HDFC Bank Complaints & Reviews

I have taken a personal loan from HDFC Bank around 4 years ago. I have paid all the dues. As my bank account with Citibank got deactivated because of which the EMIs were paid by me in cash as per the requested by the recovery agent. However, after paying all my dues still my name reflects in the defaulters list. How pathetic it is, when someone pays all the dues on time as well as at the time of NOC the bannk demanded more money which I have paid. Still I have to hear that I have bad record in CBill. There will be so many people who may be suffering because of this pathetic behaviour by the bank.

please suggest me a way out of this CBill.

Dear Sir/ Madam ,
Good-morning.
I am Mahendra Choudhary Form 132 Maharana Pratap Nagar Pali.
Sir My Father (Late Mangilal JI Choudhary) Is a Govt. Contractor. My Father Is Only One Proprietor Of Choudhary Construction Company 132 Maharana Pratap Nagar Pali.
My Father Mangilal Jiwas Open a Current Account([protected]) In HDFC Bank , Pali in Financial Year 2010 -11 . My Father Was give Me Signature Authority in the Bank A/c.
My Father was Take a Loan (C.C. / OD Limit, against Lease Property Amount 1720000)Form HDFC Bank Pali in Finance Year 2010-11.the Loan A/c NO. Is [protected].
My Father take a Loan Product Name Is Business Loan (1848815, Amount 500000). My Father take a Insurance Policy against Loan, When they are 58 Year age. But Bank Insured Me and Nominee Declare My Father . this is a Wrong Theory of Bank Bea cause My Father Is less then 60 Year age and Only One Proprietor OF Choudhary Construction Co.
My Father Pay in Continuous C.C. Limit Loan and Business Loan Amount Was Finance 500000 .
My Father Was Pay Installment 25204 @ 8 =201632 . Suddenly My Father Was Die On[protected] .
After Death I Contact to Bank and told to Death Information of My Father. after Few Month Bank Was Pressure to Me For Loan Recover .
I Was So Sad. and Slowly Slowly Paid the C.C. Limit With Interest.
The Business Loan Was Finance Amount Is 500000. My Father Paid 25204 @ 8 Installment = 201632
after Death Bank Recover amount Is 11823 BY A/c Hold Process My Father S/B A/c on Date 30.01.2012. without any Information ,
I was Deposit a Cheque Amount 62987 in Farm Current A/c [protected] On Dated[protected] and Bank Recover this Amount By A/c Hold Process. Without any Information.
Busnious Loan(Finance Amopunt 500000) Paid Calculation Is : -
Paid BY My Father [protected]@ 8 Installment = 201632.00
Bank Recover In My Father S/B A/con Dated 30.01.2012 = 11823.00
Bank Recover In My Father Current A/c Dated[protected] = 62987.00 Total Paid = 276442.00 In 5.00 Lack Finance Amount.

Overdue Charge's Is 40509.00
Cheque Bouncing Charges Is 450.00 @ 15 Cheque After My Father Death Period (04/01/12 to 04/01/13 ) 6750.00
Total Charges IS 47259.00
I Was already Inform to Bank for Death Information and Not Use the Cheque's Of Installment. But Used By Bank this cheque's. With Informatory.
Iam Requested to Bank For this Loan A/c Settlement. The Bank Loan Office Mr. Amit Gour(Jodhpur) Give Me the Settlement Amount 1.50 Lack .
I am Agree to Paid this Amount In Ago March 2013 .
after I Was Deposit A Cheque Amount 600000.00 On Dated 02.02.2013 In HDFC Bank In Current A/c [protected]. But Bank Was Recover to 407746.53 In 6.00 Lack. Without Any Information. I Am Requested to To Bank The Settlement Amount(1.50 Lack)
Recovered . But Not Hearing In HDFC Bank Pali & JOdhpur Collection Manager and Not Hearing In HDFC Phone Banking Customer Care No.
My Father Is All-ready Die in 1 Year Ago. MY Family is Depressed For My Father Death. MY Father Is a Civil Contractor In Govt. Department . The Govt. Department Not Paid My Father Contract Amount Without Succession Certificate Because The Choudhary Construction Company Is Only One Proprietor(My Father Shri Mangilal Choudhary).
After My Father Death Farm 's Market Liability Heavy Pressured On My Family.

