Credit Information Bureau India [CIBIL] Complaints & Reviews

My name is Roohi Asra
PAN : AQAPK4026G
Date of birth : 22.02.1981
I have a loan from HSBC, ICICI, Barclays, Kotak Mahindra, ICICI credit card and SBI credit card
Overall approx 5 lakhs total amount remianing to be paid off .
I had to take the above loans due to critical financial conditions pertaining in my family
My salary is 21, 000 and i end up paying 33, 000 per month by borrowing with my friends...

CIBIL is providing my credit report in piece meal basis.Even after getting rid of ABN AMRO & SCB today on request, I received details of further two negative credit reports drawn on me which was not earlier informed to me by CIBIL even though the reporting date of these banks were earlier.


Please find my pointwise complains against CIBIL reports drawn by various credit card lending institutions.

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Dear All

CIBIL IS ILLEGAL.

I would like to bring to your notice that CIBIL is awaiting final guidelines and the certificate of Registration as a credit information company from the Reserve Bank of India.

As per the The Credit Information Companies (Regulation) Act, 2005

CHAPTER II

REGISTRATION OF CREDIT INFORMATION COMPANIES...

Dear Sir/Madam
(Person Responsele for CIBIL)
I request you to kindly remove my name from CIBIL .Because it's seeming I have to go to consumer forum and charge huge compaignsation .I'm also hurt as you recievied their complain against me without checking. No body in our constitution and country have the right to unnecessary play with any bodys prestidge, but as you are doing great job so idon't want to inttrupt...

MY NAME IS ASHUTOSH GUPTA
[protected]
I AM HAVING SETTELMENT LETTER AND noc FROM BANKS OF MY CREDIT CARDS OF BETWEEN[protected]

MY PRESENT PERSONAL LOANS AND CAR LOAN HAVING NO BOUNCING AND NO DELAY PAYMENT

BUT CIBIL SHOW DUES ON ME TO ALL BANKS
WHAT I DO
CAN I GO TO CONSUMER COURT AND OR
REPORT TO MRTPC AGAINST CIBIL'S MONOPOLY REPORTING

REGARDS
ASHUTOSH...

I was unable to get car loan sanction fro SBI because of credit card reports in CIBIL database which showed problems in the year 2003-04.As reported to me by SBI three sundry loans are overdue on my name.

I have enclosed to CBIL e-mails from customercare of HSBC.CITI, ICICI & ABN AMRO bank of which I used to hold credit cards.While the former three have denied any credit report sent to CIBIL against my name, ABN AMRO...

few days before i got a call from abm amro and the guy who was calling told that they are putting my name in the defaulters list and they are fwding the case to cibil. the lady was not even speaking properly, she talked to me in wrong manner. abm amro has charged me with 7000 rupees. i have never done a single transaction with this credit card, when they offered the card they told that it's free of cost after that they charged me with...

I had applied for a personal loan for many banks, but the same was rejected due to CIBIL report. According to CIBIL I am defualter, as I am using credit cards, yes one year before i had missed payments on dues, but after that I have paid payment on beore due dates and so that i think CIBIL has not proper information on it. So my loans gets rejected. How should I know my credit report scores. Please look into this as I am salaried working...

Respected Sir,



My Name : SALEEM ABDUL RUB QURAISHI
FATHER NAME : ABDUL RUB QURAISHI
DATE OF BIRTH : 06TH MARCH 1975
PASSPORT NUMBER : F 8055789
PAN NUMBER : AACPQ3250C
PHONE NUMBER :[protected]
BANK WAS : HDFC LTD AND THE AC :[protected]Open Draft account)
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Myself & my husband had applied for a home loan recently.

We were shocked to hear from the Banks (Standard Chartered Bank, ICICI Bank, Reliance Finance, Barclays Bank & Citibank) that both of our names are listed in the Defaulter List of CIBIL.

We have paid and settled all our dues till date and have the settlement letters from the concerned financial Institutions & Bank on their letter head that...

In Cibil Report it shows Rs 5 lac of Business loan, while appling personal loan for me, i m salaried & not eligible for Rs 5 lacs loan, Somebody may drawn Rs 5 lacs of Business loan against my name as a co -applicant, or wrong informatin updated on my name, When i ask cibil to provide details of main applicant of loan they are asking for Control Number where u get information from applied personal loan-bank, bank r not ready to provide...

cibil has classified me as a defaulter on the complaint of citibank which was settled long back in 1997. amount is just 12000. i have availed and closed lot of loans after that. i have not cheated any bank but only banks have dissapointed me by their inefficient service. i was informed that even if i settle this amount with citibank, there is no surety that cibil will remove my name from defaulters list. i am a victim o[censored]njustified business...

Dear Sir / Madam,

Credit Information Bureau (India) Limited which collects and disemminates credit history data of an individual without any accuracy and authentication.

Due to this my housing loan got rejected.

Please find the video evidence of such credit history which affects many of our indian citizens but no body is aware that this is a violation against ISO 27001:2005 (CIBIL certified) and...

There are
two credit bureaus that maintain your credit data in the country now, the
prominent among them is CIBIL or Credit Information Bureau (India) Ltd. The
newly notified Credit Information Companies Regulation Act , 2005 (CICRA)
gives a consumer several rights with regard to credit bureaus. 1) First you
should approach CIBIL (www.cibil.com) to get a copy of your own credit report.
This right...