State Bank of India [SBI] Complaints & Reviews

I received ATM-Card on 27 Jan 2009, but no PIN delivered by the Branch Manager, SBI-Vindhyachal (code 2625). My several reportings gone in vein. Please confirm.

Date : 9.5.2009

AVP Customer Services,
Tower C, 11th floor,
DLF Infinity Towers,
Block 2, Gurgaon
Haryana 122002

Re: SBI card no.[protected]


Dear Sir,

This is further to my letter 7.4.2009 and other 5 letters sent to you earlier after atleast more than 30 letters to all others of your Bank to settle my issue. This is my 6th reminder to you in regard to the settlement of my accounts. I have already sent you all the related documents earlier . In the mean time I have received another Legal Notice dated 8.4..2009. Instead of settling my genuine problem, you are sending me Legal Notices again and again.
I have received a letter ref. no.HV/E/APR-09/12342 fromManager Payment Assistance Unit wherin it is stated that I need to pay Rs.10648.2105 before 1st June to settle the matter which is without any base.
1.In this matter please note that a cheque no.162713 dated 27.6.2005 for Rs.10000/- towards balance transfer was received by me from SBI without my consent or my request.
2. I returned the Cheque to SBI Cards. But the amount and installment with interst had started in my monthly statement of July/August 2005 and accumulated in my total outstanding.
3. I several times reminded to the help-line / Customer service to correct and reverse it with interest and installments paid monthly by me and to change my total outstanding correctly, but it has not happened.
4. At last in September 2006, I have calculated the total outstanding and made final payment considering all my payable .41000/- on 29.9.2006 with interest and destroyed the card and send the broken card to the Bank with letter and I have not used the card after I have made last payment.
5. The outstanding showing as on August.06 is Rs.46903.02 less Rs 10000/- cheque return less interest and installment of Rs.10000/- from August 05 to September 06 Rs 6443/- less Rs. 41000/- paid by me I, e I have paid more Rs.7539.98

Cont.2




-2-



Unfortunately instead of returning me the above amount your Executive is asking me to pay Rs. 10648/- on what basis kindly let me know.

From 2005 repeatedly I am crying to door to door for correction of my account but none has done so. I can show you about 100 pages file which has been created for this card.

Sir, the way I am being harassed and the way I am to spend money and waste time without any fault, you can only understand.
Please give a little time on my issue and settle the issue which is clear that Bank is not get any amount from me.
I am not sending other papers to you which I have sent to your Bank time to time from 2005.

Again I would like to state that the Bank will not get anything from me which you will only understand .
Waiting for your response.

Thanking you,

Yours truly,

( Asutosh Ghosh )
Annada Bhaban,
21/6, Basudevpur Road,
Belghoria,
Kolkata 700056
Mob# [protected]
Encl : A/a
C.C – 1. Chairman- Kindly look into the matter .Sir this is second letter to you.
2. Manager Payment Assistance Unit.

I am a Class_I Officer in Electricity Co. in Maharashtra. I have taken in Principle clearnace of SBI for takeover loan of Rs.6.50 lacs taken earlier from ICICI Bank. The clearnace was taken on 4/5 Oct.2008. As per procedure, I have submitted all document and papers to SBI Branch Market yard, Kolhapur on 23.10.2008. The Branch submitted the file to Regional Business Office, Nagala park, Kolhapur for scrutiny of file and sanction. RBO took nearly 2-3 months to process the file the reason better known to them. RBO assumed that Class I officer post is temporary and loan can not be given. This is a joke that Officer post is regarded as temporary. I tried to convince them that all Govt. orders are on same lines stating any post as temporary prima facie and that will not in any case affect permanent ship on the post held by me. But the authorities denied my loan application after nearly 6 months by passing falatu remarks since their intention was very clear. Not to sanction my file at any cost. If this is the case with Officer, how can SBI makes propoganda of sanction of loan without tension @ 8 % p.a. rate of interest and saying that home loan is not a burden. I have come to the conclusion that SBI loans are meant for only shethjis, big houses and businessmans and not for the needy common man. SBI favours the insolvents and loan is easily available at their doorstep within few time and SBI kicks the common man and honest Officers like me who look the loan as first preference liability. Is there any body to wake up the SBI ?