Dear Sir I am Requesting You We Are All-ready Depressed to Death Of My Father. I am Continuous Paid Loan With Interest Charge's. But Bank Was Pressured to Extra Amount .
Business Loan Finance Amount 500000.00
Paid BY My Father [protected]@ 8 Installment = 201632.00
Bank Recover In My Father S/B A/con Dated 30.01.2012 = 11823.00
Bank Recover In My Father Current A/c Dated[protected] = 62987.00
Total Paid = 276442.00
Over Due Charge's With Cheque Bouncing Charge's = 47259.00
Finance Amount =500000.00
Total Amount =547259.00
Total Paid Amount =276442.00
Total Diffraction Due Amount =270817.00
But Bank Was Recovery By A/c Holding the Amount is =407746.53
Extra Recover By HDFC Bank Amount Is =136929.53
This Is Negative Think / Plan Of HDFC Bank .
Please Help Me .......

Thanking You Sir
Your Faithfully
Mahendra Singh Choudhary S/o Late Mangilal Choudhary
132 Maharana Pratap Nagar Pali (Raj)
Contact No. [protected] , [protected]
Choudhary Construction Company (Mangilal Ji Choudhary ) Current Prop. A/c No. [protected]
Choudhary Construction Company (Mangilal Ji Choudhary ) C.C. Limit A/c No. [protected]
Choudhary Construction Company (Mangilal Ji Choudhary ) Business Loan A/c No. 18488154

Hi,
I bought HDFC ERGO general insurance one yea back. When I received the call to buy the insurance product, I raised a specific two requests:-
1st that I asked about the name of hospital which I was looking for I.E Gandhi Nursing Home( this is fine)
2nd that I asked that lady that I have been asked by a MBBS doctor to go for a surgery for nose(Rhinosynosities), is this covered under th eproduct you are offering me??? and response was YES.

Now, after ten months, I came to know that pre existing ailments are covered after two years of waiting period. I clearly asked this question at every call before receiving the confirmation call from HDFC ERGO department and the answer was YES.

Now, I have serious problems coming due to this decease and I cannot use this facility just because of the false commitment received from the HDFC BRAND NAME.

How can I get this done. Please help.



Simant Walia
[protected]

my name is neeraj my acc. no. is [protected]. my old mobile no. is [protected]. please change my mobile no. my new mobile no. is [protected].please help me.

Dear Sir/Madam,

This is very sorry to informed you that I have disputed on 2 transaction which are being debited to my HDFC credit card i.e. [protected].The transaction date as per the online banking is 10.03.2013 for the amount INR 2011.00 and INR 448.31( 300+1.43+47.88).The most important part is the EMI which I have never asked from any Merchant since last 6 months.

Here I want to highlight one point that I have not done any such transaction for such amount from any store in India or outside India. I have neither incurred nor authorized to any one for the credit card shopping for these transaction.

I have already filed my complaint to customer care via doc no [protected] but they are unable to provide any solution.

The last valid transaction from my side was on 07/03/2013 for INR 7162.00 to Religare Hicl Helpdesk.

This is highly request to you please look in to the matter at the earliest and remove these charges from my account.

For any information/clarification please revert.

