Submit a Complaint
Claimed

Cred Complaints & Reviews

cred.club
1
Updated: Feb 16, 2026
Complaints 687
Resolved
71
Unresolved
616
So far, so good. Cred is working on building a stronger response system and taking steps to address most of the complaints. While there's room for growth, their efforts show a positive trend in customer support. We hope Cred will keep up the work and continue to help more customers with their concerns even better 🤝
Complaints
Contacts

File a complaint to Cred

Having problems with Cred?

File a complaint and get it resolved by Cred customer care. It’s quick, effective and absolutely free!

SUBMIT A COMPLAINT
Cred

Cred reviews & complaints page 8

Newest
  • Newest
  • Most Helpful
  • Most Popular
  • Resolved
  • Contains Photos or Videos
  • Oldest
M
Mayanj
from jaipur, Rajasthan
Apr 11, 2023
Report
Copy

Hi,

This is regarding cred application. I have made payment through cred app. But even after 7 days of payment its not reflecting on my bank . they shared wrong UTR number with me . as I have asked to bank they denied about this transection. So please fo not use cred application to make payment . they always make a false reply . or they even not respond once you raise a complaint or issue on the app.
Helpful
Found this helpful?
Write a comment
Report
Copy

Post your Comment

Comment Guidelines
    I want to submit Complaint Positive Review Neutral Comment
    Add Image
    code
    By clicking Submit you agree to our Terms of Use
    Submit
    N
    Narender0310
    from Delhi, Delhi
    Apr 9, 2023
    Report
    Copy

    Address: A 322 BUDH INDER PURI NEW DELHI - 110012

    Dear Sir,

    This to inform you that, today I have paid credit card Payment In RBL Credit Card Amount Rs - 8000/- and payment is Sucssesfully done, due to by mistake payment has been credit to my another RBL Platinum credit card and this card currently is inactive as per below mention card details is mention here.

    In active card No - [protected] ( This Card is Close, Payment Paid in this Credit Card)

    Active Card no - [protected] (This Card is active )

    So i Requested to you please refund my Rs 8000/- in Bank Account,
    Helpful
    Found this helpful?
    Write a comment
    Report
    Copy

    Post your Comment

    Comment Guidelines
      I want to submit Complaint Positive Review Neutral Comment
      Add Image
      code
      By clicking Submit you agree to our Terms of Use
      Submit
      S
      Suresh Kumar Thottempudi
      from Tenali, Andhra Pradesh
      Apr 9, 2023
      Report
      Copy

      I paid my emi through cred on[protected] but don't know why the bank deducted the money again on[protected] i request either of the company to reflect the payment with any transaction charges GST or any hidden charges
      Helpful
      Found this helpful?
      Write a comment
      Report
      Copy

      Post your Comment

      Comment Guidelines
        I want to submit Complaint Positive Review Neutral Comment
        Add Image
        code
        By clicking Submit you agree to our Terms of Use
        Submit
        S
        Sabruddin
        from Gurugram, Haryana
        Apr 7, 2023
        May 15, 2023
        This thread was updated on May 15, 2023
        Report
        Copy

        I have linked my card on Cred application since last 2 years But now I have been cheated, on 15th February 2023, Rs 1003.5 has been debited from my card Aur 19 march 2023 456 rupaye has been deducted card ending 4 digt number 6471 my mobile number is [protected]
        View replies
        have applied loan from CRED app and show showing you have active loan, but the money is not credited. I have done so many follow ups but not good response
        Reply
        Helpful
        Found this helpful?
        1 Comment
        Report
        Copy

        Post your Comment

        Comment Guidelines
          I want to submit Complaint Positive Review Neutral Comment
          Add Image
          code
          By clicking Submit you agree to our Terms of Use
          Submit
          K
          kushah
          Apr 6, 2023
          Report
          Copy

          Address: Gf-1 Astamangal flat, opp v.r.shah school

          I have done recharge but my recharge is not done yet
          Helpful
          Found this helpful?
          Write a comment
          Report
          Copy

          Post your Comment

          Comment Guidelines
            I want to submit Complaint Positive Review Neutral Comment
            Add Image
            code
            By clicking Submit you agree to our Terms of Use
            Submit
            K
            kushah
            Apr 6, 2023
            Report
            Copy

            Address: Gf-1 Astamangal flat, opp v.r.shah school

            I have recharged for a year and still not rechrged my plan, but money got deducted
            Helpful
            Found this helpful?
            Write a comment
            Report
            Copy

            Post your Comment

            Comment Guidelines
              I want to submit Complaint Positive Review Neutral Comment
              Add Image
              code
              By clicking Submit you agree to our Terms of Use
              Submit
              D
              davidfernan
              from Kanchipuram, Tamil Nadu
              Apr 1, 2023
              Report
              Copy

              Address: bengaluru

              Bitterly accused CRED App due to its failed payments when my amount has been debited from my account and Credit card did not receive any payments through this App even after a week and even longer time and still now I am fighting for that.

