HDFC Bank Complaints & Reviews

Address: Ahmedabad, Gujarat

Dear Sir

M Venkatesh
Reg.Folio No.HB 467202
Certificate No.645029
Qty: 100

Pase note change of my address:
New Address:

M Venkatesh
32A Dungarsi Nagar COop.H.S.Ltd.
Opp.Seth Hospital
Bhatta
Sarkej Road
Ahmedabad 380 007
Mob.:c/[protected]

Divedend:

Please note that for so many years, the dividend must have been sent to my old address which might have come back to you.Pl send the dividend warrants to the new address

Or else you can send the pending dividents to my S.B.Account No. [protected] with bank of baroda, SP Colony Branch, Ahmedabad 380 014 by E-transfer.

May I request you to please send me an acknowledgement confirming action taken on this subject.

Thank you
Yours faithfully

for MVenkatesh,
Murugesan.M.

Aug 13, 2020

Complaint marked as Resolved

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Address: Faridabad, Haryana

I am Sazid Hussain. I have a mediclaim of HDFC ERGO which is issued from[protected] and i am paying regular premium from my credit card of HDFC bank.

I was suffering and admited in Akash hospital, ballabhgarh for 6 days from 09 Feb to 14 Feb 2011. This hospital was not in under this mediclaim (cashless policy). I have submited all my medical document (original) to HDFC ERGO and all payment receipt. then without any information to me they was in dalima for 2 months for under process (till[protected]. On[protected] I have received a letter where it is mentiona that my treatment was not in under medical policy he had mention " INFLATION OF CHARGE" with not satisfaction reason.

I called customer care ( [protected])and discuused for the same but i have not received any satisfactory answer regarding this letter. after i called Mr. Harish[protected] and he assured to process this my claim in a week and after 15 days he gave me another number ( [protected] poonam nayar) and said me clearly that company will not pay your calim money and your treatment is not payble from HDFC ERGO insurance.

my claim amout is Rs. 24061/-

My card no: HN[protected]
claim no: 20063
policy no. 50542793.

My mobile no. [protected]

email id: [protected]@yahoo.com

Aug 13, 2020

Complaint marked as Resolved

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khachanesachin

from Nashik, Maharashtra

Jun 14, 2011

Dont opt for HDFC ERGO in future. They are cheaters. I had Car insurance from HDFC ERGO, the claim was not setteled .

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HDFC ERGO General Insurance Customer Care

from Mumbai, Maharashtra

Aug 19, 2011

Dear Customer,

your claim was rejected due to misrepresentation of material facts (Inflation of charges).

For any queries please feel free to contact us on:

Toll- Free :
[protected]from any Landline & Mobile)

[protected]from MTNL or BSNL Phone )

[protected] Local / STD charges apply )

Yours Sincerely,
HDFC ERGO General Insurance

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khachanesachin

from Nashik, Maharashtra

Aug 19, 2011

dont opt for HDFC ergo in future .

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Address: Dahod, Gujarat

i had alredy informed my new mobile number in hdfc bank .but on monday 13/6/2011 ihad recieved a letter from hdfc bank about my funds on holds without any taype pre information from hdfc bank .after letter i am ready for settelments in two episode but your officer aartee chhungani baroda alkapuri branch is not ready for settelment so please do something as soon as posible

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K

kamal12

from Guntur, Andhra Pradesh

Jun 17, 2011

please check your mail

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K

kamal12

from Guntur, Andhra Pradesh

Jun 19, 2011

on 18/6/2011 i got a call from hdfc bank manager mr. bhupendra hada dahod branch about mail complain aleready he had forwarded to concerned department and solution will be come on monday 20/6/2011 accoroding to him five person are involved in this matter and case will take along time on result .so please do something as soon as possible because i have lots of problem about my family

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kamal12

from Guntur, Andhra Pradesh

Jun 20, 2011

hdfc bank is chor bank because on 14/6/2011 after funds on holds in my account there is 917 shown on16/6/2011 897.00 shown after 800 deduction by me on 16/6/2011 from hdfc atm machine.this monday 72 rupees balance is in my account .
means unnessarary deduction is 55 rupees done byhdfc bank in just 5 days so in two year how many unnessarary deduction was done by hdfc bank ?

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K

kamal12

from Guntur, Andhra Pradesh

Jun 23, 2011

i[censored] have not faith customer then why u have given credit card to me .chor bank hdfc bank

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Address: Delhi

My name is Anshul Jain. I applied for car loan by calling at HDFC bank helpdesk number. I got call back in no time for further processing of loan. Once i submitted all documents, my loan was approved within 2 days. I was asked to send scanned copy of booking receipt and insurance at saloni.[protected]@hdfcbank.com . I was assured that once car dealer(JAGMOHAN MOTORS, Sonipat) send these 2 documents at given email id, DO will be given same day and i can pick my car from dealers premises.
Now i have been told that since dealer is out of delhi. dealer mapping will be done which will take some time. Nobody care for customer's dissatisfaction now as yesterday i was told that DO will be given today and today they say that it will take more time and will be done by tomorrow.
Complaints :
1. Why i was given assurance that DO will be given same day when they knew right from the start that i am taking car from dealer outside delhi.
2. What if HDFC denies giving DO for some reason because i have done downpayment and also paid for the insurance.
3. Car dealer Jagmohan Motors is a renowned dealer in Haryana region with multiple showrooms and deals with HDFC bank everyday for car loans of different customers. Why dealer mapping is required now as there should be a centralised list of dealers HDFC bank is dealing with throughout india or otherwise, they should not approve loans for customer's buying cars outside delhi.

