary,
Last 2 -3 Months I cant got my bill statment. Why? I am Complaiting every Month Nobady take the serious action? Why.? This month is same problem, last week i will call ur customer care centre pls. send me a bill without bill i cant payment in this month but every time same answer, sorry mam within 2 days u got ur bill.
this month i[censored] will disconnect my incoming & outgoing services then i will go in consumer coat.
i will waiting ur reply till 4th Oct. 2008, if i cant receive the reply then i will mention my compliant in Consumer coat on 6th Oct. 2008.

thanks
Anshu
([protected])

cad — New 81 birth coach & Malpractices

I want to bring to notice of of dear Railway Minister Mr Laloo Prasad that Railways has incorporated coaches of 81 as compared to earstwile 72 birth coaches without taking into consideration the kind of inconvenience it leads to for passengers. It has been 2 out of last 3 times of my travel wherein i had to travel in the side middle birth recently incorporated & i had to sit down on floor as i was not able to fit in. In My latest travelling from Baroda to Bhopal via Veeraval Express on 23 oct08 my final position on chart was RAC s6 /39 & the coach was 81 birth coach.
Although the coach has 9 extra births in this case, which were vacant as the original chart prepared was on basis of 72 birth coach, the TTE refused to confirm any RAC passengers as he had sold out all the 9 extra births to loacal or such passengers who gave him ADDITIONAL MONEY.
Kindly let me know that where will a RAC passenger in 81 coach go because due to a extra middle birth he is not in a position to even sit in the side birth.
Has Railway even thought about it, There are no guidelines for these passengers as informed by that TTE to me
AND IS this not promoting Malpractices &irresponsible attitude on part of Railways.

81 birth coaches should immediately be STOPPED. Its absolutely unfair to passengers.

Thanx
Ajay

personal credit — to understand my default

RESPECTED SIR/MADAM, PLEASE LET ME KNOW WHICH BANK HAS INFORMED YOU THAT I HAVE DEFAULTED THEIR PAYMENT.BECAUSE TO THE BEST OF MY KNOWLEDGE, ALL MY CREDIT CARDS ARE IN FORCE & I HAVE ALWAYS PAID MY DUES. I AM DAMN SURE THERE MUST BE SOME MISTAKE. PLEASE HELP ME FAST AS I WANT TO CLEAR OFF MY NAME FROM YOUR NEGATIVE RATINGS. I AM AN AWARD WINNER &RESPECTED PROFESSOR IN THIS CITY.THANK YOU . HOPE YOU WILL HELP ME.

self record — i want to know my record on CIBIL

Dear Sir / Madam,

i want to know my record on CIBIL. kindly guide me.
my details are as following,

Surendra Kumar Singh
R-247, HIG Duplex,
Sector-12, Pratap Vihar
Ghaziabad-201001, UP

TO UNDERSTAND MY DEFAULT — to understand my default

RESPECTED SIR /MADAM, PLEASE PROVIDE ME THE DETAILS REGARDING MY DEFAULT OF A BANK'S CREDIT CARD. TO THE BEST OF MY KNOWLEDGE I HAVE NEVER DONE SO. I WANT TO PURSUE THE MATTER & COME CLEAN IN THIS CONTEXT & REMOVE MY NAME FROM THE NEGATIVE RATING OF YOUR REPUTED FIRM. I AM A PROFESSOR & A RESPECTED PERSON IN SOCIETY. PLEASE HELP ME. MY DOB. IS 02/10/1971.MY PAN CARD NO. IS AACPK1155C. MY MOBILE NO. IS[protected]. MY ICICI BANK' LOAN REJECTION NO. /CONTROL NO.[protected]

Credit Card — My name showing in default list

Hello Sir,

My name is AshokKumar. R. I planned to take a housing loan and approached a Nationalised Bank. The Manager over there took a CIBIL report with the details provided me and found my name is having a dispute in Credit Card Payment which was issued during the year 2003. I was studying first year of my college during that time and I never hold any credit card.

Anyhave the Manager agreed and sanctioned me the loan but he suspected this to be an Add on card which my father had used earlier. I don't know how to clear this one from my list. Could you please guide me on removing the same from my name.

Thanks,
Ashok.

ONE SOURCE MULTI SOLUTIONS — PAN CARD

PAN card was returned to NSDL now kindly send us again to our address 36, Harikripa, Opposite Telephone Exchange, Central Avenue, Nagpur - 440008.

Pl contact No. 91+ [protected]

Credit Card — My name under defaulter without documents

Dear Sir

I am Vineeta Arora, and my name has been listed in CIBIL under defaulter of Credit card for some banks.

This is to inform, that i had lost my Personal security documents ( pan card, DL) about 3 years back and somebody has misused my papers for credit card applications.

Now i had applied for Auto loan, first time in my life and my name has been listed under defaulters list.

Request you to kindly priovide the bank details for which it is defaulter.

Also suggest me the way forward to get the issues cleared as well.

regards

vineeta arora

Credit Card — MY NAME IN DEFAULT LIST

With above mentioned subject I have applied for a personal loan in HDFC Bank but they have rejected my application mentioning you have defaulted in credit card payment, but I have not done any defualt in CREDIT CARD and moreover the credit card alloted in my name are still active and using the same till date below mentioned are my personal details, kindly help in assisting what is due in my account and how it is appearing in CIBIL list.

1. Name - B V Dhananjaiah
2. DOB - 02.07.1975
3 Address - # 34, 3rd cross, Ist main road subedarpalya, Yeshwanthpur, bangalore - 22
4 Mother name - Munirathna.

My Dear unknown friend the only possible way to get a loan even after branded by cibil by getting a NO DUES CERTIFICATE from the concerned bank.I had two issues on the same lines.I had an ICICI cridet card which I stoped using in 2006 because I lost the card.One more CC was of Standard Chartered that too I stoped using in 2005.
Recenty I applied for a Home Loan of Rs 6000000(Sixty Lakhs).I was not aware that of the two CC issues.In CIBIL CIR ICICI reflected 12000 write off and standared chartred had 13500.
The only way I got the loan was I approached both the banks firmly and made the payment upto the last penny and obtaining the nue dues sertificate.
I hope this will help you in any sort of way

I am Know that My name is showing CIBIL list. But i am Confused .

