HDFC Bank Complaints & Reviews

I have submitted the bank account closure application on may 2017 in HDFC civil lines branch and also paid the due amount, yet I used to get messages from the bank for penalty charges for keeping my account balance low.
I just logged in my account online and found that they have continuously charged for keeping account low balance.

Hello i want to know about my hdfc bank account which is salry account but due to not credit salary then bank convert it into savings account now i am working in other company and apply that account to convert into a salary account again and submit the all required documents like company letter and account info to bank but i don't get any confirmation from bank side regarding account converted or not on phone call they ar not entertaining and when i visit to bank they clearly said we can't give information about this..

So i request you can u pls give me the information about my account that it has been converted into salary account or still in savings account.

I have already filed a complain against hdfc life. Thinking that consumer forum will definitely understand and try to resolve my complain they even tried at the early stage of the conplain through which i received a call from hdfc where they wanted me to withdraw my complain and negotiate at the amount of 25000 which is not even 20% of the claim amount and denying the proposal they talked to me in such a harsh manner, when i told him that i am a very old customer of hdfc life and with this type of behaviour towards the customer i would definitely withdraw my other policies running with it.
Towards this i got a beautiful reply that hdfc doesn’t care about his reputation, either i should accept the proposal or they will give this amount to the mediator to finish this case.
I just wanna ask and is this the way to treat to a customer to a girl, to my mother to is a widow lady...i am taking an initiative by making aware to all my family and friends to withdraw the policies with hdfc life and they are actually doing it i hope a small effort of mine will definitely effect this SO CALLED PROUD FIRM HDFC LIFE.
Kindly help me out asap, and do mail me on [protected]@gmail.com

Sir my bike Loan No. 36001421 my loan payment pay time to time your dummi a/c 0816 and I am last payment pay 08/11/17 but my one emi pending show your website I am complain your Chembur branch after 4 time but no response he say Sir clear ho jayega 1week me lekin yesa kar ke1mahine ghumaya baad Me ek no. Diya swapnil thorat kanjurmarg Branch abhi 2 machine se ye sab ghuma rhe hai agust mahine ka payment Maine kiya hai inke dummi account me jo ki ye log ne kisi aur ke account Me add kar diya hai jisake wajah se mera 2loan ruka huaa hai so Sir please Help me

I have an account with HDFC bank which was a salary account opened by my previous employer. After quitting that job My salary account was converted to Savings account without any intimation or knowledge.

As per RBI rule it was mandatory to link Aadhar card to bank account however, I have not linked it as I didnt wanted it to be operational and HDFC wasnt helping to close it.
However, I received an text message stating aadhar card has been updated to my account. Since, I have never provided any Aadhar details to HDFC personal I was amazed as how this has happened and enquired the same with HDFC bank as per their escalation procedure. I have not received any proper response apart from giving random answers.

I want to file a complaint and severe action needs to be taken for this scenario as Aadhar details are confidential and I have not provided it to them better asked them to linked it. Please tell me the procedure for the same.

Below is the detailed conversation with bank manager:

Case Number 06488661

Inbox
x

priya.[protected]@hdfcbank.com

12/28/17

to me, ekta.wadhwa

Dear Sir,

We refer to your email dated 20th December 2017 in relation to the Aadhar card updation .
As per the Government of India directive and amendments in the Prevention of Money Laundering (Maintenance of Records) Rules, 2005 (“PML Rules 2005”), all existing Bank Accounts have to be updated with Aadhaar by the banks by 31st March, 2018, failing which the accounts will become inoperative.

In light of the above directive, we have updated your Aadhaar no with Customer ID ending with 715 as received along with Credit card application form. A pre-updation consent SMS was send to your registered mobile number with regard to the same.

Please feel free to speak to our Branch Operations Manager - Ms. Priya Nair on[protected] /[protected] or our Branch Manager - Ms.Ekta Wadhwa on [protected] for any further clarification.

You can also E-Mail them at priya.[protected]@hdfcbank.com or ekta.[protected]@hdfcbank.com for any further clarification or assistance.

We assure you of the best of our services at all times.

In line with our focus and commitment to Customer Service, we trust the issue has been resolved to your satisfaction. If you are not satisfied with the resolution, you may write to our Grievance Redressal Officer Mr. Shrikant Shashikant Sapre at HDFC Bank Ltd., 5th Floor, Tower B, Peninsula Business Park, Ganpatrao Kadam Marg, Lower Parel (West), Mumbai-400013 or E-mail at grievance.[protected]@hdfcbank.com. Alternatively, you can call our grievance cell at Toll Free:[protected] or Tel:[protected].