Sir,
I used my ICICI bank ATM card on 6-4-09 at SBI ATM machine No.S1AC 00081346 for withdrawal of Rs.9000. Payment declined vide TKN No 5878, Response code 072 but my ICICI bank was debited for Rs.9000.
Took up the matter with the ICICI bank and SBI bank but despite 35 days not refunded the amount to my ICICI Bank A/c[protected]. Have made several calls to the call centres of both the banks but so far no progress.

Dr.Ponraj K Sundaram

Dear Sir,

I had applied a housing loan from SBI, NAL branch bangalore in Feb 2009. I did all the verifications done, attached all the documents they asked and they were satisfied with the documents. Even though there was no way of getting the status update, I tried in whatever way I could. They kept on saying that it is under process always. Now after 3 months they say that my applications has been rejected due to ineligibility. This is very wierd and stupid as there is no way it can be as my and my wife's income together makes a good amount, much more than the eligibilty. Also please note that the application is taken only after checking the eligibilty. They are also not able to explain what the ineligibilty is. Now we are facing severe problems as we had alrady paid a good amount as advance to the builder. How can we trust these nationalised banks and their service. It is really horrible and very downgraded.

I have not received monthly statements neither by post nor by email from feb, 2009 onwards.pl arrange to send them by post.

I wanted to check my balance through my sbi atm card.I used dena bank atm in rt nagar, bangalore to check it but the card was taken away by the machine and asked me to contact the bank.I contacted dena bank and they asked me to write a letter abount the incident and told me that they would send my card to the sbi rt nagar directly and i should collect it from their.Is it possible that my card can be misused?

I have Savings Bank Account with State Bank Of India, Defence Colony Secunderabad . My S.B A/C No, is [protected] . on 26.04.2009 I went to draw an amount of Rs. 10, 000 at ORIENTAL BAK OF COMMERCE ATM at Prashantnagar, Uppal when I tried for the first time the transaction in ATM could not got completed and the screen became blank and no cash came out . Hence I tried for the second time then I received a cash of Rs.10, 000. When I checked my account on 05.05.2009 it was found that there are two withdrawal entries of Rs.10, 000 each on 26.04.2009. that is Rs.20, 000 whereas I have drawn only Rs.10, 000. so the transaction of OBC (oriental Bank Of Commerce ) is to be verified from SBI side and the Amount of Rs.10, 000 whcih is debited from my account to be credited back to my S.B account .

Dear Sir,
I Kashi Nath Choudhury a Govt Employee having SBI account([protected]) with koyla nagar branch, Dhanbad Jharkhand-826005, has applied loan for land and house building purpose dt:10.02.09 from my above said branch.I had paid Rs.2650 on 02.03.09 for Bank processing fee and Lawyer fee/charges.
Now my aggrement period is over (, 07.02.09 to 07.05.09) till date either any written information has been recevied by the undersigned for availing the loan.Please may kindly enquire and give me a suitable justice to avoid any other disputes in future.


With regards,
Kashi Nath Choudhury
contact number:[protected]

Dear Sir,
I have deposited cheque on 4/4/2009 in SAKI NAKA BRANCH OF STATE BANK OF INDIA .cheque was issued on STANDARD CHARTERED BANK New Delhi. after repeated visit to branch of SBI in saki naka Mumbai. they have confusion STANDARD CHARTERED BANK has honored my chq on 22/04/2009. But SBI service branch in Delhi has cleared wrong amount so my Saki Naka Branch are not able to give credit or they are not able to make any clarification or contact their service branch in Delhi. If we make mistake bank charges us penalty . If they make mistake whom should we approach . my Saving account No. [protected]. Kindly do the needful at the earliest and oblige.