Defaulter List — Defaulter List

Dear Sir,

I am applying personal loan. The bank has rejected my application due to my name is appear in Defaulter List. I am asking CIBIL for who is given my name in CIBIL. But those people told asking "control number" for further proceed. But the bank people given in any number, he told just your name appear in CIBIL. Please rectify the same.

Dear Sir,

Inspite of my settlement with SBI, ICICI(Credit Card) and with other banks(Personal Loan) and after getting settlement letters also, I have been constatntly denied of any loan from any bank, which is quite disappointing for me,

I have also had email correspondence with CIBIL, wherein I have confirmed to them that there will not be any default in future and in turn they have also sent a mail stating that any bank which is agreeable to provide loan for me can do so. I have also provided copies of emails exchanged between CIBIL and myself. Even inspite of this, all banks reject my loan application, which is very disappointing.

PLEASE LET ME HAVE A SOLUTION TO THIS PROBLEM

Dear Sir,

Inspite of my settlement with SBI, ICICI(Credit Card) and with other banks(Personal Loan) and after getting settlement letters also, I have been constatntly denied of any loan from any bank, which is quite disappointing for me,

I have also had email correspondence with CIBIL, wherein I have confirmed to them that there will not be any default in future and in turn they have also sent a mail stating that any bank which is agreeable to provide loan for me can do so. I have also provided copies of emails exchanged between CIBIL and myself. Even inspite of this, all banks reject my loan application, which is very disappointing

After all, the non payment is not deliberate but only due to the fact that that we were in financaints and nothing else. Is it such a blunder? PLEASE LET ME HAVE A SOLUTION TO THIS PROBLEM

Regards

D P SURESH

Dear Sir/Madam
i sandeep arora had used your bank credit card from last five year
my c.card no is [protected]
i had rcvd the statement regarding payment of Rs 950/- after made this payment bank person call me about panalty becouse according to that i had submit late.
but as per my best knoledge i had made the payment in time from last five year.
custmer care person always ignor my problam and not give me suitable answer to me.
today they had calculate Rs.2010/- panity over me.But iam not understand this type of panilty.i had followup this matter with custmer care person last five month but they some time they told me that their is no any due over you and some time they were demand for panalty payment.
so pls clear my matter i will not pay any panalty or close my accounts you see my last five year records also.
regards
sandeep arora

Dear Sir,

I have settles my credit card outstanding amount. As has been tols by the Customer executive that in my next bill it will show zero outstanding. when I received my bill after settling the amount it is still showing outstanding. and I still have not received the reversal letter from RBI as I have been asked.

I have only the settlement letter and the statemetn of mode of payment. So what shall I do to remove my name from defaulter's list as soon as possible.

When I contacted to Banking personal they told me within a month u will get out your name from CIBIL's defaulter .

Please help me in this regards

Thanks and Regards
Ajay

Sir, I have receive no Personal loan in 2006 But Cibil show I have a Loan 75000 No Bank No Statement Check No letter No Entry in my pass book Please Check It my cibil forward the my E-mail Id : [protected]@yahoo.com Contact [protected] Please Please

WANT TO KNOW THE DETAIL LIST

Dear Sir,

I am applying Car Loan. The bank has rejected my application due to my name is appear in Defaulter List. I am asking CIBIL for who is given my name in CIBIL. But those people told asking "control number" for further proceed. But the bank people given in any number, he told just your name appear in CIBIL. Please rectify the same.

Credit card and loans — want to know the reason of name putting in cibil

Dear All,
My name is Gaurav kala. I want to know that i have never default with any company after that know one bank issue me the loan because they told my name is in cibil. So please let me know the status of my name in cibil and if it is there.Please guide me why this happen and procedure of removing the name from cibil.

My details are: -
Name : Gaurav Kala
DOB : 26 Jan, 1981
PAN no. : ANFPK3315C
Add. : 4746 Second floor Inderprastha colony ext. sec-49 Faridabad-121001



Regards
Gaurav Kala

Hi, my name is Vinish Savla. I had credit cards of HSBC, Citibank & HDFC. I had made settlement will all the three above banks in 2006 on receipt of letter of settlement. However on paying the same, i have not received any letter mentioning that there is no dues in my name.

Few days back i had approaced Nationalised Bank for Housing loan. They took CBIL report, in which it mentioned that the credit card amount have been written off and due to this they cannot sanction the loan. The person in charge informed me that if you had made the settlement, then credit company should have updated the CBIL report and the w/off should not be showing in the CBIL Report.

Kindly advice to remove the same from my name.

I do have the same problem.
I want to remove my name from defaulters list from credit card.
Please help me .how to do that...

ADDRESS 271, A ALLAHAPUR ALLAHABAD
I WANT TO KNOW THAT MY NAME IS IN ANY BANK DEFAULTER LIST

cad — Name in CIBIL inspite of doing nothing

Even I am a victim of the same trap. Mobile No: [protected]
I went to a financial Institution for Education loan where in I sumitted my documents for loan processing. 2 days later I got to know my name is in CIBIL. I saw the date of account opening which was
9-September 2004. That time I was studying in the hostel. I graduated in 2007, and after 2 years of work experience I got an admission from top 10 UK Universities for management studies. But I need to have an education Loan. Someone else has taken a credit card on my name 5 years ago and I am suffering because of that. Never in my life I have taken a credit card. :-( I dont have any hopes left now.

From then I have approached 2 more banks from where I got the same response.
I dont even know wether there is a law to stop this or complaint against these people to take my name out of CIBIL. I WANT HELP. CAN ANYONE PLEASE ADVICE ME ... PLEASEEEEEE...

PAN NO ANPPP2569R

DETAILES

Dear Sir,
I applied for home loan in SBI bank, loan amount(9, 00000), but unfotunately i got 2 defaults in credit cards.i met an accident due to that i got fractured in right leg, and skin graft in left leg, because of my accident i had big financial problem so i cant able to pay my due at that time. but now im ready to pay with some offer (usage amount).

This is my 2 defaults credit card details:
1. HSBC-1, 00000 outstanding, Status- written off card liimit-25, 0000 and usage 15, 234.
2. HDFC-23, 000 outstanding, card limit- 15, 000 and usage 7, 200.

i need a home loan immediately, but now i cant able to move further because of cibil report, please guide/help me to recover my loan problem, as soon possible.


