[Resolved]  HDFC Bank — hdfc credit card

Address:Latur, Maharashtra, 413517

Dear HDFC

Please note that i applied for HDFC Credit Card and got Reference No : [protected]DX. I got all verification done at my office and residence too. I got multiple calls at office too for verification.

Today got checked in HDFC Link showing track your card application. Found the reason as follows.

Application Reference Number
[protected]DX
Status
DISAPPROVED
Remarks
DISAPPROVAL OF THE CREDIT CARD APPLICATION DOES NOT REFLECT IN ANYWAY ON YOUR CREDIT STANDING OR YOUR FINANCIAL STABILITY
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Aug 14, 2018
Complaint marked as Resolved 
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Jul 11, 2018
HDFC Bank Customer Care's response
Dear Customer,

We wish to inform you that your application has been considered in line with the bank's internal credit policy (which is based on a combination of financial and related criteria and/or statistically determined scores to assess credit eligibility)and operating/credit processes (which include a combination of verifications, credit bureau reports, and document verifications). We regret to inform you that we are unable to approve your application as it did not meet the internal criteria of the bank.

-Anay
HDFC Bank Customer Assistance
Complaint comments 

Comments

I am unable to get get noc from your bank pathsala branch.my loan a/c no was 34598082
mosharab's reply, Jul 3, 2018
I haven't able to get noc against loan a/c no.34598082
Last Tuesday at 3:22 in the afternoon, I swiped my debit card on a local shop in which the shop did not receive the payment, I got a message instantly on my phone that transaction has been reversed from MRLPOS, but it has not yet credited to my account.
I had recharged my mobile with a na amount of 655 through PAYUIND and amount was being debited from my debit card and the mobile was not successfully recharged, request you to kindly do the needful

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