HDFC Bank Complaints & Reviews

Please remove hold from my account number asap!!!
Ac no - [protected]
Regards
Abhishek Singh Rajput

I Had Applied For Personal Loan In HDFC Bank.
Below Are Details,
Application Details : 09/02/2023 03:00 PM.
Loan No. :[protected].
Loan Amount Approved :- Rs.5, 61, 500.
Loan Tenure :- 60 Months.
ROI :- 14.75%.
They Had Hold My Disbursement Just Bcoz Of Form 16.
My Company Is Not Providing Me Form 16.
Instead Of That My HR Had Given The EMPLOYEE CONFIRMATION ON MAIL, Attached...

Hi sir/maam,
I have made a payment of amount 1000/- on 15 Feb 2023 using phonepe upi. Unfortunately the transaction got failed and amount deducted from my account. I have complaint phonepe about this. Now, they have mentioned it's from the bank end.
Transaction Details:
Transaction ID: T2302150014025526788541
UTR:[protected]

Kindly refund cause it's already a delay.

Thank you!

My Complaint is not resolved and it is just marked as Resolved. These are not genuine people. They did not even contact me and resolved it without solving.

Dear team,

I am Kishor Patil. I recently did a electricity bill payment of Rs. 967.6 through bdgpay.[protected]@hdfcbank online payment mode on 11/02/2023 which was supposedly credited to Maharashtra State Electricity Distribution Company Limited, Nandurbar district, Maharashtra.

The affromentioned amount of Rs. 967.6 was already debited from my SBI bank account with UPI transaction id T2302111106519884115259 (PhonePe app) and credited to bdgpay.[protected]@hdfcbank.

However, the actual payment receiving authority, Maharashtra State Electricity Distribution Company Limited, Nandurbar district, Maharashtra did not get credited or received the bill payment amonut as I was told by the authority abount yet pending status of electricity bill.

Please look into this matter and resolve my pending payment status.

Thank you

This is in reference to the transaction made in my account under the header of depository charges without any prior information by the hdfc bank.

Kindly be informed that an amount of Rs.885.00/- was deducted from my salary account on 21st February 2023 under the name of Depository charges.

Initially when I did not have demat account they forced us to create one without intimating us that they are going to charge annual fees and I've gone to the branch itself month before to know about some clarifications earlier from customer care and I also speak him deny of this service. Now all of a sudden they have charged Rs.885.00/- without even sending a single message or even after took my money they've semt nithing. This is very bad and disappointing. And i have never used the demat account till now. All actions were done by the account managers. If i call the customer care they will not have answers. Also in branch itself there were no support from whom working specially for this demat details which a worst thing. And they will not communicate that they are charging. When I ask them about my money back they say like it's not possible even I've not even used that account and also which is just took money for a year to come.

Please do the needful as earliest.

Hello sir

Please send me a copy of the "no objection certificate" for the settlement that was done on my hdfc bank credit card no. [protected] .

I would also request you to please clear my name from cibil as the settlement was successfully closed before the the end date.

My details are mentioned below.
Name : BHAVNA VERMA
Registered mobile number: +91-[protected]
Contact number: +91-[protected]
Mail : V.[protected]@GMAIL.COM
Pan number : AYXPV4437D

Please do the needful on priority.

On 31st January, 2023 I opened hdfc savings account which customer id is[protected] on the name of Manmeet Kaur and till now I haven't received my welcome kit. Seriously it's too annoying very bad service. I will not recommend other to open account from hdfc bank.

Hg incl gst 300123-mir[protected]

Amount got deducted by this name

20th my emi was booked and I wanted to pre-close it the same day. The hdfc employees denied pre-closeing it and they asked me to pay a intrest of 1, 071rs. Just for one day. SERIOUS ACTION TO BE UNDERTAKEN

Loan No. 32055

Hi Team,
Why overcharged to my credit card even though no due yet
Please take corrective action and close all
IGST-VPS[protected]RATE 18.0 -27 (Ref# 09999999980117004893155)
117.41
18/01/2023
OFFUS EMI, PROCNG FEE, [protected] (Ref# 09999999980118004490018)
199.00
18/01/2023
IGST-VPS[protected]RATE 18.0 -27 (Ref# 09999999980118004490018)
35.82
17/02/2023
OFFUS EMI, PRIN NB:03, [protected] (Ref# 09999999980217004896313)
10, 306.37
17/02/2023
OFFUS EMI, PRIN NB:01, [protected] (Ref# 09999999980217004896339)
3, 402.71
17/02/2023
OFFUS EMI, INT NBR:03, [protected] (Ref# 09999999980217004896321)
525.06
17/02/2023
OFFUS EMI, INT NBR:01, [protected] (Ref# 09999999980217004896347)

Regards
Rahimul

Hi Team,

Why over charges to my credit card even though no due till now.
Why not mentioned this details at the time of EMI.
Please take corrective action or else close EMI in one slot.