With regards,
H.Navalan,
([protected])

Credit Card — Name still in defaulters list even after clearing all my CREDITS

Hi Team,
I was using credit facility from Barclays Bank with credit limit of Rs 15000/- which i used fully but thereafter my bill was genarated for Rs 25000/- though it was not atall acceptable but then also cleared all my disputes with bank, as if now my name is still there in CIBIL defaulters list. Please get it remove ASAP as i applied for PL thrice and every time it got rejected.

CREDITCARD AND PERSONAL LOAN — HOW MANY DEFAULT IS THERE ON MY NAME?

WHILE I WAS IN VISAKHAPATNAM I HAD DEFAULTED ON TWO ACCOUNTS AS PER MY REMEMBRANCE.ONE IS WITH HDFC CREDIT CARD IN WHICH I CONTINUED PAYING THE MINIMUM AMOUNT UNTIL ONE FINE DAY I NOTICED THAT A HUGE AMOUNT HAS GOT ACCUMULATED ON MY CREDIT CARD A/C. I WANTED TO SETTLE IT AND MADE SEVERAL REQUEST TO THE BANK FOR SETTLEMENT. HDFC BANK TOLD TO PAY ME THE MINIMUM AMOUNT MANUALLY TO THEIR CUSTOMER REPS AND THEY USED TO ISSUE ME KACHCHA RECEIPTS IN RETURN.WHILE THIS DEAL WAS GOING ON SUDDENLY ONE DAY ATM SUCKED MY CARD INSIDE AND I WAS LEFT WITH NO REFERENCE.ALL THIS HAPPENED SOME 3 YEARS AGO WHILE I WAS IN VIZAG.AFTER MY SUDDEN TRANSFER TO MUMBAI I CONTACTED HDFC BRANCH BUT THEY DID NOT SHOW ANY INTEREST FOR SETTLEMENT.THE RESULT WAS MY NAME GOT REFLECTED IN CIBIL DUE TO WHICH I WAS DISQUALIFIED FOR HOUSE LOAN.
THE SECOND INCIDENT WAS I HAD AVAILED A LOAN FROM ICICI IN THE FORM OF S.T.P.L.FROM VIZAG.I WAS PAYING THE LOAN STEADILY UNTIL SUDDENLY I WAS TRANSFERRED TO MUMBAI AND I WAS FORCED TO CLOSE MY SAVINGS BANK A/C FROM WHICH MY P.D.C. WERE ISSUED.BY THE TIME I HAD COME TO MUMBAI THE S.T.P.L. SCHEME OF ICICI BANK WAS FINISHED DUE TO THE HIGH INTEREST RATE FEATURES OF THE SCHEME IN WHICH MANY PEOPLE DEFAULTED ON THE SAME LINES.WHEN I CONTACTED THE ICICI BRANCH MUMBAI THEY TOLD THAT AS THE SCHEME IS OVER IF I WANT TO SETTLE MY DUES THEN I HAVE TO GO VIZAG PHYSICALLY FOR SETTLEMENT WHICH WAS NOT POSSIBLE FOR ME THEN RESULTING AGAIN IN NOT CONSIDERING ME ELLIGIBLE FOR HOME LOAN BECAUSE THEY HAD REFLECTED MY NAME IN CIBIL.NOW IN THIS EXISTING SITUATION I INTENDED TO TAKE A HOUSE LOAN, WHEN I HAD PUT MY PAPERS TO GIC HOUSING FINANCE FOR PROCESSING I WAS INFORMED BY THEM THAT I AM HAVING OUTSTANDING FOR THESE TWO ABOVE ISSUES AND APART FROM THIS THEY CLAIMED I AM HAVING OUTSTANDING FOUR MORE LOANS WHICH I AM TOTALLY UNAWARE OF.
IN REGARD TO THIS I WANT THAT MY MATTER BE CONSIDERED BY YOUR AUTHORITIES AND HELP ME IN SOLVING MY PROBLEM SUCH THAT I CAN AVAIL THE HOME LOAN POSITIVELY.MY DATE OF BIRTH[protected], PAN NO.-AVOPS5379R

Hi Friends,

did anyone get a solution to get out of CIBIL's defaulters list. or can any one got the loan though being as CIBIL defaulter.

Thanks,
Balaji

HELLO SIR
I HAVE TAKE A LOAN FROM ABN BANK THROUGH CREDIT CARD AND I PAID THIS LOAN BEFORE PERIOD AND ITS AMOUNT I WILL TAKE ITS ON CUSTOMER SERVICE NUMBER AFTER TWO MONTH THEY MAKE NEW ISSUE OPPOSE ME YOU ARE NOT INFORM TO US YOU ARE CLOSE YOUR LOAN SO YOUR LOAN IS NOT CLOSE AND THIS CHARGE IS PAID BY YOU COMPALSARY AND THEY ARE PRESS TO ME WE ARE GIVING YOUR DATA IN CIBIL I HAVE ALL PROOF ABOUT THIS MATTER BUT THEY HAVE NOT LISTEN ANY ESQUSE
SO WE ARE REQUEST TO YOU ANY GIVE ME ANY HELP I WILL PLEASED AND THANKSFULL
TO YOU
THANKS

credit card write off settlement issue — wrongly name is appearing for credit card write off as no write was done on my name

I have applied for the car loan at SBI and came to know that from the bank itself that there was some write off of RS more than 93000 for the credit card issue dinmy name. It was to my surprise that no such big amount purschase was made by me on any cards available by me. Presently the oldest card I am using is of HDFC bank visa card and that to be upgrade from silver to gold and know to Platinium. Also I got two new credit card in last one year and no such complaint/rejection/information I got from those bank (Axis bank and Barclay bank)

Please provide me the card no and bank name provide my name for my knowledge and clarification

Hope for early response from your side

State Bank of India — Rejection of Loan for car finance as the name is in the Defaulter list of CIBIL

Dear Sir, Despite clearing all the dues no communication having been received from any of the bank or from CIBIL that, I have been put in the DEFAULTERS LIST without telling me the details of the amount pending against me and name of the bank/credit card bank and my loan based on this has been rejected. I shall be gratefull if i am advised of the details of Pending dues against me if any. I am ready to clear them. An urgent action in the matter shall be appreciated otherwise i will initiate Legal Remedies. Thank you.



SATISH KUMAR
4/17, PUNJABI BAGH(EXT)
NEW-DELHI-26
mob. [protected]

Dear Sir,

I have apllied in SBI SECUNDERABAD, for car loan, and it seems you have shown as defaulter to us.
The control number 39, 94, 44, 171.

