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HDFC Bank Complaints & Reviews

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Updated: Oct 4, 2026
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R
ramakrishnasd
from Bengaluru, Karnataka
Apr 6, 2015
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Address: Hyderabad, Andhra Pradesh

I have transferred Rs 93000 through IMPS on 4th April to my citi bank account till now that amount was not credited to my citi bank nor the amount was not reverted back to HDFC account...I called up support team and they are not up to the mark...they end up saying to contact Citi bank and Citi back support blames on HDFC...
Aug 5, 2021
Complaint marked as Resolved 
Dear Customer,

Request you to write to us at [protected]@hdfcbank.com with your account and contact details, details of the transaction and ref ID TTU[protected] in the subject line of the mail.

Bejoy
HDFC Bank Customer Assistance
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    Sumanjit Ahluwalia
    from Baduria, West Bengal
    Apr 6, 2015
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    Resolved

    Address: Kolkata, West Bengal

    For no reason was I charged Rs 5618 on 26/03/2015 as RENEWAL MEM FEE INCL ST AND CESS on my credit card [protected] when I was surprisingly sent this Regalia card last year even though I told the representative who called me up offering me an upgrade that I don’t want any upgrade and don’t want anything to change on my card as I have my utility bills paid out of this card. Yet I was sent this card without my acceptance. I had immediately called up your phone banking team on receipt of this card and had spoken of my annoyance with respect to me having received this card even though I didn’t want it.You can check the call recordings with respect to this and I am sure the same is documented in the notes. I was told to use this card as there is no fee charged for the first year for me and if at all I want to discontinue using it after an year I could do so and I would not be charged with any fee then. I was also promised to be sent an Taj Epicure Membership card which too was never sent to me. I am absolutely dissatisfied with the service and would request you to: 1.Waive the fee that has been charged 2. Downgrade my card back to the same World Mastercard that I had with zero annual/membership fee. I feel very badly treated today when comparing back with the service provided by HDFC earlier. Seek your help and support for a resolution.
    Aug 5, 2021
    Complaint marked as Resolved 
    Dear Sumanjit,

    Request you to write to us at [protected]@hdfcbank.com with your card and contact details, details of the charges and ref ID TTU[protected] in the subject line of the mail.

    Bejoy
    HDFC Bank Customer Assistance
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      R
      rajputsuba
      from Rajkot, Gujarat
      Apr 5, 2015
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      Address: New Delhi, Delhi

      My self is subhash rajput AC no [protected], HDFC kalka ji branch I was open Demat Account through by HDFC netbanking, in 25th of march 2015, as per netbanking, Demate A/c opening charge is Nil but 02 day after bank deduct Rs 1999 in my bank account.I would like to request to you please help to refund my money.
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        R
        rickysingh2893
        from Srinagar, Jammu and Kashmir
        Apr 5, 2015
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        Resolved

        Address: Lalitpur, Uttar Pradesh

        I went to my bank regarding my loan and my personal banker Amit Tripathi told me that you have to pay first installment of your loan and you need to give a cheque right now. When I started filling, he told me to leave the amount blank as he need to confirm it. After waiting for a long time he said there are some server problems and he said he's writing cheque in favour of "HDFC" on it and will fill the amount later. I left and after some time I got a message that INR50, 000 Withdrawl from my account using cheque and it was same cheque but in favour of 'HDFC Life'. I have also filed a FIR for fraud in same issue and also want bank to look into matter.
        Aug 5, 2021
        Complaint marked as Resolved 
        Dear Ricky,

        Request you to elaborate your issue at [protected]@hdfcbank.com along with your account and contact details, complete issue details Kindly mention the ref ID TTU[protected] in the subject line of the mail.

        Anay
        HDFC Bank Customer Assistance.
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          I
          inderharpreet singh
          from Delhi, Delhi
          Apr 5, 2015
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          Resolved

          Address: Ludhiana, Punjab

          I. inderharpreet singh i am usning hdfc credit card platinum plus no of card [protected] this month I am using card approx 20000 for fuel and bank charged me 700approx chargea for this and talk with hdfc customer care regarding this.executive told me if you are using card on fuel above 10000 bank charge you 2.5% extra.but befor two month i was talking hdfc customer care he had told me you are using credit card on fuel above 10 k no extra charges. now why you charged me 2.5% extra Fuel charges.i cant pay this extra charges pls deduct this extra charges becaus i dint have received any msg or call bank side if you using above 10000 than bank charge you 2.5% extra so pls deduct this Charges.
          Aug 5, 2021
          Complaint marked as Resolved 
          Dear Inderharpreet Singh, Request you to write at [protected]@hdfcbank.com along with your card and contact details, complete issue details Kindly mention the ref ID TTU[protected] -in the subject line.