Warm Regards,

Priya Nair
PBA Jogeshwari (W) Branch.
_______________________________________________

HDFC Bank Ltd, Shop 1/2, Ayesha Tower, S.V.Road,
Next to MTNL, Jogeshwari (W), Mumbai - 400102.
________________________________________________

Tel. No :[protected] /[protected]
Email ID : priya.[protected]@hdfcbank.com
Website : www.hdfcbank.com
________________________________________________

________________________________________________________________________________...⇄
Now use Mobile banking and get easy access to your account anytime, anywhere in a safe and secure manner.
Call[protected] to download the App. Click here to view the Demo Video http://bit.ly/MBAppvid

YOU CAN NOW GIVE A MISSED CALL FROM YOUR REGISTERED NUMBER ON THE FOLLOWING TOLL FREE NUMBERS TO REQUEST FOR :

CHEQUE BOOK[protected]
MINI STATEMENT[protected]
ACCOUNT STATEMENT [protected]
ACCOUNT BALANCE [protected]

________________________________________________________________________________...⇄
Disclaimer:
"The information contained herein (including any accompanying documents) is confidential and is intended solely for the addressee(s). If you have erroneously received this message, please immediately delete it and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action in reliance on the contents of this message or any accompanying document is strictly prohibited and is unlawful. The organization is not responsible for any damage caused by a virus or alteration of the e-mail by a third party or otherwise.
Regd. Office : HDFC Bank Ltd., HDFC Bank House, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013. "

bhushan lucifer

12/28/17

to priya.nair, ekta.wadhwa

Dear Priya,

I hope you are doing well.

I am aware of the rules of linking Aadhar card to everything. My question is and I quote once again "FROM WHERE YOU GOT MY AADHAR DETAILS TO UPDATE IT IN YOUR SYSTEM?". And please do not say In light of the above directive, we have updated your Aadhaar no with Customer ID ending with 715 as received along with Credit card application form.

For you to receive these details I will have to send it. I have already informed your employee who called me the other day that I have never by any mean whatsoever provided aadhar details to anyone from HDFC bank.

Plus thanks to bringing to my notice, what is going on with the with Credit card application form.

I HAVE NOT SUBMITTED ANY APPLICATION FORM.

Every-time I contact or I get any correspondence from HDFC I am surprised as I get to know what I have done with HDFC account when I am not the one who is doing it.

This details are taken without my knowledge and updated with my permission. Please clarify why this activity has taken place.

I am taking this email as a reference to a complaint which I am raising with ombudsman as well as uidai.

priya.[protected]@hdfcbank.com

Jan 1

to me, ekta.wadhwa

Dear Sir,

We are actively looking into your query and will respond to you in 4 working days .

Deeply regret the inconvenience caused to you .

Warm Regards,

Priya Nair
PBA Jogeshwari (W) Branch.
_______________________________________________

HDFC Bank Ltd, Shop 1/2, Ayesha Tower, S.V.Road,
Next to MTNL, Jogeshwari (W), Mumbai - 400102.
________________________________________________

Tel. No :[protected] /[protected]
Email ID : priya.[protected]@hdfcbank.com
Website : www.hdfcbank.com
________________________________________________

________________________________________________________________________________...⇄
Now use Mobile banking and get easy access to your account anytime, anywhere in a safe and secure manner.
Call[protected] to download the App. Click here to view the Demo Video http://bit.ly/MBAppvid

YOU CAN NOW GIVE A MISSED CALL FROM YOUR REGISTERED NUMBER ON THE FOLLOWING TOLL FREE NUMBERS TO REQUEST FOR :

CHEQUE BOOK[protected]
MINI STATEMENT[protected]
ACCOUNT STATEMENT [protected]
ACCOUNT BALANCE [protected]

Inactive hide details for bhushan lucifer ---12/28/2017 04:51:23 PM---bhushan lucifer bhushan lucifer ---12/28/2017 04:51:23 PM---bhushan lucifer

bhushan lucifer
12/28/2017 03:49 PM

To

priya.[protected]@hdfcbank.com,

cc

ekta.[protected]@hdfcbank.com

Subject

Re: Case Number 06488661


________________________________________________________________________________...⇄
Disclaimer:
"The information contained herein (including any accompanying documents) is confidential and is intended solely for the addressee(s). If you have erroneously received this message, please immediately delete it and notify the sender. Also, if you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution or taking any action in reliance on the contents of this message or any accompanying document is strictly prohibited and is unlawful. The organization is not responsible for any damage caused by a virus or alteration of the e-mail by a third party or otherwise.
Regd. Office : HDFC Bank Ltd., HDFC Bank House, Senapati Bapat Marg, Lower Parel (W), Mumbai - 400 013. "

bhushan lucifer

Jan 5

to priya.nair, ekta.wadhwa

Dear Priya,

Happy new year to you and your team.

