[Resolved]  HDFC Bank Bank Ltd Auto Loans — HDFC Auto Loan Sucks

i had taken a car loan, with a promiose from the bank for speedy functioning and and swift loan. I agreed to pay 11.75% interest against the offer of 11.25% by SBI to be sure of getting the work done in specified time. I am an NRE custiomer with heavy investements with the bank itself. They promised to process the loan and give yes or no answers within the specified time frames. The loan was approved and files were approved. Then my co-guaranter (my mom) who gave ger passport (for address verification) and indian account statement asked during the process what signature should she be doing for the process (she uses one in the bank account and one in passport). The GM Mr. Sameer Kapoor suddenly fugured out after the finishjing of the whole processing and approval of my Loan that the sign in the address proof and on the form do not match for my co-guaranter.
Mind you this sudden discovery happened after i was given three calls by the bank representatives to reach the dealership to cpollect my Car as the DO will be released. Instead while i am sitting there and the dealership people are callingh the bank, no one gave us the correct nature of the problem and it was 4:30PM, while at 8:00 PM Mr Kapoor said that no DO since there is this signature problem. i requested that i have bought the music system and everyone at my home have arranged for the pooja (the typical indian stuff) and that if they want any further documents we can give by the next morning. But Mr. Kapoor in his true spirit of Customer Care refused to come on the phone.
I came back all humilated and crest fallen and tediously finished the last requirement by the bank with another promise that the car to be delivered that day by 3:30. Now the time of writing is 5:00PM. And since then i have given 38 calls to his office in last 5:30 hrs and yet he has not returned my call. So much for customer care. The way the treatment of my cae and non clarity of what exactly is happening behind the scenes is not even being discussed. So much for RTI.
I am now very surely going to launch a case against the HDFC loaning division and Sameer Kapoor for harrassment and demeaning behavior both in judicial courts and consumer courts. All i am requesting in this forum is that everyone with greivances or peiople who know people with pain inflicted in them by HDFC may please feel free to write to me at [protected]@gmail.com.
I want to compile such cases nation wide and present the truth behind the customer care and account handling by HDFC. Please write in so that we can accomplish this and save many many more customers from the agony and lies.
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Aug 14, 2020
Complaint marked as Resolved 
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I have been waiting for my loan from last 2 weeks and these sales guys are acting as if they are paying from their pocket. I think i will loosing the bike i have booked as there is a lot of demand for the bullet...Never ever take a loan from HDFC...they suck
i AM AN EX Army Officer and On retirement I had suff8icient money but your Agent Sh Rajeev Sharma with his servicere advices, motivated me to take loan for my Car Honda City ZX . I repaid back in July 2010 through ECS every omth in time with one exception in Aug 2009, when my money could not be credited into my acoount by 8th Aug 2009.as a reesult ECS could not be cleared but immediately i deposited cash vide receipt no 18119211 dated 14-8-09. Now the complete repayment of loan has been made with lasr premium on 6th July 2010. But no objection and return of 10 blank cheques are withheld for want of some penalty amount of Rs. 7800/- as telephonically intimated by ur staff. I had requested to condone the same but no avail, especiaaly when I have repaid the whole amount in time except onewith six days delay in getting contacted for payment. Till date I have been requesting all concerned but no avail. May I reqwuest you to do the needful and clear my account by granting one time exception as a special case and being a sincere customer. If not possible at all, kindly send ur representative to collect the avoiudable penalty amount of Approx 7800/- and close the matter. BUt really there is much difference of attitute of your staff when loan is offered and later when No objection and return of Blank Cheques are done. Kindly see the bonafide vsincre customers sahouild not be subjected the unavoidable inconveniences and harassment. Thanking u and assuring my best Cooperation in all the dealing. with regards MAJOR SIYA RAM
Dear Sir, my Loan Account No is 1758014 EMI Rs. 8400/- pm completed on 8 July 2010 HONDA CITY ZX . Kindly note and take action at the earliest with regards Major Siya Ram
I am running with a Two Wheeler loan with HDFC Bank loan a/c no 13927269 on my Motor Bike (Passion Plus), and I want to know the present status of my loan dues.

Kindly tell me about the N.O.C. From bank.