Sandeep @ HDFC bank ([protected]) - picked my documents now says his involvement was only till submission of my file and now its upto bank.

[protected] Lady who was 1st person from HDFC to give me call for this loan now says dealer mapping will be done and it will take time.

Saloni Dhawan is RM in ITO Branch, New Delhi and her number has not been shared despite asking number of times.

In the last call, i was assured that a senior employee from the bank nwill call me to explain but i have not recieved any call from bank as yet.

-Anshul Jain
+91- [protected]

Aug 13, 2020

Complaint marked as Resolved

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Address: Central Delhi, Delhi

dear sir,
when i received call from A.R.Credit & finance (on behalf of HDFC credit card) for credit card selling, he told me, you will get 5% discount on every shopping and fuel surcharge wave of for filling more than RS.400 at a time and i applied only bcoz of feature of 5%disc. on every shopping, & he(rohan from A.R.credit & fin.)told me that before sending cr.card,HDFC will send a mail (mentioning these feature) to me & after my reply as ok hdfc will send card but i receivd card in 5 days, no mail received from HDFC where i could confirm my all features of credit card mentioned by Rohan (sales exe.from A.R. credit finance) and Shruti (varification officer from A.R.credit & finance co. on behalf of HDFC).
Nitin Raipuria
[protected]@yahoo.co.in
[protected]

Aug 13, 2020

Complaint marked as Resolved

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nitinraipuria

from New Delhi, Delhi

Jun 21, 2011

i have not received any bank representative call or any information from that side, i am still waiting ////
please help me out.
nitin raipuria
[protected]

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N

nitinraipuria

from New Delhi, Delhi

Jun 21, 2011

I have called A R credit & finanace person (shruti & rohan) and they are saying they cant help you, you have to talk to hdfc bank etc and they are not picking up my phone now . even one of my coulige (amit srivastave) also trapped in these persons' talk and he received call from Sneha (A.R.credit & finance) for saying same features of credit card, please help...
Rajesh
[protected]

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A

Abhinay Trivedi

from Noida, Uttar Pradesh

Aug 25, 2011

I am also getting calls from A.R.credit & finance with same feature of credit card. Should I apply for the same? or how can I verify them?

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R

Rajinder Singh

from Delhi, Delhi

Feb 23, 2013

Me too received call from A R Credit and Finance company and they upgraded my ICICI platinum card to Coral card. The owner, Mr. Chandok told me that ZERO amount will be charged. But when I got my statement, Rs. 1000 were charged.. Now no body is taking my calls. They are all cheats and should be banned.

R. Singh
rajinder.[protected]@gmail.com

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Address: Delhi

This is with reference to my Credit Card no. [protected]

2. I have requested for a consideration for settling the dues and received the settlement letter no S0659310 to settle the account with a payment of Rs. 23600/-. After paying the full amount, I received a call from the collection that the account is not yet settled and I have to pay Rs. 1,500/- more to settle the account. So I paid the Rs. 1,500/- vide cheque no. 119179 dated 09.12.2010 which was cleared on 13 December 2010. After making the payment, when I contacted the same person , she told me that she has already forwarded the request letter to the bank for the NOC.

Instead I received the statement after statement showing full amount of Rs. 58000 is still due in this account.

The matters worsen when the collection agency called me in odd hours, coming to my residence and threataning me and my family. I have again forwarded the matter to the bank but with no result.

Till date, despite of writing numerous letters to the bank, RBI the matter is still unsolved. The Bank is now threatening me to lodge legal case against me.They even told that they will take police help

Aug 13, 2020

Complaint marked as Resolved

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Kavitha Keshava

HDFC Credit Card — After settlement

Hi, My card number is [protected], the expiry date was 09/2008, as i had not paid the outstanding balance on the card since march 2008 for Rs 2500, one o[censored]r executive called me and asked me to pay Rs 1, 000 in the month of september 2008, the same was collected from my house stating that he would send me a settlement letter from chennai but nothing worked plus Rs 7, 150 totally was taken in the month of January 2009 from my HDFC salary account, so totally 8, 150 was charged as penalty for Rs 2, 500 which is more that the interest we get outside, the card is expiryed & never afetr march 2008 i have used the card, but now again Rs 300 change is charged, is this fair. I am just fed-up with these things, solve it as soon as possible & i donot want to pay any more amount. This is very bad, it is like charging for no cause. For Rs 2, 500 u have charged Rs 8500 for just 10 months which is more that 6% interest.

