Cred Complaints & Reviews

Credit card bill payment failed. But the amount was not credited back to my Bank account or the credit card. I even submitted my bank account statement confirming the non receipt of refund. I made a payment of Rs. 34, 390.98 against my HDFC credit card using Cred from my HDFC bank account. The amount got deducted from my bank account, however the amount didnt reach the Credit card. I raised a complaint through the Cred app, however there...

On Feb 4th I paid my CC bill through CRED and the first transaction didnt go through, but amount was debited from the Account. I again tried after sometime as my CC due falls on 7th Feb. The second time the amount was debited and transaction was pending. Post which I had 2 successful transactions. But the one was remaining in pending until today 7th Feb 2023.

Today I get a notification that the payment was failed for 30000 and...

I have made the payment of ₹41000 towards my brother college fees on 30th January using CRED education fees option. Payment is still not settled. App is showing payment status as pending till now. I am tired of following up with them. I was just asked to wait and wait. Its been 8 days since I made the payment. Please look into it.

Attached screenshot for the reference....

If you are doing a large payment on credit card through CRED, especially on weekends, holidays etc, by default it fails, but it debits your bank account and money is refunded back in couple of days. You end up running around for another funds to make payments for credit card on last day. CRED actually uses your money for 2 days free of cost and then returns it. Think of several such failed transactions daily by CRED where they get a large...

Dear Team
I am Jitendra Sharma.
I have a payment credit card bill by cred app but still bank not confirm and clearly said i haven't received any payment so please credit amount ASAP and confirm.
i have payment citi bank credit card bill yesterday as on[protected] and[protected] is last day so please. my last credit card four digit is 8677.
PFA..
Thanks & Regards
Jitendra Sharma
[protected]...

I have paid bill f bank of Baroda credit card of rs 16, 730 credit app is showing payment successful and deposited in my card, but i have not received any confirmation from my bank of Baroda bank and amount has not got adjusted yet, i am worried now as bank is calling me again and again for the payment customer support is saying the same thing again and again that it will get adjust but there is no confirmation yet, please resolve this asapbr...

My Complaint number 7296562 has been pending since more than a month and no one is giving me any reply....

Cred has show different plan so I have paid Airtel recharge 2997 and it is useful outside india. I was recharging plan which useful in india. I have contacted Airtel and they did not help to cancel my plan or change to with respective indian plan. I have contacted Cred regarding this and they are not helping. I did not receive any response from them. I have raised complaint in couple of second when I have checked my Airtel Number....

I’ve placed an order with CRED on jan 3rd by mistake and i when i tried to cancel this stupid app doesnt have cancel so when i reached out to customer care raising an incident they told, refuse the order and it will be returned and amount will be refunded.. then when i refused the order .. by the time this stupid CRED have marked my issue is resolved .. and when I raised an issue again after refusing product. Now they are saying product...

Hi,
I am not taken any loan from cred now it is showing active for amount of Rs.60K
Please support...

My name is Anusha Nadella holding One credit card . This e-mail is regarding the incorrect and unjustified interest charges that are levied on my credit card. As per my October, November, December and January month statements, there are constant Financial charges that are levied on my card, though I cleared all the payments within the grace period by availing grace time of three days as per the guidelines issued by RBI. I had to avail the...

I have tried to borrow a Personal Loan of Rs 1.5 Lakhs from Cred Pay and at the First time it was stuck due to some technical issue and after sometime i tried for once again but i was about to enter my debit card details for nach i saw that it is showing wrong tenure for the loan so i cancelled the transacton and later i checked my mail inbox i got sanction letter so here i am requesting you pls cancel that sancton letter as i have not borrowed...

I have tried to get a Loan from Cred Pay of Rs 1.5 Lakhs but due to some technical issue it was not done for the First time, then i tried once again to get this loan and at this time when i was about to enter my debit card details i saw loan tenure is showing wrong so i cancelled the ongoing transaction but when i cked my mail i got saction letter when i was tried for the first time so i would like to remind you again that i did not borrowed...

I made a credit card payment Rs.8650 on cred on 2rd Jan 23 . I got massage payment failed on same date late night I received massage is payment failed. So I need my money on my source acount on refundable basis.
Many times I sent email bank statement also they told me payment refund done still payment not received yet bank statement also sent personally mail id so pls refund my amount asap...

UMRN SBIN[protected] of E-MANDATE SBI REQUEST ID TM[protected] OF RS. 156800 IN A/C XX2925 IS ACTIVE. But cred cash amount still not received in Account due to technical issue...

UMRN SBIN[protected] of E-MANDATE SBI REQUEST ID TM[protected] OF RS. 156800 IN A/C XX2925 IS ACTIVE.
But cred cash amount still not credited in Account. Facing some technical issues....

I made a payment on cred on 3rd Jan 23 at launch hour. I got massage payment successful.on same date late night I received massage is payment failed. So I need my money on my account on refundable basis....

I haven't drawn any amount from cred cash but the e-mandate is set. After several mails also they are not cancelling or replying. Only asking for screenshot again and again....

Even after paying the credit card bill through UPI, the settlement time is very long. In app it shows that it is full paid but in the card company transaction history it is not settlement. If the due date passes huge penalty will have to bear the customer. This unfair business practice need to be stopped....

Cred is just wasting time instead of processing refund. I have paid credit card bill using cred application and payment was failed and amount also debited from my bank account please help me...