IN MY LIFE TENURE I NEVER USED CREDIT CARD. KINDLY LET ME WHO AS ISSUED THE CARD
AND WHO HAS USED. KINDLY SEND ME THE DETAILED THE WHEN I DRAWN MONEY AND
ANY REMINDER THEY SEND SO FAR. IT IS HARRISING SITUATION NOT THE GET LOAN EVEN NO
FAULT OF OUR.

KINDLY SEND THE DETAILED IMMEDIATELY.

KINDLY SEND THE DETAILED ADDRESS FOR CORRESPONCE.

ASHOK KUMAR JOSHI
INCOME TAX ID ACZPJ8063H

i want to know my credit default in bank personal loan. pl help me how to know it

No name — for downloading problem

I have nokia 2700c.I have wanted to Download SBI mobile banking Application .But not available Download in nokia 2700c modle. please help me.

I have nokia 2700c.I have wanted to Download SBI mobile banking Application .But not available Download in nokia 2700c modle. please help me...

Dear Sir,

I want to know that in any case my name is in defaulter list. because i want to apply for the loan, pls let me know.

Mr D.O.B is 02.01.1979
Regards
Satish L
[protected]

DESPITE REGULAR PAYMENTS, ONE OF MY BANK PUSHED ME TO DEFAULTER LIST OF CIBIL, BUT I AM STILL NOT CONFIRMED WHICH BANK HAS PROBLE WITH ME. PLESAE SEND ME A DETAIL CIBIL REPORT SO THAT I CAN NEGOTIATE WITH THEM

THANKING YOU.

Dear Sir/Madam
DESPITE REGULAR PAYMENTS, ONE OF MY BANK PUSHED ME TO DEFAULTER LIST OF CIBIL, BUT I AM STILL NOT CONFIRMED WHICH BANK HAS PROBLE WITH ME. PLESAE SEND ME A DETAIL CIBIL REPORT SO THAT I CAN NEGOTIATE WITH THEM. OR TELL ME WHAT IS A OTHER OPTION FOR REMOVE MY NAME IN DEFAULTER LIST.

Regards
RAKESH SHUKLA
[protected]
[protected]

I want to know my CIBIL status as am going to take two wheeler Loan. My DOB is 07/11/77 and pan number is ABYPH0005K

We were sent credit cards and at time we had no idea how the re-payment works. So, a couple of checks bounced. Now I am aware that a monthly payment should be made in time. My name is in CiBil. Is there a way to ge a second chance. We are starting a new life. Would have to apply for a loan. People learn from their mistakes. The policies shouldnt be so strcit. Ceibil should treat us as human beings and not criminals.

Cibil is system in india

My Dear unknown friend,

You can now access your Credit Information Report (CIR) directly from CIBIL.

1. Valid Identity Proof: PAN Card/ Passport/ Voters ID (Mail self attested hard copy of any one of these Identity Proofs)

2. Valid Address Proof: Bank Account Statement/ Electricity Bill/ Telephone bill (Mail self attested hard copy of any one of these Address Proofs)

3. Payment terms: Demand Draft (DD) of Rs 142/- (inclusive of all taxes and express delivery charge), in favour of Credit Information Bureau (India) Limited payable at Mumbai


4. Download Request Form from http://www.cibil.com/pdf/Consumer_Disclosure_Form.pdf

5.Send all details below address

* Credit Information Bureau (India) Limited
P.O Box 17,
Millennium Business Park,
Navi Mumbai- 400710

If you require any explanation/clarification, you can email us at [protected]@cibil.com or call us on[protected].
If any drought please go to http://www.cibil.com/accesscredit.htm



ND

Complaint against CIBIL — My name in defaulters list

Respected Sir,

I am R.Kandasekaran and I am working in indian railways as engine driver.My PAN NO AKDPK9332J. dob 20.04.1959.. In CIBIL REPORT MY CONTROL NUMBER IS 40,77,89,535 & MEMBER ID HF63161042 .My complaint is at present no loan in any bank.But in CIBIL report my loan amount in 2 banks.One is Rs.71,545.00 & and another loan amount is 29,096.00.But in CIBIL report loan in which banks not mentioned.So i want to know in which banks my loan details.Sir,if i know the two banks details then i meet concern bank branch mnager and i will take necessary action to remove my name from defaulters list.So please me,Sir.

Because,i am starting housing construction.So i applied loan in LIC HOUSING FINANCE.But,due to defaulters name problem they stopped my loan.

So,please help me as soon as possible sir.

Thanking you,sir.

Dear sir/madam,

I have applied for home loan in a nationalised bank from there. I have come to know that my name is considered in defaulter list(CIBIL).

Please let me know that why my name is considered in defaulter list.

I have used credit card of barklay bank but once because o[censored]nsined check my payment was due for that we have paid near by Rs.1000 as panalty to barklay bank.

We have full & final settlement letter no-MUM/BCGOLD/3206 & receipt of Rs.500.( Receipt no is C445244). So i request you to delete my name from the defaulter list.

Whose CIBIL control number is 40721062.

Please reply as soon as posible.

Thanks and Regards,
Ashraf Kalaniya
[protected]
Mira road(E), Thane .

sir, madamiwanttoknowaboutmycibilstatuswheather iam in defaulterslist(or)notmyDOBIS(24/01/1980)

Dear Sir,

I want to know that in any case my name is in defaulter list. because i want to apply for the loan, pls let me know.

Mr D.O.B is 05.02.1961
Regards
Gurbaksh singh
[protected]

Hello Sir/Madam,

I just want to know if there is any chance or way to make my name out of the defaulters list in CIBIL.I made 5 settlements as I could not repay my loans & Credit card due to bad financial position.

After that settlement there is no more remark about my credit card payments or my credit history in your terms, but the problem arised when I applied for a personal loan for my Sister's marriage. My application got rejected as I made some settlements in the year 2007 to 2009, even after I provided them with the settlement documents. I even tried to repay the balance amount of the settlements done with the respective banks, but to my disappointment they said that even if I pay the remaining amount, my name would be still in the defaulters list and that they cant help me in any way. And as I was not able to get a loan, the marriage got postponed and then cancelled.

SO, I request you to help me with a way, advise or suggestion (if any) to make my name out of CIBIL's defaulters list for ever.