Thanking you

Regards


Manoj mehra

Hi,
I have a saving a/c with SBI, koratapadu, guntur
I try to take money from SBI account through ICICI ATM SAI NAGAR, ANANTHAPURAM.But money didn't came .Then I tried again But same thing happened again So I checked my balance in online Then seen 10000/- deducted from account.I don't know why this thing happened .
I have complained regarding the issue in bank where I have the account SBI, koratapadu, guntur. And i sent written complaint also. Now I am waiting for money .No information from SBI. Also no money has been credited in my account till now.
I am very much disappointed of such careless and in efficient services rendered by SBI.
I request to take n/a in this regard and get back to my e-mail id - [protected]@yahoo.com.


Venkatesh Mandhapati
a/c no. [protected]

sbicard Complaints - Renewal Fees
View all sbicard complaints
sbicard
Posted:[protected] by K. Venkateswara K.K Send email


Renewal Fees
Sir,

My SBI CARD validation period was expired on Feb 09. In the Month of April i got renewal card subject to payment of Renwal fees of Rs. 750=00. When I am taking this card one your marketing agents told me that there is no annual fees for three years. In this context, neither i used this renewal card nor i didn't pay annual fees of Rs. 750=00. Recently I got monthly statement of rs 937.84 including penality for nonreceipt of renewal fees. I would like to know before sending the bills is not your responsibility that whether the card is operational or not.

In this connection i am regret to inform you that i would like to cancel SBI CARD with immediate effect . I don't want to renewal SBI CARD.
My credit card NO. [protected]

Even after my several reminders to State Bank of India ( the most Pathetic Bank in India ), I am still receiving threat calls and recovery cell people are regularly coming to my house and demanding to pay the outstanding amount or face the consequences.I have already made the payments against which I have received the NOC as well in 2007 . I have clear all my dues as mentioned in NOC but even after submitting the NOC to SBI, recovery cell are coming to my home or giving me threats . I really have enough of it . Even today a person came ( in my absence ) and asked my family members to pay the outstanding bill of Rs 10, 000 .
I don't what needs to be done as no one is ready to listen . I believe, i did a blunder as I opted for SBI credit card .
Please help us as me and my family members are in great pain .

Name : Sameer Mehra
SBI card no. :[protected]
Tracer No. : delhi[protected]

i have applied for new ATM card as my old card was got damaged and not working properly but I havent received my ATM card yet. I have applied for card one month ago. so kindly look into the matter and do the needfull. My Bank account No. is [protected]
thanking you

Suprotim Mukherjee

Sir, I am a permanent employee of Birla Organisation and having acoount with SBI Gadchandur Branch of Chandrapur Dist of Maharastra, since last 22 years.
I am availing Home loan from SBi .Earlier I had take a car loan in 2007 of 3 lacs and cleared it in April 2009. Now I wish to avail another Car loan of 3.5 lacs for new car but Sbi is insisting for SBI life insurance policy along with the car loan which I am not interested since earlier I had taken SBi life but since the car loan is cleared in 2 years it was of no use.
Branch Manager says loan can only be given if SBI life policy is taken or otherwise My LIC policy in original is to be submitted.
I am not getting any cooperation from the Bank authority. Therefore please confirm fi these are necessary for availing Loan

Thanks

P.Biswas

Sir,

I used State Bank of India Debit card to draw money thru ICICI ATM CENTRE (ICICI Bank ATM,

IBSL, Ground floor, Supertech Icon, VijayKhand, Indirapuram Ghaziabad UP )

I have not yet received any money from icici atm centre but my account showed me debit of Rs.2, 020.00 I have made complaint through STATE BANK OF INDIA, SECTOR - 34, CHANDIGARH. But there is no replay till date. Please send me reply for wrong debit of Rs 2, 020.00



Bank & ATM Name :

ICICI Bank ATM,

IBSL, Ground floor, Supertech Icon, VijayKhand,

Indirapuram Ghaziabad UP

Account Holder Name : Saiyad Rajik

Account Number:[protected]



