HDFC Bank Complaints & Reviews

INR 275 was deducted from my account for ISAMQC charges for Oct to Dec 2022. I have not subscribed for mutual funds services ever. Please refund the charges and discontinue mutual fund services if it has been activated from the banks end without my consent.

Transaction Date: 27 Mar 2023
Transaction Details: ISAQMC-Oct-Dec[protected]MIR[protected]
Ref Num: MIR[protected]

- Date of incident : 20 March 2023

I want to complain about the fraud campaign run by HDFC life insurance, Race course road branch, Bengaluru. I had been promised free health insurance of 10 Lakh coverage for buying 1 lakh sampoorna jeevan, but said the health cards will be issued 40 days later. However, since I was to travel outside country, they promised to get it processed by April 10, 2023

Not trusting, I went physically to office and met Mr. Vishal and Mr. Vijay who gave me all false promises and got Life insurance processed. Yet no receipt or acknowledgment that the health insurance policy will be processed. It's been 5 days since my Life insurance is issued and nothing has been done to process my health insurance. They are playing this game with so many people

Please help to provide relieving Letter.
Name : Parwez Alam.
Employee Code :CP06356
Date of Joining : June 20, 2008 Kolkata .
Role: Contact Sales Executive in HDFC BANK LTD. Branch: Chandannagar. Deate of Leaving: 07th June 2009.
Please provide the Relieving Letter.

Sir/Madam,
I am trying to foreclose the entire personal loan taken last year February 2022 outstanding today i.e.28/03/2023 is Rs.2, 32, 846 but they are charging foreclose charges on it @ 4.72% on the principal amount outstanding which is too high for common person who repay their loan without any default during repayment. I also speak with HDFC personnel who gave the reference of RBI guidelines and reluctant to do anything in this...

My existing food plus card is list.
I'm working in TCS.
Please issue a new food plus card.
Thanks...

I ordered nutripro blender from Amazon on march.i didn't received it .but it showed as delivered so I called customer service and told about the issue., they told they will refund the amount on 11 of march but didn't get it., so called customer service again and they gave me refund reference number[protected].i didn't receive my refund still., so please initiate my refund

I have just noticed that Rs 295 deducted from HDFC SB A/c with out my knowledge. Recently I have done a Mutual Fund transaction through Net Banking. But during that time I haven't had any information about this Charge nor the Bank has warned me. How can you people do such transactions with out one's knowledge. I demand that my amount should be credited back to my account.

I was charged 450 rupees EMI RTN Charges for the month of March 2023 without any clear explanation. I have an active gold loan with the HDFC bank and I am paying the EMI dues without any delays. The HDFC bank's customer service is waste of time. Always keeping the customer on hold. I was unable to speak to a CSR with clear knowledge of what is happening with the account and the CSR was not aware of the process.

Dear Sir, all the formalities from my side are complete as requested, ie kyc, account is still blocked. You are not replying to my mails also .

UserId: 7234754

The bank is not providing any option to receive the OTP for online transactions on the registered email id. As all the banks provides this option as only mobile number to receive OTP is kind of restricting my transaction and compelling to depend fully upon mobile network Service provider. Since I stay in low or almost zero network service area it becomes difficult to do any online transactions without receiving OTP over phone. This is really a failure for a reputed bank like HDFC. Since all other banks I use provides service to receive OTP over registered email id. All following RBI guidelines to do so. Mentioning this so called RBI guidelines as HDFC customer care keeps on insisting and repeating same line that RBI guidelines do not allow banks to send OTP over registered email id. I am really tired to fight with HDFC bank over OTP issue. The only solution remains if bank is not providing solution for the ease of customer, to close down 15 years old account with you.

I am not sure about this but as of my knowledge while withdrawing cash a customer should always be vigilant towards keeping his ATM PIN a secret.
Firstly, the security guard was standing at the doorway talking to some guy with the ATM door half opened. I was confused if he's in line or a security guard.
When I was inside the ATM he was in his same position standing just beside me while I was withdrawing my cash. I asked him politely to either go outside or move from my proximity.
It's just this that caused him to start saying all sorts of slangs and provocative words. I am this close to go to the bank and lodge a complaint. Correct me if I am wrong, are security officials allowed to just stand beside consumers while they withdraw cash?

