HDFC Bank Complaints & Reviews

I have used last 5 years HDFC credit card. Unfortunately myself some of the financial problems there. Last 2.5 years I have paid-up Minimum dues, financial charges, late payment charges, over due charges and Tax also.

Card Limit is Rs. 25000/-

But I have paid Last 2.5 years Rs. 21000/- for Minimum dues, Financial charges, Late payment charges, Over due charges and Tax also. After that i have go for settlement amount Rs. 21200/-.

Card Num: ************** 6321

I called so many times to customer services. I request settlement, they said not giving for Rs. 25000/- settlement. Every month paid-up Minimum dues, Financial Charges and Tax total amount is Rs. 21000/- paid-up.

My salary account HDFC directly my blocked and take my salary HDFC, No intimations for me.

Customer services and Executive I mentally collapsed trying Up-Normal condition situation created. If anything happened for me, full reason HDFC credit card divisions and HDFC Bank.

Nowadays HDFC Bank heavy mentally Touchier everyday called so much of pressures and my health also problem tress.

It will any happened full response for HDFC Bank.

I have recorded every time ask about credit payment.

Thank you
Ram - [protected]

Bank executives are explaining for what reason it is deducting and they not explaining why it is not informed to the customers. HDFC bank started these kind cheap things now a day. HDFC should tell the reason why this is not informed to the customer earlier. Moreover HDFC bank telling "host of exclusive privileges" they are not giving it for maintaining small amount like 1, 000 as minimum balance. Already they charged for alert messages. Last year also they hiked the locker fee without any information. Please reply properly.

I am a savings account holder in hdfc bank. On 28th march 2016 the bank deducted rs 114.50 from my account in the name of "program management fee" without notifying me about it and without my consent which is totally illegal and fraudulent. I request you to take action against the bank for the same.

Branch name: jadavpur - subodh mulik road
Address : 5/1, subodh mallick road near 8b bus stop jadavpur kolkata-700032 west bengal india
Tel. [protected]
Fax. 033-[protected]

I have a classic saving account in Hdfc bank. At the time of opening account they notify me that no charges are applicable for classic customer but now they deducted 114.5 rs for so called programme management fees. When contacted with branch they said extra facility is provided with it like credit card or demat account. But I am not availing this facility nor I want it. This is fraud and I want my money back.

I have an account previously it was salary account later bank converted it into the savings account and since last one year i am not using the account, now i logged in and saw that the balance is -5000. according to RBi policy bank should not let customer's account balance go negative, according to RBI bank should inform customers about this and limit the services related to the bank account but balance can not go in negative. I did not get any sms or email regarding this.

Hello Team,

I have taken two personal loan from HDFC Bank.
Loan no : 28091125 at interest rate of appox 14%.
I have paid 22 EMI till now. I could see in Capgemini Office Bangalore, HDFC guys are offering loan at 12.75%.

I also paying approx 15% interest on other loan : 31330467.
My wife also paying same amount of interest, loan : 28031298, 30851188.

You can see I am paying lots of interest for the loan. Kindly provide some concession on interest please.
Kindly reassess this request and provide some concession on loan interest.

reg, Avinash

Today i checked my account and there was a deduction of Rs. 114.50 without any prior notice nor there was any notification of deduction through email or SMS. Just checked my account summary and there was a deduction.

I am having a regular saving account with HDFC. I can see that the HDFC bank has deducted Rs. 114.5 from my account under the name- Program management fee. What is this fee about? What is the program the bank is offering? The bank did not notify me earlier about any such fees. It is a fraud to deduct customer's money without taking their concerns. I want this so called fee deposited back to my account.

Chennai 3
Dt.30.03.2016
From
Sujatha krishan & s. Krishnan
Svn aiswaryam,
Kandasamy colony i cross street,
East tambaram, chennai 600 059 (Near vidya mandir school)

To

Chief manager, hdfc, chennai.

Respected sir, /

Sub: providing xerox copies of following documents-hdfc loan file no.[protected]

[protected]
Kindly arrange to provide the following documents for transfer of my housing loan from hdfc to lichfl/tambaram west, chennai 45 along with flood relief loan(From [protected]@8.5%).

I requested for a xerex copy of my own document from hdfc home loan branch, tambranwest, chennai 45 and they are charging rs.573/- is highly exorbitant for middle class family affected by recent flood is a big penalty for me. If your bank is ready for offering flood relief loan at the rate of 8.5% i am very much prepared to take it even now by cancelling the lichfl loan transfer.

