HDFC Bank Complaints & Reviews

Credit Card — for membership fee

dear sir,
i jagdish patel, having hsbc card no:[protected].
dear sir, every year i have to complain for my above no. credit card, as its a life time free, so why every year i have to inform, this time its charge is Rs2000+247.20=2247.20 as a primary card membership fee.
so please do needfull, and if it is not possible, please cancel my above number credit card.
thanking you.

Hi,
I Have taken a Titanium card. one of the executive called me and said that it is a LifeTime Free and as well as no Hidden costs.
after one in my statement i need to pay 274RS which is a membership fee.
and i raised a compliant also but no response from these people.

I also have same problem along with the extra amount charged for the credit card loan due, sent a mail to the above id, hope it will be addressed.

Hi,


I have also been charged for Rs 440 as Membership fee.
I was told that its a lifetime free card and there are no hidden costs.
I am holding the saving account in HDFC .
Cust id : 38236539

Now, I want those Rs 440 to be reversed.

I also have same problem. I was using HDFC gold credit card. Which was told by the person who filled the form @ my working place thtat "this is a life time free credit card". And paid in time for all the transactions.

But after one year I received statement asking for Rs. 2000 service charge.

What should I do?

Hi,

Recently i have taken a hdfc credit card they told that it is free & later i have checked online that is having annual member ship fee of 561 & i raised a complaint they told that pay the amount and enjoy the card.

So i decided to cancel my card but for that also they told that there is procedure like we need to submit a hard copy of written & send it chennai by speed post or in hdfc branch, so my concern is when we are taken a card they will be coming to us & taking all the documents & every thing when we need to cancel we have to go to the bank or send a speed post please look in to this.

Regards,
Harish Pola
M.No:[protected]

Dear Mr. Mathai

Please email your concern to [protected]@hdfclife.com with your complete name, application/policy number, contact number and a description of your concern and we will provide you with a solution.

Warm Regards
HDFC Life

HDFC standard life insurance — mis-selling

mis selling of insurance policy by mr. ashwani, ms. anshu staff of hdfc bank, sector-7 branch, karnal

Dear Sir,

Subject: Illegal and unethical Sales Practices of HDFC Standard Life Insurance Company

I am writing to you regarding my recent experience with HDFC Standard Life Insurance Company when I tried to purchase a life insurance policy. I requested the policy to be issued against my legal name, Din Dayal Gupta.

However, I received a policy document number 14053316 dated 30th Nov, 2010 which was issued in incorrect name, Deen Dayal, living in Sari Rohilla which is not my correct address either.

I was also shocked to find out that the insurance company had forged my signatures, wrongfully attested my passport copy and changed my name from Din Dayal Gupta to Deen Dayal in policy application documents to enable billing against my HDFC credit card which was in my old name Deen Dayal. Please see of policy, pages 2, 12, 14 and addendum page 2 for details on forgery.

Since then I am continuously requesting for cancellation of the aforesaid policy and the credit card as well 27th Dec, 2010. Even after four months of follow up, I am yet to receive a policy cancellation confirmation.

In the meanwhile, the HDFC credit cards division wrongfully released the annual insurance premium money to HDFC Standard Life Insurance Company against forged documents and has been requesting that money from me. HDFC Cards has also piled up late payment charges against my account.

Now, both companies, HDFC Standard Life and HDFC Cards are playing football with my case. HDFC Life has so far refused to cancel the aforesaid policy and refund all balance amounts against my credit card account. HDFC Cards is also refusing to accept its error in releasing money against forged signatures and reverse the credit card charges and is asking me to fight my battle with the Life Insurance Company.

Being subject to this everyday harassment, I request your early intervention in the matter and penalize the behavior and practices of HDFC Standard Life Insurance Company. I request you to instruct HDFC Life to cancel the aforesaid policy, and advise the concerned to refund all cancellation charges charged against my Credit card account without any further delay.

