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HDFC Bank Complaints & Reviews

2.9
Updated: Dec 16, 2025
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B
Bhavana Maurya
from Mumbai, Maharashtra
Jan 2, 2018
Resolved
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Address: Mumbai City, Maharashtra

I had been a victim of credit fraud between july 2017-sept 2017 and there were charges incurred on my credit card of 30, 000 which were not authorized by me. The payment was made through one97 communication online payment gateway. Its been two months for the investigation in process with hdfc bank but they deny of recieving any documents and had now send an email to pay for the amount claiming that the otp was sent on my no. And so the alerts which is false. After learning about the otp scenario i also lodged a complaint with cyber cell police which at first the rep of hdfc was not approving of and also asking on the credit payment did not inform about the refusal letter against credit payment instead convinced me to pay for the amount which goes against rti act or misleading a customer. After the second investigation i recieved a message of reimbursement for amount 2, 000 from paytm thus it should be clear that if paytm agrees for 2, 000 amt to be a fraud transaction then so should be the larger amount like 13, 000 so why am i still asked to pay for credit payment. These all things are taking a toll on my health. I'm into a turmoil and also not financially able to pay the amount. I do not want to pay the amount which i did not withdraw or probably is being used by someone else rite now. I do believe in our law which i or any other common man to be shattered thus please help me in this situation because now im relying on you.
Feb 25, 2018
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Jan 10, 2018
HDFC Bank Customer Care's response
Dear Customer,

We regret the inconvenience caused. We request you to share the transaction details at: [protected]@hdfcbank.com and we shall assist you. Mention this Ref No. TTU[protected] in the subject of your mail so it'll help us track your e-mail.

-Bejoy
HDFC Bank Customer Assistance
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    A
    Ashwath Bhatia
    from Noida, Uttar Pradesh
    Jan 2, 2018
    Resolved
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    Resolved

    Address: Gautam Buddh Nagar, Uttar Pradesh, 201301

    I have a bank account with hdfc noida sector 18 branch.
    I was putting rs.10, 000 money in ola money wallet from my hdfc bank account via net banking.
    After the otp was confirmed, transaction was shown to be unsuccessful in the ola money app.
    This is why i tried to do it again.
    I repeated the process and this time it was successful but when i checked hdfc bank account rs.20, 000 (Sum of both transactions, two times 10k) was debited from by bank towards ola, but only rs.10, 000 is shown in the ola money wallet.

    Please initiate refund as soon as possible

    Details of transaction :
    31 dec 2017

    [protected]-payuolamoneyzipcash

    [protected]

    31 dec 2017

    Rs.10, 000.00
    Feb 7, 2018
    Complaint marked as Resolved 
    HDFC Bank customer support has been notified about the posted complaint.
    Verified Support
    Jan 02, 2018
    HDFC Bank Customer Care's response
    Dear Customer,

    I request you to share your Account No/Customer ID, transaction details and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

    -Anay
    HDFC Bank Customer Assistance
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      R
      raj06200
      Jan 2, 2018
      Resolved
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      Resolved

      Address: 560067

      I applied online for fastag through hdfc fastag program. I made payment of 300 inr (200 for security amount & 100 as the top up amount). The reference number of the application is hfr018188. I had received e email with the reference number. I have also submitted application online. It doesnt show any acknowledgement nor any confirmation for further process. Since then i have been trying to contact on the toll free number but no one picks up. There are no updates regarding my application/money whatsoever. Let me know what is the status
      Feb 7, 2018
      Complaint marked as Resolved 
      HDFC Bank customer support has been notified about the posted complaint.
      Verified Support
      Jan 02, 2018
      HDFC Bank Customer Care's response
      Dear Customer,

      Kindly email at hdfc.[protected]@sahaj.co.in or reach the Fastag Team on[protected] for any assistance/clarification with regard to your Fastag application.