          Anay
          HDFC Bank Customer Assistance
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            R
            rohit_hh
            Apr 4, 2015
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            Resolved

            Address: New Delhi, Delhi

            Hi, My saving amount is deducted and now i m facing personal loan EMI.. on 4th my hdfc EMI date. but on 3rd my saving amount was kept hold without any intimation. atleast they would have told few days before so i arrange for debit for credit card due. pls take neccessary action on hdfc. Regards, Rohit
            Aug 5, 2021
            Complaint marked as Resolved 
            Dear Rohit

            Apologies for the inconvenience caused, Kindly write at [protected]@hdfcbank.com with the account, contact and issue details. Kindly mention ref id TTU[protected] in the subject line of the mail,

            Anay
            HDFC Bank Customer Assistance
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              M
              mohsinr
              from Gurgaon, Haryana
              Apr 4, 2015
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              Resolved

              My full and final settlements To HDFC Bank LTD. Dear Sir/ Madam Sub: full and final settlement and PF withdrawl. I am Mohsin Raza employee code CM29764 was an employee in Padrauna branch, Kushinagar as a Contract Sales Executive Sir, I Have resign from my post on 28 December 2013. but I have Still not Able to get my settlements and provident fund. I am requesting you to release my settlements and provident fund. Please Please Please do the needful as soon as possible. Thanks & Regards MO MOHSIN RAZA Contract Sales Executive Employee code: CM29764 Branch Code; 1906 Mob .[protected] email id: [protected]@gmail.com
              Aug 5, 2021
              Complaint marked as Resolved 
              Dear Moshin, Please write to [protected]@hdfcbank.com with your employment details and complete issue details.

              Anay
              HDFC Bank Customer Assistance
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                I
                iamramp
                from Solapur, Maharashtra
                Apr 4, 2015
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                My policy00316117 im holding 2004 im card payment hdfc yearly last 2007 letter recived bonus dividend and 7th year no letter no my pri. Receipt my res.add.what is this sir im vusit office gotri baroda wait for 1hour no recponce brance manager not avleble im compl Irda im very unhappy ur company so pl reply me thanks
                HDFC Life customer support has been notified about the posted complaint.
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                  R
                  romi keshari
                  Apr 4, 2015
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                  Address: Varanasi, Uttar Pradesh

                  dear sir, I, Romi keshari n account holder at your hdfc bank and also possess a locker with the account. Sir I want to state that without any prior information on how much hike in annual fee of locker I have been charged 4 times of annual fee for locker for this financial year. I should have been informed how much hike will b there in annual fee, so that if could not afford it I would have leave the locker. Earlier I was paying Rs. 1000 for small locker in varanasi city. But this year I have been charged Rs. 5000 without any information. Sir I want my money back n don't want to continue locker service at your bank, as many other banks are also providing locker including nationalised banks at much cheaper rates. I want a proper action regarding my complaint. Please respond as soon as possible. Thanking you. Your faithfully Romi keshari Acc no- [protected]
                  I have also faced the same issue. locker charges revised from 1000 to 5000 and the amount has been deducted from my account without my authorization. This is not acceptable. i'm planning to approach a lawyer / consumer court.
                  Even for me they deducted 10000 on April 1st 2015 and today again they deducted 1500 for Medium size locker.. Sadashivnagar branch is too dangeorous . Why they deduct so much ?
                  For Trichy Area for a small locker increased from Rs. 700 to Rs. 7000 and for this Tax also debited from account. Almost 10 times more. Is there any control on banks charges. Bank say SMS and courier send for Hike. why no wide publicity given on news paper or on the HDFC website for the increase of locker rental charges. banks know how to loot money from customers.
                  can anybody guide how to address this.

                  Kumar
                  I have bank account in khanna Punjab, similarly locker charges has been debited from my account, last year it was 750 now they have deducted 7000 & 850 tax . I am going to leave this bloody bank .
                  I am from chennai, till last year i was paying 1500 for small locker, now it has been increased to 5000 + 620 tax without any prior intimation. Is there any way we can complain to RBI?
                  Sarangan
                  Rent is subject to reversal if you surrenders the locker before 30/04/2015
                  Rent is subject to reversal if you surrenders the locker before 30/04/2015
                  Hi All,

                  My name is Surendra, i have an joint account with my wife in HDFC
                  bank in Kalkere NRI layout bank Bangalore.
                  We have taken a small size locker in this Branch since last four year
                  and used to pay 1000/- as rental charges each year as per initial agreement but
                  this year HDFC charged 7000/- for rental and 823rupees as service charges directly
                  debit from my account on 3-May-2015 without any prior notice /intimation or new
                  fresh agreement.