Thanks & regard,
Aman Gupta

Siemens Ltd.
Infrastructure & Cities Sector
SAS RC-IN IC-MOL RA MT BA
Tower C, 2nd Floor
Plot no 6A, Sector-18 Gurgaon-122015
Tel: +[protected]
Mobile: +[protected]
Mail to: aman.[protected]@siemens.com
www.siemens.co.in

Hi Sir/Madam,

This is Suyesha Mitra from Cognizant Bangalore. I applied for HDFC Food Plus Card around 28th Jan to 03rd Feb 2013.I'm supposed to get it in my office address as mentioned by

10-15 days..But I haven't got any intimation mail from them as of now.
I mailed Sangetha from HDFC regarding same..She has record of my submission which she mailed to her other staff members of HDFC to help me to get an update on same..But got no

upadte thereafter..
I mail them also for an update but no luck..
Please help me to get my HDFC Food Plus card..

Thanks,
Suyesha
[protected]
(suyesha.[protected]@cognizant.com)

I have a HDFC corporate Savings bank account at M.G Road Bangalore branch. I have made the transaction on 18th Feb, 2013, which is the ICICI bank credit card bill payment through NEFT. The amount is not credited in ICICI credit card account. The payment amount Rs. 12,253.89/- had done successfully, and the amount is debited from my savings bank account. The reference number/ cheque No:[protected]. I have raised the same with the customer care people and got feedback like amount has successfully transferred to the beneficiary (ICICI credit card). Then I have reached ICICI credit card customer care, they are saying the amount has not received.And again I have escalated the same issue with HDFC bank customer one week back. Still I did not get any response from the either of the banks. I can not fight with two banks, and I don't understand the where was the mistake from the both of the banks. I raised this issue with two banks several times and did not get any response from both the banks. Please take this compliant as a high priority request and resolve the same ASAP.

HDFC A/C No: [protected]

Regards:
Lakshmikanth Reddy
Mob. No: [protected]

Dear Sir,
I Saiyed Khurshid Ali & Madhumita Nag (wife), Deb Tower, Flat No: E/7, M.G.Road(South) Kolkata: 700104.want to lodge a complain against HDFC LIMITED, Housing Development Finance Corporation Ltd., Jeevandeep, 3th Floor, 1, Middleton Street, Kolkata: 700071. Tel:[protected],22886256.
I had taken a loan of Rs.6,[protected]@ 7.75 (Floating) in year 2006.
At present they are charging 13.75 % INTEREST RATE and monthly EMI as Rs. 7,189.
In last financial year our PRINCIPAL COMPONENT was adjusted as Rs. 358 (Three Hundred & Fifty Eight)
where as INTEREST COMPONENT was Rs. 85,910 (Eighty Five Thousand Nine Hundred & Ten)
Now, we want to shift our Home loan a/c to State Bank of India and SBI is also ready to give us the service.
But, HDFC is not allowing us to transfer our loan amount in any condition.
They are not agreeing to receive our application which to be submitted to SBI for further process.
Kindly, HELP US.
Saiyed Khurshid Ali & Madhumita Nag
Home Loan a/c no ( at HDFC[protected].
Mobile no: [protected] & [protected]
E-mail: [protected]@gmail.com

Hi,

My savings account was kept on hold for entire 27K in my account because of delay in creditcard payment. I have paid the creditcard bill and it is more than 4 days and still it is kept on hold.

HDFC Creditcard customer care is least bothered about request (complaint number - [protected]) the customer care lady is so rude and they are not even transferring call to their manager and pretending as if they are their manager and asking me all the details. They tell to call collection department and the collection department number doesn't work[protected]/02 080, [protected].

I have called Grievance redressal officer they said I will receive call within half day of complaint but still nothing has been done. Is this the service provided by HDFC for their clients.

Can HDFC please act on it immediately?

Dear. Sir/Madam.