      -Anay,
      HDFC Customer Service Assistance.
      Feb 07, 2018
      Updated by raj06200
      I never get response from the email id hdfc.[protected]@sahaj.co.in not they pick the calls

      over all worst service
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        K
        Kanchan Devale
        from Bengaluru, Karnataka
        Jan 2, 2018
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        I had applied online for a fastag on dec 11, 2017 from hdfc. I received the same in a week's time. However, when the fastag was issued, i did not receive any wallet id/ customer id/ password. As such i am unable to recharge my fastag a/c. The toll free/ customer care no is not responding and none of the hdfc banking personnel are even aware that such a fastag is issued by hdfc. I am extremely upset with the kind of service from hdfc. My fastag a/c has been rendered useless and money and time wasted due to hdfc fastag!
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          N
          naga prasanna
          from Hyderabad, Telangana
          Jan 2, 2018
          Resolved
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          Resolved

          Hi team,

          I am a hdfc bank credit card holder. The bank has auto debited from my credit card number ending with 6725 without my concern on date:29/12/2017. I am not interested about this service and don't want this membership any more. So cancel the membership and refund this debited amount

          Oneassist relationship number : [protected]
          Name :- nagaprasanna pusuluri
          Mobile no. :- [protected]
          Credit card number ending :- 6725
          Jan 3, 2018
          Complaint marked as Resolved 
          I have contacted customer care and they resolve the issue
          HDFC Bank customer support has been notified about the posted complaint.
          Verified Support
          Jan 02, 2018
          HDFC Bank Customer Care's response
          Dear Customer,

          We're sorry to hear that. Please share your Card No. with registered contact info & the issue on [protected]@hdfcbank.com. Mention this Ref No.TTU[protected] in the subject of your mail so it'll help us track your e-mail.

          Anay,
          HDFC Customer Service Assistance.
          Jan 03, 2018
          Updated by naga prasanna
          Hi team,

          Today morning I received a call for the above issue and they are asking for entire card number with expiry date and also otp.

          No one should ask their expiry date and otp for the card. And also I found strange that they knew that I had some query about credit card, how can we know if it's a legitimate customer care representative or fraud call
          Dear Nagaprasanna,

          Greetings from OneAssist..!

          We deeply regret for the inconvenience caused to you & appreciate your patience.

          We are unable to find any details, requesting you to kindly mail us the customer ID or registered mobile number to [protected]@oneassist.in

          Should you require any further assistance, please reach us at[protected].

          Regards,

          Brijesh

          Team OneAssist
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            B
            Billa Deepz
            from Coimbatore, Tamil Nadu
            Jan 2, 2018
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            Address: Chennai, Tamil Nadu, 600114

            Dear sir/madam,

            My name is deepak raja.in my savings account. Hdfc bank have taken around $12000 but i received call from home branch and they will reversal $4000. Seriously this is not fair. One important thing is when i visited the home branch they treated me like a # i even accepted it and still i have not received the reversal money. Mainly i want my fully money reversal not only $4000.
            HDFC Bank customer support has been notified about the posted complaint.
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              J
              Jagarapu Shanmukharao
              from Visakhapatnam, Andhra Pradesh
              Jan 2, 2018
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              Address: Visakhapatnam, Andhra Pradesh, 530026

              Sir, i have closed my housing loan[protected] on 18/10/2017 . but till now i have not received my documents. so many times i visited gajuwaka branch office but there is no proper response and placed a mails to concerned officer but job not done.this shows effect on the goodwill and belief on your bank. pls do needful

              regards
              J SHANMUKHARAO
              [protected]@yahoo.co.in,
              [protected]
              Jan 02, 2018
              Updated by Jagarapu Shanmukharao
              please take action
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                S
                ssk003eee
                from Coimbatore, Tamil Nadu
                Jan 1, 2018
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                Address: Chennai, Tamil Nadu, 600080

                Not able to receive sms or email for my hdfc food card transaction and not able to access the internet banking - to reset my password and update adhar card details if required.
                Tried calling hdfc bank customer care many times. They can't help much.