              The payment of Rs. 6, 506.59 with order id "J53V3L61Y9Q" has already been posted towards your HDFC Bank Credit card ending with 9451, successfully on 9 Jan '23 with the UTR "[protected]"

              Without knowing the 16 numbers of the credit card they have posted my amount to some other cards and asking to me to call hdfc customer care.

              They have not even made 1 Rupee check and simply received amount from me and sent message that they have paid, but hdfc bank not confirming from their side that the payment received and asking the the card number which the amount paid in which hdfc banck also not mentioned the number clearly.
              Helpful
              Found this helpful?
              Write a comment
              Report
              Copy

              Post your Comment

              Comment Guidelines
                I want to submit Complaint Positive Review Neutral Comment
                Add Image
                code
                By clicking Submit you agree to our Terms of Use
                Submit
                D
                Devendran Chettiar
                Mar 28, 2023
                Report
                Copy

                My credit card bill's payment date was 26th Feb. I was traveling outstation and due to network issue i could not i was unable to make payment. The payment was made few mins later to 26th. That's 27th at around 00:02 mins. I received a confirmation that the payment was successful and got the cred coins to redeem. I redeem those points and got some cash back. As this is how it normally works, i was under impression that the payment was successful but on 4 March I got a call from ICICI that the payment is pending and when I check CRED account, it showed transaction failed. The new bill had late payment charges and intrest charges which (Rs 7229) late payment 1200; interest 4924; rest taxes.

                As the payment was late I am ready to bear late payment charges of 1200 but I requested CRED to refund interest which they denied and everytime i follow up they say the same thing that my payment was delayed.
                Helpful
                Found this helpful?
                Write a comment
                Report
                Copy

                Post your Comment

                Comment Guidelines
                  I want to submit Complaint Positive Review Neutral Comment
                  Add Image
                  code
                  By clicking Submit you agree to our Terms of Use
                  Submit
                  D
                  Dr Chandrashekhar Talathi
                  Mar 27, 2023
                  Report
                  Copy

                  Dear Sir

                  I am seeing two times deduction of from my bank and still not credited back

                  05 Mar 2023 LNk8u463QovG0Q-RAZPCREDCLUB [protected] 05 Mar 2023 5, 184.00

                  01 Mar 2023 [protected]-CSHFRECREDCLUB [protected] 01 Mar 2023 5, 184.00


                  Please look into and revert the amount urgently

                  Regards

                  Dr Chandrashekhar Talathi
                  Helpful
                  Found this helpful?
                  Write a comment
                  Report
                  Copy

                  Post your Comment

                  Comment Guidelines
                    I want to submit Complaint Positive Review Neutral Comment
                    Add Image
                    code
                    By clicking Submit you agree to our Terms of Use
                    Submit
                    S
                    Sagar Kuchekar
                    from Solapur, Maharashtra
                    Mar 18, 2023
                    Mar 23, 2023
                    This thread was updated on Mar 23, 2023
                    Report
                    Copy

                    Hi, Maine 1 March ko cred se electricity bill paid Kiya tha wo failed hua aj 18 din ho Gaya abhi tak refund nahi mila.
                    View replies
                    Not reply from cred. Refund not received.
                    Reply
                    Helpful
                    1 other people found this review helpful
                    1 found this helpful
                    1 Comment
                    Report
                    Copy

                    Post your Comment

                    Comment Guidelines
                      I want to submit Complaint Positive Review Neutral Comment
                      Add Image
                      code
                      By clicking Submit you agree to our Terms of Use
                      Submit
                      S
                      Sagar Kuchekar
                      from Solapur, Maharashtra
                      Mar 18, 2023
                      Report
                      Copy

                      Hi, Maine 1 March ko cred se electricity bill paid Kiya tha wo failed hua lekin aj 18 days ho Gaye abhi Tak refund nahi hua. Maine cred 4 din pahle contact Kiya Uno ne bank statement share karne ko bola Maine wo bhi Kiya lekin abhi tak refund received nahi hua.
                      Helpful
                      Found this helpful?
                      Write a comment
                      Report
                      Copy

                      Post your Comment

                      Comment Guidelines
                        I want to submit Complaint Positive Review Neutral Comment
                        Add Image
                        code
                        By clicking Submit you agree to our Terms of Use
                        Submit
                        M
                        melvin1994620
                        Mar 14, 2023
                        Report
                        Copy

                        I made a transaction with cred UPI which is not showing up in the app and the transaction has not reached merchant
                        Helpful
                        Found this helpful?
                        Write a comment
                        Report
                        Copy

                        Post your Comment

                        Comment Guidelines
                          I want to submit Complaint Positive Review Neutral Comment
                          Add Image
                          code
                          By clicking Submit you agree to our Terms of Use
                          Submit
                          P
                          Pravesh2188
                          from Delhi, Delhi
                          Mar 13, 2023
                          Report
                          Copy

                          Address: H NO 2A GALI NO 6C BLOCJ K MAHIPALPUR NEW DELHI

                          I have done 2 times payment but not settled in my loan on card
                          Helpful
                          Found this helpful?
                          Write a comment
                          Report
                          Copy