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V

Vikrant Kumar

from Noida, Uttar Pradesh

Myself Vikrant kumar my HDFC credit card no id [protected] the final payment after sattelment was Rs 8000/- i paid this payment but executive gave me only slip & told me after three days we'll give u NOC letter but ten days are over they are not listing me properly & not giving me Noc letter. The name of executive is Abhishek & his mobile no is [protected].
There is no person inHDFC who can listen our voice. Its very bed experience

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S

souravbagchi

from New Delhi, Delhi

Jun 17, 2011

today i received the follwoing email from the bank.
RE:'HBL=[protected]' Re: Fw: Re: Fw: Re: Grievance Redressal - HDFC Bank Credit Card No. 4346 XXXX XXXX 2641Friday, 17 June, 2011 7:41 PM
From: "Senior Management" <PriorityRedressal.[protected]@hdfcbank.com>Add sender to ContactsTo: "sourav">
Dear Mr.Bagchi,

This is with reference to your recent e-mail dated June 15, 2011, regarding your HDFC Bank credit card account.

We note that basis your recent e-mail, our Bank representative was in touch with you to personally address your concerns raised. We take this opportunity to clarify your queries vide this e-mail.

As apprised in our earlier e-mail, we once again wish to confirm that we were not in receipt of payment towards the settlement offered during December 2009 for an amount of Rs.23, 600.00 payable in 6 instalments, in accordance with the terms of offer. Owing to the same, the settlement was revoked and the entire outstanding became due and payable. Please find below the details of payment received during the settlement tenure for your reference.

Date of receipt of payment
Amount (in Rs.)

Dec 31, 2009 2, 000.00

Jan 2010 -

Feb 28, 2010 3, 500.00

Mar 25, 2010 2, 500.00

Apr 28, 2010 7, 800.00

May 2010 -

Total 15, 800.00

Being fully sensitised to your comments expressed with regard to the settlement, we had initiated a detailed investigation and it reveals that there was no misinformation given by the bank representatives regarding settlement offer.

In this regard, we once again wish to clarify that the settlement offers are time bound and are decided based on the prevalent outstanding dues on the card account. Hence it becomes essential to avail/comply to the terms of the settlement offer by effecting a payment towards the agreed amount within the stipulated period. In the absence of the payment within the stipulated time, the settlement offered would be considered void.

Further, we confirm that there is an outstanding of Rs.45684.91 on your card account as on date. We note that our bank officers were in touch with you to arrive at a fresh settlement towards the card dues. We note you that you had requested for a settlement at a lesser amount. In this regard, we wish to clarify that bank offers settlement at its discretion, based on the prevailing outstanding due payable by the card member and not at the terms requested by the cardholder.

In the event you wish to arrive at a fresh settlement towards the card dues, we request you to contact our bank officer, Mr.Naveen Handa at [protected] to review your request towards possible settlement.

In line with our focus and commitment to Customer Service, we trust we have addressed your grievance in a fair and equitable manner and the issue has been resolved to your satisfaction. In accordance with regulatory guidelines, we are also required to mention that you may approach the Banking Ombudsman (appointed by the Reserve Bank of India); in the event you are not satisfied with our handling of your complaint. Should you wish to exercise this option, please log on to our website www.hdfcbank.com for details of the Banking Ombudsman Scheme – 2006.

Kindly note the query reference number for this correspondence is [protected].

Assuring you of our best attention at all times.

Regards,

Rajeswari Jayasekar
Asst. Vice President
Service Quality - Credit Cards

HDFC Bank has been recognized as "The Strongest Bank in Asia Pacific Region" by The Asian Banker, outperforming 59 top tier banks across 13 countries.

the most important point they have ignored, the harrasment of the recovery agency by threatning has makes no difference for the bank. secondly, they have not really investigate the calls / commitments made by their collection agency. always they mentioned that they are calling from Rajouri Garden HDFC bank and commit about the settlement but bank has no authority on those calls.

thirdly, regarding the outstanding now, being a blocked card there are no transaction on this card over 1 and half year, but how they make Rs. 7, 800/- outstanding to Rs. 45, 684.91 that question has not been answered. I also received a call from them saying that they can resettle this card based on the current outstanding.

I am really feeling helpless now. is there any way out to get rid of this problems? can any one will help me ?

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Address: Bangalore, Karnataka

I was having two personal loan from HDFC bank. Recently I have done one top up on one of the existing loan, so one of my loan has got closed & bank has open a fresh loan account for the new top up amount. Now bank is not accepting ECS for the existing 2nd loan (which was being repaid by ECS for last 15 months), suddenly bank is telling ECS is not working and I have to pay extra amount as penalty. I inquired with my icici bank, it shows ECS is still open & active, but HDFC is not requesting for ECS mandate amount so ICICI bank cant process the ECS amount. When I called up third time to HDFC bank & told them the matter they said there is no mistake from their side so they can't do anything. Even I requested to send the collection agent for collecting cheque payment for this month, still they did not respond.

Aug 13, 2020

Complaint marked as Resolved

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L

Libran

from Mumbai, Maharashtra

Aug 18, 2011

I just want to warn loan seekers to desist from giving the privilege of ECS withdrawal to a bank or for that matter to any company like Justdial etc.

It has lot of loopholes since any amount can be deducted from your account.

In my case the bank did not mail me tha loan statement and for a miniscule amount it has eaten up into my ac.