Thanking you,

Din Dayal Gupta
92 VivekanandPuri,
SaraiRohilla,
Delhi – 110 007 (Mobile No – [protected] & Telephone No –[protected]

Mr Manoj Raman
Sr. Manager Customer Service,
HDFC Standard Life Insurance Company Limited,
5th Floor, Eureka Towers,
Mindspace Complex, Link Road,
Malad (West),
Mumbai – 400064.
Sub: - Complaint No –[protected]. (Policy No –[protected]
Dear Mr Manoj Raman,
I am in receipt of Letter dated April 04, 2011 from Binita Upadhaya informing me having registered my complaint under above said complaint no and deputing Mr Ganesh R, customer service Representative to handle the above Complaint within 2 weeks and also giving Escalation Matrix in case I don’t hear from you.

I would like to share the verbal communication I had with your Mr R Ganesh on 06-apr-2011 at 10:07 on Telephone No –[protected] and appraised by him that he is closing this complaint. I am surprised to note that how he can close this complaint without giving me suitable reply on the forged signatures made by your representative and action being taken against him at your end in writing and also let me know how HDFC bank has made payment to the HDFC Life Insurance without matching my signatures. Also I am fail to understand how HDFC Bank entertained application from HDFC Life Insurance with corrections made by their representative at his own without vetting to me. More than 3 Months have passed since lodging of this complaint but till now I have not received any written reply on the above by HDFC Life Insurance & HDFC Bank in this regard.

Also I am highlighting the incidence of dated 30.03.2011, where I got a call from[protected] at 9.16 am of Mr. Sanjay Gupta from HDFC Bank, Rajouri Garden Branch, New Delhi threatening me not to get out from my home if I don’t make payment of Rs. 3300/- in shape of cash today itself and again at 11.08 am I got call from Mob No. [protected] & subsequently from tel. no.[protected] to confirm from me whether I have made the payment or not.

Being a heart & diabetic patient, I myself felt in great shock of such mischievous threatening call I had to made payment in cash against Receipt No.13063516 dated 30.03.2011 to Mr. Pankaj Khanna of M/s B.R. Associates (ID No. N04161) on behalf of HDFC Bank, Card Divn., 110, N M Road, Chennai, to avoid any mishappening to my health due to purchasing of this Insurance Policy. Since then, on every alternate day’s visit of your representative’s at my residence, I am facing B.P. & some type of shock problem due to which my hands are also not working normally and I am incurring a huge amount on medical expenses to overcome depression problems and till now I had spent more than Rs. 2.00 lacs. Immediately after one hour of releasing Rs.3300/-, towards Late charges as advised by Mr Sanjay Gupta of HDFC Rajouri Garden Branch. I got a courier dak from HDFC Life Insurance, Janak Puri, New Delhi to deliver the Policy Bond Certificate, which I refused to take as the same was sent to you for cancellation on 27.12.2010.

Again on 31.03.2011 at 12.56 p.m I got a call from Tel. No.[protected] of Janak Puri Branch, HDFC Life Insurance asking me, why I have returned this policy certificate then I told the calling person that this policy bond was sent to you for cancellation before 3-4 months back and since then you were silent and now on getting Rs. 3300/-, your people are forcing me to purchase this Policy, which I am not interested at all and I still not getting favorable response of cancellation of the said policy and now suitable reply in writing is desired against the errant person who had made forged signature in Policy Document with suitable compensatory amount incurred on medical ailments and communication being done with you in this matter.

On 6.04.2011, your Mr. R. Ganesh expressing his inability to cancel this policy and I am being forced to continue the same, which I am really not interested to continue this policy. Again, on given assurance by HDFC for issuance of regret letter to take corrective actions in future and made responsible HDFC/HDFC Life Insurance any such type of forged actions, I am yet to receive the said letter.

Being subject to this everyday harassment, I request your early intervention in the matter and penalize the behavior and practices of HDFC/HDFC Standard Life Insurance Company. I request you to instruct HDFC Life to cancel the aforesaid policy, and advise the concerned to refund all cancellation charges charged against my Credit card account without any further delay.