Transaction Amount: 2000

Transaction Date : 26 -02-09

Transaction Time: 09:03

ATM ID :S1CW4863

TXN NO:8698

Transaction Status: failed but amount debit from account

Transaction Details

Account Number
[protected]
Branch
SECTOR - 34, CHANDIGARH


From date
26/Feb/2009
To date
26/Feb/2009








Return to Find Transactions Page





Date (Value Date)
Narration
Debit
Credit

26-Feb-09 (26-Feb-2009)
ATM WDL
[protected] 8698 S1CW4863
2, 020.00


26-Feb-09 (26-Feb-2009)
ATM WDL
[protected] 8699 S1CW4863
2, 020.00





ATM Receipt in text format

IBSL INDRAPURAM

DATE TIME ATM ID

26/02/09 09:03 S1CW4863

CARD NUMBER XXXXXXXXXXXXXXXX2009

TXN NO 8698

# WITHDRAWL #SAVINGS

TRANSACTION DECLINED

RESPONSE CODE 072

% UNABLE TO PROCESS























Thank's With Regard's
Saiyad Rajik
(DBA)
[protected]

after opening almost one year of my demat account with sbi bearing the number ESI 14586, i have not received any loginid and trading password from the said company....

Money withdrawn from ICICI Bank ATM, IBSL, Ground floor, Supertech Icon, VijayKhand, Indirapuram Ghaziabad UP
ATM didnt come amount but amount deducted from account
I went to withdraw money from ICICI Bank ATM, I entered
2000 as withdrawal amount but when the transcaction was over i recieved a
reciept which stated that TRANSACTION DECLINED RESPONSE CODE 072
% UNABLE TO PROCESS
But on checking the balance again the amount i.e 2, 020:00 was
deducted. i went to SBI branch and submitted
the application regarding the same, Bank manager of the branch said that
the money will be again credited to my account in 2 3 days.. but even
after 2 Month's now, the money isnt credited now.
What should i do now???

Detail of account
Transaction Details
Account Number [protected] Branch SECTOR - 34, CHANDIGARH
From date 26/Feb/2009 To date 26/Feb/2009

Return to Find Transactions Page


Date (Value Date) Narration Debit Credit
26-Feb-09 (26-Feb-2009) ATM WDL
[protected] 8698 S1CW4863 2, 020.00
26-Feb-09 (26-Feb-2009) ATM WDL
[protected] 8699 S1CW4863 2, 020.00

ATM Receipt in text format
IBSL INDRAPURAM
DATE TIME ATM ID
26/02/09 09:03 S1CW4863
CARD NUMBER XXXXXXXXXXXXXXXX2009
TXN NO 8698
# WITHDRAWL #SAVINGS
TRANSACTION DECLINED
RESPONSE CODE 072
% UNABLE TO PROCESS

sir, i loss my atm card, after this i completed all formality for duplicate atm card in feb. month, but till now im not get new card.i also complain online sbi 7 my Complaint Ticket Number : CC[protected] .but from bank side no responce, so plz tell me what can i do in this matter...?

To
SBI CARD
First of all I have to write few lines about SBI card which is major headache for me.
I have to give an amount 6283.00 on 21 April 2009 according to monthly statement of 1st april against my card [protected]. Therefore I dropped a cheque No 019383 Bank of India (Abhoypur branch) dated 20th april 2009 of amount 6283 on 13th April at SBI Guwahati branch.
But the above said amount was not debited from my account till 24th of april. That is why I call SBI card help line on 25 th april. Some o[censored]r office personal informed me that the cheque given by me was a out station cheque that is why I was charged of Rs 300 and Rs 350 for late fee and dishonour of cheque. The office personal adviced me that you have to give a fresh cheque immediately of Rs 6283 on 27th of april otherwise you will have to pay the late fee and charged for dishonour. The previous cheque will be given back within a short time.
Then on 27th April I was again dropped a fresh cheque No 019384 Bank of India (Abhoypur branch) dated 27th april 2009 of amount 6283 at SBI IIT branch. And this cheque was cleared on 29th april 2009 . Simultaneously the previous cheque was also cleared on 30th april.