NEVER TAKE A LOAN WITHOUT GETTING IT CHECKED BY AN INDEPENDENT EXPERT. BANKS WILL SUCK THE BLOOD OUT OF YOU.

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J

joelmonism

from Mumbai, Maharashtra

Jun 7, 2012

respected sir,
dear sir as i submitted my documents for a loan purpose to hdfc bank which is located in kadri mallikatta.after i submitted they followed regarding verification about my identity and they successfully done with that, after they gave me a confirmation that i gonna get a loan soon for my bike but they failed telling that my professional address is out of their matter and i fought legally with the loan section division manager nazeer, later they bluffed me with giving some senseless reasons and i lost in that, and i did some where.so please take action regarding them..

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Address: Pune, Maharashtra

Dear Sir/Madam,
I am HDFC Credit Card Customer. Would you please explain to me why charge ST and CESS on Credit card fee(Rs-219.50) dated on 28/05/2011?

Requesting you to explain what would have caused this charge on my Credit Card Account.
Thanks
Sandeep Kale

Aug 13, 2020

Complaint marked as Resolved

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S

suryanarayanachv

from Mumbai, Maharashtra

Mar 2, 2012

MEMBERSHIP FEE INCL ST AND CESS Charged For Credit Card
Dear Sir/Madam,
I am HDFC Credit Card Customer. Would you please explain to me why charge ST and CESS on Credit card fee(Rs-660.70)

Requesting you to explain what would have caused this charge on my Credit Card Account.
Thanks
suryanarayana ch v

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K

Kishan Kumar Vagale

from Chennai, Tamil Nadu

Nov 28, 2014

MEMBERSHIP FEE INCL ST AND CESS charged for my credit card
Hi, I am HDFC Credit card holder, For this month NOV-2014 I have been charged 5618.00 Rs, can you please Explain me about this, I am very unhappy with this thing.
Why this people do like this, at the starting they told every thing is free only pay for what you shop, now i don't know what's wrong with these people on this year they charged 2 times financial charges on aug & oct.
This month they charged this thing MEMBERSHIP FEE INCL ST AND CESS
So Rubbish,
Please contact me
Kishan - [protected], [protected]
No Rating because of worst performance

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S

sbharanidharan

from Chennai, Tamil Nadu

Jun 8, 2015

MEMBERSHIP FEE INCL ST AND CESS Charged For Credit Card
Dear Sir/Madam,
I am HDFC Credit Card Customer. Would you please explain to me why charge ST and CESS on Credit card fee(Rs-570) on 02/06/2015.

Requesting you to explain what would have caused this charge on my Credit Card Account.
Thanks
Bharanidharan.s

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N

Nagadivya

from Cuddapah, Andhra Pradesh

Sep 18, 2015

First year MEMBERSHIP FEE INCL ST AND CESS Charged For Credit Card
Dear Sir/Madam,
I am HDFC Credit Card Customer. Would you please explain to me why charge ST and CESS on Credit card fee(Rs-570) on 16/09/2015. Since I am using from one month only why this charges ?

Requesting you to explain what would have caused this charge on my Credit Card Account.
Thanks
NagadivyaS.R

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V

vikasgoud38

Dec 2, 2015

Hi,

In my September CC bill 448/- has been added as FIRST YEAR MEM FEE INCL ST & SBC. I am really confused after seeing this, please clarify and revert me with details.

At the time of issuing the card they said that card was free of cost with no annual fee. Could you please clarify me or else deactivate my card I will pay my remaining CC bill.

Card Number : [protected]

Regards
Vikas Goud
Email : [protected]@gmail.com
Cell : [protected]

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S

Sumit Sharma930

Dec 18, 2015

HDFC Bank — MEMBERSHIP FEE INCL ST & CESS Charged For Credit Card

MEMBERSHIP FEE INCL ST AND CESS Charged For Credit Card
Dear Sir/Madam,
I am having HDFC Credit Card Customer. Would you please explain to me why my account is charged with ST and CESS on Credit card fee(Rs-572.50)

Requesting you to explain what would have caused this charge on my Credit Card Account.

Thanks
suryanarayana ch v

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S

Sumit Sharma930

Dec 18, 2015

HDFC Bank — MEMBERSHIP FEE INCL ST & CESS Charged For Credit Card

MEMBERSHIP FEE INCL ST AND CESS Charged For Credit Card
Dear Sir/Madam,
I am having HDFC Credit Card Customer. Would you please explain to me why my account is charged with ST and CESS on Credit card fee(Rs-572.50)

Requesting you to explain what would have caused this charge on my Credit Card Account.

Thanks
Sumit Sharma

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P

Poornima2128

from Pune, Maharashtra

Dec 29, 2015

Hi,

I am a HDFC Credit Card user. I have been charged with Rs.682.86 for RENEWAL MEM FEE INCL S on 5/11/2015 which I have never been informed about. The card had been issued as free for lifetime. It's just ridiculous to charge now after one year for a free card. Please consider to explain.