I would appreciate if you can please help me with the best solution or reply to my problem.
One more request, if possible give us a chance to repay the old outstanding through fixing a time frame. Two years back my take home salary was Rs. 10, 000 now my take home salary is Rs.21, 000/-. Every year we get KRA income + increment in Salary. Life is getting improved. Those days are over, due to family problem + financial problem etc.



Based on the present salary when you give us a opportunity to get loan.


Thanks and regards,
Suresh K Babu

Hi All,

I would like know my credit worthiness, since am applying for Home loan would be better if you could provide me my credit worthiness based on CIBIL report.
My PAN No - APIPK2968N

Thanks,
Khaja

hi
MY NAME IS ASHOK DIWAKAR

S/O SH: RAM BHAJAN

my pan no is AGNPD5225F



and DOB: 30/01/1980

KINDLY GIVE ME THE CIBIL STATUS ON MY ID

Hello frnds,

If your name is in Default list, dont worry dont pay them, let the Bank suffer, u may approach any Loan Agent who having a Jack in Banks manager, but u need to spend few bucks on them, like i had my CC Default, but today i own ma own Flat through PVT bank loan.

Hello Sir/Madam,

I just want to know if there is any chance or way to make my name out of the defaulters list in CIBIL.I made 2 settlements as I could not repay my credit card bills in Jan 2008 due to bad financial position.

SO, I request you to help me with a way, advise or suggestion (if any) to make my name out of CIBIL's defaulters list for ever. As I'm the only earning hand in my family & I have so many resposibilities on my shoulders, which cannot be performed without taking loan.

I would appreciate if you can please help me with the best solution or reply to my problem.

One request: If possible, please give us a chance (to the defaulters) to repay the balance settlement amount, may be by fixing the time frame to repay it, else Permanent residency as a CIBIL defaulter.Help us get out of CIBIL's defaulters list.

Thanks and regards,
Sandeep

AGRICULTURE FINANCE LOAN — NON ISSUANCE OF STATEMENT AND OUTSTANDING AMOUNT

RESPECTED SIR,

WE HAVE TAKEN THE AF LOAN FROM YOUR BANK IN 2006 AND WE ARE REGULARLY PAYING OUR EMI, BUT NOW WE WANT TO FORECLOSE OUR LOAN.... BUT SINCE LAST MANY DAYS WE ARE ASKING FOR STATEMENT OF LOAN AND OUTSTANDING.... MANY TIMES I HAVE CALLED MR. AJAY KUMAR, BUT HE IS NOT RESPONDING....... SIR I M REQUESTING YOU. PLZ. SEND ME A/ STATEMENT AND FORECLOSURE CHARGES ON MY E-MAIL [protected]@REDIFFMAIL.COM AT EARLIEST. OTHERWISE WE HAVE TO TAKE LEGAL ACTION....

dear sir

i have paid the full amount of my credit card icici bank no is [protected] in the name of Anita Khandelwal in the month of 5.3.09, and the it was said from the bank that now no dues is on my side, but sir my name is still on cibil as not payment list, deatil of my all decument i am sending to you for your kind consideration .

So please delet the my name from the cibil status
THANKS
ANITA KHANDELWAL

dear sir,
i have paid the full amount of my credit card icici bank no is [protected] in the name of Anita Khandelwal in the month of 5.3.09, and the it was said from the bank that now no dues is on my side, but sir my name is still on cibil as not payment list, deatil of my all decument i am sending to you for your kind consideration . i have send my all receipt setteel ment letter photo copy in [protected]@cibil.com om dt.25.1.09 so pl look the matter

So please delet the my name from the cibil status

dear Sir,

My name reflects in CIBIL in Rs;-12/- defaulter in 2008 consumer loan, i applied for Home loan in AXIS bank, i need the detaisl of that particular loan, pl help me out opf this issue, kindly suggest were to get this detaisl.

Hello Sir/Madam,

After i made all my payments, I had been settelled all the due, still there is my name in defaulter list, can u please tell hus who to get get out of cibil, please tell me

Name.k.suresh kumar
pan card no :apapk2514a

kindly send my cir

Sir, Madam i want to know about my cibil status wheather iam in defaulters list (or) not my DOB IS(29/11/1981) Pan Card no

Dear Sir,

I have settles my credit card outstanding amount. As has been tols by the Customer executive that in my next bill it will show zero outstanding. when I received my bill after settling the amount it is still showing outstanding. and I still have not received the reversal letter from RBI as I have been asked.

I have only the settlement letter and the statemetn of mode of payment. So what shall I do to remove my name from defaulter's list as soon as possible.

When I contacted to Banking personal they told me within a month u will get out your name from CIBIL's defaulter .

Please help me in this regards

Thanks and Regards

dear sir

my name is nilesh patel
my date of birth 15/07/1984
please give me cibil defulters answer arigent

loan — showing default in 25/04/2004

dear sir
request u please that in my cibil report a loan is showing in defult but I have no record such as loan.So please give me the detail of loan from which bank shown me the diffalter. I will be very thank full to you.
my pan no is ACFPS2923R D.O.B 16/01/1966 Hno 203 bharat nagar chowk ludhiana.

sir i have applied for the credit card in bank of baroda but they are saying that there is cibil my pan no.isagbpr2723c date of birth is[protected] my name is deepak rastogi

Unknown — where i am defaulter

dear sir/madam
i don,t know where i am defaulter please tel me if eny bank & outher financial institution has due on me than i am ready to pay but just tell me witch bank has due on me beacuse i don,tknow about this metter please help/tell me as early as possible my name -sanjeev sharma pan-AATPS4953P.

tell me about defaulter

Dear sir,
I want to know that in any case my name is in defaulter list. because i want to apply for the loan, pls let me know., D.O.B 19/05/1984 & Adress: Bhulavat Fali, AT&PO:DHANSURA MODASA

to check the name incibil

my name is raufvadnagarwala my dete of birth 18/07/1987 &adress 356 bandni walo khacho pache pipali jamalpure ahemedabad pin 380001

I just want to know if there is any chance or way to make my name out of the defaulters list in CIBIL.I made 2 settlements as I could not repay my credit card bills in Jan 2007 due to bad financial position.

After that settlement there is no more remark about my credit card payments or my credit history in your terms, but the problem arised when I applied for a personal loan for my marriage. My application got rejected as I made some settlements in the year 2007, even after I provided them with the settlement documents. I even tried to repay the balance amount of the settlements done with the respective banks, but to my disappointment they said that even if I pay the remaining amount, my name would be still in the defaulters list and that they cant help me in any way. And as I was not able to get a loan, the marriage got postponed and then cancelled.