Looking forward to hear from you soon in this regard.
Yours faithfully,
(DIN DAYAL GUPTA)
92, Vivekanand Puri
Sarai Rohilla
Delhi – 110007
Mobile No – [protected]
Telephone No –[protected]

HDFC Credit Card — Mental Harrasement against the payment of credit card.

sir,

With reference to above subject,i wish to highlight a case of banking credit card fraud against me, which makes me mentally disturb from last 1 year.

Detail summary of case :

In the month of May 2009 i got a call from HDFC bank that i have not cleared my dues of Rs.80000/- against my gold credit card and the person (HDFC staff) told me to deposit the same amount as early as possible or else we know other ways to recover the payment, then i reply with that as per my information i have applied for the HDFC credit card 1 year back but when i wanted to know the status of my application they told me that sorry sir the company in which you are working is BLACKLISTED AS PER OUR INFORMATION SO WE ARE REGRET TO OFFER YOU A HDFC CREDIT CARD.
So, the case was closed from my side with this information , but the staff (HDFC) kept on saying that "no sir your credit card is issued to you" and now you have to make payment and simply disconnect the phone and daily i was getting 1 or 2 threatening calls from the bank regarding payment of dues or else we do this & that and talk in very abusive & vulgar language, sometimes my parents & wife picked up the phone but they always talked in the same language and the recent call (mid of july/aug) which i got from the bank that we have sent your name to CIBIL.
Here I am mentioning few questions regarding the same which are below:-
1. I was working from last 6 years in same company and my company is blacklisted as per bank information so how could they issue me a credit card.
2. The credit card is in my name and my profession mentioned there was Business but i was salarid from last 5 years.
3. At that time my salary was below 10,000/- so how can bank issue me a GOLD CREDIT CARD.
4. I have not received the credit and nor the credit card envelope delivers on my residential address.
5. I never get a call or any sms regarding swapping of that card for any purpose or having any transaction never before.
One thing more i want to clear that in the month of February 2009, i have taken a personal loan of Rs.60000/- from HDFC bank for 1 year, loan a/c no.14453828, which i dully paid (loan term over on 5th march 2010) without any bouncing or other late payment charges.
If i can default on credit card i can also default on my personal loan but as i dont want to spoil my record and be a genuine customer of HDFC bank i have paid my all installments on time.
So atlast, i request you kindly look into this matter and try to find out the culprit who is responsible for all this and kindly take off my name from CIBIL and make me free from all this fraud.
Name:Vikash Pandey
Mobile No.:[protected]

I think you should go to consumer court and registered complaint against HDFC bank. i think this is total fault frm hdfc bank, so hdfc is liable for give higly compensation in your case.

Dear customer,

All bank representatives are required to adhere to strict guidelines with respect to their tone and manner of interaction with customers. We sincerely regret the behaviour of our agents and the distress it may have caused to you or your family.

We would like to investigate your complaint further. Request you to please email us at [protected]@hdfcbank.com with some additional details such as the credit card details (in case you have any). Please mention the id number TTU[protected] in the subject line of the email. Once we receive these details, a bank representative shall contact you.

Additionally, we request you not to post sensitive information such as account numbers and contact details on a public forum such as this, as it may lead to your account being compromised.

Regards, Customer Assistance, HDFC Bank

Dear Sir,

I was holding HDFC bank credit card no - [protected] which was offered by the bank's executives by force. Due to some financial crisis i was not in a position to make payment on time & therefore i had settled the card & was supposed to make payment of Rs 74000/-
I also wrote a mail to the head of credit card department that due to some unavoidable reasons i am not in able to make payment but i ensured to return complete settled amount back to them. Till date i had made total payment of Rs 41200/- through cheque payments on monthly basis. But now they have sent me a settlement cancellation notice & have mentioned that i have to make complete payment again. HDFC bank executives are so arrogant & whenever they speak they literally harassed me saying various pathetic statements.

Now, i want to put up a case against the bank in consumer court as i am not going to pay even a single penny to them.

Regards

I had 44952.35on my account on 30th june 2011and on 14th july 500Rs deducted fom my account an the same thing happend on 9th aug and 16th aug simultaniously deducted 7000 and 500 from my account. i want the reason why this amount of mony is deucted from my account.