Thanks and Regards
Poornima

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G

gsharma995

from Pune, Maharashtra

Dec 31, 2015

Hi,

I am a HDFC Credit Card user. I have been charged with Rs572.50 for RENEWAL MEM FEE INCL ST & SBC which I have never been informed about. The card had been issued as free for lifetime. It's just ridiculous to charge now after one year for a free card.
Requesting you to explain what would have caused this charge on my Credit Card Account.

Thanks,
Govind Sharma

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S

sindhu C N

from Bengaluru, Karnataka

Jan 9, 2016

Hi,

I am a HDFC Credit Card user. I have been charged with Rs572.50 for RENEWAL MEM FEE INCL ST & SBC which I have never been informed about. The card had been issued as free for lifetime. It's just ridiculous to charge now after one year for a free card.
Requesting you to explain what would have caused this charge on my Credit Card Account.

sindhu c n

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N

narender golla

from Hyderabad, Telangana

Feb 16, 2016

Hi,

I am a HDFC Credit Card user. I have been charged with Rs572.50 for RENEWAL MEM FEE INCL ST & SBC which I have never been informed about. The card had been issued as free for lifetime. It's just ridiculous to charge now after one year for a free card.
Requesting you to explain what would have caused this charge on my Credit Card Account.
my email_id is [protected]@gmail.com

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G

Gopal Shrimal

from Noida, Uttar Pradesh

Apr 12, 2016

Hi,

I am a HDFC Credit Card user. I have been charged with Rs572.50 for RENEWAL MEM FEE INCL ST & SBC which I have never been informed about. The card had been issued as free for lifetime. It's just ridiculous to charge now after one year for a free card.
Requesting you to explain what would have caused this charge on my Credit Card Account.
my email_id is [protected]@gmail.com

Regards,
Gopal Shrimal

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J

Joseph6

from Chennai, Tamil Nadu

May 11, 2016

Hi,

I am a HDFC Credit Card user. I have been charged with Rs572.50 for RENEWAL MEM FEE INCL ST & SBC which I have never been informed about. The card had been issued as free for lifetime. It's just ridiculous to charge now after one year for a free card.
Requesting you to explain what would have caused this charge on my Credit Card Account.
my email_id is joseph.[protected]@gmail.com

Regards,
Joseph

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M

Manoja13

from New Delhi, Delhi

Jul 19, 2016

Hi,

I am a HDFC Credit Card user. I have been charged with Rs 575/- for RENEWAL MEM FEE INCL ST & CESS which I have never been informed about. The card had been issued as free for lifetime. It's just ridiculous to charge now after one year for a free card.

Requesting you to explain what would have caused this charge on my Credit Card Account.

Mail id - [protected]@gmail.com

Regards,
Manoja Ganesham

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S

Shalu8800

Aug 1, 2016

Hi,

I am a HDFC Credit Card user. I have been charged with Rs575 for RENEWAL MEM FEE INCL ST & CESS which I have never been informed about. The card had been issued as free for lifetime. It's just ridiculous to charge now after one year for a free card.
Requesting you to explain what would have caused this charge on my Credit Card Account.
I paid all amt in time still not sure each month hdfc deduct many amts in between.

Thanks,
Sonali Gupta

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H

honeychinihk

from Vadlapudi, Andhra Pradesh

Oct 9, 2016

Hi,

I am a HDFC Credit Card user. I have been charged with Rs688.85 for RENEWAL MEM FEE INCL ST & SBC which I have never been informed about. The card had been issued as free for lifetime. It's just ridiculous to charge now after one year for a free card.
Requesting you to explain what would have caused this charge on my Credit Card Account.
my email_id is kumrawat.[protected]@gmail.com

Regards,
Himanshu

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Address: South West Delhi, Delhi

Hello

I would like to bring to your notice that My money was withdrawn from Axis Bank ATM Machine which is located in Najafgarh Deenpur New Delhi. I am hoding Account with HDFC Bank Palam Branch New Delhi. I have given them enough time to seetle down the things and my money can be given back to me.

But HDFC bank they have not helped even after 2 months. There has been withdrawn of 2500 in just 1 sec duration.

Please help me and let me know in case if I can provide more information from my side

Thank you

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Address: Mumbai Suburban, Maharashtra

Complaint against HDFC Bank (Two Wheeler Loan Dpt.)

Respected sir / Madam

I am Rupesh Ubale Loan A/c No - 1990328 residing at (ghansoli) navi mumbai

I have purchased 2 wheeler in year 2005 (hero honda passion plus – colour – silver) with hdfc bank loan I have paid near about 31 emi out of 36 of emi rs 1529 to hdfc bank. From last 2 and half year I was not in mumbai so I was not able to pay last 5 installment because I was no having repayment schedule of my 2 wheeler loan but I was in touch with recovery executive and hdfc bank exctv is never come to ask about rest of payments, after that I had called to hdfc bank recovery dept manager mr harish (kanjurmarg) hdfc recovery branch and exctv mr omkar mob no [protected] to meet & to full n final settalement at my home (ghansoli) with pending installment of mine. They told me to pay rs 10000 for settalement and now I M back to mumbai before calling them for payments they taken back my 2 wheeler from my apartment by using duplicate keys, at that time I was at home they didnt called me and without inform me the have taken my 2 wheeler. My bike reg no. Mh 43 M 1319. After that I was so frustrate and after 2 days they call me their office kanjur marg hdfc bank recovery / Collection dpt and misbehave with me. I asked for repayment schedule and chart how much I have paid till not they didnt provide any information and they were insulting me & only forcing me to pay Rs 28000 now insted of 5 emi Rs.7645 they are forcing me to pay Rs 28000. Disburesed amt was 41000 and I have paid Rs 47399 till now. Now they are forcing me to pay more Rs 28000. It means hdfc bank is taking Rs. 75399 instead of Rs. 41000 loan amount which is actually disbursed amount. My request is please take an immediate action on hdfc bank to stop this kind of fraud bussiness.