I would appreciate if you can please help me with the best solution or reply to my problem.

HDFC CARD[protected] I used only 7000
SBI Card[protected] I Used only 5000

sir
i have cleared all credit card dues for HSBC Bank
can i know what is the cibil status
my dob:[protected]
my PAN No.ACPPN8435K

To come out of the problem of CIBIL, You can change your name, get a different ID proof of PAN, Driving License, Passport etc., in which your date of birth should be different. You can pay bribe to get these things done. Apply for new loan with new ID proof. Everything is possible in India. After all you are not a terrorist or criminal, but your name is put in CIBIL by some miscreants

I have cleared all the dues from Bank / Finance corporation / Credit card / others
is any dues / report shows that i m defaulter, mail me report, so i may negotiate with them and clear my name from CIBIL

www.cibil.com is the official site of CIBIL.

There is a procedure to get your report.

http://www.cibil.com/pdf/Consumer_Disclosure_Form.pdf

Once you get the report, call the support number of the bank reported and work with them to clear your name from CIBIL list.

Good luck.

Credit Card / Personal Loan — Figuring the name in cibil defaulters list.

Sir,

I am not sure in which context my name is included in the defaulters list.

Recently when i applied for certain loan from a bank I came to know that my name is there in the said list.

To my knowledge, earlier I had some issue with SCB. The reason was from bankers side and i have got a regret / apology letter from the banker.

I need to understand please.

Dear Sir/Madam,

I want to know my CIBIL status.

Kindly revert back to me.


Tnks & regds

Mukesh

I WANT TO KNOW THAT MY NAME IS ADDED IN CIBIL

Dear Sir,

I have three credit card settlements against my name. I have applied for a home loan now, and have got rejected for being on the CIBIL defaulters list.

Please let me know how do I solve this problem. I have all my bank settlement records, even correspondences with the banks explainiong why I had to go for settlements as I was not receiving the bills on time, etc.

Please help!

Thanking you,

Rajeev

crerditcard — name in cibil list of defaulters

KINDLY SEETO IT AND LET ME KNOW ,HOW COME MY NAME HAS BEEN INCLUDED IN CIBIL LIST.i have already paid the outstanding amount.cLEAR MY NAME FROM THE LIST.

DEAR SIR, i am very depreesed beacuase my name in ur cibil. pls clariffy about ur process of cibil. and clear about why are u give my name in cibil.because i hope we dont take loan and credit card from any bank or else.my pan no is AOZPG0699E AND my date of birth is 01/01/1983, and my father name is SH ABDUL SAGIR KHAN. PLS GIVE COMPLETE INFORMATION IMMDEDITLY.

Dear Sir/Madam,
I had a credit card was isuued in 11/2005 by ICICI Bank. I had some dues in year 2007, which I had paid on 25th July, 2007 without any waiver or settlement. But after sometime I came to Know that ICICI Bank had put my name in defaulters list in cibil.com. Kindly tell me that how can I take my name out of that list and what you can help me in this issue.

dear sir/ madam,

i have applied for housing loan from State bank of India, gokuldham branch, Mumbai where i was inform that there are certain defaults and my name appear in CIBIL's defaulter list. whereas according to my knowledge there are no defaults. whereas from the cibil's defaulter list my name appears in 2 defaults which are relating to certain credit cards amounting to Rs.42, 050/- and Rs.14, 510/- for which the status is shown as written off. my meber id No.BS00012944, Member ref. No.RACPC and control No.[protected] which are reported by CIBIL's office to state bank of india. so i want to know about the details of credit cards and banks about the defaults on my email id "[protected]@yahoo.com" and i also request you to help me to get clearance from the respective credit card banks. so that my name is removed from the defaulter list. so that my loan application can be process further.

Kindly do the needful
thanking you

My PAN No.AACPJ4289Q

Dear, team
With humble and submission I beg to state that I have a two wheelar loan from H.D.F.C.Bank . Though I was in financial problem so I could not been able to repay the loan . Due to not been able to repay the loan my loan has been gone to cibil for which I could not been able to take loan from other bank . But now I have been cleared all the loan amount . I have no due at all.So I want my loan which is presently in cibil should be withdrawn as soon as possible .

So, l shall be glad if you convey my regards and keep my request in this respect.


H.D.F.C.Bank Loan No-3119947
Reg. No.-AS 01 AE 7102
Assest Details- YAMAHA GLADIATOR
Engine No-5YYB007678
Chassis No-06M5YYB007678
Name Of The Borrower- AMAR CHOUDHURY
ADD- JALUKBARI, GOTANAGAR, TETELIA, GUWAHTI, ASSAM YOUR FAITHFULLY
AMAR CHOUDHURY

My credit card number was [protected] of ABN Amro Bank Ltd.in the name of Jagdish Chand Sharma, I had clear full payment to bank. But bank has not clear my name fron CIBIL defaulter list. Please let me know what can I do for removing my name from CIBIL Defaulters List.

Thanks,

Jagdish Chand Sharma
[protected]

Dear Sir,

I myself Jagdish Chand Sharma have settles my credit card No. [protected] of ABN Amro Bank outstanding amount. As has been told by the Customer executive that in my next bill it will show zero outstanding.

I have only the settlement letter and the statemetn of mode of payment. So what shall I do to remove my name from defaulter's list as soon as possible.

When I contacted to Banking personal they told me within a month u will get out your name from CIBIL's defaulter .

Please help me in this regards

Thanks and Regards

CIBIL — No response to citizens correspondence

Gentleman,
I am a business person having good reputation and standing in market and with bankers. I wanted to borrow loan from my banker for buying a car, my loan application was rejected with the reason that cibil report is against me. I collected copy of the report. The report is against me, I wanted to know certain information from cibil and for the purpose sent e mail on 05 Nov 2009, 07 Nov 2009, 12 Nov 2009, 1 Dec 2009, 18 Dec 2009, 11 Jan 2010, 03 Feb 2010 requesting that your CIBIL Report is Damaging my creditworthiness and hence please disclose the name of Account Member and Account number which undisclosed in the report.
I personally visited cibil, Mumbai office submitted written request to the reception, Sent letters by registered post A/D but it is very unfortunate and surprising that the personals working for this organisation have not not taken cognizence, since last 4 months and did not informed me the name of financial institution, to whom I am defaulter, while I am asking to settle the accounts. This efficient act of cibil is Continuously damaging my Creditworthiness, giving me mental tension and financial loss. Hope with this COMPLAINT KUMBHKARN WILL WAKE UP and reply to my queries ...... RAJENDRA KUMAR MISHRA

Dear Sir / Madam,

2 or 3 years back I did satellment with my credit card and now my name is in CIBIL's list. And now I don't remember which bank was that . So plz help me out and let me know wat is the procedure to take out the name from CIBIL.

