[Resolved] Rgs 4ww Dsa Of HDFC Bank Bank

[Resolved] Rgs 4ww Dsa Of HDFC Bank Bank — cheating

R ronak from Mumbai, Maharashtra

i had booked a car from this dsa rgs 4wheel world (chembur) and gave the documents for the loan application through them to hdfc bank after few days i received a sms that your car loan is approved,but after calling to the bank for confirmation they said me that the car loan is sanctioned is of 83 % only as they had promised to give me 90% .when i asked the reason they said me that there is a discount of 30000 so after cosidering the discount the bank will finance the amount. i believe that bank should not be concern about what are the discounts going on with the car. so when i said to the dsa that i want to cancel the booking they are telling me that they will be charging 3000rs as cancellation charges.why should i give charges for the cancellation as my need of 90% funding is not fulfilled. please do the needful. Was this information helpful? No (0) Yes (0)
Aug 14, 2020 Complaint marked as Resolved
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Comments

Diana Louis

from Ludhiana, Punjab

i think u should complain to the hdfc bank via mail and phone, these finance agents should be taught a lesson. Even my relative was charged for the cancellation, in our case the loan was rejected by the bank without giving us any genuine reason and still they dared to charge us rs 3000, when we told them that we will complaint to the police station, they refunded the full amount, but later on i heard that they deducted the amount from the executives salary. really beggars

stanleypaul

from Noida, Uttar Pradesh

why consumer should bear for the fault of dsa.

sidchills

from Mumbai, Maharashtra

different cars have different discounts, i think it is common sense... 90% of the car cost sums up to a certain amount, and when discount is deducted from the car cost..that same 90% ends up being more than 90% funding on the car cost after discount, hence the loan amount reduces in ur case 83% of the original car cost and 90% after discount.
Bank have a policy to give max 90% loan...except few cases..so i think its a fair deal..and discount on the car does make a difference...

Thanks :)

sahayog

from Mumbai, Maharashtra

i had booked a car from this dsa rgs 4wheel world (chembur) and gave the documents for the loan application through them to hdfc bank, they process my loan and they take 1 a cheque in there name as telling 1st EMI and as per HDFC statement we need to pay 1 EMI in advance (other then above cheque) and rest 35 in Installment.Please do the needful.