HDFC Bank Complaints & Reviews

On 31st January, 2023 I opened hdfc savings account which customer id is[protected] on the name of Manmeet Kaur and till now I haven't received my welcome kit. Seriously it's too annoying very bad service. I will not recommend other to open account from hdfc bank.

Hg incl gst 300123-mir[protected]

Amount got deducted by this name

20th my emi was booked and I wanted to pre-close it the same day. The hdfc employees denied pre-closeing it and they asked me to pay a intrest of 1, 071rs. Just for one day. SERIOUS ACTION TO BE UNDERTAKEN

Loan No. 32055

Hi Team,
Why overcharged to my credit card even though no due yet
Please take corrective action and close all
IGST-VPS[protected]RATE 18.0 -27 (Ref# 09999999980117004893155)
117.41
18/01/2023
OFFUS EMI, PROCNG FEE, [protected] (Ref# 09999999980118004490018)
199.00
18/01/2023
IGST-VPS[protected]RATE 18.0 -27 (Ref# 09999999980118004490018)
35.82
17/02/2023
OFFUS EMI, PRIN NB:03, [protected] (Ref# 09999999980217004896313)
10, 306.37
17/02/2023
OFFUS EMI, PRIN NB:01, [protected] (Ref# 09999999980217004896339)
3, 402.71
17/02/2023
OFFUS EMI, INT NBR:03, [protected] (Ref# 09999999980217004896321)
525.06
17/02/2023
OFFUS EMI, INT NBR:01, [protected] (Ref# 09999999980217004896347)

Regards
Rahimul

Hi Team,

Why over charges to my credit card even though no due till now.
Why not mentioned this details at the time of EMI.
Please take corrective action or else close EMI in one slot.

IGST-VPS[protected]RATE 18.0 -27 (Ref# 09999999980117004893155)
117.41
18/01/2023
OFFUS EMI, PROCNG FEE, [protected] (Ref# 09999999980118004490018)
199.00
18/01/2023
IGST-VPS[protected]RATE...

Hi I received call on 10th Feb regarding Job in HDFC and asked to share documents. So I shared. But after that she was not responding and just reading msgs n today as I told complaint done, then she started replying as yes n ok. So I request to take serious action as worried about for my documents. Her whatsapp num +[protected]..

I have submitted request multiple times to update mailing address by uploading aadharcard or driving license however bank rejected request multiple times without any reason...

Dear Sir/Madam,

I am writing to express my deep dissatisfaction with the services provided by your bank. I opened an account in HDFC on 19th December 2022 and submitted all my identification documents for KYC in person at the nearest HDFC branch. However, I have faced a series of issues since then.

Firstly, the welcome kit that was dispatched from HDFC never reached me. When I went to the nearest branch to get the process reinitiated, I was given assurances that the matter would be resolved. However, despite visiting multiple branches, I have not received any help, and my account remains blocked even after 3 months.

I am also deeply concerned that I have been charged ₹575 without any explanation. Due to the account being blocked, I am unable to find out the reason for this deduction.

I want to stress that I submitted all my original identification documents and have taken every necessary step to ensure that my account is active. However, due to the lack of support from your team, I have been left with no choice but to lodge this complaint.

I request you to refund my deposited amount of ₹10, 000 and the amount deducted without any explanation of ₹575. I also wish to state that I do not wish to continue banking with HDFC and request you to close my account.

I urge you to take immediate action and resolve this matter as soon as possible. Please respond to this complaint at the earliest.

I am nitesh kumar sinha, my account has been blocked without any reason, more over i didn't get any intimation, message, form bank or courier department and form three days asking unblocked the account but till now my account has been not activated and they are not even taken any action on this. While you are blocking don't you have any responsibility to intimate the customer or else any message. While opening an account you people address everything from customer. One of the worst service form hdfc bank. Review the issue and resolve as soon as possible
I all ready visited the nearest branch (jasola vihar new delhi) multiple times but haven’t got any resolution yet. I can’t wait for even a single day now, kindly activate or close my account.
Nitesh kumar sinha
Ifsc hdfc0000923

HDFC Bank does not report the Credit Card limit to CIBIL authorities. In absence of this CIBIL uses Sanctioned Amount for calculating Credit utilization. As per HDFC bank, Sanctioned Amount is the max amount you have ever spent on your HDFC card. Which may be way below your credit limit.

This is highly impacting my credit card limit.

I got an HDFC credit card with a limit of Rs 8, 22, 000 lakhs.
The max I have ever used on my credit card is around Rs 2.25 Lacs which HDFC reported to CIBIL as Sanctioned Amount.

Now if I consume Rs 125000 in any month and since HDFC has not reported my Credit Limit, CIBIL uses the Sanction Amount to compute my credit utilization ratio which provides a very wrong value.