                Employee name : santhosh kumar. S
                Employee id : 965967
                Hdfc visa food card number : * * * 0037
                Provided mobile number : [protected]
                Provided employee id : [protected]@gmail.com

                I really need my transaction details to my mobile number and check my balance through internet banking. Kindly do the needful to continue as a loyal customer to hdfc bank. Or else please issue a new card
                HDFC Bank customer support has been notified about the posted complaint.
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                  V
                  Veena Sudke
                  from Vapi, Gujarat
                  Jan 1, 2018
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                  Address: Valsad, Gujarat, 396191

                  I am a hdfc credit card holder.the bank has debited rs.1399 from my credit card ending 5402 without my concern.i am not interested about this service and don't want this membership. So cancel the membership and refund the debited amount of rs.1399.

                  Membership no. 3300913
                  Veena Pravin Sudke
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                    Y
                    yash2009
                    from Solapur, Maharashtra
                    Jan 1, 2018
                    Resolved
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                    Resolved

                    Address: New Delhi, Delhi, eqem
                    Website: WWW.HDFC.COM

                    I have a card of jet privilege credit card numbered [protected]. My name is satish kumar mishra. I had to pay rs 18919 which is to be autopayed. My account has 18746 amount unluckily. Meanliwhile autopay was to be processed. I will lost 2776 minimum amount unnecessarily. Today is my payment date. Right now i have 19000 plus in my account. Why i would pay 2776 minimum amount. Please help me to save my minimum amount payment. Bank can be process in order to my payment. I had also once 2 months before paid 3000 minimum amount unnecessarily. Please help me
                    Feb 10, 2018
                    Complaint marked as Resolved 
                    HDFC Bank customer support has been notified about the posted complaint.
                    Jan 01, 2018
                    Updated by yash2009
                    Please autopay my payment 18919 because right now I have 19000 plus amount
                    Verified Support
                    Jan 03, 2018
                    HDFC Bank Customer Care's response
                    Dear Customer,

                    We observe that the total amount due for your statement dated 12/12/2017 is Rs 18, 961.16. Since autopay is activated on your credit card account the payment will be auto-debited from your Bank account as per your instruction.

                    -Anay
                    HDFC Bank Customer Assistance
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                      A
                      Aleem.sameena
                      from Bengaluru, Karnataka
                      Jan 1, 2018
                      Resolved
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                      Resolved

                      Address: Bangalore Urban, Karnataka, 560105
                      Website: [email protected]

                      This aleem, i was called & request customer care for my finance charges 563.84 rupees credit.
                      Date & time 01 jan 2018 & 08.25 pm.

                      My payment was 22379.13. I was paid 22006.99. I am not remember the exacts amount. So i was paid round off.

                      I was requested your team member mr. Bharath. He's not ready to explain & referring to go website. He was raising voice & customer satisfaction.

                      So one more time i requested pls return back my finance charges.
                      Feb 7, 2018
                      Complaint marked as Resolved 
                      HDFC Bank customer support has been notified about the posted complaint.
                      Jan 01, 2018
                      Updated by Aleem.sameena
                      This Aleem, I was called & request customer care for my finance charges 563.84 rupees credit.
                      Date & time 01 Jan 2018 & 08.25 pm.

                      my payment was 22379.13. I was paid 22006.99. I am not remember the exacts amount. so I was paid round off.

                      I was requested your team member Mr. Bharath. he's not ready to explain & referring to go website. he was raising voice & customer satisfaction.

                      so one more time I requested pls return back my finance charges.


                      Thanks,
                      Aleem S
                      Verified Support
                      Jan 04, 2018
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      we are fully sensitized to the comments expressed with regard to your credit card and we have arranged to reverse the finance charges of Rs. 563.84, GST remains payable. The relevant credit will reflect in your January 2018 statement.

                      -Manoj
                      HDFC Bank Customer Assistance
                      Verified Support
                      Jan 04, 2018
                      HDFC Bank Customer Care's response
                      Dear Customer,

                      We are fully sensitized to the comments expressed with regard to your credit card and we have arranged to reverse the finance charges of Rs. 563.84, GST remains payable. The relevant credit will reflect in your January 2018 statement.