I am still waiting for a revert.

priya.[protected]@hdfcbank.com

Jan 5

to me, ekta.wadhwa

Dear Sir,

Wishing you and your family a very Happy New Year .

We deeply regret the inconvenience caused to you .

Please be assured that we are actively looking into your complaint and will respond to you as soon as we receive the revert from the concerned team.

Warm Regards,

Priya Nair
PBA Jogeshwari (W) Branch.
_______________________________________________

HDFC Bank Ltd, Shop 1/2, Ayesha Tower, S.V.Road,
Next to MTNL, Jogeshwari (W), Mumbai - 400102.
________________________________________________

Tel. No :[protected] /[protected]
Email ID : priya.[protected]@hdfcbank.com
Website : www.hdfcbank.com
________________________________________________

________________________________________________________________________________...⇄
Now use Mobile banking and get easy access to your account anytime, anywhere in a safe and secure manner.
Call[protected] to download the App. Click here to view the Demo Video http://bit.ly/MBAppvid

YOU CAN NOW GIVE A MISSED CALL FROM YOUR REGISTERED NUMBER ON THE FOLLOWING TOLL FREE NUMBERS TO REQUEST FOR :

CHEQUE BOOK[protected]
MINI STATEMENT[protected]
ACCOUNT STATEMENT [protected]
ACCOUNT BALANCE [protected]

Inactive hide details for bhushan lucifer ---01/05/2018 01:14:17 PM---bhushan lucifer bhushan lucifer ---01/05/2018 01:14:17 PM---bhushan lucifer

bhushan lucifer
01/05/2018 01:13 PM

To

priya.[protected]@hdfcbank.com,

cc

ekta.[protected]@hdfcbank.com

Subject

Re: Case Number 06488661

bhushan lucifer

Jan 22

to priya.nair, ekta.wadhwa

How much more time?

Please give me details of Ombudsman or Higher authority to escalate this issue as you are incapable of resolving this.

priya.[protected]@hdfcbank.com

Jan 24

to me, ekta.wadhwa

Dear Sir,

Deeply regret the Inconvenience caused to you .

Will respond by Eod today .

Warm Regards,

Priya Nair
PBA Jogeshwari (W) Branch.
_______________________________________________

HDFC Bank Ltd, Shop 1/2, Ayesha Tower, S.V.Road,
Next to MTNL, Jogeshwari (W), Mumbai - 400102.
________________________________________________

Tel. No :[protected] /[protected]
Email ID : priya.[protected]@hdfcbank.com
Website : www.hdfcbank.com
________________________________________________

________________________________________________________________________________...⇄
Now use Mobile banking and get easy access to your account anytime, anywhere in a safe and secure manner.
Call[protected] to download the App. Click here to view the Demo Video http://bit.ly/MBAppvid

YOU CAN NOW GIVE A MISSED CALL FROM YOUR REGISTERED NUMBER ON THE FOLLOWING TOLL FREE NUMBERS TO REQUEST FOR :

CHEQUE BOOK[protected]
MINI STATEMENT[protected]
ACCOUNT STATEMENT [protected]
ACCOUNT BALANCE [protected]

Inactive hide details for bhushan lucifer ---01/22/2018 02:12:04 PM---bhushan lucifer bhushan lucifer ---01/22/2018 02:12:04 PM---bhushan lucifer

bhushan lucifer
01/22/2018 02:11 PM

To

priya.[protected]@hdfcbank.com,

cc

ekta.[protected]@hdfcbank.com

Subject

Re: Case Number 06488661

bhushan lucifer

Jan 31

to priya.nair, ekta.wadhwa

I am heading to cyber crime cell branch for some fraud happened on my account.

If I don't receive a proper revert on this within half hour 45 mins I can utilize that visit to lodge a complaint against you.

THESE IS THE COMPLETE CONVERSATION AND AFTER WHICH THEY DECIDED TO SHUTUP.

PLEASE LET ME KNOW WHAT CAN BE DONE !