Reply
thanking you
rupesh ubale – [protected]

Aug 13, 2020

Complaint marked as Resolved

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Address: South Goa, Goa

Hello,

So,in order to verify my Paypal account,I generated a netsafe card with Rs.100 in it.
Paypal did not use my money,and its been well over 35 days and i still haven't received my refund.
As per my virtual credit card,it says that it expires in 05/11,and now its 06/11 and still i haven't received my refund.

Thank you,
Ross.

Aug 13, 2020

Complaint marked as Resolved

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D

dosapati

from Delhi, Delhi

Jul 27, 2011

Hi, i am having same problem . i created VCC using HDFC Debit Card for 47, 500 Rupees on[protected] . i did't used the money at all. as it has 1 day experiy date i should have gotten the amount at most after 3 days.Today is[protected]. i didn't get any refund. Customer care guys are not responding properly ? Does any body have same problem earler ? If yes, how may days will it take to get my money back to my account.

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Address: Bangalore, Karnataka

Respected :- Sir

This is Shaik Hussain an ex employee of HDFC bank ltd my Employee code is
CS31574
I am writing the mail to because i quit the job on 11th Aug 2010 but still now i
have not received my full and final , PF and also my relieving letter till now.
I have called the HR and asked about this but Hr says that he had sent a mail to
clearance department but their is no response from them.

my account no is [protected] now in this account they have charged me for non
maintenance of AQB , but i don't understand why the have charged me for this
this is an zero balance account while filling my back account application it is
mention that AQB will be zero balance but now they are charged for it , i have
an ECS running in this account because of this my cheque is bonus now they
charge for cheque bonus and i have to pay fine both in bank as well as for loan
provider .

this is my request that please revers back the my money to my account by the EOD

Aug 13, 2020

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S

shaikhussain

from Chennai, Tamil Nadu

Jun 10, 2011

please help me

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Address: Karnataka

This peoples conducts some interview and without final rounds they will inform that the candiate is selected for the job and they send an offer letter without any Terms and conditions of the company and the bank manager ask for putting a sign stating that he has accepted the terms and condition and after that all the higher level peoples start threatening the candiate so guys pls be aware of this fellows before joining them.

Aug 13, 2020

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P

prashant metri

Dec 19, 2020

Fake are right

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prashant metri's reply, Dec 19, 2020

Tel me right are fake

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Address: Kollam, Kerala

HDFC Punalur branch officer Mr Sanoj, came several times to my house. He offered 100-300% of funds in 3yrs time. After so much begging, I thought of helping him, by taking the smallest policy. ie 50000rs per year. After completing two policies I came to know that, they are deducting 35% from capital. Now my one lakh become 60000. Also they are deducting monthly charges too. I haven't put the last policy amount of 50000. Now they are telling my policy is been lapsed and I am lossing my full amount.

They sent the document after 1-2 months, and claiming that I didnt carefully read the document. I came to know from public, that almost all lossing money and this is a public looting company. Now Mr Sanoj left the company and joined some where, after much cheating. Pls help to find a solution to this problem.

Presently am in Dubai, and my hard earned money is been looted by HDFC am in real trouble. I have three daughters and I thought of getting some thing for their marriage. Pls. help to have my money back and prevent HDFC/RELIANCE etc from this looting business. my home address JUBY MON P.M, PALLIYAZHIKATHU VEEDU, VETTITHITTA P.O, PUNALUR VIA, QUILON DIST. KERALA STATE, PIN 689696,
TEL. NO.[protected] OR [protected] wife's name Shaily juby. email address
[protected]@gmail.com, [protected]@yahoo.in, juby.[protected]@bkgulf.com

pls. help me

rgds
juby mon p.m
dubai,[protected]

Aug 13, 2020

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D

drohit

from Mumbai, Maharashtra

Jun 10, 2011

Sir its not a HDFC Mutual Fund, its HDFC Insurance.Very true Insurance people and banks those are selling insurance they are doing this practice and making fools to investors just to earn their revenue because revenue margin is very high i.e., 20 to 30% on these products.Their should be a strict action against these missellers.In mutual fund their is margin of 0.50% only, so they dont sell mutual fund otherwise mutual fund is actully a wealth builder product.
Rohit

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Address: New Delhi, Delhi

Hi Team,

I am facing issue with my HDFC Credit Card for the last month statement they have added my Credit balance as a opening Debit balance in the current month statement on which I called the consumer care centre but after having several discussion I was unable to make them understand the error in the statement.
Please help me out My contact no is [protected] and mail id is bharat.[protected]@exponential.com

Aug 13, 2020

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Address: Bangalore, Karnataka

I am Rajeshwari G. I had a salary account at HDFC bank at Whitefield in Bangalore. My account numbers was[protected] and was opened in 2005. Due to change in job, I had to shift to some other company. I was not able to close my HDFC bank account as I had given HDFC bank account details for refund of Amount to Income Tax department. Meanwhile the bank started deducting penalty charges for not retaining the minimum balance in my salary account. I was not given prior intimation of the requisite minimum balance or the deduction charges by the Bank at my address, on my contact number or on my e-mail id. The bank has not sent any statements to our communication address and any intimation.