                  When contacted directly to the branch manager, on 29-may-2015 HDFC
                  bank in Kalkere NRI layout bank Bangalore, he said, rates has been revised across All India and rental rates are
                  same in all the branches of HDFC with respect to size of the locker, which was
                  not true when i enquiry with other branch near by Ramamurthy Nagar which they
                  are charging 5000/- for small size locker. When i requested for the circular/communication
                  which branch offices might receive from
                  Head office regarding the rate hike and new charges, he said, it has been communicated
                  verbally to all branches and there is no document as such they received.

                  And finally after so many discussions he send me a mail from his
                  office mail id with below mail.


                  [protected][protected][protected][protected][protected][protected]


                  Dear
                  Sir,


                  This is with reference to our discussion
                  today with respect to your Locker, I would like to share the reasons for
                  locker rent revision:


                  Our locker rents were last revised in 2010 .


                  Since then the rental cost of branch, infrastructure cost, security costs and
                  other administrative costs has increased significantly .


                  In order to maintain and deliver our best in class standards of service
                  delivery we are constrained to increase the locker rents.


                  The Rack rate of your locker is Rs. 7000/- plus service tax .


                  As discussed I would like to inform you that
                  we will reverse the Locker rentals charged to your Savings Accounts along with
                  service charges in case you wish to surrender your locker by 30th May 2015.


                  Please feel free to get in touch with me in
                  case you require further clarifications.


                  We thank you for banking with us and look forward to your continued patronage.


                  Thanks & Regards

                  Sudip Maitra

                  Branch Head


                  My question here is

                  How Bank can debit the Rental charges of Locker without informing
                  the customer?


                  (By law: Rental of service/
                  property should be mutual argument between two parties which needs to be agreed
                  upon by both parties and signed before it can be executed. Here if they have increased
                  the Rental rates from 1000/- to 7000/- which is 600% rise without prior notice
                  and debited from my account, which is unethical in any business practice.)


                  How they are black mailing customers,
                  if you don’t wish to pay then surrender by tomorrow.
                  What happen to the money HDFC hold it up in HDFC Bank account for month or two month of
                  rental charges of Lakhs of customer of cores
                  of money who don’t want to continue further locker after Knowing this unethical
                  business practice, do HDFC will return the money with interest?
                  How the rental rate of lockers are fluctuating in Large between
                  braches which are 500 meter apart.
                  There is a big question to all the customer of HDFC, If HDFC Bank can debit any amount from your account without taking
                  your consent or without informing you then they can do anything to your money.


                  Do you feel your money/Valuables are safe in HDFC bank, I don’t.


                  I am Quitting. Please join hands of quit HDFC Bank movement...
                  This incident needs to sued and HDFC needs to be respond back. If everyone o[censored]s can join in group this incident will gain momentum to fight across the unethical practices of HDFC bank.
                  I wonder who has awarded HDFC with awards like the best bank or most customer friendly bank and so on...This locker rent hike is definitely not reflecting this. While other banks are still collecting a reasonable amount as locker rent, HDFC is literally sucking the hard earned money of its customers. I have a feeling that HDFC is more interested in people who are willing to transact with them as per their terms. I am feeling really hurt that they have cheated and misused our trust.
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                    R
                    Ramesh Sree
                    from Chennai, Tamil Nadu
                    Apr 4, 2015
                    Resolved
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                    Resolved

                    Good Morning Sir, I am Ramesh I bought vehicle from sarthy bikes two years back to your loan i want details of this loan due to when that loan is closed My Loan Number is 23065807 already i asked to your staff but they did not tell that is why i send this compliant Thanking you, E. Ramesh
                    Aug 5, 2021
                    Complaint marked as Resolved 
                    Dear Ramesh

                    request you to mail us at [protected]@hdfcbank.com with loan account and contact details, complete issue details with the ref ID TTU[protected] in subject line of the mail.