Payment History
Payment History from 01/05/2008 to 05/05/2009

Bank Name Cheque Number Cheque Date Received Date Amount (Rs.)
BANK OF INDIA 019383 20-APR-2009 30-APR-2009 6282
BANK OF INDIA 019384 27-APR-2009 28-APR-2009 6283
BANK OF INDIA 019382 16-MAR-2009 16-MAR-2009 14684
BANK OF INDIA 019377 11-FEB-2009 13-FEB-2009 18464
BANK OF INDIA (BOI) 003050 20-JAN-2009 23-JAN-2009 15083
BANK OF INDIA (BOI) 003050 20-JAN-2009 20-JAN-2009 15083
BANK OF INDIA (BOI) 003049 21-DEC-2008 22-DEC-2008 9971
BANK OF INDIA 003047 18-NOV-2008 18-NOV-2008 8341
BANK OF INDIA 003046 20-OCT-2008 22-OCT-2008 19649
BANK OF INDIA 003045 20-SEP-2008 20-SEP-2008 315
BANK OF INDIA 003043 18-AUG-2008 22-AUG-2008 13140
BANK OF INDIA 003042 20-JUL-2008 21-JUL-2008 35826
BANK OF INDIA 003040 20-JUN-2008 20-JUN-2008 1057
BANK OF INDIA 003039 19-MAY-2008 20-MAY-2008 7191



If you see the payment history then it will be seen that all the payment are from the same bank having the serial of cheque numbers. There is no question o[censored]NBANKABLE INVALID FEE as mentioned in the statement for the particular cheque No 01983 BANK OF INDIA ABHOYPUR BRANCH.

If this particular cheque No 01983 BANK OF INDIA ABHOYPUR BRANCH is UNBANKABLE INVALID then how it is again cleared on 30th april 2009.





Now my question is that why my cheque No 01983 is again placed in the bank for clearing inspite of giving fresh cheque No 01984 on 27th april as it was cleared on 28th april.

Is it legal ?
Is there any right to harash card holders like this manner ?

Also a message was given that from TA-SBI CARD THAT THERE IS A CREDIT BALANCE OF RS -6080.45 AND THE SAME WOULD BE ADJUSTED AGAINST SUBSEQUENT PURCHASES.
Why I purchased ?
If I not purchased then what will hapend about my money ?
Do not try to fraud with the card holders other wise court will determine your path.
There fore I ask to return my extra money which was cleared by you by any means as early as possible.
And resolve the problem immediately.


SBI GOLD CARD MONTHLY STATEMENT
SBI Card

Full Name Card Number Statement Date Page
DR DILIP DAS 01 May 2009 1 of 1
Credit Limit (Rs.)
(including cash) 96000.00
Available Credit (Rs.) (including Cash) 96000.00
Cash Limit (Rs.)(as a part of credit limit) 38400.00
Available Cash (Rs.). 38400.00

PAYMENT DUE DATE
21 May 2009
* MINIMUM AMOUNT DUE (Incl.GST in Rs.)
0.00
** TOTAL AMOUNT DUE (Rs.)
0.00 C

Date Description Amount (Rs.)


Transaction for the account

18/04/2009 UNBANKABLE INVALID FEE(EXCL GST 30.90) 300.00 D
25/04/2009 FEE - LATE PAYMENT (EXCL GST 36.05) 350.00 D
27/04/2009 Pmt dishonour fee cred(EXCL GST 30.90) 300.00 C
29/04/2009 Late Fee Credit a (EXCL GST 36.05) 350.00 C
01/05/2009 TOTAL GST DEBIT FOR CURRENT STMT 18.95 D
01/05/2009 FIN CHARGE ON RETAIL (EXCL GST 18.95) 184.00 D

Transaction for card number :: 4952

28/04/2009 PAYMENT RECEIVED CHEQUE NO 019384 6283.00 C
30/04/2009 PAYMENT RECEIVED CHEQUE NO 019383 6282.00

Dr Dilip Das