HDFC Bank Complaints & Reviews

Dear All

When i paid Rs 1,18,400 against my Credit Limit of Rs 75,000 for less then 6months Tenure. Till that time when i didn't pay the money
i received calls from Bank side on daily basis but when i paid the full amount then why i am facing the problem to get the NOC from bank side
2. What will be the Status of my name showing at CIBIL
3. Why and How is it possible that I have to Pay Rs 1,18,400 against my credit Limit of Rs 75,000 just for 6 months

R/Sir
With due regards, I was Ex-Employee of HDFC bank(26april2010-31july2010) with employee code D2751 located at Ludhiana(Millerganj) Gill road as Pref.RM and received a Credit Card from bank of number [protected] (Platinum). Major payment 1stly made from credit card on 26/06/2010 at Hotel Comfort inn , for attending the Induction training organized bank at Delhi. Where i make the payment of Rs.22599 via from same Credit card stated above and still my pending over the bank for that is standing.

Case:-
Today (18/04/2011) i received a unknown call from person (Rajveer) from mobile number( [protected]). He said that he is calling from Delhi court (Patiala House) and they are having my Non-Bailable warrant via Warant number:- NWD234/2011.
Case was framed by Mr.Neeraj Saxena([protected]).
When i talked with Neeraj , He replied that actually case was lodged by Mr.Akhilesh Saxena([protected])
and they already send me the copies of case but till now i didn’t received the any copy from court or Either Bank side regarding the case of Non-Payment of credit card Payment.
Then Mr. Rajveer forced me that at 12:30Pm Patiala court of Delhi going to issue against me a Non-Bailable warrant , If case not setteled before 12:30.
My Credit card limit was 75,000Rs against which i spend only 52,400Rs only and I make the Payment for Induction Training organised by bank was Rs 22,599.
But today i was forced to Deposit of Rs 1,18,120 against my credit card Payment with in Haft hour to Stop the Non-Bailable warrant due to which i was forced to sell my Motorcycle at less then 60%of market price and some gold items and deposited Rs 114000/- today at my Credit card number ([protected])
If I was the legally bound then with me HDFC bank is also liable bz out of my total credit limit Rs 75000, I make the payment of Rs22599/- at Hotel arranged by BANK to attend Induction Training which is approx. more then 30% of credit limit.
Thus now Bank has to pay me back 30% of Rs.118120 Approx. more then 35,000/-

Regards

DIVAY MAHAJAN
[protected]

pls send me the statement of HDFC credit card thru e-mail. Since last 2 months, i have not received statement thru local post. my credit card no. [protected] & my name is Anubhav Jain

i hope u will send me e-mail statement as soon as possible

thanks

Regards,
Anubhav Jain
Reliance property solution
indore

Respected sir,

I a'm employee. of Educomp solution lt. As a Smart class coordinator from feb. 2011.
Empl.code:[protected]
Name:- Rajpal singh shekhawat

I have receive letter from educomp solution ltd. for the opening salary saving account in HDFC bank ltd. i visit Hdfc bank branch in Jhunjhunu (Raj.) Today and meet Mr. Arvind tibra ( empl.code:- A4649). He is not opening my account in Hdfc bank. i attached my legal document for opening account.

so kindly give the resolved this pproblem as soon as possible
Your sincerely,
Rajpal singh shekhawat
Email:- [protected]@yahoo.com
MO:- [protected]

I am A.chandrasekar,account holder ( Sb account no [protected]) of hdfc bank.Today my ATM card,which was issued long back during January 2001, was not accepted in any of the ATM centers including the hdfc ATM center at tambaram sanitorium branch. I was simply told to contact my branch(Madippakkam),since the above branch were not in a position to find out the reason. The reasons for non working of my ATM card is not known to me ,particularly the same card has worked well during last week. Hence it is requested to inform me of the formalities to be completed either to re activate the existing card or for issuance of new ATM card.My email address is [protected]@yahoo.com.

Thanking you,

Dear Sir,
This is to inform you that I have purchased a second hand car from a pre owned car dealer. I have also taken a loan from from HDFC bank. The whole process was done through a DSA of HDFC bank. The name of the concerned person who has done the deal is Mr. Sunny mobile number [protected].He has charged Rs.9900 for name transfer of the car but he has not given me any documents of the same amount. I was trying to get those documents form January 2011. Whenver I called him up he told me that he will be giving me the documents soon. But recently for last few days he is not talking to me properly he even told me that I he will not give me those documents.
Sir now I am very helpless. You are therefore requested to do the needful.

Thanking you
Chanchal Kumar Das
+[protected]

Sir/Mam,

I am Addwait Pandey from Lucknow emp.code A11331.I am waiting for my P.F to be sattel from last one year.Pls confirm me about my P.F status so that i can take further action.

