HDFC Bank Complaints & Reviews

HDFC Management,

Are you left with any shame or professionalism of banking.
It is really a very bad experience since I have took personal loan from HDFC bank.I am again force to drop you mail that even after paying the entire amount of 346, 900 INR to close my personal loan on 03/04/2017 it is realized from your customer care today that the loan is still not closed and no request for closure is happening. I am in complete shock when I heard this from your customer centre. Are you really serious in banking sector or looting with public or playing with their money. Such a shameless people you are. Really a frustrating banking experience with HDFC.

I went to your Indiranagar HDFC bank on 03/04/2017 to close my loan and gave a cheque of INR 3, 46, 695 of RBL Bank to close the loan and it is accepted and your executive told that it takes 7 days to close loan and within 15th of April you will receieve loan closure letter at my home address. On 05/04/2017 the cheque is cleared from my account, amount is debited and on same day you have deducted EMI of INR 11990 from my CITI bank account for the month of April. I had kept with little amount in my account for my monthly expenditures and with hope that it will be returned back to me early but its made me to wait till today and no excess EMI amount is returned yet. I doubted on you people and called your customer care to check status of loan and returning my excess amount of 11900 to my account. Your executive have told that loan is not processed for closure and have taken a complaint on it and asked to wait for another 5-7 days. Are you really serious about playing with me ? Have you thought I never think about my money and the interest it earns for me. Excess amount of INR 11900 EMI deducted for the month of April even after loan closure earns me interest daily if I keep it in my Savings account. But with your careless work/no dedication at work for not considering loan closure, I am bearing a loss of interest of amount which earns me some interest.You can not hold my excess amount unnecessarily for a month long and without paying interest for it.

You need to take below actions immediately without any delay:
- Close my Personal Loan immediately
- No single rupee of deduction from EMI amount INR 11990 which was debited from my account on 05/04/2017.
- For holding my loan closure process longer and keeping my amount INR 11990 with you, you must pay me the full amount along with interest of 15.75% as of loan Interest starting from 5th April to until the date you return my amount of INR 11990. ( The interest you need to pay for my amount of 11990 is 14 days * 63 interest per day = 1, 260 INR as of till today + the further upcoming days interest). You must return the excess amount as well as interest for the amount. Otherwise I am not going to leave you people and will drag to court.

This is very serious issue that even after getting full amount from customer to close the loan and not proceeded with loan closure and also the excess amount is deducted though ECS and kept excess amount unnecessarily with you.

I am definitely going to file a case consumer court for the cheat done by HDFC and will also police case if required.

Loan account Number : 37632589
Closed loan Date : 03/04/2017
Cheque cleared Date : 05/04/2017
Excess EMI deducted Date : 05/04/2017

I opened a salary account in hdfc bank in 2014, after i left my job my account convert into saving account, and whenever i depoist some money, my account balance was always reduced due to negative balance, till now, i lost the amount up to 10000 due to negative balance, now i have no enough money to pay my account now again -5000. Please help
I am not financial stable right now, so how can i pay, i cant pay, please help i am scared

Paramjit kaur
[protected]@gmail.com

Its been two years since i had requested closure of my two children"s bank account through a employee mr prateek batra of hdfc bank branch gopinath bazaar delhi cantt. This individual had pleaded me to open the accounts of my children as he had to meet some bank targets.

The employee had visited my home two years back and collected all documents required for closure of bank account of my children.

The bank has been charging me money for non maintenance of sufficient balance which is reverted at whims of the bank.

My details are as follows
Mr balwant singh charak

Chidren"s account details are as follows
[protected] master ansh charak
[protected] master ahan charak

Please help me close the accounts asap and refund money for non maintenance of requisite funds
Regards

Amount has been debited from my account without any knowledge. Some body has used atm card and they have taken around 50000. Im very much frustrated. This is very very huge amount which i cannot tolerate. Have register a complaint. They are asking me to file a fir in police station. Why should i go to police station? Bank has to pay for this. You people are sending acknowledgement messages. And you can see i have not received any messages. I want my money back. Pls take action immediately. You pop know which atm it's been withdrawn using cctv camera.
Mail i'd [protected]@yahoo.com.

Date of Incident: 18th April 2017
Cust Id: 33961070
HDFC Tel no.:[protected]
Customer Tel no.: +91 [protected]
Issue: Credit Card collection department worst behaviour, behaving like rowdies and treating customers like slaves.

In this issue i have raised for settlement and closed respectively before the due date, Suddenly they called and threatning for unbilled amount of 70 rs. for that they are asking me to pay 10000 rs. - Eventhough they are not ready to listen the customer issuers directly they are threatning to reach my home and make my family ashame infront of others.

we are ignorant to face this kind of issue - Really shame to banking with HDFC Since last 7 years i do banking also transacted around 10 lakhs in that 5 lakhs alone paid as an interest.