                      -Bejoy
                      HDFC Bank Customer Assistance
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                        N
                        Nirmoddalwal
                        from Sambalpur, Odisha
                        Jan 1, 2018
                        Resolved
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                        Resolved

                        Address: 246701

                        The case is related with hdfc bank, bijnore (U. P) branch.

                        My name is nirmod kumar, i am farmer by profession. I had taken kcc from the bank & on 22nd december 2017 i went to bank for deposit it with interest & to close / dismiss it on immediate effect.

                        What happen -

                        I went to bank for closing this account & for that purpose i have submitted all amount with interest as per advised by bank loan department staff on 22 december. On same day i asked for recipt/ receiving which can ensure that bank has taken my loan account closing request but they refused to provide instead one of member said that sir we cannot provide receiving because we will email internally to close it & you will get no dues in 3-4 days. Don't worry about you can think your account is closed from now.

                        Today on 1 january 2018, i went to bank for collecting no due but i found that bank staff has not close my loan account yet & now they are quoting me another 400 inr to submit however i have deposited all estimated amount on 22nd december as per advised by bank loan staff member.
                        I wrote same to national consumer helpline because i had very bad experience about this branch & staff & their deductions.
                        Please can you advise, what should i do?
                        Thanks
                        Feb 7, 2018
                        Complaint marked as Resolved 
                        HDFC Bank customer support has been notified about the posted complaint.
                        Verified Support
                        Jan 02, 2018
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        I request you to share your email id to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                        -Bejoy
                        HDFC Bank Customer Assistance
                        Verified Support
                        Jan 03, 2018
                        HDFC Bank Customer Care's response
                        Dear Customer,

                        We like to confirm that your account closer request has been received and same is under process and TAT for account closure is 15 days.
                        For any further assistance and for all your Banking needs, you may please contact your Branch Manager Mr. Gajender Kumar on [protected].

                        -Anay
                        HDFC Bank Customer Assistance
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                          N
                          Nishpan
                          Jan 1, 2018
                          Resolved
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                          Resolved

                          Address: Gautam Buddh Nagar, Uttar Pradesh

                          Hi,

                          This is nishant pandey, the only request i have put across with this bank is to stop the ecs from my account which is creating a lot of trouble on account and these goons from hdfc have not followed my request yet, i am tired of writing emails and discussions with them, every time they talk to me is all making no sense, nobody is coming back with a solution, they come up with solutions that are not possible practically

                          I am tired now screaming out of my lungs and thinking of pulling this bank to the courtroom hopefully they can be justified there,

                          I would look forward this to be heard and not beating around bushes.

                          My details are as follow-

                          Customer id[protected]

                          Regards,
                          Nishant pandey
                          [protected]
                          Feb 10, 2018
                          Complaint marked as Resolved 
                          HDFC Bank customer support has been notified about the posted complaint.
                          Verified Support
                          Jan 02, 2018
                          HDFC Bank Customer Care's response
                          Dear Customer,

                          We are working on your concerns vide ref no:[protected] and will get back to you in 4 working days.

                          -Bejoy
                          HDFC Bank Customer Assistance
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                            H
                            harpreet3365
                            from Ludhiana, Punjab
                            Jan 1, 2018
                            Resolved
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                            Resolved

                            Address: Chandigarh, Punjab, 160022

                            My name is harpreet kaur. I am using hdfc bank credit card since 29th jan. 2013 and the outstanding balance was 70318 on 31 dec, 2016 as shown in my cibil report. This card was upgraded by hdfc bank and the balance of rs. 70318 was carried forward on my new card. I am using the new upgraded hdfc card ending 9423 and paying the dues. But hdfc bank is showing current balance rs. 70318/- on my previous card also as on till date and they have carried this balance forward and showing on my new card also. It is too disgusting for such type of bank. I have requested the bank to sort out this issue but till date all in vain. Today also the same balance stands outstanding on my account and it is adversely affecting my cibil report.