1..Xerox copy of mod dt09.10.2014 for document no.11070/2014 executed by sujatha
Krishnan and s. Krishnan (Applied already and not yet received by me)
2. Construction agreenment between r, murali and s. Narayanan (Vendors power agent) on
Behalf of svn properties private limited.
3. List of documents letter to be corrected as 3453/2012 instead of 2453/12 (Wrongly mentioned)
For which a cheque of rs, 573/- was given already by s. Krishnan). What is the penalty for
Mentioning the number wrongly if it is done by us you may charge rs.573/-.Again.
I request you to kindly charge only rs.573/- for issue of three of the above please duly correcting the document no and issue at the earliest.


Thanking you
Yours sincerely
Sujatha krishnan
S. Krishnan
Hdfc file no.[protected]

Anurag Aggarwal and meenakshi mehrotra, employees of credit card department, these two gave me wrong information. They picked up my calls only once. Since then I have tried 20 calls to them but none of them picked my call and in fact they kept cutting my calls. They both are harassing me mentally. Hdfc bank mailed me be assinged these employees for clearing queries but they are not doing so. Please take a strong action against them and provide me a new officer who can resolve my issue.
please dismiss them from their post.

Very unfair and fraud bank - hdfc bank. I checked my account and found deduction of rs. 100 + service task and that is for deduction of program management fee. What type of fees is this... No intimation from bank for such deduction, no news highlight.. It is clear to close the account in hdfc bank. Even i will suggest every body to close account in hdfc bank.

I availed personal Loan from Hdfc bank one year back.
my Loan account number is 31477347.
I always receive prompt message for instalment.
I tried to logon Hdfc site but Loan statement option not found.
I want to track my account.
Thanks & Regards
SDS

Hi, i would like to complain again regarding collection practices that i am facing with hdfc, i have been useing hdfc credit card since more then 3 years now, i always paid my bills on time in the month of September and October due to family medical conditions i missed my payment then started getting calls, calls from many different mobiles numbers unrecorded calls using many in appropriate language ( unprofessional words) harassing me to pay so i raised complain about it but it still continued till December then i received call from hdfc bank explain them my issue it stop for a while i specifically requested and never in any circumstances send any one to my house i was assured it will not happen again so i started paying i paid in the month of January and February little amount but this month an agent name - Gagan deep singh came to my house saying with loud voices why have you not pick my calls i told him i was sleeping and when i sleep i keep my phone in silent or may be i was at work i also inform him don't want calls from mobile numbers he started yelling at me you have not paid it i told him i was waiting for my salary, he again started yelling at me saying why i did not pick his call and talking to my neighbours about me not paying i told him i work at night so i sleep during day hours, i told him i already requested not to send any agent to my house he said he will keep coming till i don't pay, i really did not like this inappropriate why of collection practices. i will don't want to deal with any 3 party collection agencies please request HDFC bank to call me and not any 3party collection agencies then only i will start paying i know this is affecting my civil score but i am ok i dont care any more now but i don't this kind of harassment...if i get a call from bank i will talk and pay i want to start paying what i owe there where other issue with hdfc bank regarding not getting statement earlier that was also one reason i missed my payment...i requested hdfc bank to take action about this inappropriate collection practises ..thanking you

I am Naveen krishna A. having an hdfc account number of [protected] at Alwal branch. This is bringing to your kind notice that for the months of January and February, the bank has debited an amount of rs 171.75 on the name of Amb charges including ST and Cess. I would like to know on what basis bank levied charges against minimum balance.
I am providing you few details, which mentioned by the RBI on levy of penal charges on non-maintenance of minimum balance.

Levy of charges for non-maintenance of minimum balance in savings bank account shall be subject to the following additional guidelines:
(i) In the event of a default in maintenance of minimum balance/average minimum balance as agreed to between the bank and customer, the bank should notify the customer clearly by SMS/ email/ letter etc. that in the event of the minimum balance not being restored in the account within a month from the date of notice, penal charges will be applicable.
(ii) In case the minimum balance is not restored within a reasonable period, which shall not be less than one month from the date of notice of shortfall, penal charges may be recovered under intimation to the account holder.
(iii) The policy on penal charges to be so levied may be decided with the approval of board of the bank.
(iv) The penal charges should be directly proportionate to the extent of shortfall observed. In other words, the charges should be a fixed percentage levied on the amount of difference between the actual balance maintained and the minimum balance as agreed upon at the time of opening of an account. A suitable slab structure for recovery of charges may be finalized.
(v) It should be ensured that such penal charges are reasonable and not out of line with the average cost of providing the services.
(vi) It should be ensured that the balance in the savings account does not turn into negative balance solely on account of levy of charges for non-maintenance of minimum balance.
By these guidelines, Bank shouldn't levy charges on non-maintenance of minimum balance without notifying to the customer.
For my case, bank didn't inform me through message or email, though i updated all my details. hence, i am requesting the bank to credit the same amount to my account otherwise i want to take some legal actions against the same.