                    Anay
                    HDFC Bank Customer Assistance
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                      S
                      santoshkrrish
                      from Kolkata, West Bengal
                      Apr 3, 2015
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                      Dear Sir/madam, I am not at all satisfy with your service, its really very bitter & painful experience I have ever face in my life. I will never recommend anybody to purchase any policy from hdfc life as the service is very poor & pathetic & horrible. So finally I decided to cancel or withdraw my policy[protected].Please cancel the policy & return all my initial premium amount to my account as early as possible with out any deduction as you are not able to provide me the solution & issue my policy from last two months. Regards, Santosh Chakraborty Proposal No[protected]
                      HDFC Life customer support has been notified about the posted complaint.
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                        srimanojkumarjha
                        from Gurgaon, Haryana
                        Apr 3, 2015
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                        Address: New Delhi, Delhi

                        1) 07/08/2014 ke bad gas nahi aa raha hai 2) 07/08/2014 ko 3 kg gas kam tha jise hamne wapas kiya 3) jab ham sikayat karne veer jyoti agency chirag delhi gaya to us jagah dhamki diya gaya chup rahi vrna kanection band karva dunga 4) Tab mai salse maneger morya ji ka no. pata kiya aur unhe sari jankari di to unhone saree bate 21/03/2015 sam karne ko kaha jo hamne kar diya Tab se wah bhi phone nahi utharahe hai
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                          subhapratim
                          from Noida, Uttar Pradesh
                          Apr 3, 2015
                          Resolved
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                          Resolved

                          Address: Pune, Maharashtra

                          Hi, Previously I had salary account with HDFC bank(Bhandarkar Road Branch, Pune) but I changed to another bank way back in 2013 due to transfer reasons. After that I didn't checked my account balance as my Closing Balance was INR 0.00. Recently I logged in to my account and to my surprise current balance is INR -2, 769.52. I was told that it was a zero balance account and it will be closed automatically due to non usage. Kindly look into this on priority and expedite from your end for account closure. My current location is Kolkata. Customer ID : 48460132
                          Aug 5, 2021
                          Complaint marked as Resolved 
                          Dear Customer,

                          Request you to write to us at [protected]@hdfcbank.com with your account and contact details, details of the disputed charges and reference ID TTU[protected] in the subject.

                          Bejoy
                          HDFC Bank Customer Assistance
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                            EshaG
                            from Gurgaon, Haryana
                            Apr 2, 2015
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                            Address: Gurgaon, Haryana

                            Hi, I made transaction for internet recharge on airtel site. It showed transaction failed but money was deducted from my account. Transaction details:- Narration:- [protected]-CitrusAirtel Checque ref no:[protected] CustomerID[protected] Please look into this. Regards Esha Grover
                            Aug 5, 2021
                            Complaint marked as Resolved 
                            Dear Esha,

                            Request you to write to us at [protected]@hdfcbank.com with your account and contact details, details of the transaction and reference ID TTU[protected] in the subject line of the mail.

                            Anay
                            HDFC Bank Customer Assistance
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                              tamsudi
                              from Mumbai, Maharashtra
                              Apr 2, 2015
                              Resolved
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                              Resolved

                              Address: Kolkata, West Bengal

                              Hi Team, Myself Tamal Modak, address – Sonarpur Baidyapara, kolkata – 700150, Mob no – [protected] / [protected]. On 10th Feb’15 I have applied a HDFC Credit Card & filled up an application form. After one month I received the HDFC Credit Card ( [protected] ) through Blue Dart and then after Pin no. Today I received a call from the no[protected]. The lady tells me that I have to apply for a mediclaim and also a card protection policy. When I say I don’t want to do such kind of things, she told me that I have to pay for that if I am go for it or not. When I applied for the card, or when I signup the application form no one tell me about this. I just applied for a LTF Credit Card. Now I don’t want to use the credit card. From 9th November 2006 to 29th February 2012 I am a employee of HDFC Bank sister concern HBL Global Pvt. Ltd. I am totally upset that this kind of false promise having with me. Please do the needful.
                              Aug 5, 2021
                              Complaint marked as Resolved 
                              Dear Mr.Modak,

                              I have taken note of your comments expressed with regard to the call received regarding policy and the same is being reviewed as appropriate. You may look forward to receive a response to your e-mail id in 3 working days. We request you to bear with us in the interim. For any further clarifications, You may write to us at: [protected]@hdfcbank.com and we shall assist you. The reference number for this interaction is [protected].

