Credit Information Bureau India [CIBIL] Complaints & Reviews

I applied for the home loan. hdfc reports me that i do have a loan of bank of rs.5 lac, according cibil report control no.[protected] which i have never taken. interesting repayment is also being made. Question is this if cibil makes a fault why a person is punished who is clear. i shall be thankful if these wrong informations are deleted.
vishwas seth
[protected]
agra...

Sir , I have shifted to Ernakulam just 4 months back & have never ever taken any kind of Loans . I have no credit card outstandings against any of the Banks .
Today i had applied for a car loan of 2 lakhs in SBI against car cost of 9 lakhs but was denied the loan saying that my Credit Score as per CIBIL is very bad and i have lot of outstandings to pay to banks/Financial Institution. The most alarming part is that the 3 addresses...

REFERENCE: 253560
My name is Sandeep Sharad Desai, have asked for CIBIL Credit Report on 19th June 2010. Alongwith the application, I have forwarded Rs. 142/- Demand Draft No. 000849 dated 19/06/2010 on Central Bank of India.

Please note that till date I have not received any feedback from CIBIL, request you to expediate the matter and would appreciate if the said information is received at the earliest.
Thanks...

I have forwarded the filled in the Credit Information Report (CIR) form with the requisite fees of Rs. 142/- vide DD No.491471 dated April 20, 2010, drawn on State Bank of India, about two months ago and till date I have not received any report from CIBIL. Maybe they are just making money out of the public this way!! My reference number is "Request # 233046". I have forwarded my PAN number, Postal Address with address proof and...

I have submitted a query online to CIBIL request #250430 asking for some details of my report.

i have forwarded them all the information including my control number which is required for them to pull out the report.

I have forwarded the request on 25th June 2010 and till now it is unresolved...Do institutions like CIBIL also have a watchdog or it is left with freedom to play with consumers financial track records???br...

Dear Sir,
I am a senior class I govt. officer working with the govt. of MP since last 32yrs and confident that I never defaulted any loan or of credit card dues. Recently when I have applied for a house loan with the nationalized bank, I was surprised know that my cibil credit information report shows an outstanding credit card payment of Rs.2, 13,712 and because of which my loan application was not accepted. The cibil...

When I approached for a loan, the banker told that my name is appearing in the CIBIL report and an amount of Rs.4628/- has been written off.In fact I do not owe any amount to any bank.When I sent an email to CIBIL.quoting the control no.there has been no response, inspite of repeated phone calls and reminders, asking for the details of the bank.It is already over one month since my first mail.
My son's educational loan application...

I had applied for a car loan at Kotak Mahindra, thinking of having adequate financial credentials. however the bank denied the loan approval to me, by giving reason that since my father's name is in CIBIL's list therefore they cannot provide me with the loan. can please some one help me out in finding whether this is a valid reason for rejecting a loan application? whether it is neccesary that even some one in relation to the applicant...

Hi,

I have just applied for the Education Loan and came to know that there is a amount due in lakhs on my cerdit card, which is issued against me. Balance is showing in the report downloaded by bank representative with my Pan number (AFEPC5160N).

Wondered to see that there is a credit cards showing with my name & address with the outstanding balance of 1766033 lakhs and i'm not aware of it and the...

On applying for a Car loan, I was told by State Bank of India, Fridabad that my name figure in CIBIL and there is a default of an amount of Rs.1100/= in my name. In this reference there a few questions:-
1. Why the consumer is not informed of the listing in CIBIL
2. How can it be assumed that the banks or credit card companies reporting the default are right in making their claims when there are numerous cases of incorrect debits...

Hi,

This is Manish here. I have applied for Home Loan recently. CIBIL has sent a report which show I have advances of 55 lacs and an outstanding of 13 lacs on my CCs. If I had that kind of money why would I go for a 25 lacs loan. CIBIL says they'll start an investigation n will take 30-45 days. By that time I'm screwed. I don't know what to do now? Can anyone help me out with this situation please?
br...

The credit information agencies were started in US long back and they have developed a lot. now there are three independent credit rating agencies and they have their own rating system called Fico score.

Here in Indian since CIBIL has no scoring system they only show if a credit has been closed, settled etc even a small amount of say rs 100 will show up as an overdue and you might loose your credit despite of the fact that...

Sub- Complaint Against CIBIL

CIBIL have supplied me my CIR on 25.03.2010 In which they are showing M/s Barklays have issued two personal loan to me one on 02.06.09 and second on 10.06.09 both loans are showing sanctioned amount Rs. one lac and report to cibil the details of both loan on 28.02.10. Infact only one loan was booked in my name from barklays on 10.06.09 from paschim vihar branch , New Delhi and due to neglegence...

Consumer: RATNAKAR S. PEDNEKAR
Memer ID: BS00012954
Control No.:42,96,81,910

Hellow Sir,
Here i got CIBIL Report. As per your specify summery; my overdue amount Rs.600/- dated 21.12.2004 of Credit Card; so please send me details of which credit cards outstanding is pending? From my side there are nothing any dues.
Secondly my another overdue amount Rs.4858/- dated 17.06.2002 against my Housing loan....

Sir,


I have an issued with Credit Information Bureau (India) Limited (CIBIL). CIBIL have updated wrong details against my name & profile.Few days ago, I have applied a personal loan in HDFC bank & they have rejected my personal loan, because of CIBIL have updated some wrong details against my profile. After this issue I have applied for a CIBIL report with 142 rs demand draft in CIBIL organization. I had seen...

Dear Sir/Mam,

Recently I have been applied for a loan in Tata AIG and all the formalities regarding the loan approval has already been finished but as because my name is showing in CIBIL defaulter list ,TATA AIG bank is asking for "No Objection Certificate" from CIBIL end to credit the loan to me.

Pls find the details of the loan regarding which my name is showing on the CIBIL defaulter list :
br...

Sir,
The website http://www.cibil.com is giving wrong report. Due to which Bank of Baroda, Sec-29, NOIDA (UP) rejectd my application.

Pl. check CIR with the following data

Name : Sanjay Agrawal
PAN : AHIPA1458R

It will give you the wrong report with following information :

Name : Sanjay Agrawal
PAN : APUPA1129R
Voter : FVX8816845
Passport...

are you guys crazy or ? gahde ke baache ? cibil is just the reporting agency of all the transactions which you avail on any loan or credit.

saalo agar time pe payment karoge to wo bhi dikhega - everyone who has availed a loan or a credit card has his name in cibil because the member bank has to report the transaction.

ullu saalo the problem arises when you DEFAULT time pe payment nahi kiya to wo reflect hoga...

Dear Sir / Madam,

Bajaj Finance - Loans
I Pankaj B Patel from Ahmedabad.

Today i have applied personal loan in hdfc bank so my cibil report found as BAD Match , negative, due to written off ( WO ) case in Bajaj finance

But there is not any single cheuqe return during the my loan and there is not any issued during my consumer loan with bajaj finance,

Pls resolve this issue...

While CIBIL is good to protect the interest of lending institutions, it leaves a catastrophic effect of non assuming and gullible customers who have no malafide intentions. How can CIBIL justify its stand by seeking one way information from the lending institutions and not from the Customers. Does CIBIL question the information being received?

I have No Dues/Full and Final clearance letters from ICICI,HDFC,SBI,CITIBANK,SCB...