Sir,
my name is Greeshma mohan (emp code:153220).i was worked in HDFC bank for 1&half month as sales officer, in HDFC securities (Cochin region).
joining date: November 6, 2015
resigned on: December 17, 2015
my salary account opening date is 22 december 2015, till i did not get any salary from hdfc bank, and i am not satisfied with the reasons they provided.please help me.
thanking you
Greeshma Mohan

I am a preferred customer with HDFC bank since last 13 years, and maintains very good balances through out the year. I am not happy with the Program Management fee that they started charging, WITHOUT any notification. Why cant the bank send some notification about this beforehand, I am feeling like cheated when they deduct money without any notification. I am sincerely requesting the bank to refund my money that they deducted from my account WITHOUT any notification.

I hold an account in hdfc bank for the past 4 years. Six months back i travelled to usa. I got my india mobile number deactivated. Now i could not update any beneficiary because otp is still sent to the old number which is not active. I could not update my contact details online staying abroad.
When i contacted the customer care, they are asking me to come in person to update the contact details. What for online services are available for?
I could not get any proper response from any of the customer care person.

My name is maheswari, D/o Narashima reddy, I am using HDFC Bank credit card since 1 year, in March 2016 I did't make a payment for credit card.I got call in march saying that I didn't pay minimum due amount.He said me to pay amount in 1 hour time he called me at 2 PM on march 29. Actually I lost my phone number which is there in HDFC Bank records.So I miss the due date I need to pay.

The agent who call me is Mr Girish Dasika(mob no:[protected]).

As I recently join in new job I can't ask permission.He said to pay in 1 hour or I will goto your home and shout with your parent .He is shouting at me.I asked to give me time by next day morning so that I can pay but he ignore.So I called my friend and asked him to make a payment and given the agent number.But Mr Girish Bank agent total ignore his word and put the phone down.So anyway he made a payment by 4 PM same day .Now the agent called and said that my friend scolded him but he didn't scold him.So Agent said he will take serious actions.Anyway Agent task is to collect money not in interfere in personal matter or to scold .If I will not pay my CIBIL Score is gone and I will in a problem.So why HDFC Bank people should make Male bank agent to call and visit female customer.Why can't you arrange female executive. Because Male executive is making this issue as big thing and started black mailing me saying that he will go and fight with your parents and friends .Inform to all your relatives and friends. I said you need money right take it, don't try to make this as a big issue.After paying minimum amount as he asked he said you can pay remaining money by due date but again now he is saying to total amount now itself.Anyway I will pay once I get my salary on 2nd or 3rd April.He is forcing me to pay now.because my due date 6 of every month.I am paying interest also included but this guy is make big issue why I don't know for my friends all HDFC agent they call and treat in professional way.Why this guy like this.All my friends get calls from agent and ask to make a payment is genital and polite way even they did pay for 3 months and 4 months also.But why this guy is like this.Making a payment and remembering due date is my responsibility .If I forget inform me .For 50 thousand no one will leave own house and run away.Now after I said this Issue to my friend who paid money in bank .He call agent and started argument because he didn't scold the agent initially.No one will scold bank employ unless they do some wrong. Anyway If this happen next time I will pay total money to the court and fight in court of law for justice.

On checking my account, i see you have holding funds of rs 2042. Earlier rs 1200 was deducted for cheque return charges, for your pathetic service and overated charges, i have to cough the amount,

Now again rs 1000 has been deducted citing cess and cheque return charges.

Actually i did now want to continue ur account, but this was only account operational .

Reduce the charges to a nomianl amount, i will report this to all customer consumer forums so they are aware of your pathetic service, as you people loot peoples money in this way.

Pathetic service

Policy no. # 12548966...I had been to the Pune office as wanted to Close the Policy and wanted the refund with whatever i paid as i didn't find it beneficial, But i was told to pay some 1 lakh over it to close it...need your help in closing the same...i dont want to continue with HDFC life...it feels like cheated.When i want to inquire anything either they hang up on the customer service or they dont want to reply.