IGST-VPS[protected]RATE 18.0 -27 (Ref# 09999999980117004893155)
117.41
18/01/2023
OFFUS EMI, PROCNG FEE, [protected] (Ref# 09999999980118004490018)
199.00
18/01/2023
IGST-VPS[protected]RATE...

Hi I received call on 10th Feb regarding Job in HDFC and asked to share documents. So I shared. But after that she was not responding and just reading msgs n today as I told complaint done, then she started replying as yes n ok. So I request to take serious action as worried about for my documents. Her whatsapp num +[protected]..

I have submitted request multiple times to update mailing address by uploading aadharcard or driving license however bank rejected request multiple times without any reason...

Dear Sir/Madam,

I am writing to express my deep dissatisfaction with the services provided by your bank. I opened an account in HDFC on 19th December 2022 and submitted all my identification documents for KYC in person at the nearest HDFC branch. However, I have faced a series of issues since then.

Firstly, the welcome kit that was dispatched from HDFC never reached me. When I went to the nearest branch to get the process reinitiated, I was given assurances that the matter would be resolved. However, despite visiting multiple branches, I have not received any help, and my account remains blocked even after 3 months.

I am also deeply concerned that I have been charged ₹575 without any explanation. Due to the account being blocked, I am unable to find out the reason for this deduction.

I want to stress that I submitted all my original identification documents and have taken every necessary step to ensure that my account is active. However, due to the lack of support from your team, I have been left with no choice but to lodge this complaint.

I request you to refund my deposited amount of ₹10, 000 and the amount deducted without any explanation of ₹575. I also wish to state that I do not wish to continue banking with HDFC and request you to close my account.

I urge you to take immediate action and resolve this matter as soon as possible. Please respond to this complaint at the earliest.

I am nitesh kumar sinha, my account has been blocked without any reason, more over i didn't get any intimation, message, form bank or courier department and form three days asking unblocked the account but till now my account has been not activated and they are not even taken any action on this. While you are blocking don't you have any responsibility to intimate the customer or else any message. While opening an account you people address everything from customer. One of the worst service form hdfc bank. Review the issue and resolve as soon as possible
I all ready visited the nearest branch (jasola vihar new delhi) multiple times but haven’t got any resolution yet. I can’t wait for even a single day now, kindly activate or close my account.
Nitesh kumar sinha
Ifsc hdfc0000923

HDFC Bank does not report the Credit Card limit to CIBIL authorities. In absence of this CIBIL uses Sanctioned Amount for calculating Credit utilization. As per HDFC bank, Sanctioned Amount is the max amount you have ever spent on your HDFC card. Which may be way below your credit limit.

This is highly impacting my credit card limit.

I got an HDFC credit card with a limit of Rs 8, 22, 000 lakhs.
The max I have ever used on my credit card is around Rs 2.25 Lacs which HDFC reported to CIBIL as Sanctioned Amount.

Now if I consume Rs 125000 in any month and since HDFC has not reported my Credit Limit, CIBIL uses the Sanction Amount to compute my credit utilization ratio which provides a very wrong value.

Utilisation ratio as per CIBIL = 125000 * 100 / 225000 = 56%
Actual Utilisation ratio = 125000 * 100 / 822000 = 15%

Have checked with other banks and noticed most of them report the Credit Limit to CIBIL which allows CIBIL to compute utilization correctly.

This policy of HDFC is highly impacting my CIBIL Score

I have registered in HDFC website for "DO NOT CALL", still receiving calls everyday. Please help.

We cannot send or receive payment or send money to other person please help and resolve this issue

I have been using HDFC Credit card for a long time and had made good transactions with bank and I recently lost my job and my condition is next to worse I got my final settlement so that I can run my life but the amount which got credited in the account is now on hold as they have marked the account on hold now I cannot use my funds ro clear my pending dues as requested many times to convert my Card bills into small EMIs but the support is horrible and want me to pay in one go knowing my condition I begged to HDFC team but aren't ready to help at all..

The amount which is marked as hold has to be released so that I can pay all my pending bills.

Account number - [protected]
Name - Tunil kumar
Email - [protected]@gmail.com
Phone number -

Regards,
Tunil Kumar