I Mrs Pritichi Biswal had purchased a insurance policy No. 15646660. In the month of december. from Talcher branch(dist -angul).Orissa.
After the policy reached to me. I decided to cancel the same due to my personal reason.
I contacted my branch manager MR. NIKUNJA RATH. and conveyed my reason for cancellation. He was initially reluctant to cancel but after some days,He said to give my BOND to the agent ,who is also a Bank employee, miss MONALISA MALLICK. I gave her the bond and she said me to go to the ANGUL . In ANGUL branch SLIC OFFICE I was again asked the reason for cancellation. The person took the signature in the cancellation form and said that the agent has not submitted the bond yet. On calling Miss Monalisa mallick the agent,she said that she is a bit busy and that she will deposit the bond the next day.
After 3 days when I inquired for the same she said that in one month, i will be receive my money. But she kept ignoring my calls there after.
Today on 9/3/13, when I again called the branch manager mr NIKUNJA RATH he said that the MISS Monalisa is saying that the she returned the BOND to me and now that the bond is with me. But all these days they were playing with me that the cancellation will be done.
Now that they have misplaced my bond or knowingly they have kept my BOND with them.
I am completely helpless as to what is to be done now.Please do look into the matter. I will be highly grateful to you.
I request you to send the policy details in my mail id that is [protected]@gmail.com . This email id is in my policy too.
This is my last option of contacting you. Failure of which I will take the help from consumer forum as well as from NGO and citizen journalist. PLEASE let them not cheat the hard earned money of innocent persons.
THANKS.
mrs pritichi biswal
ph no- [protected].

My sister who is NRI residing in the UK visited india in January and made a Deposit of 40,000 Pounds in the HDFC bank Nabha branch, and the relationship manager Mr, H Kumar pushed us hard to take an insurance policy called Crest SL to avoid income tax, she signed the form just in case,as she had to leave for UK but told him not to make the policy without consulting us but he went ahead and withdrew 2 lakh Rs from her account and made the policy, my sister was furious and called him to cancel it immediately, he promised to get it cancelled but he kept delaying in spite of my repeated phone calls and reminders and never did so till now, My sister e mailed the bank on [protected]@hdfclife.com within the 'FREE LOOK IN PERIOD' of one month, several times from her registered e mail asking them to cancel the policy immediately and named me as her representative but again they never responded, now when finally some from Bangalore who doesn't understand any language properly, responded he told us you cannot cancel the policy as the 'FREE LOOK IN PERIOD' has gone. i visited the Patiala branch of hdfc life twice during the 'free look in' period with my sister's signature on the cancellation form and all the documents but they did not take back the policy.
Such third class service was never expected from such a bank, there are a bunch of fraudsters sitting in these private banks eying ur money to meet their targets and pocket the commissions. Now my sister and i will withdraw all our money from the bank and we would have no option but to go through the consumer court to get our money back from these fraudsters and make them answerable for the mental harassment they have caused. For your info the policy details are : Rupinder Kaur Khaira. Policy # 15728264 SL CREST. My mobile number is [protected]

K.Rajasekar ,12 Abirami street , Purasaiwakkam ,Chennai 600084 , Applied for personal loan of Rs 2lacs , application No: 23844368 .Bank has refused stating cibil is not good . I do not have any kind of default with any other bank . Please inform me why my my application was not accepted .My salary account is with HDFC for the past 10 years and no defaults so far .

Hi,

I had applied for HDFC Bank credit card on 26th Feb 2013, but till date i had not received any communication from Bank's end.

My entire set of documents was collected on 26th Feb 2012 by DSA 'Hitz Corporation', the executive's who has called me is Mr.Piyush of Hitz Corporation and his no is [protected].

Inspite if calling end number of times at that number, he is not responding to my calls and when asked for the status the company is saying that "we will check and get back to you', but not one is calling back.

There is possibility of getting misuse of my documents and hence i want my documents back.

Is there any authority who can take some strict action against such DSA's / Agencies?

Thanks,
Mohnish Rajapurkar
[protected]

I am Getting every day continuous calls from a Agency for HDFC Credit cards... I have many a times informed them about not interested in opting for any card, still they call atleast 3 times a day for past 15 to 20 days.

Following are the number:[protected]...

I want to know is there any way other than DND to stop receiving calls...

Shameless people even after telling many times they keep calling and each time difference is only a new caller. How do they get numbers.