                            Please look into the matter.
                            +1 photos
                            Feb 4, 2018
                            Complaint marked as Resolved 
                            HDFC Bank customer support has been notified about the posted complaint.
                            Verified Support
                            Jan 03, 2018
                            HDFC Bank Customer Care's response
                            Dear Customer,

                            We take this opportunity to clarify that all Banks are required to provide their customer database to regulatory authorities periodically. All financial institutions governed by RBI guidelines update such information to CIBIL (Credit Information Bureau of India). This is done in the normal course of business. Hence, the Bank through this does not attempt to influence any financial institution on their discretion of approval /disbursement of credit. We wish to inform that the details will get updated in the CIBIL based on periodic updating of the data.

                            -Anay
                            HDFC Bank Customer Assistance
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                              R
                              rcgowda1982
                              from Gurgaon, Haryana
                              Jan 1, 2018
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                              Address: 560065

                              Hi,
                              My self mr. Chaluvegowda, r and i have trading account with hdfc securities and while opending my trading account agreed to pay/charges rs.100/- each side trading of option contract, when i started to trade option contract hdfc securities charging 1% of brokarages on turnover amount & top of that sebi cess & gst charging.
                              Please requesting to hdfc securites to revers excess charges alongwith tax part & refund me the difference amount as agreed charges.

                              Regards,

                              Chaluvegowda. R
                              Trading a/c no-a10100824
                              HDFC Securities customer support has been notified about the posted complaint.
                              Heya Chaluvegowda,

                              The brokerage structure is available on the website
                              https://www.hdfcsec.com/article/brokeragecharges-3044

                              and also you may connect them to[protected]prefix local area code).
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                                C
                                conscompl_nav
                                from Kolkata, West Bengal
                                Jan 1, 2018
                                Resolved
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                                Resolved

                                Address: Kolkata, West Bengal

                                There were 2 offers during dhanteras time
                                1. Credit card + tanishq: purchase 80k for 5% cashback, max 4k cashback
                                2. Debit card: purchase min 3000 on apparel, jewellery and other items form 1st to 31st oct and get 10% cashback, max 1.5k cashback.

                                I availed both the offers. The tanishq one and also the other debit card one
                                Date: 17th october 2017, at tanishq, where cashback was supposed to be credited by 31st december
                                Date: 19th october 2017 for debit card purchase

                                Till date no cashback. Called call center and they asked me to work out with merchant as they will give cashback. Bank can't do anything

                                The debit card they simply denied about offer. When i told i have offer screenshot they told write to support.

                                This is pure fraud. Will never use hdfc cards again.
                                +2 photos
                                Feb 2, 2018
                                Complaint marked as Resolved 
                                HDFC Bank customer support has been notified about the posted complaint.
                                Verified Support
                                Jan 02, 2018
                                HDFC Bank Customer Care's response
                                Dear Customer,

                                We are fully sensitized to the comments expressed with regard to your credit card and the same is being reviewed as appropriate. You may look forward to receive a response to your e-mail id in 3 working days. We request you to bear with us in the interim. The reference number for this interaction is[protected].

                                -Bejoy
                                HDFC Bank Customer Assistance
                                Jan 10, 2018
                                Updated by conscompl_nav
                                Still awaiting your response. I have also emailed [protected]@hdfc.com on this
                                Jan 11, 2018
                                Updated by conscompl_nav
                                I have received the credit card cashback. Awaiting Debit Card cashback resolution
                                Dear Customer,

                                Steve here from the Customer Relations team. Always here to help!

                                Thanks for bringing out your concern, we understand we may not be perfect, but we always strive to make things right for our customers. We apologize for the difficulty you have faced and we want to reach out to you. Could you please share your contact number & email id, so that our team can contact you.

                                We take pride in our customer service levels. Customer satisfaction is our main goal, and we go the extra mile to ensure our customers are happy. In case you wish to talk with our Care team, please call on[protected].

