[Resolved]  HDFC Bank Bank Savings Account — Signature Fraud.

I have a simple story to share with you regarding how i have been suffering from "Deadly Menace Called HDFC ".I have opened a savings bank account in HDFC Bank Konnagar Branch when it had just started sailing which contains my complete signature .After that i have joined a MNC as a Engineer and for which my company asked me to open a salary account in the same bank.I opened it when their executive visited our office premises.That account was opened with my short official signature.After that i applied for my comany's ESOP from the newly opened salary account with the official short signature.But unfortuenately i didn't get a singler share even being the employee .The reason was signature was signature mismatch between my cheque's signature and account holder's signature.Later when i contacted the Bank for clarification about the signature change they told me that they put new account under the same umbrella to which my old account belongs to and as a result of which, my signature was chaged.But without intimating the customer, how can a bank changes the signature of account holder.This was the only question came to my mind.I have communicated with the bank in different mode but they didn't bother reply back me.But my query to all the concerned people, that who has given the bank or it's employee the authority to make changes in the account holder's credential?I hope that i will be able to draw the kind attention of the concerned people for this type mischieveous activity of the private banks.Here it does not come to an end.As a result of which i have to incure alose of around Rs.2, 50, 000/- in today's market.Again for having the salary account with them, they offered me a personal loan at a subsidised rate.But after taking the loan, they failed to deduct the emi and then used to give a threatening calls in my mobile and even didn't bother to call at my residence number to frighten my aged parents.I lodged complaints several times to the Bank but failed to get any reply.Later i foreclose the loan and got rid of this type of criminal activities of the today's hastle banking service providers.In this context i must let you know, they even sent one local "Gunda" with an employee to threaten my mother at 11:15 pm at one night.Unfortuenately i was then sleeping after getting pain killers for my deadly disease chronic pancreatitis for which i am spending my numbered days.Therefore, i would like to request all the like minded people to start a battle against the criminal activities of these banks.
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Aug 14, 2020
Complaint marked as Resolved 
Complaint comments  3 CommentsShareTweet


HDFC Bank Savings Account — Unjustifiable/informal Deductions


I have a savings account running with HDFC Bank since May 2007 provided by my previous employer (Genpact).

Following are a few facilities provided by the bank for corporate salary accounts

1. Zero balance (no need to maintain AQB)
2. Free Check books
3. ATM

Those I availed from time to time. In Sep'2008 I left my previous organisation, however continued to use this account on regular basis as there is a (ICICI) personal loan payments being debited from this account.

In June'2009 suddenly bank put a hold fund on my account that I have dues unpaid for a HDFC personal loan. I have supporting mails with me to prove that this personal loan was settled. Due to that hold fund the icici personal laon EMI got bounced and both banks charged for bouncing. Even after my regular calls to HDFC bank they neither refund me those deduction nor I ever recieved any call from branch as suggested by telecaller.

Now for Last two quarters I have been charged with around one thousand ruppies for bouncing charges, AQB.

I have been calling their call centre and been confirmed by telecaller that a call has been fixed with branch for call back. however I have not recieved any call in last two months.

My grievance here is I have never been informed as to why this happened. Bank represantatives never give me call reference number. I am feeling like being robbed.

I would have had no issues if bank had informed me that beyond a certain date following charges would be applicable. However the way they have been playing is absolutely unprofessional and disgusting.

Please help.

Pradeep Kumar
Thanks for immediate response I have responded with my contact details, however will provide account details once your representative contacts me.

Kind Regard


saving account — mismatch right procedure

We have a saving combined account no [protected] for name Sunil Kr. saini & Mrs shakha Saini in State bank of India Branch Budhana Muzaffarnagar , UP). now due to emplyment we stay in Roorkee (Ramnagar) Utterakhand so I applied check book & recieved in month March 2010, only in the name of Sunil Kumar Saini Printed on every check, first time in Month May 2010 I visite for withdrawal from check from branch Roorkee (Ramnagar Utterakhand) the check retained say no scan sign attached in core account. than I Visited for that in Budhna branch than they replied would be attached in 02 -3 days, again I try to withdrawal amount from check Roorkee (Ramnagar ) second time, & again retained check because signed attaced of Mrs Shakha in place of Sunil KR. Saini whenever on check bookname printed Sunil Kumar Saini.
Please stop my harssment & nerveousness.
Please help................

Regards Sunil Kumar Saini & Mrs Shakha Saini

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