[Resolved]  State Bank of India — Unnecessary debit charges, not reversal

This Complaint is send to SBI . Customer Name Deepak Thawani
Surat (Guj) India Resident .

i had taken mediclaim insurance in nov 2006 from ur tieup compnay royal sundaram of rs 6000/-, in my sbi card, but due to technical reasons ur account dept. charged the same amount twicein november and december also. i had reported complaint atleast 40 times to your customer care number. they all says that its their fault and they will clear it soon. then after few months ur dept gave me credit only of rs 2400 in march 2007. against excess charge of 6000/-. then ur company debited the late charges and intrest and all on the same amount. so now the outstanding amount comes out to be more than 9000/-rs. and ur legal dept is forcing me on phone to clear the amount anyhow which i never used, i m very confused, depressed and in tens as they telling that they will take legal action. your company is not intrested in rectifying thier own fault. but only want to harass cutomers thru such silly reasons. this incedent spoiled ur bank impression in my mind at the largest level. pl tell me is this the way to treat the customer. making mistake is not a big thing but knowingly ur company is not rectifying the mistake and troubling the customers. when i had talked tour customer care number i observe that u had not set a responsible person or dept. for such problem or error, as everytime i get different answer from ur side such as: we will see or we will talk to our senior or we will talk to royal sundamram company or we will pass ur complaint to other dept.. there was not a common answer of these ppl. please tell what to do in this case i m very fed up of your harassing phone calls from legal apt n ur bank without my fault i m forced to pay such big amount.


Deepak Thawani
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Aug 14, 2020
Complaint marked as Resolved 
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Dear Sir,

I am Sachin Patel. Your Sbi Credit Card 2 Years old Holder, But No Useing Your Card No Money Withdrol, No Perches And No Insurance Agreement But 45000 Rs.Out standing Payment Waht?
I am not Pay Your Out Standing Payment, lot Off Phone & Lot off Statement i am stressfull,

Please Positive Soluction, And positiv Reply

Thanks & Regards
Sachin Patel
(M) [protected]
Dear Sir,

I am Sachin Patel. Your Sbi Credit Card 2 Years old Holder, But No Useing Your Card No Money Withdrol, No Perches And No Insurance Agreement But 45000 Rs.Out standing Payment Waht?
I am not Pay Your Out Standing Payment, lot Off Phone & Lot off Statement i am stressfull,

Please Positive Soluction, And positiv Reply

Thanks & Regards
Sachin Patel
(M) [protected]

SBI Credit Card — NOT MAKING THE REVERSALS

I have wrote the below mail to the Customercare when I have received a phone call from a Advocate that SBI card have lodged a case against you for not clearing the dues. My complaint is that they have not a make a phone call to me. Their advocate told me that make a settlement otherwise I have to pay double the amount. So I have made a settlement & make a payment of Rs. 3350/- But I want the reversal from that amount.

I Sandip A. Bhaskar credit card holder of the Card No.
[protected] would like to request you to review my case.

Today on 23rd June 2009 I have received a phone call from the Advocate
that SBI credit card have lodge a complaint against

you for not clearing the dues. As per my statement dated 03 Sep 2008
the total outstanding dues was Rs. 18011.42/- .

During that time I am unable to clear the dues on the due date. I have
called customer care executive on 06th Oct. 2008 & ask

him how much is the dues, he told me that Rs. 18710.46/- . I have
requested him to close the card & I will Pay the dues within

a 10 days time. I have made a payment of Rs. 18000/- on 14th Oct 2008
considering that they will

do some reversals of the late payment charges/ Over limit Charges/
Cheque pick-up fee & I have a 726 reward points.

I have changed my house on 5th Oct 2008 so I have not received any
statements after 03 Sep 2008. The statements went to the old

address. I have not received any phone call from SBI customer care
since Sep 2008. I was not aware that the card was not fully closed

till today.

So I request you to close the case.


Waiting for a positive reply from you.


Thanking you.


Sandip A. Bhaskar
[protected]

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