I have been observing that my money is debiting from my account as depository charges in hundreds.
In the month of Feb and march amount of rs 694.00 and 148.70 have been debited as Depository charges where as i have not used the demat account till now it is just used once for activation by the HDFC securities member 2yrs back after that i didnt used the account till now. More over this demat service was told that they are providing it freely but it seems they are charging and it is not intimated to customer it is clear exploitation of customer.

Dear Sir /madam

I am shantilal jain
Account No. - [protected]
client I.D.[protected]

A month in my account balance was zero and the minimum limit of balance in account is 2500 but bankers done Unnecessary charges on account balance when i deposit cash .

I know some charges will be deducted from the bank account.

But they are much more charges deducted from my bank account and the amount of Rupees 3600.

I am complaint to bank manager but he gave negative response. That's why I fill this form.

So please sir and madam solve my problem .

Thank you.
mobile no. [protected]

When i opened my A/c few years back I had to maintain Rs5000 as minimun average A/c balance and that was calculated quarterly , but recently i noticed they have been charging me AMB( average monthly balance) cess every month since jan 2012 so i visited my branch and asked for the clarification then i learned that bank has changed its policy now i have to have minimum Rs10000 and that to every month . But i never got any intimation for this change never they have mail or call me to inform which they always do for every other silly reason . They have almost charged me around Rs4000 . Please help i want my refund otherwise i am going to close my a/c

I submit my application form to the representative of HDFC Bank and get an sms on[protected], in which my application no. was given [protected]s2 .I provide my mobile no. [protected]. But 7 days has been gone I did not get any status of credit card. I dont know what I have to do.Please let me know what happened to my application.

HDFC BANK CREDIT CARD ATM PIN NOT RECIVE


To
The Manager
HDFC Credit Card Bank Division

Respected Sir/Madam,

I Have received My upgraded HDFC credit card but till now I didn't received my Credit card ATM PIN, where as so many times i make call to HDFC Phone bankers but getting any proper response they provide me a request no.
please take an early action as soon as possible. Detail are given below:-

Card No -[protected]

Request No. & Date

1st request no.- ( request no miss dt. 01.02.13 )
2nd request no- ( [protected] dt. 13.02.13 )
3rd request no.- ( [protected] dt. 25.02.13 )



Regards
Amit Gupta
+91-[protected]

I have purchased a Bed from Evok on 05Jan 2013.
There was a scheme that 0% EMI for 6 months with 0% processing fee. I have confirmed it with Bank and EVOK as well. But still bank has charged 1895.68 + 227.48 (Service Tax) + 6.82 (Cess Tax) = 2129.98. Immediately I have called to HDFC Customer care (HDFC Bank CC Evok Purchase Ref No: [protected]) and ask for this extra charge. HDFC Customer Executive has said these charges will reversal in your next month bill.
I have called 3 times for the same issue. But still issue remains same; HDFC Bank has not reversed 2129.98 in this month bill (Mar 2013). They have been not reverse from my account. After 2 months HDFC Bank has said that this scheme is now not applicable. If so, why HDFC Bank keep us in dark for 2 months. And after 2 months said that scheme is not available I have to Pay this amount.
This is totally illegal. HDFC should have to aware the customer when heshe asked the information. After 2 months they cannot say like that you have to pay the amount, scheme is not available.
This amount is more so that HDFC Bank is doing so. I have purchased so many products from HDFC Bank card under the same scheme and every time bank has reversed my charges. But this time Amount is Big so they are behaving like this. It’s totally demoralizing and irresponsible behavior of HDFC.
I am totally frustrated with your this kind of behavior. I totally harass by you since last 2 months.
Please cancel my credit card, Anand Kumar Sinha ASAP. I do not want to use HDFC card and worst service.
And I am not going to pay single penny against your illegal charges.
If needed then I will go to Consumer Court also. I am going to hire an advocate regarding this illegal statements given by HDFC Bank.