Meanwhile the amount was transferred to my HDFC bank account. I got intimation of the release of amount from the Income tax department amounted Rs. 10370/- in 2010.

The bank kept on deducting the maintenance charges, eating into my hard earned income and as on 22nd Feb 2010, when I had presented a cheque of Rs. 9000/- for transferring the amount to a different account, then HDFC has returned the cheque saying Insufficient funds. This deduction of charges has happened without any intimation through any of the sources. Only when the cheque has returned, I got to know that the Bank has deducted the charges. Even the other bank where I had deposited a cheque had deducted some charges towards return of cheque and this is the 1st time which has happened with me, where the cheque has returned saying insufficient funds.

I feel duped and I am at loss of words to explain my deep feeling of disgust of having associated myself with a Bank of such malafide intensions, which searches for opportunity to cheat a customer.

Even now, the bank is deducting Penalty charges if we are not doing any transaction and that too without any intimation. When my father visited the bank to close my account today (8th June 2011), the HDFC is asking to settle the penalty charges of around Rs. 760 to close the account. Till now for the last 2 yrs, almost close to Rs. 3000/- has been deducted as Penalty charges. Finally I had to close this account as I did not want unnecessary penalty charges to be deducted and the bank is benefitted.

I am raising this complaint as it is the fault of the Bank for deducting this charges without any intimation.

I have a feeling that, the Bank under question has destroyed the very foundations, on which it gives service to the customers. To say the least, the bank could have at least sent quarterly letters to my permanent address about the deductions or give a call and let us know so that we can plan accordingly. It was making without my knowledge. It is acceptable that the Bank is here to make profits. With this experience in Private Banks, I have decided not to have accounts with the Private Banks.

Aug 13, 2020

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M

mr.ranbir singh

from Anand, Gujarat

HDFC Bank — deduct 9000

dear sir
i m customer of hdfc bank yamuna nagar branch.sir my atm card is expire on july 2007 and i got a new atm of hdfc bank at january2008.but on 21-11-07 and 7-12-07 some amount 5000 and then 4000 resp. was reduced from my account.and at that time i did'nt have hdfc atm card then how hdfc bank deduct 9000 from my account.sir plz solve this kind of problem.

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M

muji

from Kasaragod, Kerala

Sir,

My credit card No is [protected] and I have recd a message from TXNALERT on 03.12.2010 @ 12.40 pm regarding Rs.2036.21 has been debited in my credit card account by Ignighter. I was shocked to recd that message because I did not authorise or give consent to debit that amount to them. Then how they have debited that amount in my account. So, kindly verify that transaction and credit the amount in my account at your earliest.

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V

vishnupadmanabhan

Jun 8, 2011

I agree that HDFC really has a very bad customer treatment. They had out me in a very bad situation regarding a credit card.

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Dear sir,
I am piti kumari my emp. p13047. I was working with HBL GLOBAL PVT LTD. and left before 4 months ago but I have not received my PF Form .I want to withdraw my PF amount and also I have called many time to my sales manager but not got any response , so its my request please provide my PF form urgent. my postal address is c/o-Arun kumar srivastava , At-Rasulpur, Post-Nayagaon,Dist-Chapra(Saran) State-Bihar, Pin No-841217.

Regards
Priti kumari
Emp. Code-P13047

Aug 13, 2020

Complaint marked as Resolved

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Address: Bhilwara, Rajasthan

HI SIR/MADAM
I am jitendra moolwani from bhilwara,Rajasthan.I had worked with HBL global pvt.ltd for 4 years since 11th march 2006 till 24th may 2010.My emp.code is JO3212. Now from past one year I am trying to withdraw my pf amount but there is no response from their side. I have sent mails so many times but the department is not responding to my mails. I have the right on this pf amount but I don't understand that why there is such a long delay. Kindly look into this matter as soon as possible. If I don't get any response within 7 days , I'll have to take some serious step to get the matter solved. I hope that you'll co-operate.

Aug 13, 2020

Complaint marked as Resolved

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Address: New Delhi, Delhi

Change of my ECS date

This is Vivek Anand from Noida from last three month i callup your coustomer care and told them to change my ECS payment from 5th of every month to 8th or onwards 8th but they are not going to respond anything and i am paying 700 rupees bounce charge in every month, from next month i am not going to pay any single rupee, so kindly do the needful. So, first I need to get the reimburse the bouncing charges 450 by HDFC and 220 by RBS. I will only pay the loan emi amt which is Rs 1892.