Dear sir/mam, after several trial myself could not able to post this grievance online at your website.Please consider following matter.On 11.03.17 i had prepay my home loan account with hdfc no.[protected] by two nos. Of cheque of rs.179000/- rs. 262657/-.Surprisingly hdfc bank provide me the break up of rs. 179000/- only via letter no. Accts/[protected]/14-mar-2017 dated 14.03.17.What about the other one of rs. 262657/- after several request from my end at durgapurwb branch they have not entertain me. Starting from 2009 onward i paid almost 345000/- against my loan amount 370000/- for 25 years tenure. On 11.03.17 i have compelled to paid another rs.441657/-.Is it not really surprising by bank sir myself from middle class family sir, for god shake please arrange to return the extra amount snatched by hdfc sir and obliged. This is not expected from an organization like hdfc. In the month of january2017 they send email, sms stating that total outstanding as that date was rs.110339, what it mean sir even your bank never write a letter indicating any amount in their letterhead sir. They charge occasionally some mysterious account like their representative come to my house in twice in last 7 years via bus 40 km while charged me some 7000 for that reason.In the account of incidental charges if myself close my account before nine years 2017 instead of 2025 i am not eligible to get any benefit regarding my home loan.What is my benefit sir, for closing my loan account before nine years please help me to return back the excess amount deduct from my account immediately. I am enclosing here with some relevant documents for your reference sir.

I noticed some "upfront fees" got deducted from my hdfc account for any international transaction. I have not done any such transaction and no issue with my netbanking and debit card.
I do not see any details in my account where the amount went. So, i tried to contact my relationship manager, i could never connect to her and every time new person takes the call and asks me to verify all details every time and later i get answer that they have sent email to concerned team regarding my transaction.
Also informed me to connect with concerned team and kept me on hold for 10 minutes and still say sorry that they cannot connect anyone and they do not have details about my transactions. Also i get response every time that my relationship manager might have some insight and would have followed up with concerned team so she will get back to me.
I called them around 6 to 7 times but never received any call from my relationship manager or no updates about the transaction happened. They did not even submit complaint against my transaction. It is very frustrating

Dear sir,
My Loan application no[protected], you are not able to sanction my loan, Please REFUND my Advance chaque amount 5000/- as per commitment by your bank employee.chaque no 000446 HDFC Vidyadhar nagar branch Jaipur.

Regards
Gyanesh sharma
ph [protected], [protected]
Loan application no[protected]

I had applied for an hdfc fastag on 31st august 2017. I received confirmation that a fastag account has been created, with customer id:[protected] in september 2017. However, i have not received the fastag till date (16th january 2018).

The customer care number[protected] is not reachable and emails to hdfc. [protected]@sahaj.co.in has had no replies. This is appalling customer support from one of the biggest banks in india.

Hi,

Customer id : 55371677
Mob: [protected], [protected]

I was using a hdfc credit card. Some 400 rs was pending to pay from my side, so penalty of 237 rs was imposed. I lost this card so it is blocked and on call i requested that once penalty is waved off i will pay reaming amount. Hdfc guy on call assured me that it will be waved off in 3 days, so i was waiting.

Next what happened is that no waver was given and some new card was dispatched by hdfc and which i dint get yet, and also rs 475 was spend from this card which i never received.
Now total bill is 684+475

Old card : xxxxxxxxxx3681 bill is 684.17
New undelivered card is xxxxxxxxxxx7485 : bill 475.23

Also 684 is blocked from my savings account.
Personal banker is not picking the call, does not matter how many times you call.
I bank branch twice, even they are not able to help me
Credit card call center guy is saying he is not able to fetch information since old card is block
New card i never received and bill is 475, no transaction history avaible in account for this transaction.

Regards
Vikas

Sir,

would like to bring to your notice that hdfc bank has illegally transferred money from my account (No: [protected]) to one of their dept. They took the money in the name of a credit card which they never sent to me which I kept telling them for again and again. How can they take away my money..??

I sincerely request you to look into the matter and discourage this kind of practice done by these banks to harass customer and snatch their money. I am sure i would not be the only one they might be creating problems for but this highly condemn-able and illegal practice which should be stopped with immediate effect.

Really appreciate your stepping into it and setting proper examples for such kind of banks.

Thanks,
Ashish pandey
[protected]@gmail.com

Hi, i am surprised to see the way the people of the credit card authorization dept behavior from hdfc. Today a guy name rajendra prasad came for house verification and he behaved very rudely with my parents. First of all he spoke very rudely with my father. He asked him "is he my son". Next thing he didnot introduced himself, when my father asked about the details, without speaking politely he started showing his attitude. No politeness to talk with a senior person. Pathetic!!!. I request the hdfc to take an action on that person, else the same will happen with other people and you guys have to face many complains regarding that person.
Hope you take action on that person for the behavior.

