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HDFC Bank — Poor service!

I HAVE APPLIED FOR PERSONAL LOAN BUT IAM DENIED FOR PERSONAL LOAN DEPENDING ON
CIBIL REPORT WHICH IS THE MISTAKE OF SBI CARD DIVISION
I AM NIL DUE OR MEAGRE AMOUNT OF 1250 RUPEES ONLY BUT SBI AND CIBIL HAVE COLLECTIVELY DAMAGED MY CREDIBILITY AND HDFC HAS REJECTED MY LOAN APPLICATION

I AM ATTACHIN A MAIL OF MINE AND THAT OF CIBIL ALSO

SBI IS RESPONSIBILITYLESS BANK THEY DO NOT HAVE ANY CIVIL AWARENESS AND CREDIBILITY OF ANY PERSON INLISTING IN TO CIBIL DATBASE

IF I AM NOT ELIGIBLE FOR THE LOAN INFORM ME ABOUT THE CAUSE OF REJECTION IF POSSIBLE

IAM DUE ONLY MEAGRE AMOUNT TO SBI AND IAM NOT DEFAULTER TO ANY BANK

I AM REGULAR PAYER TO ICICI BANK ALSO I HAVE PAID 30 INSTALLMENTS AND DUE ANOTHER 8 INSTALMENTS OF MY PERSONAL LOAN

TEL [protected]

FURTHER I SUGGEST ANY BODY OR ANY CREDIT MANAGER TO GO THROUGH CIBIL REPORT AND THEN LOGIN FOR LOAN OF AN INDIVIDUAL
Complaint comments  3 Comments     Updated: Share0Tweet0

Comments

Dear Shalini,

I again filled up the form at Jammu brach , but still i have not recieved the Credit Card . My Credit Card Application No. is 12114352. When i will get it . should i expect it in 2009. Mr irfan has commited the delivery of card before 4rth Feb but ...... Plz Help

My HDFC account no. is[protected].



"HDFC Bank Credit Cards Support" <customerservices.[protected]@hdfcbank.com>
01/07/2008 07:27 PM
To
"g.[protected]@airtel.in" <g.[protected]@airtel.in>
cc

Subject
RE:'HBL=[protected]' Complaint/Feedback for - Credit Cards NET.CS.Hpg





Dear Ms. Bhadwal,

This is further to your email regarding your credit card application.

At the outset, we thank you for the interest shown in the Bank’s product. We observe from our records that our bank representatives were in touch with you and a meeting has been scheduled to facilitate collection of the necessary documents. We seek your cooperation in this regard.

Assuring you the best of our services always,

Sincerely


Shalini
Deputy Manager Correspondence
Customer Services – Credit Cards

-----Original Message-----
From: g.[protected]@airtel.in (g.[protected]@airtel.in)
Date: Sunday, December 30, 2007 05:25 PM
To: [protected]@hdfcbank.com ([protected]@hdfcbank.com)
Subject: Complaint/Feedback for - Credit Cards NET.CS.Hpg
[protected][protected][protected][protected][protected]
Customer Type : Resident Indian
Customer Name : Vandana Bhadwal
Country : INDIA
City : Jammu
Residence/Office No. :[protected]Ext.
Mobile No. : [protected]
Email ID : g.[protected]@airtel.in
Product about which Complaint / Feedback : Credit Cards
Other Product about which Complaint / Feedback :
Your Complaint / Feedback (s) : My HDFC account no. is[protected]. and applied for the credit card in the month of Nov.but could find any feedback yet.My query is when i will get my Credit Card.
Are you HDFC Bank's Customer? : Yes
Relation with Bank : Account
Account / Credit Card / Loan Account No. :[protected]
Branch Name : Jammu
[protected][protected][protected][protected][protected]
GYARSI LAL PODDAR
1/1/1B, Gopal Ch. Chatterjee Road, Kolkata- 700 002.

Preethy Ashokan. Date 24.12.2008
Deputy Manager – Customer Service,
HDFC Bank, Credit Card Division,
P.O. Box – 8654, Thiruvanmiyur P.O.,
Chennai – 600 041.

Ref. : Card No. [protected]
Previous Letter dated 25.10.2008 & 30.10.2008
Sub.: Payment against above credit card Statement dt.12.12.2008

Dear Sir/Madam,

Acknowledge receipt your latter dated 10th Nov-08 regarding payment received by you against above Card for Rs.6, 040/- & Rs.2, 856/- please note that the said amount has been credited from my Banker but you are showing the amount as Opening balance in every current statement, as per my account it should be the Finance charges/service tax/cess tax etc. I have already write you that if I received your statement after due date I don’t pay any Finance charges etc. and the previous opening balance or outstanding(more or less Rs.3, 900/-till date) made by that way.

I enclosed herewith Cheque No.178428 dated 24.12.2008 for Rs.18, 665/- ( Rupees Eighteen Thousand Six Hundred Sixty Fifty ) only in favour of ‘HDFC Bank Card No.[protected]’ drawn on Axis Bank Ltd. on account of Purchase Value of Fuel without Petro Surcharge Waiver as per your Statement dated 12.12.08 against the above Card. I also enclose the Xerox copy of my previous letter dated 25.10. & 30.10.2008 with Statement and Xerox copy of current Statement for your verification.

Now, you are requested to please acknowledge the same and settled the statement, if you do not agree I am destroying your Card and drop in your box along with covering letter to get rid of any liability to the bank.

Thanking You,

Yoursfaithfully, for, Gyarsilal Poddar.

Encl. : as above.
I agrre with you Bhadwal.Same Issue am facing now.
I have applied for a credit card in the month of Aug'07 still i didnt get my card.

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    Customer satisfaction rating
    50%
    Complaints
    25045
    Pending
    2022
    Resolved
    11859
    phone
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    +91 22 2498 8484
    location
    Branch 542, Trade World, A Wing, Ground Floor, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra, India - 400013