                                Sincerely,

                                Steve
                                conscompl_nav's [Complaint's author] reply, Jan 10, 2018
                                Thanks Steve. I have already contacted the Tanishq store and they confirmed that they have sent details to HDFC. In the offer it says cashback will be credited by 31st December 2017, but Tanishq store told it will be credited by 20th January 2018, which is 90 days from the offer period as asked me to contact them if I do not get cashback after 20th January.
                                Hi

                                Prabeen Here.I had purchased in Tanishq at the month of april 18 on 18th april that is on very auspicious day on Akshaya thritiya.Have supposed to get a cashback of 8000/which is split on debit card and credit card, Store people said we have to contact HDFC people not Tanishq, Request a revert from you ASAP

                                Thanks
                                Prabeen
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                                  A
                                  Adarsh Gavali
                                  from Yaval, Maharashtra
                                  Jan 1, 2018
                                  Resolved
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                                  Resolved

                                  Address: Pune, Maharashtra, 412202

                                  Sir i applied for credit card i got message your card is dispatched and by the courier service not delivered to my home because im not present at that time their they not call me. I tried on customer care no it not work properly they asking credit card no. If i not recived credit card how can i give them credit card no. So check them all why it returns and deliver me my credit card.

                                  Regards,
                                  Adarsh
                                  Feb 2, 2018
                                  Complaint marked as Resolved 
                                  HDFC Bank customer support has been notified about the posted complaint.
                                  Verified Support
                                  Jan 02, 2018
                                  HDFC Bank Customer Care's response
                                  Dear Customer,

                                  I request you to share your Card application no. and contact details to [protected]@hdfcbank.com with ref ID-TTU[protected] in the subject line. Will assist you better.

                                  -Anay
                                  HDFC Bank Customer Assistance
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                                    Prmitendra
                                    from Kharar, Punjab
                                    Jan 1, 2018
                                    Resolved
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                                    Resolved

                                    Address: Mohali, Punjab

                                    I am prmitendra mishra today dated 01/01/2018, went hdfc bank branch landran located at kharar landran road mohali for clearing chq of rs. 1.0 lac, after completion of all the formalities from teller counter, chq gone to her counter she didn't clear the chq same time, taking lots of time in other work and put her remark or for cross check to late, she is always doing the same intensely.in the mean time said chq was not cleared due to funds has been transferred. Because her casual/unprofessional attitude towards her responsibilities i was suffered several time.
                                    Whenever the matter of my chqs she was always doing the same behavior,
                                    So, you are requested to coach said employee and taught a lesson of professionalism and good behavior.

                                    Regards
                                    Prmitendra
                                    Feb 4, 2018
                                    Complaint marked as Resolved 
                                    HDFC Bank customer support has been notified about the posted complaint.
                                    Verified Support
                                    Jan 02, 2018
                                    HDFC Bank Customer Care's response
                                    Dear Customer,

                                    I request you to share your complete concern, account/customer Id, complete branch address(Visit here http://bit.ly/1p9RIq0 for help with branch address) and registered contact details to [protected]@hdfcbank.com with ref ID- TTU[protected] in the subject line. Will assist you better.

                                    -Anay
                                    HDFC Bank Customer Assistance
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                                      parag.r.shinde
                                      from Mumbai, Maharashtra
                                      Jan 1, 2018
                                      Resolved
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                                      Resolved

                                      Address: Mumbai City, Maharashtra

                                      I am a hdfc bank credit card holder. The bank has auto debited rs. 1399/- from my credit card number ending with 0908 without my concern on date:31/12/2017. I am not interested about this service and don't want this membership refund this debited amount of rs.1399/and rs 100/
                                      Name :- parag shinde
                                      Mobile no. :- [protected]
                                      Credit card number ending :- 0809
                                      Aug 7, 2021
                                      Complaint marked as Resolved 
                                      HDFC Bank customer support has been notified about the posted complaint.
                                      Dear Customer

                                      Greetings from OneAssist..!

                                      We deeply regret for the inconvenience caused to you & appreciate your patience.

                                      We are unable to find any details, requesting you to kindly mail us the customer ID or registered mobile number to [protected]@oneassist.in

                                      Should you require any further assistance, please reach us at[protected].