I didnot expect such service and behavior from such a reputated bank officials..

I have been charged rs.236 and the reason showed in the statement is stop cheque payment. I don't own any cheque book.

Here is my customer id : 60243015
Contact number : [protected]
Date : 15 feb 2018
Amount : 236
Reason : stop cheque payment

I hope that some body can help. I really want to know how that hdfc bank has charged me for a cheque that i never owned.

I applied for personal load on 7 feb, i gave all my personal documents and i got 3 working days to wait. But its 15 feb. I am calling on [protected] to that person and they are not even picking up my call. I don't what's status about my case.
I gave all my personal document to hdfc back then how the other banking people calling me for the same case i think you have shared my all information with other banks. How you can do that? If you did that then believe me that would be worst for you
Thanks for the services.
Gurcharan singh
[protected]

Hi,

Everytime my credit card outstanding amount is being increased without doing any transaction.

I checked my credit card outstanding balance on 13.02.2018 which showed Rs.109064.00/- and I payed Rs.84000 on the same day So the balance O/S should be Rs.25064.99/-.

But today I checked which shows Rs.28561.63/- how it possible without doing any transaction?

Why HDFC cheating customer?

Our hardly earned money being eaten by HDFC simply.

I need justice.

Dear customer care,

Without any information bank has deducted 906 rs from my account. I want my money back and the reason also why it is deducted.

Kindly reply as soon as possible

Hdfc account details :
Account number :[protected]
Customer id : 72591447

Transaction details :
Reference number : MIR[protected]
Narration : IMPS P2P[protected]#[protected]MIR[protected]
Deducted date : 15 Feb 2018
Amount : 906

I had apply for the personal loan .i had given all the document to their executive . the pl assistant says within 1 week you will get a loan .and from last 4 week they are not responding to any cl or sms .i had ask them the reason they gives a silly reason like servers are down and our manager is not present in office .don't believe on them and don't go for this bank loan

My name is P Mallikarjuna Rao. Recently i applied for a hdfc credit card. Luckily, i got the card after eligibility check. After one week, rs. 900 got deducted from my card for "Smart EMI Loan" My Loan Number is:[protected].

I did not opt for any of the credit loans and any policies or health or life insurance in first place. I don't know why hdfc being such a reputed organisation cross sell these insurance products in this unauthorized manner.

I requested for Loan cancellation after talking to customer care. They said policy amount of rs. 900 will be refunded but emi processing fee can only be refunded by "hdfc".

So, i request hdfc Customer care to please refund My Smart Loan EMI fee of Rs. 100 + any taxes which were charged to my credit card. Please cancel all the Loans and policies and smart EMI's permanently as i don't want to buy any as of now.

Loan no.[protected]
Mobile no. [protected]

I am a Customer of HDFC Bank, and Bearing a Loan of a car, I want to Complaint a guy whose name is "Kiran" I Received a Call from HDFC bank from +[protected], He was so unprofessional and rude, the way of talking was like I was talking to an uneducated person from a bank on which i used to trust. I agree that there has a been a delay of loan emi by one month for which i am paying regularly from past 2.5 years. But this is not the way to harass a customer even after me giving a commitment of the payment date. HDFC Bank should train your employees first, I request you to Pull Up that Call Recording from Records and Listen that Properly. Otherwise I am Gonna Escalate this Issue to Consumer Court.

Dear team,

It is to seek your support against the hdfc bank. Now days i am getting call from hdfc collection department stating that shilpa nair (My facebook friend) took the loan from hdfc bank now they have stopped paying the emi. Now i am receiving the call from hdfc collection department from mr. Rahul who calls me and start and asked me contact details but i have refused to say that she is my fb friend only and i have no details apart from it but then he started to abuse me not only this he searched my facebook and took the no of my sister ms. Sudha prakash and started to uses unethical words which i cannot write then that guy called me and said he will repeat it again there after my sister got 7 calls from his side. Not only this he abused me with my sister name.

I have some question with hdfc bank do they have my written confirmation before making me guarenter of ms shilpa nair or any call they have done to me to ask about her.

How can they allow these people to abuse and harras the female also how can they hack my fb account and call my sister and my boss i have the all proof.

Now i am going to take and challange this bank behavour to court.
Kindly take the relevant action on hdfc so that they cannot do it in future if you cant i have decided to raise my voice now i am going to take social media help and upload hdfc bank employee's conversation.

My contact:[protected]