[Resolved] HDFC Bank — Home Loan | |
I am a Home Loan customer of HDFC Bank ( the erstwhile Bank of Punjab Ltd. thereafter Centurian Bank of Punjab Ltd.). vide Home Loan A/c No. 08LA1108890. The Bank is not providing information/ details on: The variation between PLR and the rate of interest as on the date of sanction of Home Loan to me ? Whether they have changed the variation & from what dates ? Was this information helpful? | |
Aug 14, 2020 Complaint marked as Resolved | |
 5 Comments | |
Comments
We are also facing the same problem. We were having account with Bank of punjap then Centurian bank.
When it is been taken over by HDFC bank, we have never receive communication from them for anything.
When i put complaint on site, Mr.Singh called from their bank, claiming that they are from Malad east bank from his mobile when i asked him to give landline number, l he said he will send the same later. We requested to close our account but they are not sending any closing statement too.
From Mr.Singh u'stand that Again after HDFC bank takeover, there is revision in rate of interest, when RBI is coming down on rate of interest, HDFC bank asking for increast in rate of interest by 1%.
WHY HDFC BANK IS HARRASING THE CUSTOMER AS THEY HAVE TAKEOVER THE ACCOUNTS FROM ANOTHER BANK. THIS IS PURELY HARRASMENT TO CUSTOMER, VIOLATION OF LAW.
WHERE U R OFFERING 9.25% TO NEW CUSTOMER, TO TAKEOVER ACCOUNT HDFC BANK CHARGING 12% AND CONVEYING SUCH MESSAGE AFTER ONE YEAR OVER PHONE. WHY???????//CAN SOMEBODY HELP ON HOW TO STOP SUCH HARRASMENT???
THANKS
When it is been taken over by HDFC bank, we have never receive communication from them for anything.
When i put complaint on site, Mr.Singh called from their bank, claiming that they are from Malad east bank from his mobile when i asked him to give landline number, l he said he will send the same later. We requested to close our account but they are not sending any closing statement too.
From Mr.Singh u'stand that Again after HDFC bank takeover, there is revision in rate of interest, when RBI is coming down on rate of interest, HDFC bank asking for increast in rate of interest by 1%.
WHY HDFC BANK IS HARRASING THE CUSTOMER AS THEY HAVE TAKEOVER THE ACCOUNTS FROM ANOTHER BANK. THIS IS PURELY HARRASMENT TO CUSTOMER, VIOLATION OF LAW.
WHERE U R OFFERING 9.25% TO NEW CUSTOMER, TO TAKEOVER ACCOUNT HDFC BANK CHARGING 12% AND CONVEYING SUCH MESSAGE AFTER ONE YEAR OVER PHONE. WHY???????//CAN SOMEBODY HELP ON HOW TO STOP SUCH HARRASMENT???
THANKS
I took loan from Centurian bank of Punjab. I'm facing lots of probleme especially from then centurian Bank of Punjab merged with HDFC Bank ltd. I visited its kandivali office and gave request letter for home loan statement in the month of Dec.08. I've not recieved it till today. I again mail complaint to HDFC Bank last week But we haven't got any reply from this bank. We are also experienced same in case of rate of interest as you all are experiencing. Can HDFC Bank tell us what criteria HDFC applied for floating rate of interest to customers of who took loan from centurian bank of punjab. On asking HDFC customer representative he told why don't you take loan from HDFC Bank ltd. with the rate of intrerest 9%. Whether HDFC Bank giving less rate of interest to new customers to increse there market. We are not happy with the service of HDFC Bank.
sub : Home Loan A/c No.[protected] Statement for Yr.[protected]
in Details.(Baliram Pandurang surve)
Sir,
Kindly arrange to issue us above Loan A/c Statement.
Thanks & Regards,
from Baliram Pandurang Surve.
in Details.(Baliram Pandurang surve)
Sir,
Kindly arrange to issue us above Loan A/c Statement.
Thanks & Regards,
from Baliram Pandurang Surve.
Hi.. Im staying in Mumbai. I have applied for home loan from SBI bank in very starting by making fix my deal. I am taking flat in very reputed society and with all proper documents and also from all personal n official matters resolved before applying loan.
But after getting frustrate by providing them unnecessary documents and everyday a new document query i quite the bank after 20 days my hardwork and passions. Its about they want a customer to drag as much as possible. After all I thought to prefer a private bank so by that I can get my loan as soon as possible and called up to HDFC.
Very first day HDFC said to provide loan in 10 working days if you have ready with all legal documents. I thought I should go with this. And I applied to them. I must tell you, they are also working same like government banks. I dont found any facility which they promised, even they also want u to call up every day, till then they making delay just because some unnecessary reasons. like so many excuses.. file is in queue, its already sent ma'm, still not getting ur loan no..etc etc.. your gonna use to with all this excuses. Now after more thn 20 days, when I have already submitted even my originals of my property they said.. still not getting your file in our head quarter ... from last 6-7 working days they want to transfer your file just of 5 kms distance of one branch to the head quarter. Can u imagine this process?? Its pathetic.
I don't know why home loan process is yet so much painful. I agree if you don't get any legal documents or not applicable for loan amount than its understandable, but why they make a salaries and proper documented filed person this much frustrate?
For me getting home loan is like I never expect in my life for any loan anymore. Its really bad that Indian Banks are still so poor to give facility to their customers.
My request to every readers..please please be very careful and constant do follow up. because banks are only taking ur test for passions rather then giving loan on time.
Regards,
Anu
But after getting frustrate by providing them unnecessary documents and everyday a new document query i quite the bank after 20 days my hardwork and passions. Its about they want a customer to drag as much as possible. After all I thought to prefer a private bank so by that I can get my loan as soon as possible and called up to HDFC.
Very first day HDFC said to provide loan in 10 working days if you have ready with all legal documents. I thought I should go with this. And I applied to them. I must tell you, they are also working same like government banks. I dont found any facility which they promised, even they also want u to call up every day, till then they making delay just because some unnecessary reasons. like so many excuses.. file is in queue, its already sent ma'm, still not getting ur loan no..etc etc.. your gonna use to with all this excuses. Now after more thn 20 days, when I have already submitted even my originals of my property they said.. still not getting your file in our head quarter ... from last 6-7 working days they want to transfer your file just of 5 kms distance of one branch to the head quarter. Can u imagine this process?? Its pathetic.
I don't know why home loan process is yet so much painful. I agree if you don't get any legal documents or not applicable for loan amount than its understandable, but why they make a salaries and proper documented filed person this much frustrate?
For me getting home loan is like I never expect in my life for any loan anymore. Its really bad that Indian Banks are still so poor to give facility to their customers.
My request to every readers..please please be very careful and constant do follow up. because banks are only taking ur test for passions rather then giving loan on time.
Regards,
Anu
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Sub: HOme LOan A/c.No.[protected]Old NO.6020z[protected]
I regret to inform you that though there is 5 times cut in the rate of interest by the RBI since OCT 2008 till 4th March, 2009 your bank has not reduced the rate of interest. However I would like to know from your end teh procedure adopted by HDFC Bank for merging the Centurion Bank of Punjab Ltd with your Bank. There are so many complaints on your Bank particularly on the methods adopted by your Bank in connection with Home LOans. KIndly let us know the reasons.