Thanx / Regards :
Ravi Wadhwa

Dear Sir/Madam

want to know my CIBIL status as am going to take car loan. My DOB is 14/07/1980.

Regards
Rohit Srivastava
Jaipur
[protected]

i want to know my cibil report

I want to know that in any case my name is in defaulter list. because i want to apply for the loan, pls let me know., PAN Number is : BARPS0593N

I taken a "Personal cum Consumer" Loan from Bank of Baroda, Mahavir Chowk, Nanded-431601 (Maharashtra) Branch on dt.[protected]. and I had closed that a/c on 6th jan 2009 with overdue (not as setalment) But in cibil list still now I am a defaulter for Two seperate 'Consumer' & 'Personal' Loan taken a same date and same bank. (How it is possible). I had taken a No dues from bank on same date (6th jan 2009). But now when I display two seperate loan as defaulter in CIBIL I again request to Bank manager for No dues as "that is a only single loan given from him and their A/c is closed'. and "No dues" given from him as above. I have also a track of repayment and closed A/C. But still I am a defaulter in CIBIL List. You can confirm with Bank that, what is a fact. I am suffuring very badly from various bank today for a any type of loan with this problem. Please I request you that 'Remove my name as a defaulter from CIBIL list earliest.
Thanks.

Anil Ambadas Narwade,
Aurangabad - 431 001 (Maharashtra)
mobile - [protected]

Request

Dear Sir,

This is Suresh Managing direct of High power group of Pvt Ltd. I had applied for a car loan form HDFC, but the same was rejected due to CIBIL report. According to CIBIL I have some credit card amount written off in my account; I do not own a single credit card. I asked CIBIL to give me details of the credit card company so that the issue can be sorted out..
I would like to know about my all car and credit card detail and also want to due in which bank please it’s my kind request
Maximum I ready to settle your credit balance…
I request quick clarify my details.

Here I mentioned

CIBIL DETAILS:
Control no:[protected]
Customer id: 19114044
Dispatch date: 31/oct/2002
Loan amount: Rs.318000
Due amount: Rs.48804
R.K.suresh
Date of birth: 19/5/1980

Thanks regards

Managing director
Mr.R.K.suresh

Dear All,

As far as ICICI Bank is concerned, if you have settled your account whether if it is credit card, auto/used/ commercial vehicle, commercial business, or any other loans, you have to ask for the foreclosure receipt while making the settlement. While making a settlement, the receipt should be mentioned as foreclosure. That means you have fully settled your account. Need not bother. This receipt should be in safe custody. Scan this receipt and write a mail to [protected]@cibil.com to remove your name from the defaulters list.

Sincerely,

Sumesh Sivasankar

Hello,
I was holding a Visa Classic credit card of HSBC no. 4476 xxxx xxxx 7207, when the card was issued to us it was said that this card is lifetime free card and we do not have to pay any charges for it, I had used this card for more than 2 years, last year some financial charges was added to my card, in return when asked it was said that these are the financial charges which I will have to pay, for the same reason I had serval conversation with your executives at your customer centre, and as I am also using HSBC internet account, I have informed the bank through email that whatever balance outstanding is there on my card I will pay off but I will not pay any extra charges which has been added to my account. If financial charges are not cancelled then I am not interested to continue with your card you may block / cancel my card.

I had cleared all my dues outstanding on my card, the charges which are showing due on my card are the financial charges and interest on it. After cancellation of my card then for almost a year there was no contact from HSBC with me. But since Dec 2009, again I received a call saying I have some balance pending to be paid along with the late charges. In mean time I never received any call or any bill by mail or by post.

Once the card is been cancelled then how is that the charges is added to the account monthly, when asked it is said that if the card is deactivated, then too charges will be added to the account and is mentioned in so and so clause which is not disclosed to the customer while issuing the card only formal information is given, which I personally think is not right. We middle class people use the card for we get some time limit to pay the bill without any interest. You can check my track record if ever I had failed to pay my dues on time, I think last time also I had come across the same problem and the charges were revert back.

I tried to get in touch with the bank through my internet bank account but I have noticed that my internet account is also blocked, without any prior information; my some mails were saved which I have sent to HSBC regarding the same problem, which I am not able to access now, if possible you can check it, if the bank is having the track record of the emails.
I do not want to go on with issue any more, and would be very grateful if you can look into this matter and resolve it as soon as possible.

As I am also using ICICI Creit card for lat 3 years, you can check my track record, if ever I had not paid my due on time, or ever I had paid any panalty.

As I have already have cancelled the card. Please cancel the financial charges and late payment related to it, and I request you to kindly issue me a zero balance statement for the same.

Before putting any person's name in the defaulter list of Cibil, I think The Cibil should verify the details of the person and then only should process further, It is not that the information provided by the bank will also be right.


so pls clear my matter i will not pay any panalty

Regards
Vandana

Dear friends,

I guess you people could use this number to settle down your credit cards/loans or get out of cibil...

Mr.Monish-DEBT DOCTOR
[protected]

ATB,

Rgds|Venu

Hi,

Due to certain financial constraints I had been a major defaulter with no of Banks on Credit Cards, Personal Loans and Car Loan. Now my financial conditions are quite healthy and I am in the process of repaying those loans. Kindly let me know after repayment would I be able to get my name out of CIBIL defaulters list and incase yes, what would be the procedure.

Regards,

Pinaki.

Dear Sir / Madm,

I think my name is in CIBIL & Defaulter List which i never thought of. I always tried to pay my EMI regulerly but for last 3 years i have been facing lot of financial problems I have been trying to solve the problems but i am not getting succes. I am into verious problems. I dont want to be a Defaulter I want settle all my loans but I am not getting the way out.
SO, I request you to help me with a way, advise or suggestion (if any) to make my name out of CIBIL's defaulters list for ever. Else the only way for me to avail a loan would be to settle abroad and apply for a loan in that country. :). I hope CIBIL will not reject my application there too.