My Name : Arvind Kumar
Loan A/c No.: 13927269
Tel. No.:[protected]
E-mail : [protected]@yahoo.com
Hi,

My name is Uma Sivaram, during 2003, my name is in CBIL record due to, unable to pay the loan in time, because the personnel loan interest was more, the payment list was not given by the executives inspite of requesting several times, felt I am paying more and more, later on I had taken personnel loan and vehicle loan from private bank, which I am paying correctly but still my name is in the record, could you please remove my name from the list in order to live happily and occur loans in urgency.
Hi,

My name is uma sivaram, my name is in cibil record, I rquest you to please remove my name from the same. As I had a loan during 2003, due to change Bank where salary is credited, the ESC was getting bounced, still the executives used to collect the cheques for the payment As a 38 year old lady being in this record is frustrating.

Could you please help me by removing my name from the list.

Regards

Uma
Dear Sir,

My AutoLoan A/c No. 10239296 Rs. 200000 Already I paid Please give conformation compliet my loan and NOC of Loan.

Best Regards

Vanita D. Jota
Our SB A/C. No. [protected] (Vasai East Branch)
Myself Soumitra Biswas was applied for a car loan on 15 days back.I got a sms from HDFC bank that your lan santioned Rs.4, 00, 000/- for Tata Safari & your Loan no is 19406726 dated 27/08/2011.

Please provide me the current status of loan ?

Regards,

[protected]@gmail.com
Mob:[protected]
hello
mera naam ritesh kapoor hai or maine bhi hdfc bank se loan liya tha 2003 me amount 300000 lacs only emi 9581 (i m not sure, but may be) 3 saal ki emi ya loan ki 3 cheque bouns ho gye, par bouns charges de kar NOC aa gyi ghar par


phir loan liya 2007 me amount thi 425000, 3 saal ke liye, emi thi 14498 is me bhi 3 cheque bouns the sare charges late bhare or extra payments di or loan a/c close karwya par abhi tak NOC nhi aayi

ab mujhe srif 225000 ki jarurat hai to bank ne mana kar diya

plz confirm kare

ki 7 saal se bank loan lete rahe emi paid hoti gyi
kuch problam thi ghar me kisi ki death ho gyi thi kuch effect pada tha bussiness par sari baatein batai gyi call center me ki abhi emi paid nhi kar sakta


uske baad bhi mera loan reject kar diya

aapki co. HDFC kehti ki aapka apna ghar aapka apna sab kuch

ab kahan hai apnapan

ek baar sochiye
kya galti kabhi inshaan se nahi hoti, kya aap logo se nhi hoti, aapki co. me na jaane kya likh diya or case reject kar diya

kya barshtachaar nhi hai

jo bank ke kisi bhi bande ne jo likh diya wo sach hai

aisa nhi hai

jab meri profile me kuch changes nhi hai sab kuch same hai kuch diffrnce nhi hai wo hi naam wo he address wo he pan card means sab same par bank apna nhi

to kya kare aam inshaan


plz help

email:- rk.[protected]@gmail.com
Hi All,

As it is very pathetic that I'll have to pay 31000 even I have already paid
my all EMI's...When I checked my account statment online it didn't show
me any extra charges and all and also nobody informed me that I am getting
extra charges other I don't have problem to pay in begining...if you do
the business like this way then it is so harsh to getting this news from
my...While I am checkging this information in my Net banking it is
invisible their...you are charging me in backend without informing me
which is unacceptable...

What happened to me that in the begining they transferred the money in my
account 21st octover 2008. at that time I told them a agent and in bank
customer care that pls. start my EMI's on December 2010 instead of november
2010 for this you can charge from me extra money and they were agreed with
that...but in a next month I got a call from you bank that my EMI has
been due...for all problem I made EMI's since that time and they didn't
informed me that they deposit my cheque and bouncing charges...but as a
good customer since that time I am continuously paying my all EMI's now for
a salary person you again charging 31000 extra money which is not
acceptable...if anyone can understand my problem or situation than please
do something for me...

Manish Kumar
[protected]

About job

HDFC bank branches does not helpful to get job for graduation students...i got 83% in +2 with commerce and b.com with 66% and 74%in M.com 1st year but i am fail to get job in HDFC bank..this is so negative ...that bank does not provide job to eligible students

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