My account has been on hold since a month.
The welcome letter was undelivered to my address (which is HDFC bank's fault) and after that the put my account on hold.
I am not able to withdraw money nor transfer funds from my savings account.
My salary goes into this account and I have to make emergency transactions.
The re-delivery of the welcome letter is not even started.

Dear Sir/Madam,

This is to bring to your kind notice that the HDFC credit card department has generated a bill amount of 106200₹ for my regalia hdfc credit card ending 3941.

The 4 EMIs that they have included in the bill do not exist and the same was cancelled and refunded back by the Flipkart merchant on 17th Jan 2023.
But still they have included that in the 02 March 2023 bill generated.

I have sent several email to them to bring to notice that the all the 4 transactions have been refunded and the emis to do not exist and the same was brought to notice to them on 08th March 2023.

After several emails, one gentleman from hdfc credit card department calls up and says that the the customer has to notify the hdfc credit card department, if there has been any refund back to the card and it is not their responsibility and he said that they will let let me know, how much to pay by 22nd March 2023.

My billing amount was 22nd March 2023 and my outstanding as per them was 106200₹, i repeatedly ask them, how much i need to pay them by 22nd March 2023, as they admitted that they will cancel all the 4 EMIS.

I paid 57000₹ upfront just to avoid any interest payment by 22nd March 2023.

Today on 24th March 2023, they sent me an email that the full amount of 106200₹ has to be paid by me and also the interest amount generated.

All the 4 EMIS were cancelled in Jan 2023 month and the money was deposited back to my credit card by Flipkart but still they continued all the 4 EMIS on the 02nd March 2023 bill.

I am attaching all the proof available with for the correspondence but the hdfc credit card department has been purposely waiting to levy interest rates on me, in case of any default.

In their email they still say one of the emi is still active.

I need help from the RBI to punish this hdfc credit card and generating fraudulent bills and their resolution takes so much time and they blame the customer that we were trying to contact you but you were not reachable but they won't reply on email, just to avoid any litigation.

My prayer to you is that they have purposely added all the EMIS, even though they were all refunded back to the card and they say that it is the customer responsibility to tell them regarding the refund.

I am attaching all the proof available with me.
I am presently in dubai for work but i have been harrased by hdfc credit card department.

Regards
Samaresh Pal

Hello,

I got call from Aadesh kulkarni from Mumbai branch. (Mobile :[protected]]) to explain the hdfc life policy.
At starting only i told him i don't want to take any policy now, but he told me that just listen once then you decide.
I listen all policy details and told him that i don't have to take this right now, but i can think in future.

When he got to know that i am not taking his policy then he started abusing me and my family.
Kindly take appropriate action against the employee

I am using HDFC Bank past 6 months but suddenly in this month(March) deducted 5 times ach charges, how can this possible

I have submitted all necessary documents for minor Demat on November 2022 but the account is not open.
It’s possible, HDFC BANK it’s a big brand but not opening a minor Demat account.

I run a small business and we have our current account with HDFC Bank (Electronic City, Bangalore). On 14th March, I noticed that I wasn't able to operate the account. I called the Manager and he put me in touch with someone else. It took about 5 days for them to figure out what the issue was. They said that we had not submitted some documents (Which we already have). It has been over 48 hours since I submitted new documents but to no avail. Terrible service from HDFC.

My vendors are breathing down my neck and I am unable to do anything.

Hi, my two wheeler loan closed in 2002 and I requested for NOC so many times but I didn't get to my address yet.So please I requested you to send the NOC as much as possible.

I have been charged for 2500 from november in the name of interest of a loan of 14000, but I havent taken any loan.

Hello sir,

This is in reference to the transaction made in my account under the header of depository charges; without any intimidation by the hdfc bank.

Kindly be informed that an amount of Rs 297/- was deducted from my savings/salary account on 20 march 2023 under the name of depository charges and also holding my amount Rs.183/-

Initially when we did not have demat account they forced us to create one without intimating us that they are going to charge annual fees and i received the call earlier from customer care i also speak him deny of this service. Now all of a sudden they have charged Rs.297/-.. This is very bad and disappointing. And i have never used the demat account till now.. If i call the customer care they will not have answers. And they will not communicate that they are charging.. If they would had communicated that even if i don't use the account, still would be charged then i would have closed the account.

And after all we are working hard and earning money. Kindly suggest how do we proceed with the same to ensure that in future, no such issue is encountered.

Also, i request you to please refund the deducted amount to my savings account.