Thanx

Addwait Pandey
[protected]
E.[protected]@gmail.com

I am having HDFC Bank credit Card No.[protected] against the lion of My Fixed Deposit with HDFC Bank. My FD No is [protected].
I am urgentl need of money and want to encash my FD.
I have not still use the facility of my credit card and my above credit card is still not activated with your quiry of siganature differ.
i applied your godhra branch on dt.20/4/11 for encashment of this FD and returned my credit card to the above branch, but sorry to say that it is not cleard still todar i.e. dt.4/5/2011 with thw quiries of chennai branch.
This is very sameful for the bank like HDFC.
Please reply me urgent on my mail address.
[protected]@yahoo.co.in

Dear Sir,
It was My Zero Balance Salary Account, It was not operated from about to 1 and half year, and every month I Receive the Monthly Statement where Balance amount Shows ZERO'0' not in Minus, few day back I deposit some Amount in my Account.
and suddenly the bank people cut Rs.3309 from account as Avg. Quart. Balance Charge. I feel Cheated What I Can Do For it....

Regards,
Alok Singh
# [protected]

Rejected personal loan application
Hi ,

I am a resident of Hyderabad applied for personal loan in Hdfc bank last Tuesday( 26/04/2011), and by next day i got message as your loan application is accepted and by Thursday your representative came for verification, Everything is done,Today i contacted your representative regarding status of my loan,i shocked to hear that i dint paid my personal loan emi for last month,I dont have any personal loans from any bank till date ,how can you people say Last month EMI ECS is Bounced.i request you to please clarify once again and do needful.

Please recheck and confirm.

Hi,
I'm Dheeraj Kumar Lohar.I applied personal loan(50000) in HDFC Bank but still it is not submitted to next Level by Representative. still i dont received and Reg. no.
I have submited my all the documents:-
1 PAN Card.
2 Driving lisence
3 Company offer letter
4 Salary Slip
5 Photo.

Then why it is pending?
Why your Bank says this loan will be clear within 7 to 10 days?

For your information this amount is pre approved by your Bank.

am HAVING CURRENT ACCOUNT NO [protected] IN NAME OF PIX INDUSTRIES WITH G.T ROAD ,BRANCH . Our is a properitor ship concern i want to shift my account from TRADE to regular . For this MY SON VISITED
G.T ROAD BRANCH after getting the forms sighned by me but their PREETI WALIA said she can not accept thr forms as it is not sighned by the other signatory. need less to say MANOHAR LAL JAIN IS a mere our Manager . he says to her that their is no need of the signature of other persons but she does not listen . On contacting the other persons at branch they supported my son . But she doesnot accept the forms & says to the persons which are supporting my son that if they want to accept they accept at their own she will not accept & send for processing . PLZ CLARIFY THAT for making some ALTERATION IN ACCOUNT in properitor ship concern SIGNATURE OF MANAGER IS ALSO REQUIRED ?

Hello Sir,

I have some problem with HDFC credit card below i have mentioned my problem please read and take necessary action.

i got a call from hdfc representative on november month 2010 regarding the hdfc titanium card, she explained about the facilities that are in the card like EMI and Balance transfer all are enabled default on your card. i conformed again before apply and applied. i got the card on december 2010, the representative told me that after getting your card with in 10 days you have make a call to the customer care and transfer the balance from some other card to hdfc titanium card. i called the customer care service and asked them about this after 3 days they said you don't have option of balance transfer in your card, i told about this they said ,"no you dont have the balance transfer offer you have cash load offer, please wait for few months we will enable this like that". after few days i purchased a two mobile phones amount of Rs.28000 using hdfc credit card, and i called the customer care and asked them to convert my 28000 purchase in to EMI, "Same answer from the customer care you don't have that offer, so please wait for few more months we will enable it like that" i requested the customer care to raise the request for EMI conversion. They simply told me that sorry we don't have offer on this like that. so i collected money from my friends and payed to the HDFC full amount, after a month i planned to purchase a laptop some amount of 48000 , this i called the customer care before i purchase and i conformed that i have a EMI option, the customer care executive told that yes you have the option just call the customer care after purchasing.and i purchased after i called them please convert this as a EMI This time they told "Sorry you dont have the EMI Offer" please wait for some more months and it will be enabled on your card. like that. I asked them i already inform to the customer care before purchase , but now your saying like this , they told me very simply sorry we given you a wrong information. sorry for that but you don't have the EMI option on your card like that. i requested some many times and emailed to the manger simply they are saying sorry we can't do anything.like that.please do the needful. i referred 5 of my friends and they got the card also , but they have the all options balance transfer and EMI like that i asked them how they enabled you this offers, my friends told they have received a call about a HDFC medical insurance and i have applied that then automatically all the options are enabled or me like that. i also got the call but i told them i have some other insurance some no needed like that. This is full of cheating.please do the needful. the interest of 48000 is too high for every month.please take necessary action.

The Reference number of my complaint is : [protected]
my name is : saravanakumar vadivel

my credit card number is :[protected]

i just got tired of raising the request to the HDFC.please do the needful

Hi,

This is kapil sharma worked with hdfc standard life insurance co. in outer circle connaught place and applied the provident fund in Ansari Road for the same.
The letter which I had got from hdfc standard having the PF-6310.
Normally according to the company norms that should be credited with in 2 to 3 months time.
Kindly see this matter.