Name-Vivek Anand
Loan Ac/N[protected]
Mobile no- [protected]

Aug 13, 2020

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V

Veeresh Chandrashekar Math

from Bengaluru, Karnataka

HDFC Bank — ECS Date

HDFC Bank is saying that every month 5th they clear the EMI by ECS. But in my Statement they cleared the ECS on 07,08,09,10,11 dates of other months.

But on 5th of Feb 2010 my cheque got bounced They charged me Rs-450.

If they are very much concern about consumers why they did not deducted my previous EMI's on 5th itself.

On 5th Feb 2010 moring my balance was Rs-1900 somthing after depositing Rs-1300 in ICICI Bank.

Is Bank have all the rights to take any decision?

I was needed Rs-1500, because my cousin for hospitalised. I had Rs-1900 balance in ICICI account. I did not withdrawn the amount because thinking that 5th is my ECS date. But that month they cleared my amount on 11th.

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Vivek _Anand

from Greater Noida, Noida, Uttar Pradesh

Jun 10, 2011

I got positive feedback from bank - [protected]@hdfcbank.com.
They are trying to reimburse the bouncing charges and intimate me in 4-5 days. I was also hoping the same.

Thanks HDFC

Name-Vivek Anand
Loan Ac/N[protected]
Mobile no- [protected]

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Vivek _Anand

from Greater Noida, Noida, Uttar Pradesh

Jul 19, 2012

I made fool by HDFC team. Over phone they assured me waived off the late payment charges and bouncing charges but still after clearing all the 36 EMI; it is showing in their system. They are not providing me the NOC and harrasing me for just 1 late payment charges and 1 bouncing charges for which I have already lodged yhe complaint in consumer complaint on June 7, 2011.

Very bad impression HDFC bank.

Name-Vivek Anand
Loan Ac/N[protected]
Mobile no- [protected]

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Address: Kottayam, Kerala

Dear sir::

My name is sreekanth i took a personnal loan rupees 120000 from HDFC bank kottayam branch.and give my icici bank cheque as security. Unfortunately i couldn't pay my EMI regularly on time.because i lost my job and some financial problems also i am facing in my family. Now iam working in hdfc life insurance company because of my dues the bank withheld my salary account ( which iam getting from hdfc bank ) and debiting whole the amount from my salary account. The loan tenure is 48 months and now its 13 months remaining for the maturity but the bank authorities telling that i have to pay the remaining whole amount now. but i cannot pay the whole amount atonce. and they filed a cheque case against me and the court issued a samense but i didn't get any information from postal department . so the samense came back to court and the court issued an arrest warrent against me. i approach the bank but they refuse to withdraw the case and they debited more than the amount which i have to pay till the month. and the bank authorities and collection executives threatening that i have to pay whole amount now . but i couldn't pay the amount now because i am working with out any income.

I want to know one thing i give icici bank cheque as security then how the bank debit the amount from my hdfc account.
sir please go through this issue and give me a solution..

--
Thanks and Regards

Sreekanth TG
[protected]
[protected]@gmail.com

Aug 13, 2020

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S

sreekanthinnet

from Irinjalakuda, Kerala

Jun 10, 2011

Dear sir:

its a copy of mail which send to hdfc bank

My name is sreekanth i took a personnal loan rupees 120000 from HDFC bank kottayam branch with loan account number 12950729.and give my icici bank cheque as security. Unfortunately i couldn't pay my EMI regularly on time.because of some financial problems . Now iam working in hdfc life insurance company, because of my dues, the bank withheld my HDFC salary account account number( [protected] ) and debiting whole the amount from my salary account or last three months. The loan tenure is 48 months and now its 13 months remains for the maturity but the bank authorities telling that i have to pay the remaining whole amount now. but i cannot pay the whole amount atonce. and they filed a cheque case against me and the court issued a samense but i didn't get any information from postal department . so the samense came back to court and the court issued an arrest warrent against me. i approach the bank but they refuse to withdraw the case and they debited more than the amount which i have to pay till the month. and the bank authorities and collection executives threatening that i have to pay whole amount now . but i couldn't pay the amount now because i am working with out any income . now i am facing the court by taking bail.its a worst situation for me and i never deliberately cheating the bank . i know you are debiting the amount because iam getting salary from ur account. but i am not decided to leave the job but dont create more such worst situation. i believe the bank is following some humanity and keeping the human rights so please go through this matter .the collection manager Mr Asif telling that have to pay the whole amount.i have to pay 68586/- rupees to close the loan alredy the are holding arround 16000 from that 68586 around 23000 rupees are charges and 45000 as loan outstanding if iam paying so by deducting the that 16000 . yhere will be an outstanding of 52586 with the additional charges and 29000 so if iam paying the whole to settle even if iam taking some money for interest the why should i pay the whole because the outstanding includes the remaining one year interest also .if iam paying the total may i get the benefit of deducting the interest .so please do something for me as humanity. because of the bank deducting the salary my family is more suffering and iam having some other financial liabilities also so please help me ...
I want to know one thing i give icici bank cheque as security then how the bank debit the amount from my hdfc account.
sir please go through this issue and give me a solution..

--
Thanks and Regards

Sreekanth TG
[protected]

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