Utilisation ratio as per CIBIL = 125000 * 100 / 225000 = 56%
Actual Utilisation ratio = 125000 * 100 / 822000 = 15%

Have checked with other banks and noticed most of them report the Credit Limit to CIBIL which allows CIBIL to compute utilization correctly.

This policy of HDFC is highly impacting my CIBIL Score

I have registered in HDFC website for "DO NOT CALL", still receiving calls everyday. Please help.

We cannot send or receive payment or send money to other person please help and resolve this issue

I have been using HDFC Credit card for a long time and had made good transactions with bank and I recently lost my job and my condition is next to worse I got my final settlement so that I can run my life but the amount which got credited in the account is now on hold as they have marked the account on hold now I cannot use my funds ro clear my pending dues as requested many times to convert my Card bills into small EMIs but the support is horrible and want me to pay in one go knowing my condition I begged to HDFC team but aren't ready to help at all..

The amount which is marked as hold has to be released so that I can pay all my pending bills.

Account number - [protected]
Name - Tunil kumar
Email - [protected]@gmail.com
Phone number -

Regards,
Tunil Kumar

Dear HDFC LIFE Manager,

I have approached the HDFC branch Malkajgiri to take policy for my daughter and my Son for one lakh each in the year 2021 March, they have guided me and my wife to take the policy of HDFC

LIFE, We have asked the agent that in middle can we cancel the policy, he said after one year you can cancel the policy at any time, so I need my money for my mother’s treatment, and even I went

to HDFC LIFE Begumpet, they said that it will not be cancelled in middle, I said I want my money back now for treatment for my mother as she is in Cancer hospital for the treatment and for my Sons Marriage .

So now I want to cancel my Policy, as we required the policy amount for my mother’s Medicals expenses for My Sons Marriage .

If not seriously I will go for Ombudsmen and will raise the Complaint.

Dear HDFC LIFE Manager,

I have approached the HDFC branch Malkajgiri to take policy for my daughter and my Son for one lakh each in the year 2021 March, they have guided me and my wife to take the policy of HDFC

LIFE, We have asked the agent that in middle can we cancel the policy, he said after one year you can cancel the policy at any time, so I need my money for my mother’s treatment, and even I went

to HDFC LIFE Begumpet, they said that it will not be cancelled in middle, I said I want my money back now for treatment for my mother as she is in Cancer hospital for the treatment as well as for my Sons Marriage.

So now I want to cancel my Policy, as we required the policy amount for my mother’s Medicals expenses and for my Soins Marriage.

If not seriously I will go for Ombudsmen and will raise the Complaint.

Dear FastagHDFC Team,

This is to raise a written complaint about "Illegal/wrong deduction of Toll for the amount of 80.00 INR" against the above said subject line vehicle.

My vehicle (Hyundai-Grand i10 - MH05-DS-6848) was parked in my parking lot last night, i.e. on 14-Feb-23. Location of the vehicle is (Maharashtra - Thane - 421201)
However, surprisingly I received a message from 'JK-HDFCBK' stating the following:

Toll Paid Rs. 80
At: IRB Choryasi || On:[protected]:02:23 || Vehicle No: MH05DS6848
Via HDFC Bank NETC FASTag || Bal: Rs 9.099

I want to let you know and want to confirm that neither me nor my vehicle went anywhere on the said date on the given time & we were at home only.

We reside in Maharashtra state, Thane district. The said Toll Booth (IRB Choryasi) is located in Gujarat.
I am furiously wondering, how the Toll amount got deducted from my account then??

This illegal & wrong deduction needs to be rectified.
Requesting you to please look into it & kindly revert my money back to my FastagHDFC account at earliest, which was wrongly deducted.

I have raised a complaint with your customer care & wherein they acknowledged the issue, also mentioned that this happened due to some server problem / system glitch.
They provided me with the complaint number - I83689251. PFA relevant documents/images for your reference.

I have booked train ticket in payzapp. I'm not able to cancel my train ticket which is booked in payzapp. The page will not load.i have attached the reference. Now who will pay my amount.?

I had my train tickets booked through Smartbuy but i’m unable to cancel it presently. When I log into the Smartbuy website and click on cancel ticket, it pops up with “Couldn’t complete the request. Something went wrong.” This has happened quite a few times. Please look into this matter and help me cancel the tickets.
Thank you

As a college student I cannot afford to pay these charges, please look into it, thankyou.
MIR[protected]
DEBIT CARD ANNUAL FEE-Dec[protected]MIR[protected]
customer id[protected]

My name is Shivakumar.singhe. I had 2 credit cards ending 5530 and 3321. Even after clearing the outstanding amount I didn't receive NOC