Thanks and Regards.
Kapil Sharma
Finance Consultant

I have my zero balance salary account with my first company IGT. I left this company before month and joint new company name Genpact and I open ICICI bank a/c. now I deposit amount Rs. 90,000.00 in my HDFC bank account and i check my account on[protected] then i found that amount has been deducted from my account Rs 2482.00 without my confirmation.

I call on costumer care no two time but they donn't respond me
now I want my amount back

Thanks & regards
Yashvant Singh
HDFC a/c no. [protected]
Gurgaon Branch
Mob-[protected],[protected]

I have account in HDFC bank(Mayur vihar pahe II). I did not received any sms, email or mail about
AQB from bank side. But 827 Rs deduct in my account without any information.
I already complaint hdfc bank but I did not received any call from your side.
Kindly solve my problem.

Amit Verma
Mobile no. [protected]

Was in the processes of getting a Car loan from HDFC Bank, Thane branch, the experience has been completely annoying, the reason why most people approach private banks these days is for their service , and i guess its only because of few people and the banking expereince they extend to customers , we make a opinion of the Bank.

The loan application has been pending for a week now when the commitment given was 3 working days ,since we had a preapproved loan and salar a/c's are also in the same bank.When HDFC bank staff requires documents they stand on your head but when its our turn to ask about disbursement they give excuses , Sales Manager by the name of Birender and Mr. shetty from Mumbai Thane branch was that the delay is happening because loan approvrs have gone for a Goa meet and there is a delay for that reason. It leaves a bad taste for me as customer for these people and the bank as well. I had very high reagrds for the service standard of HDFC but now i would prefer not to deal with the Bank. It would really worry me if the sales and branch staff of my company work like this and give tgis kind of service to customers . I myself work in serivice industry , am very well aware that what is the value of commitment and time lines in the industry.

Latest excuse for delay in disbursement is that today being 30th April the system will be closed for 2 days for updations.
The last bank one should approach for car loans for sure

Dear Sir

My self vivek porwal , my credit card com e at Raipur ( Chattishgarh) from 6 days back, i tried more than 1000 times call on -[protected] ( 29thApril-11) Doc no ---[protected] ( HDFC credit card in name of Vivek Porwal,Devendra nager Raipur)but no body respond or pick calls.ultimatelty one madam pick phone & told me we dont staff to provide yrs couries & courier is with me & told if it is possibel then i will send u. even in evening at 6 PM agaian i remind u teire response like a Govt. employee & not customer centric approach.

Really sir it is shame ful For courier services, this is my suggestion if we do not have please no need to pick courier.

Please do need ful action & reply on same

I am Karthik Anbumani and my credit card no is [protected]. I obtained this credit card after lot of persuasion by the marketing person. At that time itself I sought his confirmation about hidden and unnessary charges used to be imposed by credit card issuing banks.

I used to make my monthly credit card payment on time. On 3rd Feb 2011, I have deposited an ICICI cheque for my monthly payment which is due on 4th Feb.

I have noticed that a penalty of Rs.486/- was levied for delayed payment in my subsequent statements. When I contacted the Customer Care people, I was informed that the cheque was realised after 5 days and because of this the charge was levied and they are unable to waive off the same.

It is common in urban centres that the cheques are getting cleared on the very next day of deposit. But this so called efficient bank has informed that it took nearly 5 days to clear the cheque.

Is it fair to penalise a regular customer like this? I don't find any difference between this bank and the mafia groups charging exorbitant interest and charges from innocent public?

It also came to my knowledge that in many cases, the collection managers has waived off even bigger amounts from customers to regularise the accounts. Sometimes even bargaining is taking place.

In this regard, I further regret to note that the response of the customer care people is very disgusting and they are not willing to provide the oppurtunity to escalate the matter to their seniors.

Under the circumstances, I am deeply thinking of surrendering the credit card with immediate effect.

Karthik Anbumani

Dear sir,
I have transfered money for paying my hdfc card due value of Rs.34439 ,from my icci account on 26.04.2011 and the amount is not credited till now,my credit card no ;[protected],and i have not recieved mail confirmation also,kindly confirm the status
Note:Believing your confirmation mail on normal occasions,i have not noted down my transaction id of yours
Thanking you,
Yours truly,

J.MURALIDHARAN
[protected]
j.[protected]@gmail.com

My SB account No.11048087 which was opened in Bank of Punjab few year back with minimum balance of Rs.1000/- in Rajouri Garden, New Delhi-110027 and the bank name converted into Centurian Bank of Punjab after some time and appx. 2 year back the HDFC bank has taken over all the accounts.
Now I came to know that the HDFC bank has itself raised the minimum balance amount to Rs.25000/- and zeroised my account due to not maintaining the minimum balance and I have not been informed about this ever.
As such, I may kindly be helped to get my hard earned money back from the bank.

RAVINDER JIT SINGH
D-54, MTNL Qrs, GH-17, Paschim Vihar,
New Delhi-110063.
Ph.[protected], 20225466