Kindly involve in this issue and save us from rowdy bank.

Thanks & Regards,
S. Loganathan
+91 [protected]

Hi, this is sambi reddy k, i have taken personloan in hdfc bank. I have maintained emi amount in my sbi bank as per scheduled date. But why you are charging out standing fee: rs:706/- rupees. Please give me clear clarification. I have a clear proof my account having sufficient founds. It's not my mistake.
Please understand my problem, please rollback outstanding fee from my account.
I could not ready to pay this type unnecessary charges.
Please let you help me.

Name : sambi reddy kalli,
Loan a/c no: 38323053,
Narasaraopet, guntur, ap.

Thanks & regards,
Sambi reddy k,
+91 [protected].

Dear team, i worked in your organizationfor two and half year, now i
Am not attached with your organisation, i have given resigned on
[protected]. And i also have relieved accordingly.
Now i want to refund my pf, i have already sent my pf refund form and
Cancel cheque and all supporting documents along same courier. But
Till i didn't recieve any amountfrom my pf, so pls help to refund the
Ame asap. I also attached here courier slip.

My information is

Name : monu mahant
M20152 emp code
Mob : [protected]

I got a card way back in 2004 and I was missold by HDFC bank executive then by saying there is no annual fee, however to my horror I got first bill after 3 months which was having an expense of 900 and 1000 as card charges .
However, I refused to pay 1000 which was card charges and paid 900 which was my due and got it settled .
Just applied for a loan and to my horror they have put the status of loan as credit card written of and I am not able to take a loan .
Worst, they passed the status to CIBIL after 13 years .
This is absolutely ridiculous .
I have my salary account with HDFC and I want to snap all the ties with them right away if not entertained .

I am saroja and I have a corporate account in hdfc bank.A corporate account as zero balance facility.but mow I was charged rs.1400 as non maintaince charge for Feb and march month of 2017. Kindly take necessary actions to give my money back.Incase of not giving my money back pls cancel my account from hdfc bank.

For details contact:sarobsboganatham @gmail.com

Had applied for credit card a month back but their team has stopped giving any communication after collecting the document and issuing application ref no. Tracking link on the website is showing "IN PROCESS" for the last 3 weeks. Was told that I'll get the card in 10 days after I apply, but it is still in process even after a month.

Really bad service on HDFC's part

Ref no: [protected]W1

My name is bhawesh kumar jha my pf no. Is mh/46135/97400x
Please provide me my pf withdrawal application status for my email id - [protected]@gmail.com
Application form dispatch via speed post and revived for application is 29/03/2017 and this time no any information to me. Kindly privide the same and take action

Thanks & best regards
Bhawesh kumar jha
Emp code 97400

I want to complain against HDFC bank... I close my Account at[protected] but Still i Recieved non maintenance charges how it is possible kindly look into this matter my Name pratik sinha.Account no-[protected]...Please look into attached file after many times of visited they are still charging for non maintenance charges...in the attached file sms received screenshots & Account closer form is attached

The case started on 20th oct'2016.

There were 3 fraudulent transaction happened on my credit card in the month of oct’16. I spoke to customer care and they asked me to fill in the dispute form and send it to dispute team.
The first mail which i sent was on 30th oct’16. Even after that i mailed multiple times for the status of the dispute.

I made numerous calls (35+) to the customer care to resolve the same.

In the last month statement again, there was the disputed amount as well penalty for that.

Moreover, the amount has been blocked from my saving account and again a penalty has been levied.

The last mail which i got from bank on 29th march’17 saying

“we understand that you are not in agreement with the said transactions. As per earlier communication we had requested you to block the card number ending with * 1795 for us to initiate our liaison with the concerned member bank for resolution. However, we observe from our records that you are not block the card account till date also transactions gets time barred.

Hence, we regret our inability to liaise with the member bank regarding the aforesaid transactions and the transaction remains payable on your card account. “

On contrary to that, i did raise the complaint, got the card blocked, got a new one, even i spoke to my personal banker.

I do have all the mails which i sent and again sent it concerned email id attaching all the mails

It becomes a 'sarkari office', and i have been asked to contact customer service then there they asked me to contact collection department and then there they asked me to dispute department. I did everything possible but things are not moving.

Current complaint no [protected]

Dear hdfc bank
Manager/loan officer/sr. executive manager

My name is ajay holding loan account number 30066423
I am getting calls from collection agency…also mr. datta’s team visited my place home.. when i was not at home agency guys spoken to my wife very very rudely no respect was shown toward a alone lady.. by hdfc agency guys
Also they reached my office premises, talking to my colleagues, it...

Dear Sir,

Sub: regarding 2 wheeler loan cancel.