                              Tejal
                              HDFC Bank Customer Assistance
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                                Atauldilse
                                from Pune, Maharashtra
                                Apr 1, 2015
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                                Address: Gautam Buddh Nagar, Uttar Pradesh

                                It's around 3 years I have been repaying my loan dues exactly on 4th of every month without fail since 2012. It's this month March 2015 that I happened to miss the due date and had insufficient funds in account on 4th, to which bank couldn't able to deduct the loan dues. So, on 9th March 2015 they called me on my number and intimidated about the overdue, so I with all my effort collected the enough amount and deposited into my account. To my surprise they not only deducted the loan due amount but an extra amount of rupees 618 as bounced EMI from loan account on 9th March 2015. Just for 5 day of miss and I was charged a fine of 618 for a loan of 200, 000/- Not only that over this they also deducted rupees 355 from my saving account, when asked they say it's valid deduction. I am not able to understand it was due to a loan account, to which loan account deducted 618 rupees which is much more than anyone can expect and that too for just 5 days. Again they are deducing 355 rupees from my saving account. In total I got charged for approx 1000 for 5 days of overdue on a loan amount of 200, 000. Such a shameful deductions and still they calling these deduction valid. Why I said this deduction appalling is because I was carrying my debit card and tried withdrawing my amount and got the ATM message that you have insufficient balance, I was shocked. As according to me there should have been balance in my account. I was never intimidated about any of the deductions and HDFC bank deducted all on it's own. Be careful if you carry HDFC cards. They are like greedy monsters just ready to loot your hard earned. I'm very appalled by this incident of HDFC Bank and will very soon be closing my association with it. If they don't return all the invalid charges.
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                                  GUPTA ANIL KUMAR
                                  from Amritsar, Punjab
                                  Apr 1, 2015
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                                  Address: Bathinda, Punjab

                                  APPLICATION FILED ON 24.2.2015, BUT TILL DATE NO COMPLETION OF FILE, DAY BY DAY REQUIRED ANOTHER DETAILS NOW REQUIRED : Kidney stone quest as mentioned by you in MER that renal stone operated inAug 14- completely filled by you as submitted is incomplete I AM NOT A MEDICAL PROFESSIONAL AND UNDERSTOOD THE ABOVE QUESTION WHY THE COMPANY NOT COMPLETE THIS MATTER FROM A DOCTOR - AND TAKE IT IN MEDICAL REPORT
                                  HDFC Life customer support has been notified about the posted complaint.
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                                    perwinsharma
                                    from Mumbai, Maharashtra
                                    Apr 1, 2015
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                                    Address: Gurgaon, Haryana

                                    I am a customer with the Bank for more than a year now. I asked them to install an EDC machine at my Gurgaon office. They said it would take 10 days. After 10 Days when I called them, they said, it would take 10 more days. Even tose 10 days have passed and I have not got the machine still. I have made a loss on business over the last one month waiting for the machine and have also faced harassment for the same.
                                    Aug 6, 2021
                                    Complaint marked as Resolved 
                                    Dear Perwin,

                                    Apologies for the inconvenience caused. Request you to write to us at [protected]@hdfcbank.com with your account, contact and complete issue details. Kindly mention the reference ID TTU[protected] in the subject.

                                    Anay
                                    HDFC Bank Customer Assistance
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                                      Dona K.
                                      from Pune, Maharashtra
                                      Mar 31, 2015
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                                      Address: Thane, Maharashtra

                                      A friend of mine has given my number for reference. with some payment issue related to them, they are calling me time and again to ask them to pay. I am not working in HDFC to work as a recovery agent. This is very harassing. The lady's name is Shilpa. their numbers are[protected].
                                      Dear Dona,

                                      Regret the inconvenience caused.Request you to write to us at [protected]@hdfcbank.com with your contact details, details of the call received and reference ID TTU[protected] in the subject.

                                      Bejoy
                                      HDFC Bank Customer Assistance.
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                                        rajesh 12246
                                        from Bengaluru, Karnataka
                                        Mar 30, 2015
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                                        Address: Bangalore, Karnataka

                                        I want to close my credit card . I can't pay service charge every year . Even though no officers, I am using the credit card . Till now I din't get a single rupee cash back or discount with this credit card . I want to close the credit card. My credit card number is[protected] . Please close it . I will take some other card which will not have any service charge and has some benifits
                                        Dear Rajesh,

                                        Request you to direct your query to [protected]@hdfcbank.com with your card and contact details.Kindly quote the reference ID TTU[protected] in the subject line of the mail.


                                        Bejoy
                                        HDFC Bank Customer Assistance
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