I would appreciate if you can please help me with the best solution or reply to my problem.

One request: If possible, please give us a chance (to the defaulters) to repay the balance settlement amount, may be by fixing the time frame to repay it, else Permanent residency as a CIBIL defaulter.Help us get out of CIBIL's defaulters list.
Theres a chance to get out of a DEATH SENTENCE or a LIFE IMPRISONMENT but seems theres no way for a defaulter in CIBIL, so please help us with a solution for our problem.

Thanks and regards,

Sir
Despite Regular payments, one of my bank pushed me to defaulter list of CIBIL.And I also got my CIR Report. I Can not able to understand the dues shown in your CIR Report. I kindly request you to send detailed CIR Statement at the earliest

Regars
R.Srinivas Raju
Bangalore

Even I have faced the same fate. I had an amount outstanding in HSBC credit card which has been settled by me but still my name appears in the defaulter list. Recently HDFC Bank had offered me an pre-approved Personal Loan, I had submitted the application it was rejected due CIBIL defaulter inspite of my clearing the dues. I would like you take action in this matter so that my name is struck off the defaulter list.

Dear / Respected Sir,

This is reference to my CREDIT CARD ACCOUNT (BARCLAYS BANK) . As per the due date of my credit card payment i've settled the amount as the bank mentioned amount legally. Due to my business Training i was in Boston (US) for 07Months and infact my family 've called the bank to come and collect the payment earlier but the bank people fail to come and pick it up. Any how wat happen'd is past, but after settling the payment some people are still calling and infroming saying to make a payment and i guess my name is mentioned in BLACK LIST now why is it ?, I Benevolently request you to elemenate from the list and & do the needful. And when enquired with them but they are not helping me to clear out the issue. So please remove my name from the defaulter's list. You can consult with the bank from which i took the (BARCLAY BANK CREDIT CARD ) Please take an action at the earliest to remove my name from the defaulter's list. Its Frustrating me very much they are least bother to reply my mail where i 've followed with them atleast some 22 to 23times marking CC to CIBIL also even this CIBIL are not uterstanding my problem they excepting from me some nine digit number where i dont have idea of this Pls do the needfull at earlist

I just came to know that my name too appears in CIBIL defaulter list when my pre-approved citibank credit card is rejected by CIBIL, not sure why.

Can anyone help me on this ...how I came to know why and by whom my name is submitted to CIBIL.

Looking forward to hear from you.


Ritesh
+[protected]

Hello,
Im not sure whether my issue will be take in consideration or not, but its my duty to make an complaint on CIBIL issue, as my name is reflecting in it. I have taken credit card with ICICI bank. I have taken a settlement and I have settlement letter too.. I used card for for 8000 rs and repaid 1700 Rs, which really disturbed me and got sucked of these banks..The way the bank response is wierd. I really appreciate a strong step to be taken on these banks who doesnt know how to respect customers..and cheat them and take money..

my father had credit card of andra bank who had expired in 2005 the bank has been sending notices for recovery of dues...
recently i got a letter from bank for one time settlement scheme, and i had no knowledge of my father having credit card with this bank .

Dear Dr. Rajeshwari,
I am Nishant, from Bangalore.
I too have a similar case as yours with incorrect information in CIBIL.
I had recently applied for car loan with SBI. And my loan was also declined due to an incorrect information in CIBIL records. CIBIL records says that I had taken a 2 wheeler loan in 1999, which I had not taken. On checking with CIBIL, I got to know that in year 2006, CITIFINANCIAL had put that information in CIBIL. I have contacted CITIFINANCIAL, but I am yet to hear from their end.

As our case is similar & you have dealt with it, i would like to know what I should be doing now ? Also, how did Customer Complain website helped you to get your case resolved.


Any information in this regard would be highly appreciated.

Thanks & Regards,
Nishant
Bangalore
Cell : [protected]

Dear Sir,

For reference: Control id :[protected]
I have applied for a home loan from IDBI bank Ltd.The same has been declined by the bank with the following reasons:
There are two credit cards of ICICI Bank are overdue and the same has been written off. I have not availed those credit cards and the same has been confirmed by ICICI bank. but due to some mistake these are updated in CIBIL records.

hence I request you to check the records and update correct information in CIBIL since the same is effecting my credibility adversely and causing lot of problems for me.

Thanks & Regards
Mukesh Kumar
(M) [protected]

I had applied a loan against property from hdfc bank but the bank denied to give this loan because my name is apeared in cibil defoulter list. As per hdfc bank they said I had taken a auto loan amount 9 lacs on 30/04/2004 and overdue amount is 52280/- but i have not any auto loan of 9lacs taken by any bank in my life. So pls solve this problam and out my name from cibil defoulter list that I ilegibal for any loan.

I applied for a loan in dec2006, same was rejected by HDFC since my name was reflecting on CIBIL report. On pursuing the same I was infmd i had an outstanding of 72000 with an HSBC credit card which was closed a year back with no disputes. On checking with HSBC i was given ti understand that the entry was not made in their books and the last paymnt was transferred to a suspense account.
I made an affidavit with the court with all paymnt details etc and sorted the same. I recd an official letter from HSBC that my outstanding was NIL and the same would be updated to CIBIL.
On checking again receintly for a home loan i was given to understand that i cannot avail the same due to my CIBIL report for which im nowhere at fault. No bankers have any clear knowledge as to how thsi can be sorted. Can anybody assist me, will teh legal way help in this matter?

i am a bank employee and till yet we didnt came to know that what is the role of negative score which comes in few applicants account.

Hi I m Vikas. I had applied for ICICI Bank Credit Card (Co-branded - ICICI Future Card) but never receive the same.
Now some months back ICICI had sent recovery agent to my earlier place and am scared of my name would be included in CIBIL defaulter List.
Can anyboby help me in this matter?
I have contacted ICICI bank, but they said they cannot help me as they have not found any records by name in their credit card list.

I had applied for credit card from Citibank; same was rejected by Citibank, since my name was reflecting on CIBIL


Please let me know in how to find in which category i was rejected

Hi my name is Ravi. I had applied for Citibank Bank Credit Card, same was rejected by citibank, since my name was reflecting on CIBIL

Now some months back Citi bank sent a letter that state that i am not eligible for applying credit card as per CIBIL, scared of my name would be included in CIBIL defaulter List.


Please let me know in which categaory i was rejected

cibile clearance

Dear sir, due to cibile negativity refused job