I have booked Yamaha R3 at SRI MOTORS Chennai, on March 3 rd. And I also got loan from HDFC bank for it.
Due to BS3/BS4 issue, Sri Motors cancelled my booking and returned the bike to their plant. But, my loan amount was disbursed to the showroom(9 March), and my EMI started (5 APRIL).
Since their is no availability of bike in Sri Motors and even in chennai, i requested to Cancel on Apr 10th 2017.
But there is no response or feedback till now. The representative says keeps on postponing the date.

And there is no issue on my side... it only due to Government regulation problem and Showroom.

Details of loan:
Two wheeler loan A/c no.[protected] for Yamaha R3
Name: S.Dhakshana Moorthy

Condition - The cancellation charges should not be charged to me.

Can you pls help me on this topic.

Hi,
My Customer ID is 6247415 and i have availed educational loan for my son studying at Vellore Institute of Technology, Vellore(VIT).My Loan ref number is 34451952.
I had very good experience in sanctioning loan and first year fee is transfered completed very happily.Our difficulties are started from second year as the re-organisation has happened in Hyderabad and we have lot many troubles in getting further installments.Since we both (self and my wife ) are working wee cannot visit the office physically to explain the same and we are stuck in releasing the subsequent installments.
We are in need of transferring the loan installment to the VIT bank account and all previous year tuition fees are done successfully.But now the current person is asking for a new requirement of submitting the Bank account and iFSC code on VIT letter head which is not asked earlier.
In my opinion when earlier it has worked it should work now with the same details .
Kindly help up us to resolve positively so that my son will get his tuition fees on time .
regards

I'm Tajinder Singh. My a/c is in HDFC BANK, MEERA BAGH, PASCHIM VIHAR NEW DELHI . I transfer 5000$AUD to my brother in australia. But due to some mismatch in swift code my amount returmed to my ac after some days but i request to Manish (HDFC Employee) that plz trf. that amount to other a/c of my brother in (australia) but he didnt co-operate with me. I'm so upset that what kind of emplyee he is. i did same process with my Union Bank of India (UBI) and UBI emplyee and even UBI Branch manager fully co-operate with me and even a single rupee not deducted from my UBI a/c .
But that silly hdfc emplyee my Amount deduct approx. 16000. I can't bear huge loss. Plz take seriously of my matter and refund my Amount ASAP. THANKS
My Hdfc A/c - [protected]

Sir,
When is use netbanking my amount debited with out OTP
Actually I ordered one item through Amazon yesterday, at the time of payment through netbanking an amount of Rs774 has been debited with out any OTP .this is second time happening.the amount of Rs 15000 also debited when I was transfer money through imps .pl solve this problem in future.
Regards
Gurvendra Singh
[protected]

We have our old association with HDFC bank. We have our account since last 12 Years.

Right now bank is charging 10.5% interest on our CC limit of Rs. 2 crore. So many banks approach us at a very competitive rates which are available in the market. So We request our bank to reduce the rate of interest to 9.5%. but straight away they refuse our request. Than we contacted some other banks and initialize process of closing our CC limit with the HDFC bank. But, Mr. kamlesh sharda & Mr. Kush shah trying to dictate their terms for their personal interest .

We are very sorry to inform you that we are not happy with the service & Approach of Mr. Kush Shah & Mr. Kamlesh sharda. They literally threatening us to impose foreclosure charges if we want to close our CC limit with the bank. we were never told about such charges at the time of loan approval.

They also threatened us that whenever we close the cc limit, the foreclosure charges will be applicable . it means for lifetime we have to continue this cc limit with HDFC bank.

We cannot continue our account in such fear factor.
As per our belief consumer has a right to change the banking service provider if he is not satisfy with the approach & facility provided by the Bank.

Finally, we don't want to continue with the HDFC bank as we are not getting satisfactory response. please help us to resolve this issue otherwise bank will impose unnecessary charges to us.

You are requested to please look into this matter and oblige us.

I am following up with your bank regarding my credit Card outstanding balance since March 2016. I called multiple people, wrote multiple emails but nobody helped me. Every month your executive called and told me pls pay minimum amount and will help you in settlement after that but once I paid the amount nobody called me back. This is happening since last 8-9 months and they are charging me interest and financial charges. This month my credit card outstanding reflected as 62K however the principal amount was 12k. But till date nobody helped me. Few days ago, I paid minimum amount of 9k and have 16k balance in my account. Your bank froze my 16k and not listening to me and even not refunding the amount. I have raised multiple complaints. I have 6k rewards point as well. Pls resolve this issue asap and I want my amount back. I have all the mails and evidences available with me to show all these issues. Currently the outstanding reflects as 53K out of which only 3K is the principal amount and ban k froze my 16K balance and 6K rewards points. Every month somebody called me and told me settlement is not available and charging all these charges and interest. I want to settle this and close this asap. Pathetic service, I am literally frustrated and irritated.