| Address: Meerut, Uttar Pradesh |
D/Sir,
I had taken a home loan A/C :[protected] from Meerut city,HDFC Bank in year '[protected]@11.0% with floating ROI.
Initially for 2.5 yrs bk float ROI towards increase itself, later on from Nov'2010 to March'2013 recover
@13.75% (Peak value). The Current ROI is 10.15% by the same bk. I enquire from the bk why is recover
at so high rate then bk ready to change with current rate onward for balance amount.
Grievance is that if I did not ask then bk continue the same, Whether bk has its clear policy or not ? Loan was release
with float rate, why bk did not revise itself in past as such rate is not decrease in a overnight ,who is responsible for the loose amount paid in past yrs ???.. I try to get the reply from branch bk & customer care/service also through mail but non of them is responding.
Pl suggest me for the same.Awaiting your invaluable input.
Rgds
Anil Jain
Thane
Cell#[protected]
email id : [protected]@yahoo.com
I think bank had not well define its policy or team members are not following. Such type of cases should be highlighted to court & be punish
who is responsible for that.