                          Post your Comment

                          Comment Guidelines
                            I want to submit Complaint Positive Review Neutral Comment
                            Add Image
                            code
                            By clicking Submit you agree to our Terms of Use
                            Submit
                            S
                            Sachidanand Parab
                            Mar 8, 2023
                            Report
                            Copy

                            Address: Benglure
                            Website: Cred.com

                            I make my Rbl credit card payment three times from cred app.In cred app payment successful and amount also deduct from my bank account.But In my Rbl credit card account amount not reached till date from cred.So I got daily message for outstanding amount.But already I paid by cred that ammount .
                            Helpful
                            Found this helpful?
                            Write a comment
                            Report
                            Copy

                            Post your Comment

                            Comment Guidelines
                              I want to submit Complaint Positive Review Neutral Comment
                              Add Image
                              code
                              By clicking Submit you agree to our Terms of Use
                              Submit
                              G
                              G.Kameswari
                              from Bhubaneswar, Odisha
                              Mar 4, 2023
                              Report
                              Copy

                              I have made a payment of Rs.1851 on 2nd March 2023 to icici bank card with last digit 9008 through icici bank imobile app.
                              Till now it has not been credited to my credit card, i have informed the bank regarding the same but they refused to receive the payment.

                              Kindly look into the matter as soon as possible .

                              Below mentioned are the transaction details:
                              Order id-G410W41NNNPD
                              UTR-HGA7P0FC0D[protected]
                              Helpful
                              Found this helpful?
                              Write a comment
                              Report
                              Copy

                              Post your Comment

                              Comment Guidelines
                                I want to submit Complaint Positive Review Neutral Comment
                                Add Image
                                code
                                By clicking Submit you agree to our Terms of Use
                                Submit
                                H
                                Harpreet459
                                from Sangrur, Punjab
                                Mar 3, 2023
                                Report
                                Copy

                                Address: 9592711305
                                Website: Cred

                                Recharged my mobile on 26 feb with 779 . But till date my mobile not got recharged.
                                Helpful
                                Found this helpful?
                                Write a comment
                                Report
                                Copy

                                Post your Comment

                                Comment Guidelines
                                  I want to submit Complaint Positive Review Neutral Comment
                                  Add Image
                                  code
                                  By clicking Submit you agree to our Terms of Use
                                  Submit
                                  H
                                  Harpreet459
                                  from Sangrur, Punjab
                                  Mar 3, 2023
                                  Report
                                  Copy

                                  Address: 9592711305

                                  I have recharged my mobile [protected] by 779 on 26 feb 2023, but till date amount not credited to my mobile no. I complained many times to cred but receieved no positive response. Transaction id was PU01LBDS0462
                                  Helpful
                                  Found this helpful?
                                  Write a comment
                                  Report
                                  Copy

                                  Post your Comment

                                  Comment Guidelines
                                    I want to submit Complaint Positive Review Neutral Comment
                                    Add Image
                                    code
                                    By clicking Submit you agree to our Terms of Use
                                    Submit
                                    P
                                    Pk1993
                                    from Delhi, Delhi
                                    Mar 3, 2023
                                    Report
                                    Copy

                                    Address: Plot no 12b kh no 11 &20 nangli vihar

                                    I m doing a payment of my credit at 1 March but the payment is not received my bank also payment deducted my payment in my bank account and how I get my money back instantly..and who gave the panelty charges if my payment delayed
                                    Helpful
                                    Found this helpful?
                                    Write a comment
                                    Report
                                    Copy

                                    Post your Comment

                                    Comment Guidelines
                                      I want to submit Complaint Positive Review Neutral Comment
                                      Add Image
                                      code
                                      By clicking Submit you agree to our Terms of Use
                                      Submit
                                      Y
                                      yogeshkhare1990
                                      from Bhopal, Madhya Pradesh
                                      Mar 2, 2023
                                      Report
                                      Copy

                                      I am Yogesh khare from Bhopal M.P. contact no [protected].
                                      I took Loan from CRED application is last year 2022, loan amount 200000 total loan Emis 36, I paid 11 Emis but my February 2023 month emi overdue due to my financial condition, Cred executives Harrassing me for payment and also they hack my contact list and harrassing my family members.
                                      Helpful
                                      1 other people found this review helpful
                                      1 found this helpful
                                      Write a comment
                                      Report
                                      Copy

                                      Post your Comment

                                      Comment Guidelines
                                        I want to submit Complaint Positive Review Neutral Comment
                                        Add Image
                                        code
                                        By clicking Submit you agree to our Terms of Use
                                        Submit
                                        P
                                        perz
                                        from Powai, Maharashtra
                                        Mar 1, 2023
                                        Report
                                        Copy

                                        Credit payemt done on feb 24 2023 transaction failed amount was to refunded to account within 1st march but still not credited.there is no email or phone number mentioned to contact.the app asked to upload bank statement, but always says something went wrong.dont know what next.
                                        card ending 5651
                                        Helpful
                                        Found this helpful?
                                        Write a comment
                                        Report
                                        Copy

                                        Post your Comment

                                        Comment Guidelines
                                          I want to submit Complaint Positive Review Neutral Comment
                                          Add Image
                                          code
                                          By clicking Submit you agree to our Terms of Use
                                          Submit