| Address: Ahmedabad, Gujarat, 380052 |
I was told by hdfc representative that without incurring any cost my home loan can be switched from icici to hdfc bank. From current high rate of interest to 8.5%. However before sanction letter processing fee cheque was demanded, as a formality and commitment of getting it re-reimbursed in first installment.
After sanction letter they have deducted money, many more papers were asked, and after 3-4 months cheque was prepared now they are asking me to pay mortgage charges, and for that i will have to go to mumbai where property is located, (Which was not told in the beginning). It is causing me trouble, difficulty, inconvenience, and costing me high. And all because of mis-leading/wrong communication. I would have changed roi by paying minimal fee to icici and could have got reduced rate of interest (8.5%) 3-4 months before
Jun 2, 2017
Complaint marked as Resolved
HDFC Bank customer support has been notified about the posted complaint.
Verified Support
Apr 30, 2017
HDFC Bank Customer Care's response We would like to share with you that HDFC Bank, under an arrangement, sources home loans for HDFC Ltd. The loans are then sanctioned and disbursed by HDFC Ltd. You are henceforth requested to write to [protected]@hdfc.com for resolution of your query/complaint. -Anay
HDFC replied they will get back to me within 2 business days, however i haven't received any reply from its been 6 days, even i contact them again, but as usual, HDFC bank don't believe in replying to the consumers, they only have 1 reply that is system generated email to let us know they will get back to us but they don't, i am also attaching the screen shot of HDFC reply and after this automated reply, they never bothered to reply again.
i would urge people to contact me, so together we can file a classified action law suit against the HDFC for the harassment they have caused to lot of people, this might be a start from our end to make sure people don't suffer due the harassment that they might face in dealing with HDFC bank in future.
if anybody would like to reach me, they can contact me at puneet.[protected]@gmail.com
i will be more than happy to work with you all, as i have already hire a lawyer to prepare the law suit against HDFC bank.