                                      Regards,

                                      Sagar

                                      Team OneAssist
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                                        Vinoth Naveen
                                        from Mumbai, Maharashtra
                                        Dec 31, 2017
                                        Resolved
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                                        Resolved

                                        Address: Thoothukudi, Tamil Nadu, 628002

                                        I have call from hdfc life on march 2017 they told me about that your credit card has an offer like 5% cashback, accident insurance...
                                        They tortured me to put insurance.. And finally i said ok...
                                        And my plas was classic assure plus
                                        Yearly 50000...
                                        They told me to pay single term they only u can get the 5% cashback (2500rs).
                                        And i have paid it... Afterthat i calling vignesh chennai branch for 5% they are not attening my call...
                                        Years passed.. Still not im not getting any amount...
                                        Feb 3, 2018
                                        Complaint marked as Resolved 
                                        HDFC Life customer support has been notified about the posted complaint.
                                        Verified Support
                                        Jan 02, 2018
                                        HDFC Life Customer Care's response
                                        Hi, kindly write your issues to us at [protected]@hdfclife.com from the registered Id to have a look into it. Alternatively, the complaint letter duly signed by you can also be submitted to any of the nearby HDFC Life branch in your location. The issue will be investigated by us and accordingly, you would be responded on it.
                                        Hi All,

                                        Thanks for your response .
                                        HDFC LIFE customer care representative contact me regarding the lapsed policy.
                                        Is it possible to lapsed policy to retrieve to current beneficiary.Please check my policy Number:19905219 and policy date is 15/04/2014.Policy Holder name:Nandhakumar. Is it true.

                                        I am waiting for your response.
                                        Hi,

                                        I've also have been cheated by Deepak S Parekh lead HDFC Standard Life in the following way. Taken policy in 2005, post discussions with Nashik Office.

                                        Surrender Value As Told To Me In 2005:
                                        On completion of Three Years; 50% of First Premium + 100% of Subsequent Premiums Paid + 100% Bonus Due

                                        Actual Payment in 2017:
                                        0% of First Premium + 50% of Subsequent Premiums Paid + 0% Bonus Paid

                                        Justification - Group Corporate Policy In CHEATING Indian Public as;

                                        A guaranteed minimum surrender value must be offered after the policy has been premium paying for three years. A surrender value, not guaranteed will be offered after three years. The surrender value will be at least equal to the guaranteed minimum surrender value.

                                        The guaranteed minimum surrender value will be Zero in respect of premiums paid in the first year and 50% of premiums paid subsequent to the first year excluding rider premiums and extra premiums in respect of increased mortality or morbidity risk.

                                        Loss - Rs. 2.69/- Lakhs plus

                                        Indian Public Are Equally Suffering Due To CHEATING of HDFC SL Too...

                                        God Blesss... Parekhji.
                                        Hi,
                                        My name is Rohit Goldar, I have faced the same situation 3 month ago where people sold me a policy with the premium of Rs. 60000.00 annully. I have not received any loan amount and now the free look period has been gone too. They have sold me a HDFC LIFE INSURANCE policy, said they are calling from HDFC Bank, Noida Sector-61 her name is MS. Deepika Yadav/Simran/Ritu. she said my loan has approved with in 22 days I will get my money. But after few days they called back and said HDFC Credit Department has sent a query about your case that you have to pay 35000 more and open Demat account to get the amount disbursed. This was after the free look period. I have emailed to Aditya Birla as well, but no reply. Now they guys are ignoring my calls. I have lost my job and I am in very bad situation. please suggest what can I do.

                                        Mob-[protected]
                                        HDFC Life Customer Care's response, Aug 3, 2018
                                        Hi, if policyholder have any unresolved issue with respect to his/ her HDFC Life policy. Kindly inform to the customer that write to us at [email protected] from his / her registered id to have the same look into and addressed.
                                        Cheating for money —Policy closed but premium’ deducted -no reply from management...I am tired writing mails to

                                        [protected]@hdfclife.com but useless.
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