Date: 14th july 2011, 9th aug and 16th aug 2011
Narration:EAW-EAW-[protected] - BANGALORE, EAW-[protected] - BANGALORE and EAW-[protected] - BANGALORE
Reference no.:[protected],[protected] and[protected] .
Value date: 2 october 2011
Please look into the matter and kindly help!
Md Mosharraf khan

It happened to me also, they are crazy people. I never interest in MF how come they are charging. May be HDFC software not working properly.

CAR LOAN — not recieved loan details from 6months

still now i have not received my car loan details.please send me the details of my account
LAGWA[protected]
with EMI of rs 10440 for 36 months



thanking you
RAVI KUMAR B.R.

not recieved loan details from 6months
still now i have not received my car loan details.please send me the details of my account
LATHR OOOO8440908
with EMI of rs 5135 for 60 months



thanking you
SANEESH.O.M

I HAVE TAKEN CAR LOAN 2 LAKH FROM HDFC BANK AHMEDNAGAR BRANCH MY A/C NO. IS 1099617. I HAVE REPAID ALL THE LOAN AMOUNT & INTEREST ONE YEAQR BEFORE, BUT STILL I DID'NT RECIEVED N.O.C. FROM BANK TO CANCEL THE HYPOTHICATION FROM R.T.O. PLEASE SEND ME NOC AS EARLY AS POSSIBLE.

S.S. GHODKE

[protected]@yahoo.com

Sir please send my car loan account statement. My car loan account no. is 10716071.

HARIPAL SINGH
[protected]@gmail.com
[protected]

Its true

MY SELF THIYAGARAJAN.A .EMP ID CA24346 SIR I WORKED AS A SALES EXECUTIVE FROM 23rd JAN 2010 AND I RESINED MY JOB 1st NOV 2010 TO MY SM G.RAMESH TL G.LOGANATHAN AND IN WRITTEN .BUT SIR TILL DATE I HAVE NO RECIVE MY RELIVING LETTER & PF . THAT IS WHY I AM FACING A BIG PROBLEM IN MY CURRENT JOB .ALSO NO MESSAGE RECIVE FROM MY BRANCH .I AM VERY HELP LESS .SIR PLEASE HELP ME .I SHALL BE VERY THANK FULL TO YOU

REGARDS
A.THIYAGARAJAN
CA24346
[protected]
[protected]@gmail.com

To
The HDFC Bank LTD HR

Dear sir, i am dealer of cross road jo chevrolet car;s sale karte hai.hamare yaha se custumers ki loan file's HDFC BANK me lagayi jati hai, jise approved karane ke liye aapke Manager Mr.Sanjay Dwivedi jo Kanpur location ko dekhte hai wo hamare customer's ka loan approved karane ke liye money demand karte hai. aur hamare yaha ke sales mans se kehkar jate hai ki agar aap hame case doge to main aapko alag se Rs2000 dumga.
So i request to you please aap apne manager Mr.Dwivedi ko samjha de ki is tarah ki gandgi hamari dealership par mat kare nahi toh hame HDFC BANK se business band karna padega jab ki hamara HDFC BANK se bahut accha relation raha hai...

THANKS

HBL Global Pvt Ltd (carloan department) — PF not received

Dear Sir/Mam,

My self Bhavi trivedi Again, i have not received any reply from your side, I want my PF amount, It has been 1.3 year i left Ur company & yet not received PF Amount, Pl let me know the status, why i dont get any reply from ur side, i am in urgent need, PL do the needful ASAP.

I was worked in hbl global oct2005 to nov2006 and my id number is s15485 . Iam waiting for my p f .i have give all the detail but cant get the pf amount
please i request you relase my pf soon.

Sir,

I am Ajoy Kumar Saha from kolkata worked in HBL GLOBAL PVT LTD ( Car Loan Department ). (Employee code no A06803 ) from May 2005 to January 2007, I got my PF claim form, attached all my docs and cancelled cheque and sent it to them few months back. but till i not get my PF amount. Kindly take action and releasing my pf amount as soon as possible.


Regards,
Ajoy Saha
[protected]